Sabrina Persaud, CFP®
My Mission Statement
ABOUT SABRINA PERSAUD
Sabrina's academic journey led her to William Paterson University, one of the few institutions offering a financial planning program and was part of the Student Managed Portfolio Club. Here, she discovered her fascination with trust and retirement planning, which laid the foundation for her career. Starting as an intern at a small Registered Investment Advisor (RIA), she quickly advanced to a financial representative role at Fidelity, where she gained valuable experience in both services and advising.
At Merrill Lynch, Sabrina developed a hybrid approach that emphasized comprehensive client reviews, retirement, and financial planning. Her practice is characterized by providing exceptional client service, particularly to pre-retirees, retirees, widows, and women who may lack financial experience. Sabrina is passionate about guiding her clients through the transition from retirement to legacy planning, ensuring they receive the clarity and guidance they need.
Sabrina's move to Morgan Stanley is driven by her aspiration to lead with planning and leverage the firm's resources to better serve her clients. She believes that clients invest in the advisor, not just the company, a belief underscored by her clients' loyalty.
Beyond her professional achievements, Sabrina is deeply committed to giving back. She co-founded a humanitarian organization in Guyana, actively participates in her church, and mentors women in the financial industry, advocating for women's empowerment in a traditionally male-dominated field. Her dedication to community service aligns with Morgan Stanley's core values, and she finds fulfillment in seeing her clients happy and progressing in life.
Sabrina enjoys traveling with her husband and children, with favorite destinations including her homeland of Guyana, the Caribbean, and Europe. She practices mindfulness through yoga and meditation, and her personal success is defined by the trust and progress of her clients.
FINANCIAL PLANNING WITH SABRINA PERSAUD
Your financial plan should include more than just your investment objectives. Rather, it should be tailored to address the personal life and legacy goals you've identified and prioritized.
Sabrina's planning process begins with you, your personal goals, your financial goals, and your investment objectives. It is holistic in its approach and encompasses all the key elements of your financial life as well as your cash management needs. Your curated wealth plan includes research and recommendations across a wide range of asset classes, themes, models, and investment managers to accomplish your objectives.
The CFP® Professional:
Sabrina Persaud is certified by the CFP® Board. The CFP® designation shows that Sabrina has taken the extra step to demonstrate commitment and professionalism by voluntarily submitting to the rigorous CFP® certification process to better serve her clients.
The certification process includes demanding education, examination, experience, and ethical requirements. These four cornerstones set the foundation for the ability in helping clients achieve their goals. Sabrina's diverse skillsets can help you navigate the complicated financial factors in your life.
Our LifeView® Platform:
Using Morgan Stanley's LifeView® platform - Sabrina can create your personal roadmap to help achieve and protect your goals - a framework that makes the connection between your life goals and your financial resources and provides a baseline for future discussions.
LifeView® helps us help you:
- Analyze your current investments and financial situation
- Review and prioritze your goals with you, such as retirement
- Education funding
- Major purchases and philanthropic goals
- Protect your goals
- Develop wealth transfer strategies
Start with a conversation to gain a thorough understanding of your needs, lifestyle and family – and your goals for the future.
Sabrina works with you to develop portfolio strategies to help you achieve and protect the outcomes you envision.
Look across multiple accounts and products to help you implement solutions that are an appropriate fit for your strategy.
Sabrina helps you track your progress as well as spending and savings to help ensure you remain on track towards your goals.
WOMEN WITHOUT LIMITS
Sabrina Persaud is committed to empowering women through tailored financial advisory services that address their unique needs and goals. With a deep understanding of the challenges and opportunities women face in managing their finances, Sabrina provides comprehensive guidance that encompasses retirement planning, investment strategies, and legacy planning. Her approach is rooted in fostering financial confidence and independence, particularly for women who may be navigating life transitions such as widowhood or career changes. By creating a supportive environment, Sabrina helps her female clients make informed decisions that align with their personal and financial aspirations. Her dedication to women empowerment is reflected in her mentoring efforts and active involvement in community initiatives, ensuring that her clients not only achieve financial success but also contribute to a broader culture of progress and equality.
Investing is an important part of your wealth planning strategy, and for you to invest in a way that fits both your lifestyle and your long-term goals. For women, that may mean factoring in pay gaps, career breaks, longer lifespans, and higher healthcare costs for retirement. Learning how to start investing – and understanding how your investment approach may change over time – will help ensure that you stay on track to achieve the future you envision.
Women are poised to change the face of philanthropy. Currently, women control one-third of all U.S. household financial assets, and the power of their purses is expected to increase as they inherit much of the $30 trillion in assets that will be passed down to baby boomers by 2030. Since women often play key roles in educating other family members in giving, their philanthropic influence may extend far beyond their individual efforts.
How a better understanding of women's unique circumstances can improve the value proposition of your company's retirement plan.
Armed with education and a plan, women can feel confident about their financial goals and how they'll achieve them.
Morgan Stanley women share how they are navigating through and thriving in the competitive world of financial services.
Amid ongoing gender inequality, women employees expect more from their employers. Learn how to retain female talent within your organization.
LEADING A FULFILLING RETIREMENT
The retirement planning landscape is shaped by evolving economic conditions, regulatory updates, and the diverse financial needs of individuals. When preparing for a client's retirement, Sabrina delves into a variety of topics, including effective retirement savings plans, investment strategies tailored to different life stages, and risk management techniques to safeguard your future.
Sabrina also examines the impact of current market trends and demographic shifts on retirement planning, offering insights into how these factors may influence your financial decisions. Sabrina's goal is to equip you with the knowledge and tools necessary to make informed choices that align with your long-term objectives.
Carefully managing distributions from your portfolio during retirement can help you save on taxes, leaving you more money to spend and enjoy.
Your retirement has the potential to be the most fulfilling period of your life–but you need to have a plan for your time as well as your finances.
Insurance isn't just for supporting dependents if something happens to you. It can also be part of a long-term retirement strategy.
Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.
Smart tax planning can help you save more for retirement and keep more of what you've already saved. Consider these tax-efficient retirement planning strategies.
As retirement approaches, you'll want to have a clear understanding of what your financial needs are and if there's room for improvement.
MODERN WEALTH TOOLS & RESOURCES
Morgan Stanley's comprehensive suite of digital resources has been carefully designed to help enhance each and every aspect of your financial portfolio and life. Learn more about some of the Modern Wealth Management Tools that we offer to our valued clients.
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool.
View all your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you'll benefit from more informed wealth planning, secure data access and convenient connectivity.
Digital Vault allows for easy sharing and convenient access to your most important documents from wills and deeds to financial statements and tax fillings. Easily manage your encrypted financial records all in one place.
eDelivery provides you with the ability to view statements and other documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Morgan Stanley Family Office Resources provides specialized, technical expertise to select clients across a broad range of family wealth management issues. Our core capabilities span three complimentary areas of focus including Governance & Legacy, Wealth Strategies and Signature Access.
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
This document outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
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