Welcome

I am a Family Wealth Director, a Morgan Stanley designated financial professional, who believes that you - as one of our most important clients - is entitled to a different kind of working relationship with the firm. In fact, it is a type of relationship that you have probably not encountered at any other firm. As a Family Wealth Director, I bring the scope and influence of the differentiating resources of Morgan Stanley to our most valued clients.

This combination of personal attention and financial possibilities can help create opportunities for you. Your financial life requires the broadest possible scope of knowledge, and we are committed to helping you have an experience that is easier and rewarding.

Here is a link to look at my team website:
Services Include
  • Alternative Investments1
  • Business Succession Planning2
  • Cash Management3
  • Estate Planning Strategies4
  • Financial Planning5
  • Philanthropic Services
  • Professional Portfolio Management6
  • Sustainable Investing7
  • Trust Services8
  • Wealth Consulting
  • Wealth Management9
Securities Agent: TX, OR, CA, WY, WI, WA, VA, UT, TN, SC, PA, OH, NY, NV, NM, NJ, NC, MT, MN, MI, MD, MA, KS, IL, ID, IA, HI, GA, FL, CO, AZ, AR; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1268347
CA Insurance License #: 0C78735
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Biography

Drawing on over 30 years of experience at Morgan Stanley, Rupa Jack helps families with their personal and financial decision-making process over their lifetime so they can accomplish the things that are most important to them. Rupa is a Morgan Stanley Family Wealth Director, an exclusive designation held by those who have demonstrate knowledge and experience across an extensive range of wealth management disciplines (approximately 275 of Morgan Stanley’s 16,000+ advisors). As such, Rupa has experience in wealth transfer, family dynamics, philanthropy, asset preservation and location, cash management and lending solutions, business succession planning, wealth management, and other important areas of concern.

A graduate of Oregon State University, Rupa completed her Master’s Degree in Taxation from Portland State University. She maintains her accreditation as a Certified Public Accountant, though she is non-practicing at Morgan Stanley. Rupa also earned the Certified Investment Management Analyst® designation,® taught in conjunction with The Wharton School at the University of Pennsylvania, and the Certified Wealth Strategist® designation from the Cannon Financial Institute.

Rupa has been recognized in 2019 and 2018 Forbes Best-in-State Wealth Advisors, and 2018 and 2017 Forbes List of America’s Top 200 Women Advisors. Rupa is a Charter Member of The Indus Entrepreneurs (TiE Oregon), and is a board member of the Self Enhancement Inc. Foundation and the Maurice Lucas Foundation. She is also a member of IMCA, APIC and OSCPA.

Rupa lives and works in Napa, California, alongside her husband, Rick, and her son, Steven.
    Education and Licensing
    • CIMA® Certification The Wharton School
    • CWS® Certification Cannon School of Business
    • CPA Certification State of Oregon State Board of Accountancy
    • Estate Planning Consultant Certificate The American College
    • Master of Taxation Portland State University
    • Bachelor of Science Oregon State University
    Business Experience
    • 1987 - Present: Morgan Stanley* Focus: Comprehensive Wealth Management. As a family wealth director we cover a broad range of wealth management areas, including estate planning, traditional and alternative investments, control and restricted securities, financing, alternatives, hedging and monetization, and business succession planning.
    • 1986 - 1987: Thurston Lamb & Associates, CPA
    • 1985 - 1987: Touche Ross & Co., CPA
    • 1983 - 1984: Fischer Knight, CPA
    • 1982 - 1983: Arthur Andersen & Co., CPA
    Honors & Recognition
    • Forbes Magazine Best-in-State Advisors, February 2018, February 2019
    • Forbes Top 250 Women Wealth Advisor, May 2018
    • Listed in Forbes as one of America's Top 200 Women Advisors, March 2017
    • Five Star Wealth Manager, Portland Monthly Magazine (2012-2017)
    • Named by NABCAP as Risk Management Star June 2012
    • Named by the National Association of Board Certified Practices the distinctive award of NABCAP Premier Advisor, Portland Business Journal, June 1, 2012
    • Listed in Barron's as one of the Top 1000 Advisors (Oregon Top 10), February 9, 2009
    • Featured in the Portland Business Journal Winner's Circle Top Advisers, May 2, 2008
    • Featured In BrainstormNW Magazine as 2007 Top Financial Advisors, March 2007
    Associations
    • Member of IMCA, APIC, OSCPA
    • SEI Foundation Board
    • Maurice Lucas Foundation
    • Member of National Association of Professional Women

    Location

    700 Main Street
    Suite 315
    Napa, CA 94559
    US
    Direct:
    (707) 254-4432(707) 254-4432
    Toll-Free:
    (800) 767-7824(800) 767-7824
    Fax:
    (971) 407-4775(971) 407-4775

    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Investing in Artificial Intelligence and Automation

    Investing in Artificial Intelligence and Automation

    AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    From Clueless to Clued In: Teaching Teens About Money

    From Clueless to Clued In: Teaching Teens About Money

    As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    Facing Financial Stress? Your Employer May Be Able to Help

    Facing Financial Stress? Your Employer May Be Able to Help

    Many of us face money worries. You may be able to get advice and education from an unexpected source.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Choosing an Environmental Charity

    Choosing an Environmental Charity

    There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

    Mosaic

    Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
    The Tao of Guy

    The Tao of Guy

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    Ready to start a conversation? Contact Rupa Jack today.
    Market Information Delayed 20 Minutes
    1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

    8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
    Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018