Roanoke Branch Office

Our approach to wealth planning focuses on what is most meaningful to you. Whether meeting with you for the first time or reviewing your performance and life goals, this is our priority. Our relationship begins with a thorough understanding of you – your needs, your lifestyle and family, and your goals for the future. We work with you to develop a roadmap to help you achieve the outcomes you envision. We help you implement investment, retirement, trust services, and insurance solutions suited to your needs. Achieving your goals requires vigilance and flexibility. We’ll monitor your performance and make adjustments as life evolves, markets and tax laws shift, and priorities change. Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.

I believe it is my professional responsibility to successfully help my clients navigate all of life's financial stages. I developed the "F.A.A.M Process" as a roadmap to successful transition throughout those stages. I gauge our success by the following: F - Helping you Fix a problem A - Helping you Accomplish a goal A - Helping you Avoid a risk M- Helping you Monitor for success

25+ Years of Financial Services Industry Experience 2003 - Present: Morgan Stanley* Senior Vice President - Wealth Management Financial Advisor Senior Investment Management Consultant Century Council: 2008 1990 - 1994: Served as an Officer in the United States Army BA - Managerial Economics (Cum Laude), 1990 Hampden-Sydney College Hampden-Sydney, VA Community Involvement: Cosmopolitan Club of Roanoke MS Dinner of Champions Vice Chairman Second Presbyterian Church Elder Hampden-Sydney College Alumni Club Roanoke Country Club 2021 Century Club

Professional Details *26+ Years of Financial Services Industry Experience *2000 - Present: Morgan Stanley* First Vice President - Wealth Management Financial Advisor Senior Investment Management Consultant *Presidents Council: 2008, 2004 Century Council: 2005, 2006, 2007 *BS - Commerce, 1986 University of Virginia McIntire School of Commerce *Community Involvement: UVA Club of Roanoke Valley Board Member Shawsville Ruritan Club Member

When it comes to working with Wayne, the financial plan is of the utmost importance. This is where the relationship starts and where it continue to grow. As a CERTIFIED FINANCIAL PLANNER^® Wayne works with a variety of clients who have needs that range from retirement planning to education planning for the young ones for college, and from yearly tax planning to estate planning strategies for you and your loved ones. Wayne has spent 12 years in the financial services industry and has been registered for eight of those years. Born and raised in Martinsville, Virginia, Wayne studied at James Madison University with a major in Organizational Communication and a minor in Computer Science. Wayne went on to work in the IT industry as an Insurance Business Analyst where he worked on a software implementation team responsible for the implementation of major insurance carriers' policy management systems. Previously Wayne worked as an advisor at Suntrust Investment Services. He has been with Morgan Stanley since June of 2019. Wayne received his CERTIFIED FINANCIAL PLANNER^® designation in 2017.

One key to any journey is having a general sense of objective or destination. As a Certified Financial Planner^®, I am tasked with assisting clients prepare financially for whatever it is they desire to achieve. My passion is to help people achieve their aspirations with Morgan Stanley’s help by using our collective wisdom, experience and resources. Simply put, I strive to make my client’s dreams realities by making their savings work as hard as possible. As the son of a teacher and a bank trust officer, I acquired the nurturing skills of an educator as well as the perspectives of managing wealth for accumulation, protection and distribution. Being a financial advisor has been a lifelong dream of mine. I love what I do and could not imagine doing anything else. In my spare time I enjoy cooking on my Big Green Egg and spending as much time as I can with my family. I am an Eagle Scout, a Rotarian, a high school basketball official and a fan of great barbeque.

Kathy is a native of Grand Rapids, MI. She graduated from Ferris State University on a Volleyball scholarship. Shortly after graduating from college, she joined the regional firm of Robert W. Baird. She moved to Roanoke in 1988 where she started working at PaineWebber (now UBS). In 1994 she moved to Dean Witter. In the past 25 years her responsibilities have ranged from detailed customer service, practice management and financial advisor. She is a Financial Planning Specialist. Kathy lives with her husband, Bill and her two children, Jack and Jill. Prior to having her children, she and her husband enjoyed riding their Harley Davidson’s on rides ranging from Roanoke, VA to San Francisco, CA and from Canada to Key West, FL. Since selling their motorcycles after the arrival of their children she has taken an interest in home renovation projects and family genealogy. She has traveled to Europe to follow her family roots.

Financial Planning with Josh Mattox NMLS # 1278576 With 22 years of wealth management experience, I currently hold the titles of FINANCIAL ADVISOR, EXECUTIVE DIRECTOR, INSURANCE PLANNING DIRECTOR, LENDING SPECIALIST, SENIOR PORTFOLIO MANAGER, and ALTERNATIVE INVESTMENT DIRECTOR at Morgan Stanley. As of June 2022, clients have entrusted my team with over $500 million in assets. My areas of focus include managing investment assets and creating financial plans. I hold a B.S. in Business Administration, with a concentration in Finance, from Roanoke College. I was awarded the collegiate internship at Merrill Lynch for two consecutive years prior to graduation. In May of 2001, at the age of 22, I started my practice at Morgan Stanley. Today, I have established a team of four professionals who help serve our clients. Will Pratt, Denise Heimel and Mindy Boitnott are essential to our success and further expand our areas of expertise. I earned the CERTIFIED FINANCIAL PLANNER™ (a designation by the Certified Financial Board of Standards) in 2006; earned the CERTIFED FINANCIAL CONSULTANT in 2008. In May 2014, I was nominated by REP MAGAZINE for the 40 under 40 wire house advisors in America. In 2020, 2021 and 2022, I was named to Forbes "Best In State" advisors for Virginia. In my personal time, I enjoy spending time at Smith Mountain Lake with my wife, Stephanie and 2 sons - Hayes and Jake. I am an avid golfer, skier, and anything outdoors. Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized. The best way to contact me is at 540-725-3166 or email me at josh.mattox@morganstanley.com. 2020, 2021, 2022 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2020, 2021, 2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.