Our Story and Services

Client relationships are our top priority. When our clients have a challenging situation, we take great care to provide solutions.  As your advisors we consider your financial well-being, as well as your physical and mental well-being. We take a whole life planning approach when working with you.  Our relationship coupled with our process helps to provide you with the ability to live a balanced life.
Services Include
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • 401(k) Rollovers
  • Qualified Retirement Plans4
  • Professional Portfolio Management5
  • Estate Planning Strategies6
  • Philanthropic Services
  • Planning for Education Funding7
  • Lending Products
  • Cash Management8
  • Life Insurance9
  • Long Term Care Insurance10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Community Involvement

The Richardson Salsman Group takes great pride in giving back and helping others in our community. Below are some of the local organizations that we are proud to be a part of!

    Why Choose a Certified Financial Planner Professional?

    Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP®, Board’s rigorous requirements can call themselves a CFP®, professional.

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP®, Certification Exam before they can call themselves a CFP®, Professional.

    Financial planning is a dynamic process. Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances such as an inheritance, career change, marriage, house purchase or a growing family. As you begin to consider how best to manage your financial future, you should feel confident knowing that with a CFP®, professional, you’re working with someone committed to providing the highest standard of financial planning.

    © 2013 Certified Financial Planner Board of Standards, Inc. All Rights Reserved.

          Location

          444 East Main St
          Ste 111
          Lexington, KY 40507
          US
          Direct:
          (859) 231-9540(859) 231-9540
          Fax:
          (859) 554-0670(859) 554-0670
          PO BOX 2058
          LEXINGTON, KY 40588-2058
          US
          Direct:
          (859) 231-9540(859) 231-9540

          Meet Richardson Salsman Group

          About Me

          Former musician, English teacher, turned CERTIFIED FINANCIAL PLANNER™ & Certified Portfolio Manager. On top of Jim’s wide range of professions he has been in the financial industry for over 30 years. A teacher at heart, he focuses his business methods strongly on learning and relearning. As a Family Wealth Advisor Jim finds it extremely important that he help clients make the right decisions with their money, but also that they understand the terminology and WHY certain options are better than others, dependent upon that client’s unique situation.

          When he’s not working you can find him at the theatre, skiing with family, performing at Henry Clay’s Public House, or spending quality time with his favorite girls, granddaughters Reese Catherine and Parker Elizabeth. Jim’s involvement extends to his community as well. Throughout his career he has dedicated time to the Kentucky Children’s Hospital where he is on the Development Council, and the UK Alumni Association. Fall 2014, Jim was nationally recognized as one of three finalists for the Lifetime Achievement Award presented by the Invest in Others Charitable Foundation for his ongoing commitment to the Lexington Dream Factory; an organization he co-founded with his wife Stacey. NMLS#: 1255648
          Securities Agent: TX, KY, WV, WI, VA, UT, TN, SC, OR, OK, OH, NY, NC, MS, MN, MI, MD, MA, LA, KS, IN, IL, ID, GA, FL, DE, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative
          NMLS#: 1255648

          About Me

          Kate’s 21 year journey with the financial industry began in California. Armed with a degree in Accountancy from the University of Illinois she attended a seminar in L.A. and fell into the wealth management business. Her time in Los Angeles eventually landed her in Chicago where she would meet her husband, Brandon, a Kentucky High School Basketball Coach. The two reside in Lexington with their daughters, 10 year-old Anne and 7 year-old Elizabeth.

          As a full-time financial advisor and full-time mom, Kate understands the importance of preparing for the future and creating realistic goals. With her CERTIFIED FINANCIAL PLANNER™ designation, she places emphasis on Wealth Planning and a disciplined approach to providing solutions for real life situations. Outside of work Kate feels most rewarded when she can relax and spend time with family and close friends. In October of 2018, Kate was named to Working Mother magazine as one of America’s Best Working Mother Advisors. She also volunteers on the Board of Directors at the Lexington Children’s Theatre and her girls’ school. On top of a sometimes crazy schedule, she enjoys making health and fitness a priority in her life. NMLS#1261785
          Securities Agent: TX, KY, WV, WI, VA, UT, TN, SC, OR, OK, OH, NY, NV, NJ, NC, MS, MN, MI, MD, MA, LA, KS, IN, IL, ID, GA, FL, DE, CO, CA, AZ, AR, AL; Managed Futures; General Securities Representative; Investment Advisor Representative
          NMLS#: 1261785

          About Me

          Emily joined the team in January 2017 upon graduating from the University of Kentucky in December. As our Registered Associate, Emily is in charge of the team's marketing/advertising, coordinating events, social media and assisting clients with Morgan Stanley Online. She also handles Insurance/Licensing, Wealth Planning and is our new client representative.  

          In her free time, Emily enjoys traveling and spending time with her friends and family.

          Professional Details:
          Series 7 and 66  Licensed
          Graduated in 2016 from the University of Kentucky with a Bachelors in Business Administration and Emphasis in Finance.

          About Me

          Walker joined the Richardson Salsman Group at Morgan Stanley as an intern in May of 2017. Upon graduating from the University of Kentucky, with a double major in Finance and Accounting, he joined us as a full-time Client Service Associate. He assists the team with research, marketing and advertising and Morgan Stanley online.

          Walker enjoys playing golf, swimming and volunteering at the Kentucky Children's Hospital Hematology/Oncology Clinic.
          From Our Team

          Kate Salsman named to Working Mother magazine�s list of Top Wealth Advisor Moms!


          Investment and Market Perspectives

          On the Markets

          Retirement

          Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
          • 401(k) Rollovers
          • IRA Plans
          • Retirement Income Strategies
          • Retirement Plan Participants
          • Annuities
          The Simple Six-Step Retirement Checkup

          The Simple Six-Step Retirement Checkup

          Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

          Investing

          Working closely with you to guide your wealth and investments through the most challenging market cycles.
          • Asset Management
          • Wealth Planning
          • Traditional Investments
          • Alternative Investments
          • Impact Investing
          Investing in Artificial Intelligence and Automation

          Investing in Artificial Intelligence and Automation

          AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

          Family

          Creating customized financial strategies for the challenges that today's families face.
          • Estate Planning Strategies
          • 529 Plans / Education Savings Planning
          • Long Term Care Insurance
          • Special Needs Planning
          • Trust Services
          Thinking About Your Legacy? Why You May Need a Trust

          Thinking About Your Legacy? Why You May Need a Trust

          You can’t take it with you, but through a trust, you can define how you want your life’s work and wealth to continue to benefit the people and causes you love and care for.

          Business Planning

          Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
          • Succession Planning
          • Business Planning
          • Retirement Plan Sponsors
          • Qualified Retirement Plans
          • Corporate Pension Funds
          6 Keys to Building a Startup

          6 Keys to Building a Startup

          Entrepreneurs share ideas and learnings from the experience of starting a company.

          Mosaic

          Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
          Make Your Words Memorable

          Make Your Words Memorable

          Master public speaking with savvy tips from the pros.

          More from Morgan Stanley

          OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

          OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

          “You may feel like a 1,000 point move in the Dow in a single day is unprecedented, but the reality is that it’s a 2 or 3% move down.” - Lisa Shalett, Chief Investment Officer, Wealth Management
          Learn more about OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE
          Morgan Stanley and Justin Rose: A Winning Team

          Morgan Stanley and Justin Rose: A Winning Team

          Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
          Learn more about Morgan Stanley and Justin Rose: A Winning Team
          Sign Up for eDelivery

          Sign Up for eDelivery

          With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
          Learn more about Sign Up for eDelivery
          Reserved | Living & Giving

          Reserved | Living & Giving

          Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
          Learn more about Reserved | Living & Giving
          Your Financial World. On the Go.

          Your Financial World. On the Go.

          With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
          Learn more about Your Financial World. On the Go.
          Access Morgan Stanley Online

          Access Morgan Stanley Online

          Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
          Learn more about Access Morgan Stanley Online
          Ready to start a conversation? Contact Richardson Salsman Group today.
          Market Information Delayed 20 Minutes
          Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

          1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

          2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

          3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

          4Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

          5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

          6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

          7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

          8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

          Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

          9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

          10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

          The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

          Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

          The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

          Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

          The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

          *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


          CRC 2019752 10/2018