Richard Vozel

In case you missed it, I invite you to watch the replay from our thought-provoking American Exceptionalism: The Great Rebalancing event with Lisa Shalett and Michael Mauboussin, recorded on Monday, September 8. In this conversation, Lisa and Michael discussed:

• The potential impact of elevated federal debt and deficits and structural imbalances in wealth/income inequality on economic growth and inflation
• Key sector trends contributing to the Great Rebalancing, including tech and energy
• The rising importance of an actively managed, diversified portfolio with exposure to global and value-oriented securities

Join Wealth Management's Global Head of Thematic & Macro Investing Ellen Zentner for a fireside chat with Morgan Stanley's Head of Global Autos and Shared Mobility Research Adam Jonas for a conversation on the rapid transition of artificial intelligence into the physical world. This conversation will cover:

• What is a humanoid robot and why is embodied AI rapidly advancing
• How the intersection of AI and the physical economy will change the way the world does business
• Which sectors and industries stand to benefit from this investment trend
• What this transformation means for investors and key portfolio considerations

Protecting your personal information online is more important than ever. Join our next Wealth Education for the Next Generation virtual event on Monday, October 6th to discover essential cybersecurity practices and develop responsible social media habits that will help safeguard your digital presence in today's interconnected world.

I design customized portfolios centered around your risk tolerance, time horizon, and income needs. With a focus on long-term growth and downside protection, we make adjustments as your life and the markets evolve.

I help clients turn their savings into a steady, tax-efficient income stream for retirement. My goal is to simplify the transition and build a plan that supports your lifestyle-so you can feel confident about what's next.

Preserving wealth requires strategy. I provide access to fixed income, tax-advantaged investments, and legacy planning tools to help you pass on assets efficiently and protect what matters most.

Access tailored lending solutions—from home financing to strategic liquidity. I'll help you evaluate your options and make informed borrowing decisions in line with your larger financial plan.

Whether you’re saving for a child’s education, planning a second home, or supporting aging parents, I help prioritize and plan for multiple financial goals simultaneously—with clarity and confidence.

Rich Vozel has been recognized as one of Pittsburgh’s Five Star Wealth Managers for 13 consecutive years (2012–2024)—a testament to his consistency, integrity, and the high level of service he provides to his clients year after year. This prestigious award is based on a rigorous, independent evaluation process conducted annually by Five Star Professional.

To earn this designation, wealth managers must meet 10 objective criteria, including client retention, assets under management, regulatory history, and overall client satisfaction. Rich’s continued recognition reflects his unwavering commitment to helping clients plan confidently for the future while delivering personalized, long-term strategies.


2012-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2012-2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:

• 2012 Award – 10/07/2011 – 04/19/2012
• 2013 Award – 10/07/2012 – 04/19/2013
• 2014 Award – 10/07/2013 – 04/19/2014
• 2015 Award – 10/07/2014 – 04/19/2015
• 2016 Award – 10/07/2015 – 04/19/2016
• 2017 Award – 09/21/2016 – 04/10/2017
• 2018 Award – 09/28/2017 – 04/17/2018
• 2019 Award – 09/17/2018 – 04/12/2019
• 2020 Award – 09/16/2019 – 04/10/2020
• 2021 Award – 09/07/2020 – 04/23/2021
• 2022 Award – 09/27/2021 – 03/25/2022
• 2023 Award – 09/12/2022 – 03/31/2023
• 2024 Award – 10/04/2023 – 03/29/2024

Disclosure: For more information about the Five Star Wealth Manager award methodology and criteria, please visit:
https://www.morganstanley.com/disclosures/awards-disclosure.html

Before becoming a dedicated financial advisor, Rich played collegiate baseball at Indiana University—an experience that shaped much of the way he approaches life and business today. Competing at a high level taught him the importance of preparation, resilience, and being part of something bigger than yourself—lessons he still draws on every day in his advisory practice.

Rich brings the same focus and discipline to financial planning that he brought to the field. Just as success in baseball depends on staying focused through nine innings, he believes financial success comes from consistency, long-term thinking, and being ready for the curveballs life throws. Clients know Rich for his steady approach, thoughtful communication, and ability to help build strategies that are grounded, personal, and designed help meet their needs.

Rich is deeply committed to serving the greater Pittsburgh area—not just as a financial advisor, but as a community leader. As a longtime member of the Cranberry Township Rotary Club, Rich has embraced the organization’s mission of “Service Above Self.” His involvement spans years of dedicated service, including his time as Club President and being honored as Rotarian of the Year in both 2006 and 2009.

Throughout his time, Rich has helped lead local initiatives, organize charitable events, and build meaningful relationships with fellow members who share his commitment to giving back. His community involvement is a reflection of the same values that guide his work with clients: consistency, service, and a genuine desire to make a difference.

Rich expanded his community involvement in 2023 by joining the Board of The Cranberry CUP, a local nonprofit organization whose mission is to offer hope, support, and encouragement to individuals and families facing life’s challenges. The CUP’s values strongly align with Rich’s own—centered around compassion, service, and community impact.

In 2024, Rich deepened his involvement by taking on the role of Softball Coordinator, overseeing a tournament of 500+ participants. This annual event brings the community together in support of the CUP’s Inspirational Family of the Year. Through his leadership, Rich continues to find meaningful ways to support causes that reflect the same values he brings to his advisory relationships: empathy, connection, and a desire to make a difference.

Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.

Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.

Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.

In case you missed it, I invite you to watch the replay from our thought-provoking American Exceptionalism: The Great Rebalancing event with Lisa Shalett and Michael Mauboussin, recorded on Monday, September 8. In this conversation, Lisa and Michael discussed:

• The potential impact of elevated federal debt and deficits and structural imbalances in wealth/income inequality on economic growth and inflation
• Key sector trends contributing to the Great Rebalancing, including tech and energy
• The rising importance of an actively managed, diversified portfolio with exposure to global and value-oriented securities

Join Wealth Management's Global Head of Thematic & Macro Investing Ellen Zentner for a fireside chat with Morgan Stanley's Head of Global Autos and Shared Mobility Research Adam Jonas for a conversation on the rapid transition of artificial intelligence into the physical world. This conversation will cover:

• What is a humanoid robot and why is embodied AI rapidly advancing
• How the intersection of AI and the physical economy will change the way the world does business
• Which sectors and industries stand to benefit from this investment trend
• What this transformation means for investors and key portfolio considerations