Welcome

I operate a goals-based wealth management practice based on trust and communication.  Every client relationship begins with an in-depth discovery meeting focused on quantifying your personal assets and liabilities and developing a clear understanding of your financial goals.  Next, we work together to help you create a truly holistic financial plan geared towards realizing your goals through an investment strategy that incorporates asset allocation, tax efficiency and estate planning.  Lastly, through a service model based on constant communication we adjust your financial plan as you experience changes in your personal and professional life.My practice services a variety of client segments including but not limited to:



Dealing with life changing events such as the death of a loved one, a marriage or divorce, the birth of a child, or planning for retirement can be incredibly overwhelming.  I have established a reputation as a highly trusted and respected resource in helping families and business owners alike manage their finances and reach their goals.
  • • Retirees
  • • Clients Experiencing a Divorce
  • • Models and Actors
  • • Business Owners
  • • Hispanic Community
Services Include
  • Wealth Management1
  • Retirement Planning2
  • Financial Planning3
  • Sustainable Investing4
  • Corporate Retirement Plans5
  • Estate Planning Strategies6
  • 401(k) Rollovers
  • 529 Plans7
  • Life Insurance8
  • Annuities9
Securities Agent: AL, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, LA, MA, MD, MN, MO, NC, NJ, NV, NY, OR, PA, TN, TX, WA; Investment Advisor Representative; General Securities Representative
CA Insurance License #: 0I98231
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Biography

About Rances


Rances Sainz, with the backing and expertise of Morgan Stanley, works to create customized financial plans for each client based on their specific needs.  Whether clients are looking to prepare for retirement, supplement their income or save for their children’s education, his wealth management practice ensures he keeps his clients on track to realize their dreams.

Rances started his career in finance five years ago at JP Morgan Chase.  After starting as a banking novice he worked his way up the ranks.  Rances was a national award winning Private Client Banker when he decided to take the next step in his career and joined Morgan Stanley as a Financial Advisor.  He built his reputation working with business owners, professionals, retirees and families.  His service model always puts clients first and his commitment to his clients is unsurpassed.

Born in Cuba, Rances and his family exiled to Miami when he was an infant.  He became a naturalized citizen as a child and called Miami his home for 30 years.  While a proud U.S. citizen, he carries his Hispanic heritage and his hometown close to his heart.  Rances loves to cook and is a passionate sports fan and avid golfer.  He relocated to beautiful Los Angeles five years ago and currently lives in Studio City with his wife Tana and their two Pekingese rescue dogs, Boston and Gemz.  He volunteers as an Assistant Freshman Football Coach for Notre Dame High School in Sherman Oaks.

    4 Step Process

    • ESTABLISH FINANCIAL OBJECTIVES
      Work with you to establish a realistic set of objectives based on:

      Your financial goals
      Time horizon
      Liquidity needs
      Tolerance to volatility and risk
    • DEFINE INVESTMENT STRATEGY
      Develop an investment strategy designed to help produce optimal portfolio performance
      Seek to generate the highest return potential consistent with the strategy’s level of risk
    • EVALUATE AND SELECT INVESTMENTS
      Leverage the global resources of Morgan Stanley to select investments to implement your personal strategy
    • ONGOING REVIEW PROCESS
      Monitor your portfolio to track its performance relative to your stated objectives
      Modify the portfolio on a discretionary basis as your needs and circumstances change over time

    Manage Your Financial Life & Beyond 

    Reaching your goals often involves going beyond investment advice—we provide a wide array of offerings and services centered on you and customized to help meet your needs, and provide access to specialists to help pursue specific goals.

      Connect Your Finances and Investments to Your Goals

      Goals-Based Wealth Management

      Our integrated Goals-Based Wealth Management platform ties goals to implementation, leveraging the intellectual capital and sophisticated institutional capabilities of Morgan Stanley.
      • Discover
        Start with a conversation to uncover your goals and understand your entire financial picture.
      • Advise
        Work with you to assess various scenarios and advise you on the strategies to help meet those goals.
      • Implement
        Look across multiple accounts/products to identify the right combination to help meet spending needs and minimize your tax burden.
      • Track Progress*
        Monitor in real time to make adjustments according to your needs, life events and changing market conditions.

      Location

      15260 Ventura Blvd
      Ste 1900
      Sherman Oaks, CA 91403
      US
      Direct:
      (818) 382-5746(818) 382-5746
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Five Smart Strategies to Use a Bonus or Raise

      Five Smart Strategies to Use a Bonus or Raise

      Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Financial Transition: A Guide for Women

      Financial Transition: A Guide for Women

      Here's how to take control of your finances if a death or divorce leaves you holding the reins.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

      Entrepreneurs share ideas and learnings from the experience of starting a company.

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      Reserved | Living & Giving

      Reserved | Living & Giving

      Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
      Learn more about Reserved | Living & Giving
      Sign Up for eDelivery

      Sign Up for eDelivery

      With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
      Learn more about Sign Up for eDelivery
      Access Morgan Stanley Online

      Access Morgan Stanley Online

      Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
      Learn more about Access Morgan Stanley Online
      Ready to start a conversation? Contact Rances Sainz today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      4The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

      5Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

      8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      9Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


      CRC 2019752 10/2018