Welcome

I provide a comprehensive financial plan with smart investments that fit my clients' life goals.  I have over twenty-five years of financial services' experience.  In addition to providing personalized care, I utilize Morgan Stanley’s expansive resources and form strategic alliances with other experts within the firm to provide the best for you and your family.

Blessed to connect deeply with my clients, I value the art of listening and find that this easily develops into a collaborative discussion about what clients want and need, and how this fits into a quantitative plan for their benefit. My own experiences and personal understanding of large market devastation helps me maintain awareness of the challenges associated with juggling top priorities on multiple fronts. As a result, I’m a conscientious advisor, focused on the importance of building a financial plan as a family, and ensuring diversified holdings and strong investments. 

As a mother of three myself, it’s very important to me that, when appropriate and approved by the parents, children are involved in planning. If and when net worth is passed down, the next generation should be as informed as possible without compromising their own ambitions.

Education

MBA, University of Chicago-Booth School of Business, 1994
BS & MS in Accounting/Taxation, University of Southern California, 1986
Services Include
  • Asset Management1
  • Financial Planning2
  • Retirement Planning3
  • Life Insurance4
  • 529 Plans5
  • 401(k) Rollovers
  • Estate Planning Strategies6
  • Lending Products
Securities Agent: CA, WA, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1407626
CA Insurance License #: 0J23014
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Your Plan

I start by understanding your life goals and determining how long you have to achieve those goals based on your trajectory for retirement. With a complete picture of your assets, we together determine the best way to bring in revenue, or adjust taxes or expenses to reach those goals. The process is broken down into the following steps:
  • 1. Discovery
    Building a solid relationship on a foundation of open communication to determine the big picture, goals, dreams, and unique needs.
  • 2. Planning
    Working from this big picture and current picture of assets, we formulate a personalized financial plan based on your expenses, risk tolerance, and current and future goals.
    This may include life insurance and estate planning needs as well.
  • 3. Implementation
    Once the initial picture of the plan has been agreed to, we utilize GPS (Goals Planning System) to enter the components of the plan and run different investment and market scenarios to gain a thorough understanding of the plan’s potential trajectory.
  • 4. Managing
    I never rush to deploy or change a client’s asset allocation until it makes clear sense based on the plan. I then constantly monitor investments against previously agreed upon goals and any tax or other implications.

    I never rush to deploy or change a client’s asset allocation until it makes clear sense based on the plan. I then constantly monitor investments against previously agreed upon goals and any tax or other implications.
  • 5. Review
    The review process is key. I connect with you on as deep level at each review meeting as I do in the initial stages to ensure we are working in accordance with your life changes or challenges, and also bringing in the generation to educate them as well..

Community Education

My experience has taught me the incredible importance of educating women and families. Most women are dedicated to planning, investing, and long-term needs, but they often bear the brunt of planning for their families without the financial information they need to do so.

I conduct women’s private briefings several times a year educating women on financial and non-financial topics. These events shed light on the kinds of questions they should be asking and how they can access the information to plan successfully for their families and themselves.

Educational Events that we have hosted:
  • Strategies for Volatile Markets: Educational Private Briefing over Lunch
    Artificial Intelligence and New Tax Law 2018
  • Spiritual and Financial Success: A Holistic Approach
    Lunch for Women Entrepreneurs and Family CFOs
  • Saving and Spending for High School Seniors
    Educational Event
  • Women, Financial Planning and Life & Long-Term Care Insurance
    Educational Private Briefing

Past Events

  • Strategies for Volatiles Markets:
    Educational Private Briefing over Lunch: Artificial Intelligence and New Tax Law 2018
    Tuesday, May 1st, 2018, 12:15pm at Piatti's Mill Valley, CA.
  • Spiritual and Financial Success:
    A Holistic Approach Lunch for Women Entrepreneurs and Family CFOs
    Thursday, September 28th, 2017, 12:15pm at Piatti's Mill Valley, CA.
  • Saving and Spending for High School Seniors
    Educational event
    Wednesday, April 26th, 2017 11:10am at Convent of the Sacred Heart, San Francisco, CA
  • Saving and Spending for High School Seniors
    Educational event
    Monday, March 13th, 2017 9:50am at The Branson School, Ross, CA

Location

101 California St
3rd Fl
San Francisco, CA 94111
US
Direct:
(415) 693-6667(415) 693-6667
Fax:
(415) 578-9620(415) 578-9620
From My Desk

Michael Wilson: Monthly Investment Perspectives Webcast


Investment and Market Perspectives

On the Markets

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
A Parent's Guide to Talking to Your Kids About Money

A Parent's Guide to Talking to Your Kids About Money

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Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Investing in Artificial Intelligence and Automation

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AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
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6 Keys to Building a Startup

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Market Information Delayed 20 Minutes
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

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