Ptacek-Bailey-Huber at Morgan Stanley

Lori is an experienced Financial Advisor at The Kelly Group, a highly skilled wealth advisory team located in Pensacola, Florida. She works meticulously to provide clients with confidence and clarity about their future, working hand-in-hand with them on a flight path towards financial security.

Lori is committed to delivering exceptional service as she manages each client’s investment portfolio, screening and implementing changes as needed. She is also responsible for developing financial plans, ensuring the team’s extensive process is implemented in a timely and efficient manner and overseeing one-on-one educational meetings with clients and their extended family.

Growing up in Cedar Lake, Indiana, Lori moved to Pensacola in 1998 to pursue and complete her degree in Practical Ministry. Over the next 17 years, she worked in the restaurant, hospitality and telecommunications industries, gaining a diverse set of skills that she brings to her role as a Financial Advisor. Lori’s background and deep experience offers vital hand’s on knowledge that she generously shares with clients to help them achieve their personal and professional goals.

Lori believes financial success entails the development of a comprehensive plan and customized investment strategy. Her goals-based approach begins with a face-to-face meeting to fully understand each client’s specific objectives, personal values and family circumstances. This information serves as the foundation of a detailed financial plan and investment portfolio that is designed to weather various market conditions and business cycles. Lori receives great satisfaction knowing she is making a significant impact on the quality of her clients’ lives and often becomes one of the most important relationships to them and their families.

Outside of the office, family comes first. Lori and her husband, Tony, have been married for 12 wonderful years. They love taking their children, Chloe and Alex, on adventures that often include hiking and boating, as well as staying home for Friday pizza nights. Lori is devoted to her church family and enjoys singing on the Worship Team. She loves to work with Habitat for Humanity’s annual Women’s Build project. Favorite leisure activities also include running (she’s training for her 4th half marathon), Taekwondo with a goal of achieving her black belt, and taking her two fur babies for long walks in the sunshine.

For more than 30 years, Bob has been the financial quarterback for families, small businesses and institutions who are accumulating, preserving, and distributing wealth for both present and future generations. Bob assists with financial planning for college, performs insurance reviews, helps clients with retirement planning, and provides lending solutions. Bob guides his clients in their financial record keeping, coaches them with estate planning strategies, and is regularly implementing the most tax-efficient planning strategies and reducing investment expenses.

Outside of the office, Bob is active and passionate about serving his local community.  He serves his local United Way campaign as section recruiter and on review team, formerly chaired the Board of Friends of the local public radio station, served on a Rotary Club committee to develop an educational program for pre-k children in underprivileged areas, volunteered after a local tornado to clean up and help organize a day camp for children whose homes had been destroyed, and secured and lead corporate volunteers in a monthly project for patients at Children’s Hospital. Bob has also served as officer on his local literacy council, secured volunteers to read in an inner city elementary school, and chairs the Lenten Lunch service team in his church.  Beyond his local community, Bob has served Board member of Duke University’s Divinity School Board of Visitors where he continues to work as an Emeritus member.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

John E. Huber is a respected Financial Advisor and Financial Planning Specialist who takes great pride in his client-first approach and long-standing commitment to helping others build secure financial futures. He holds a B.S. in Physics from Northland College and an MBA from the University of West Florida, combining analytical precision with strategic insight.

Growing up in Ashland, Wisconsin, on the beautiful shores of Lake Superior, John developed a deep appreciation for nature and community. This upbringing instilled in him values of resilience and dedication that have guided his professional journey.

After earning his undergraduate degree, John joined the United States Air Force, where he was commissioned as a Second Lieutenant and assigned to a jet fighter wing. As a Vietnam-era veteran, he is proud of his service and carries the discipline, focus, and sense of duty he learned in the military into every aspect of his professional life.

With over 40 years of experience in the financial services industry, John has helped individuals and families develop personalized, long-term strategies for financial success. He is a proud member of The Kelly Group. In this role, he brings experience in investment management, retirement planning, and risk analysis. He’s known for his integrity, clear communication, and steady leadership in an often complex field.

Earlier in his career, John worked for Texas Instruments, contributing to the early planning and manufacturing of one of the first handheld calculators. He later joined the Mississippi Research and Development Center, where he advised individuals and businesses on improving operations and implementing better business practices.

John and his wife Lynn, an artist, have been married for 25 years and are active supporters of the Pensacola art scene. They also support the work of the American Heart Association and the American Cancer Society. Their family includes three cats and a dog, adding joy and companionship to their lives.

A lifelong learner, John enjoys reading—especially on topics related to history, business, and science. A proud Wisconsin native, he’s a devoted college football fan and a longtime stockholder of his beloved Green Bay Packers.