Patrick Rohde

Serving the state of Wisconsin, the Alzheimer's Association provides reliable information and care consultations; educational opportunities; funding for dementia research; and advocacy efforts for public policy changes across the state. Patrick is a Wisconsin board member, as well as the event chair.

Wounded Warrior Project is a nonprofit organization for veterans and active duty service members. Through direct programs in mental health, career counseling, and long-term rehabilitative care, along with advocacy efforts, the organization improves the lives of millions of warriors and their families.

Fetch Rescue is dedicated to saving shelter, abandoned, stray, abused, neglected and owner surrender dogs of all breeds and ages. Fetch Rescue Inc. follows a comprehensive adoption process so that we can place our rescued dogs in qualified, responsible, caring, lifelong homes.

The Salvation Army care for homeless and needy families, but also helps serve 30 million people through a myriad of other services all year long. These services include disaster response services, social service programs, senior centers, and more.

The vision of Make-A-Wish^® is to grant the wish of every child diagnosed with a critical illness. In the U.S. and its territories, a wish is granted every 33 minutes. A wish can be that spark that helps these children believe that anything is possible and gives them the strength to fight harder against their illnesses.

Wisconsin clubs provide a world-class after school experience that assures success is within reach of every young person who enters our doors, with all members on track to graduate from high school with a plan for the future, demonstrating good character and citizenship, and living a healthy lifestyle.

Getting Started:
Younger investors ideally should start saving for retirement as soon as they begin earning a paycheck as an adult. While the idea of saving for a life event many years away may seem challenging for younger investors, the fact that they have time on their side is a big advantage. We can help guide you on some of the ways to get started saving for retirement.

Maximizing your savings:
It's important to maximize their retirement savings so they're prepared for retirement. We can assist with Catch-up Contributions, 401ks and IRAs, and other savings vehicles such as Health Savings Accounts (HSA) and life insurance policies.

Checking your progress:
It is important to periodically check your progress in saving for retirement. If you haven't been keeping up with contributions or have otherwise deviated from your plan, we can help you understand how that has impacted your plan and guide you on how to get back on track.

Risks to Your Retirement (Savers):
Proper retirement planning requires anticipation of life events and financial obligations—both expected and potentially unexpected—that could impact retirement plans and portfolio. As you progress from your early years in the workforce through mid-career and head toward retirement, we can help play a pivotal role in helping you plan and mitigate risks.

Minimizing the Impact of Taxes for Retirement Savers:
The strategies used when saving for retirement can have a significant impact on how much you pay in taxes and may help you keep more of what they have saved. Each person's situation is different, but we can assist with a combination of strategies.

Health Care:
Even with Medicare, health care is often the single largest expense for retirees. An average retired couple, both age 65, may need nearly $295,000 in after-tax savings to cover health care expenses in retirement. People who retire before they're old enough to qualify for Medicare will need a plan to pay for health insurance in those gap years. Whether the solution is benefits via their former employer, COBRA coverage, a spousal plan or purchasing a plan independently we can help guide through the process.

Income in Retirement:
Having enough income to comfortably cover all necessary expenses is a key to a successful retirement. Sources of retirement income will vary by client and typically include Social Security, retirement accounts and/or pension payments, as well as other sources such as investments, rental income or an inheritance.
Managing Retirement Spending: People may be focused on accumulation as they prepare for retirement, so they may not be thinking about what the decumulation phase of retirement planning will look like. But having a plan for expenses in retirement—and how best to draw down retirement savings to pay for them—may be just as important.

Minimizing the Impact of Taxes (Retirees):
Taxes are generally lower on retirees than they are before retirement, but they remain an important drain on savings. One of the most impactful ways retirees can reduce their retirement income risk is to utilize tax management strategies that can help them keep more of their hard-earned savings.

Risks to Your Retirement (Retirees):
There are numerous risks to retirement. Some of these risks may be obvious, such as market risk and the rising cost of health care. Others are less so, such as inflation rate risk or inflation risk. Whatever the risk, we can help manage the risk to help you stay on track.

Planning for Long-Term Care in Retirement: Should you encounter medical issues, the costs can sometimes be high. Some people, for example, may not be aware of the uninsured costs they'd face if they were to experience a major health event such as a stroke, which may require prolonged assistance. Planning for long term care can be incredibly valuable.