Ryan Brown
Senior Private Banker
Parker Bauman
Financial Advisor,
Workplace Advisor - Equity Compensation,
Financial Planning Specialist
Direct:
(650) 926-7221(650) 926-7221
My Mission Statement
Provide Insight, Stewardship and Financial Guidance to Individuals, Affluent Families and Corporate Executives.
Welcome
Every journey we undertake has a beginning and destination. To reach your destination a path must be clearly identified and then followed.
My journey to join Morgan Stanley as a Financial Advisor and Financial Planning Specialist in the Silicon Valley reflects this principle. After graduating from high school, I enlisted in the United States Marine Corps, where I learned the importance of setting clear goals to reach a destination. Following my service, I earned a Bachelor of Arts in Psychology and minor in Business Law from the University of Nevada, Las Vegas.
During the 2008 financial crisis, I served as a bankruptcy and restructuring professional for individual and corporate debtors. This experience reinforced the importance of establishing well-defined goals and made clear that the success of a financial journey is determined by the quality of the plan, guidance, and advice.
Whether you seek guidance on managing your executive compensation, investment portfolio, lending and cash management, or estate and legacy planning; the first step is articulating your current position and financial goals. While some goals are easy to identify, we can overlook the importance of supporting factors such as family cash needs, time horizon, and views towards risk. Your journey and destination are unique to you and your family. Let's create a financial plan that will provide a road map and framework to measure your progress.
Member of The Daniels Group who was named as a 2024 and 2025 Barron's Top 250 Private Wealth Management Team
Source: Barron's (Awarded May 2024, May 2025). Data compiled by Barron's based on time period from Jan 2023-Dec 2024. https://mgstn.ly/3WD0yje
Securities Agent: VT, WY, ND, NM, OK, TX, WV, WI, WA, VI, VA, UT, TN, SD, SC, RI, PR, PA, OR, OH, NY, NV, NJ, NH, NE, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, IN, IL, ID, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, KS, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1935337
CA Insurance License #: 0M33779
NMLS#: 1935337
CA Insurance License #: 0M33779
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning for Your Future
Managing your financial life can be complicated and overwhelming. Creating a financial plan is the first step to get organized.
An effective financial plan is not a one and done chore. It can be an ongoing, evolving, collaborative process with a financial advisor. A financial plan can put numbers to your wants, wishes and goals.
If you receive equity compensation, a financial plan can help you set goals and timelines for what you want to accomplish with your shares. Such as, do you want to sell at vest or accumulate shares? If accumulate, how much and for how long?
We can help you through the below process.
An effective financial plan is not a one and done chore. It can be an ongoing, evolving, collaborative process with a financial advisor. A financial plan can put numbers to your wants, wishes and goals.
If you receive equity compensation, a financial plan can help you set goals and timelines for what you want to accomplish with your shares. Such as, do you want to sell at vest or accumulate shares? If accumulate, how much and for how long?
We can help you through the below process.
Discover
Begins with a diligent review or your financial priorities - short-term objectives and long-term goals - as well as a dialogue on your investment history, future cash flow, cash needs and views towards risk.
Create
Develop a tailored financial plan that outlines multiple routes and is based on your goals and views on risk. We believe a goals-based investment approach can improve your long-term returns.
Action
Start a tax efficient investment portfolio that will scale as your wealth builds and tie to your financial plan. We can help you stay disciplined and focused on your goals.
Track and Adjust
Achieving your goals requires discipline and flexibility. We will track your progress and adjust as life evolves, markets and tax laws shift, and your financial priorities change.
What We Do
The Daniels Group is comprised of ten Wealth Advisors who have a tenure as an advisor of 4 to 42 years. Our primary focus is helping technology professionals who have a large portion of their wealth in equity compensation. We help them establish a multi-year diversification strategy including managing 10b5-1 plans to create liquidity and raise cash to accomplish their financial goals. Our team partners with our affiliates at Shareworks and E*TRADE to provide companies, their officers, and employees a tailored equity compensation service.
10b5-1 Plan Services
10b5-1 plans allow officers and insiders to establish a trading plan that will schedule and automatically sell their RSUs, ESPP and employee stock options in the future. We help clients design and implement a time and/or price based 10b5-1 trading plan. As our clients sell their equity compensation, we help them check financial goals complete such as buying a house, covering children’s college education, and building a diversified investment portfolio.
Learn more
Wealth Planning
We are a thought partner. We provide strategies on life’s financial decisions and affairs including wealth accumulation, lending, tax efficient investing, charitable giving, and legacy planning. We can develop a financial plan that can put numbers to your wants, wishes and goals and provide a framework to measure your progress.
Corporate Equity Compensation Services
Morgan Stanley, with our affiliates at Shareworks and E*TRADE, is the stock plan services market leader measured by the number of corporate equity plans and participants on our platform.
Our team provides employees financial advice on their:
Stock Options
Restricted Stock Units (RSU)
Performance Share Units (PSU)
Employee Stock Purchase Plans (ESPP)
We develop and implement strategies to sell equity compensation shares, diversify and help with account maintenance issues. We look forward to the opportunity to work with you soon.
Our team provides employees financial advice on their:
Stock Options
Restricted Stock Units (RSU)
Performance Share Units (PSU)
Employee Stock Purchase Plans (ESPP)
We develop and implement strategies to sell equity compensation shares, diversify and help with account maintenance issues. We look forward to the opportunity to work with you soon.
Meet Your Advisor
Parker Bauman is a Financial Advisor and Financial Planning Specialist based in Menlo Park California. As member of the Daniels Group, he helps corporate executives, individuals, and high net-worth families develop, implement, and monitor comprehensive wealth plans.
Parker helps clients articulate their unique short-term objectives and long-term goals and create an actionable financial plan. Parker discusses core objectives, time horizon, and risk with clients and manages portfolios and 10b5-1 plans.
Parker earned a Bachelor of Arts in Psychology and Minor in Business Law, from University of Nevada, Las Vegas. Prior to joining Morgan Stanley, he served as a bankruptcy and restructuring professional for individual and corporate debtors during the 2008 financial crisis. Parker is married and enjoys surfing, diving, and traveling with his family.
Parker helps clients articulate their unique short-term objectives and long-term goals and create an actionable financial plan. Parker discusses core objectives, time horizon, and risk with clients and manages portfolios and 10b5-1 plans.
Parker earned a Bachelor of Arts in Psychology and Minor in Business Law, from University of Nevada, Las Vegas. Prior to joining Morgan Stanley, he served as a bankruptcy and restructuring professional for individual and corporate debtors during the 2008 financial crisis. Parker is married and enjoys surfing, diving, and traveling with his family.
The Daniels Group at Morgan Stanley
Parker Bauman - Financial Advisor
Phone: (650) 926-7221
Email: Parker.Bauman@morganstanley.com
Every journey we undertake has a beginning and destination. To reach your destination a path must be clearly identified and then followed.
My journey to join Morgan Stanley as a Financial Advisor and Financial Planning Specialist in the Silicon Valley reflects this principle. After graduating from high school, I enlisted in the United States Marine Corps, where I learned the importance of setting a clear goal to reach a destination. Following my service, I earned a Bachelor of Arts in Psychology and minor in Business Law from the University of Nevada, Las Vegas.
During the 2008 financial crisis, I served as a bankruptcy and restructuring professional for individual and corporate debtors. Assisting clients through this period of financial turmoil reinforced the critical importance of establishing well-defined goals. This experience led me to understand the success of a financial journey is determined by the quality of the advice, guidance, and plan.
Whether you seek guidance on managing your executive compensation, investment portfolio, lending and cash management, or estate, trust, and legacy planning; the first step is articulating your current position and financial goals. Your journey and destination are unique to you and your family. Let's get started on a financial plan that we can monitor and measure your progress.
Steven Daniels - Managing Director, Financial Advisor
Phone: (650) 926-7667
Email: steven.daniels@morganstanley.com
I grew up in Corvallis Oregon and graduated from Oregon State University with a degree in Finance. I had two terrific professors, in economics and finance, who sparked my interest in the financial markets. I paid for my college education by working during the summer breaks in Alaska on two commercial salmon fishing boats. Working long hours in Alaska helped me appreciate the value of discipline, teamwork, and hard work.
After college I traveled across the United States and Europe, taking me from San Francisco to Boston and Marrakesh to Helsinki where I met my future wife. My travels ended on Sand Hill Road in Menlo Park CA in 1983. Silicon Valley was young, vibrant and had an exciting new energy. Our Menlo Park branch manager hired me when I arrived with not much more than a backpack and a desire to work in finance.
Over forty years later, I am a Managing Director, and work in that same office. Our team manages $7.8 billion of our clients' assets.* We are financial advisors and a thought partner. We provide financial planning, perspective on the markets, and advice on investments. We work with many technology professionals who receive a large part of their compensation in equity. We believe a goals-based investment approach increases investors' financial confidence, which can improve their long-term returns.
*($7.8B as of 12/31/2024)
Michael Curts - Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone: (650) 926-7178
Email: Michael.Curts@morganstanley.com
As a native of Indiana, I developed an appreciation of Midwestern values and hard work. In 2006, I moved to California and started my career in the financial services industry as a Client Service Associate at Smith Barney which is now Morgan Stanley by merger. My passion for becoming a financial advisor and assisting clients began in the Great Recession in 2008. In this period of extreme market volatility, I learned to appreciate the value of proactive investment solutions based on sound diversification strategies.
In 2008, guided by the values I learned growing up and with a diligent focus on preserving my clients' hard-earned wealth, I carefully advised each client through the difficult financial and emotional roller coaster they personally experienced.
Today, we focus on diversified investment strategies for hard-working corporate executives and clients focused on retirement planning. I hold Financial Planning Specialist and Senior Portfolio Manager designations from Morgan Stanley. Whether a client is looking for advice on 10b5-1 trading plans, executive compensation, investment style allocation, or the selection and evaluation of investment opportunities, we initially focus on learning what the client values.
Charlie A Ramos - First Vice President, Financial Advisor, Alternative Investments Director, Senior Portfolio Manager
Phone: (650) 926-7105
Email: Charlie.Ramos@morganstanley.com
For as long as I can remember, I have been fascinated by economics and the finance industry. In high school, I was a messenger in the mail room of a financial firm on Wall Street. During college, I transitioned from delivering stock certificates, and other client packages in New York City to statistical analysis for another Wall Street firm. I continued in financial services by working in compliance and then transitioned to a financial advisor with Morgan Stanley in Menlo Park, California.
I earned a Bachelor of Science in Economics and a minor in Business Law at St. Peters University, where I serve on the Board of Regents and Investment Committee. At Morgan Stanley, I help foster the firm's values as a member of the Pacific Coast Region's Diversity, Equity, and Inclusion Council.
As financial advisors, we work directly with our clients on executive and equity compensation planning, goal setting and financial planning. I look forward to the opportunity to talk with you.
Tim Davis - Senior Vice President, Financial Advisor, Executive Financial Services Director
Phone: (415) 949-6120
Email: Tim.B.Davis@morganstanley.com
As a Senior Vice President and Executive Financial Services Director my focus is connecting clients to a wide range of Morgan Stanley's institutional and wealth management services. I help my clients get organized, diversify, and on the right track to achieve their goals.
I help company executives, such as CFOs, Controllers, Treasurers, Stock Plan Administrators, HR professionals and Total Rewards employees and their respective teams, navigate the complex issues of executive compensation. I also present equity compensation seminars to large groups of employees which helps them better navigate their path to financial security. While we offer solutions for complex situations, we understand simplicity has value.
I began my career in 1998, after receiving my Bachelor of Science degree in International Management from Cal Poly, San Luis Obispo. For the next decade, I worked in finance and sales of Corporate Stock Benefit Plans at UBS, E*TRADE and Citigroup while earning my MBA. I joined Morgan Stanley in 2011 as a Corporate Client Group Director, delivering wealth management solutions to executives and entrepreneurs with large single stock positions. We integrate our clients' equity compensation into a comprehensive, goal-based, wealth management plan.
Outside of work, my wife and I are happily consumed with the activities of our three kids. I enjoy coaching their baseball teams, skiing and deep-sea fishing.
Jackson Thoreson - Financial Advisor
Phone: (650) 926-7206
Email: Jackson.thoreson@morganstanley.com
I focus on the wealth management needs for individuals and families, entrepreneurs, coaches and athletes, and technology professionals who hold equity compensation stock of private and public companies. Our team's advice covers many areas of wealth management including financial and estate planning strategies, asset allocation, lending, and investment management.
We put a premium on understanding our clients' needs and challenges, asking deeper questions, and customizing our approach to address their concerns. Time-horizon, views on risk, lifestyle, and long-term goals lay the foundation for a wealth management strategy that can adapt as life and market conditions change.
I began my career as a financial advisor in 2019 after a career in professional sports. Knowing the challenges of being in transition, I share that experience with clients when they experience important life events such as a job change, relocation, and retirement.
I grew up in San Jose, CA, and attended Bellarmine College Preparatory and am active today with the Bellarmine Alumni Council. I graduated from Saint Mary's College of California with an Economics Bachelor's Degree. I am passionate about sports and fitness and am a board member of the First Tee of Silicon Valley which provides mentors to youth on life skills through golf.
My wife Paige and I live in San Jose with our Cavalier King Charles named Clarke.
Jessica Marguet - Vice President, Financial Advisor, Financial Planning Specialist
Phone: (650) 926-7231
Email: Jessie.Marguet@morganstanley.com
Having grown up in the finance industry, I have seen the world of financial advice evolve through many economic cycles, and shifts in technology, and theory. After graduating summa cum laude from UC Santa Barbara with a Bachelor of Arts in Political Science and minor in Business Communications, I returned to Silicon Valley to join the Daniels Group and help clients build a secure financial future.
We focus on long-term tax-efficient investing and emphasize diversification. We are holistic Financial Advisors, so whether you are interested in retirement planning, college funding, estate planning, insurance, gifts to charity, or selling stock in an employee compensation plan we have the resources to cover your financial needs. With Morgan Stanley's access to some of the world's most seasoned and respected investment professionals, a premier trading platform and spectrum of investment choices, together, we can create and monitor a dynamic plan that will evolve and adjust at each stage of your life.
Elizabeth Dong, CFA, CFP® - Vice President, Financial Advisor, International Client Advisor
Phone: (650) 926-7189
Email: Elizabeth.Dong@morganstanley.com
We help many successful executives manage their global employee stock plan benefits, set up 10b5-1 stock trading plans for corporate officers and insiders, implement strategies for concentrated equity positions, and establish estate planning strategies for their families.
I help clients understand the risks and complexities of managing cross border investments both in the US and Asia. I speak fluent Mandarin and I value clear and effective communication. I help my clients better manage their global wealth.
I started my investment career in 2006. Before joining Morgan Stanley in 2013, I was a member of a team that managed $20 billion in assets at a large investment management company. I earned my MBA in Finance from Miami University and received a Graduate Certificate in Management Science and Engineering from Stanford University. I currently hold the Chartered Financial Analyst™ (CFA®) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations.
Xiuying Jin - Financial Advisor, International Client Advisor
Phone: (650) 926-7137
Email: Xiuying.Jin@morganstanley.com
I graduated with a Master's degree at Jilin University and got a Master's degree and finished my PhD coursework in econometrics and statistics at Oregon State University. Prior to joining Morgan Stanley, I worked for Central Bank of China in Beijing, at a world leading technical and engineering consulting firm in Shanghai, and the Federal Reserve Bank in San Francisco. I also taught Economics at Menlo College as an Adjunct Professor.
Working together with my clients' tax advisors and attorneys, I help my clients construct a personalized financial plan and develop tax efficient strategies for their investments and overall portfolio. As an International Financial Advisor, I advise international clients living in mainland China, Hong Kong, Taiwan, New Zealand, Australia, Canada, UK, Ireland, BVI, and the Cayman Islands. I have extensive experience providing holistic crossborder wealth management solutions for high-net-worth individuals and families.
We are confident that we can help develop an investment strategy which properly weighs your financial goals, timeline, and views towards risk.
Jim Marguet - Senior Vice President, Financial Advisor
Phone: (650) 926-7654
Email: J.Marguet@morganstanley.com
Since joining Morgan Stanley's Sand Hill Road office in 1983, in the heart of Silicon Valley, I have dedicated 42 years to providing careful financial advice to individuals, families, and corporate executives.
I have witnessed many market cycles from difficult recessions to unprecedented booms and have guided clients through these times by providing market insights, investment perspectives, and financial advice. With a long-term investment approach, I tailor each investment portfolio to align with our clients' specific values and needs.
Whether you want to diversify your equity compensation stock awards, focus on wealth accumulation, improve your portfolio's tax-efficiency, measure and reduce your portfolio risk, give to charity, or more, I welcome the opportunity to help you identify and achieve your goals.
Roy King - Vice President, Business Development Director
Phone: (650) 926-7689
Email: Roy.U.King.II@morganstanley.com
I joined Morgan Stanley and the Daniels Group in January of 2000, near the Y2K stock market peak and right before the "Dot Com" bust. That experience gave me perspective on the value of setting long term goals and not letting the present day "chaos" drive emotional investment decisions.
For The Daniels Group, I focus on B2B business development, managing corporate equity stock plan relationships, and 10b5-1 plan administration. Although my primary role is overseeing our team's equity compensation and 10b5-1 plan operations, I also enjoy building goals-based financial plans for our wealth management clients and helping them monitor their long-term progress.
I grew up in Petaluma, CA and have lived in the East Bay for three decades. Prior to Morgan Stanley, I worked in radio broadcasting and commercial construction. A nice break from the office, is a day on my bass boat fishing local lakes and the Sacramento-San Joaquin Delta with my two boys and dog - Broc.
The Daniels Group at Morgan Stanley
Learn more about how our team can help by visiting our team website below. Start the conversation today through the "Contact Us" button at the top of the page.
Our team ranked #63 in 2024 Barron's Top 250 Private Wealth Management Team
Source: Barron's (Awarded May 2024). Data compiled by Barron's based on time period from Jan 2023-Dec 2023. https://mgstn.ly/3WD0yje
Client Service Team
Jia He - Portfolio Associate
Phone:
(650) 926-7682(650) 926-7682
Email:Jia.He@morganstanley.com
Jia joined Morgan Stanly in 2014 as a Client Relationship Associate. She currently manages all aspects of client interactions for the three senior advisors of the Daniels Group, including client onboarding, cash management, and 10b5-1 trade reporting, in addition to individual client specific services.
After graduating from UC Davis with a dual degree in International Economics and Classical Music, she began her career in finance as an Associate Financial Advisor and Team Marketing Director, at Merrill Lynch. Prior to joining the financial industry, she worked on multinational public relations projects such as Governor Schwarzenegger’s China Trade Mission and Economic Regeneration ventures in liaison with The Prince’s Trust in London, UK.
She holds Series 7 and 66 licenses and lives in San Jose with her husband Colin and son Liam. She enjoys swimming, piano performing, and organizing music concerts for her son’s preschool in her spare time.
After graduating from UC Davis with a dual degree in International Economics and Classical Music, she began her career in finance as an Associate Financial Advisor and Team Marketing Director, at Merrill Lynch. Prior to joining the financial industry, she worked on multinational public relations projects such as Governor Schwarzenegger’s China Trade Mission and Economic Regeneration ventures in liaison with The Prince’s Trust in London, UK.
She holds Series 7 and 66 licenses and lives in San Jose with her husband Colin and son Liam. She enjoys swimming, piano performing, and organizing music concerts for her son’s preschool in her spare time.
Nicole Fuentes - Assistant Vice President, Director of Business Strategy
Phone:
(650) 926-7666(650) 926-7666
Email:Nicole.Fuentes@morganstanley.com
Nicole Fuentes joined Morgan Stanley in October 2000. She holds a Series 7, 66, 9 and 10 license. Prior to joining the Daniels Group, she worked with a Private Wealth team for approximately 15 years, and she was a Business Service Manager on our Silicon Valley Complex management team.
Nicole lives in Roseville, CA and is originally from San Francisco. Nicole has two grown children and two granddaughters. She is an avid 49ers, Giants and Warriors fan. She is an animal lover and has two dogs, Cha Cha and Frida. She loves cooking, reading, dancing, and spending time at home with her friends and family.
Nicole lives in Roseville, CA and is originally from San Francisco. Nicole has two grown children and two granddaughters. She is an avid 49ers, Giants and Warriors fan. She is an animal lover and has two dogs, Cha Cha and Frida. She loves cooking, reading, dancing, and spending time at home with her friends and family.
Aaron Valadez - Client Service Associate
Phone:
(650) 926-7156(650) 926-7156
Email:Aaron.Valadez@morganstanley.com
Aaron joined Morgan Stanley in 2022. He holds a Bachelor of Science Degree in Business Administration with a concentration in Finance from Cal Poly, San Luis Obispo. During his time at Cal Poly, Aaron was a part of the Financial Management Association which orchestrated networking events with professionals from the industry. He is excited to join Morgan Stanley and the team and work in finance and investments. Aaron focuses on all aspects of customer service for our clients.
Outside of work, he enjoys swimming, playing guitar, and working out.
Outside of work, he enjoys swimming, playing guitar, and working out.
Location
2775 Sand Hill Road
Suite 120
Menlo Park, CA 94025
US
Direct:
(650) 926-7221(650) 926-7221
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Sam Mohebi
Associate Private Banker
About Ryan Brown
Ryan Brown is a Senior Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity, and financing needs, while leveraging our comprehensive suite of cash management and lending
solutions.
Ryan began his career in financial services in 2006 and joined Morgan Stanley in 2011 as an Associate Private Banker. Prior to joining the firm, he was a Licensed Premier Banker at Wells Fargo Bank, N.A.
Ryan is a graduate of the University of California at Irvine, where he received a Bachelor of Arts in International Studies and a minor in Management. He lives in Half Moon Bay, California with his family. Outside of the office, Ryan enjoys playing golf, road and mountain biking, and spending time with friends and family. He also volunteers his time as a youth sports coach and at several non-profit organizations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity, and financing needs, while leveraging our comprehensive suite of cash management and lending
solutions.
Ryan began his career in financial services in 2006 and joined Morgan Stanley in 2011 as an Associate Private Banker. Prior to joining the firm, he was a Licensed Premier Banker at Wells Fargo Bank, N.A.
Ryan is a graduate of the University of California at Irvine, where he received a Bachelor of Arts in International Studies and a minor in Management. He lives in Half Moon Bay, California with his family. Outside of the office, Ryan enjoys playing golf, road and mountain biking, and spending time with friends and family. He also volunteers his time as a youth sports coach and at several non-profit organizations.
NMLS#: 465566
About Sam Mohebi
Sam Mohebi is an Associate Private Banker serving Morgan Stanley Wealth Management offices in California.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Sam began his career in financial services in 2009 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Licensed Banker at JP Morgan Securities. He also served as a Brokerage Associate at Wells Fargo Advisors.
Sam is a graduate of Azad University, where he received a Bachelors in Civil Engineering. He lives in Campbell, California with his family. Outside of the office, Sam enjoys hiking, as well as playing tennis and golf.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Sam began his career in financial services in 2009 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Licensed Banker at JP Morgan Securities. He also served as a Brokerage Associate at Wells Fargo Advisors.
Sam is a graduate of Azad University, where he received a Bachelors in Civil Engineering. He lives in Campbell, California with his family. Outside of the office, Sam enjoys hiking, as well as playing tennis and golf.
NMLS#: 1616449
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
From My Desk
Rational Investing in an Age of Uncertainty
Wealth Management
Global Investment Office
Portfolio Insights
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
You Work Hard, Make Your 401(k) Plan Work Harder
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Parker Bauman today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
