Pappas Willcutts Group at Morgan Stanley

John Pappas started at Morgan Stanley and in the Financial Services Industry in 2015. Working with families is John’s passion. Family is very important to him, as evidenced in the fact that he is part of a multi-generational family practice. His grandfather and father were both in the business and have been working with some of the same families for many decades. John wants to continue the legacy his family has started.

John got into this business because he likes being around people and it's what keeps him energized. He enjoys numbers, finance, and investments and is a meticulous planner. John also really enjoys building and growing relationships. He has a large network through the many activities he is involved in, which helps make the connections he needs to succeed in this business. His goal is to always help people connect with those that may help them in any way.

John’s approach is holistic in nature. Before a relationship is pursued, John wants to first make sure the client is comfortable with him and he is comfortable with them on a personal level. John is described as laid-back and thoughtful and is not an aggressive salesman. This process lends itself well to long-term business. Humility is a very important quality that John possesses and appears to be a quality that people tend to like. He has the ability to get along with people from all walks of life.

John’s favorite part of this business is helping take the stress of money out of people's lives so they can focus on what it is they like to do. He really enjoys the conversations and lifelong relationships that are forged. It is not uncommon for people to start as clients and become very close friends. Getting someone to always know where they stand financially is a big reason why John enjoys what he does. He enjoys guiding people and being realistic about spending and about market returns. Learning about all the details of a clients financial picture in order to provide sound advice is how John helps his clients holistically. His goal is to make sure that clients don't make any mistakes that can affect their long-term success.

John’s team is built with tremendous Advisors, excellent Client Service Associates, and a terrific Practice Management Analyst. He feels that they are all genuine people who are very warm and inviting.

John received his B.A. in Managerial Economics from Allegheny College in Meadville, PA and received his M.B.A. in Finance from the Isenberg School of Management - UMass Amherst in Amherst, MA.

John is involved in the philanthropic efforts of two organizations: Big Brothers Big Sisters of Hampden County and The Children's Study Home. He is the VP of the Board of Directors at Children's Study Home and the Treasurer of Big Brothers Big Sisters of Hampden County. He is passionate about youth mentoring because there is so much potential in the young generation in the Springfield area. A lot of times, from what he sees, all a kid needs is for someone to provide a positive influence. Letting them know that he cares and wants to help goes a long way to solving many potential issues down the road.

Outside of work, John enjoys playing golf at Springfield Country Club, platform tennis at the Field Club of Longmeadow, and Racquetball at any Club with a court.

John has a young daughter named Serena. He loves being a father and husband. His wife does a ton of things at home to make sure he can focus on his career and relationships outside of the house. John’s wife, Danielle, along with his parents, Peter and Kate, provide him with a top-notch support system. He is eternally grateful for his family.

Patrick Willcutts joined Morgan Stanley as a Financial Advisor in 2008, and has been in the finance industry for over 33 years. He is a Senior Portfolio Manager at Morgan Stanley, while also being in a select group of advisors within the firm with the title of Corporate Retirement Director.

Patrick earned a B.A. in Economics from Syracuse University’s Maxwell School, and is a graduate of the distinguished Investment Management Analyst program from the Wharton School of Business. He also holds the CFP^® certification, in addition to having attained the Certified Private Wealth Advisor^® designation from the University of Chicago Booth School of Business.

Patrick is a former President of the Rotary Club of West Springfield, and also enjoys his volunteer work with children and adults with disabilities in Adaptive Sports programs throughout New England.

A native of West Springfield, Massachusetts, he currently resides in West Hartford, Connecticut with his wife Ellen and teenage son.

Denise Koran-Klisiewicz joined Morgan Stanley in December of 2018 after having been with Merrill Lynch for over 33 years, most recently in the Analyst Relationship Management position. Well-known in the marketplace as a consummate professional, Denise’s career accomplishments have also been recognized nationally, in which she was featured in the October 2005 Edition of Registered Rep^® Magazine.

With Merrill Lynch, Denise was responsible for the daily functionality of a large wealth management team. At Morgan Stanley, Denise oversees the team’s daily business operations. Denise's focus is on relationship management, in which she has worked with the team to develop a customized service model for clients and to help with the execution of this formal process. By having a formal process in place that is used by both the Financial Advisors and Administrative Partners on the team, it helps to provide clients with a high level of service and in developing long-term relationships.

Denise holds an A.S. from Bay Path University, as well as hold the Chartered Retirement Planning Counselor^® designation from the College for Financial Planning.

NMLS#: 1431702

Ellen Giampaolo started her career in the Financial Services Industry in 1990 and joined Morgan Stanley Smith Barney in 1996. In her current role, one of Ellen’s functions is acting as the Relationship Manager for The Pappas Willcutts Group at Morgan Stanley. Ellen is committed to providing clients with excellent service. By doing so, Ellen has developed long-term relationships that have spanned over 25 years. Ellen is passionate about helping others and takes a proactive approach in improving the overall client experience. With her extensive experience, Ellen is known for her ability to work with clients and their tax and legal professionals in helping to resolve complex administrative matters.

Kathy Perez started her career in the Financial Services Industry in 1995 and joined Morgan Stanley in 2007. As a Senior Registered Client Associate, Kathy is committed to providing clients with excellent service and has developed long-term relationships that have spanned for more than 20 years. Kathy is passionate about taking a proactive approach in reaching out to clients to let them know about Morgan Stanley’s Digital capabilities. Kathy is known for her ability to handle complex administrative matters for clients while working with their tax and legal professionals.