Palm Beach International Group at Morgan Stanley at Morgan Stanley

We begin with an informal conversation to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.

We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.

Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve, and transfer your wealth.

In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We'll also begin to implement other strategies we've discussed. These often encompass tax minimization strategies, as well as risk management and estate planning techniques.

This helpful resource outlines the 2024 tax rate schedule, education and health savings accounts limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.

We thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.

We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs, and determine if your current insurance policies are best suited for you and your goals.

Leading up to and through retirement, we help you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.

This slide deck provides more information about Morgan Stanley's suite of Family Office Resources, touching upon the complex, multigenerational wealth management issues of high net worth families like yours, the evolution of your family's needs, and the moving parts to consider when putting the foundational elements in place.

Check out this one pager covering some of our lifestyle solutions, from every day to extraordinary aspects of your life:
○ Travel & Concierge Services
○ Health & Security Advisory
○ Personal Enrichment
○ Tangible Asset Management
○ Financial Administration

Give this document a read to learn more about some ideas to consider to better guide your overall family governance structure and education.

Take a look at the following deck to get additional clarity on some important questions to consider for your wealth management journey:
○ How can I find high-quality emerging managers?
○ How do I identify leading managers across my entire asset allocation?
○ Are the fees I'm being charged worth the services I am receiving?

Use this document to better understand how Family Office Resources can help with your Philanthropy Management strategy. Specifically, learn more about:
○ Advisory Services
○ Giving Assistance
○ Connections

Take a look at this factsheet and consider these options for any new and unanticipated challenges involving estate tax obligations.

There's no doubt about it—women face a unique set of financial challenges. Yet, most of us feel ill-equipped to navigate these circumstances on our own. At Morgan Stanley, we have witnessed the power of education and trusted guidance to transform a woman's relationship with money.

Female founders face unique financial challenges as they seek capital to fund their companies. This seminar covers the financial basics of being a female founder and discusses different channels women can explore to secure funding their startups.

Losing a spouse or partner may be one of the most traumatic events a woman will face in her lifetime. This seminar will help women understand key financial issues they may face and what steps they can take to feel more confident about their future.

Caregiving is a big responsibility that takes a toll on a woman's financial and psychological well-being. This seminar explores how to develop an effective caregiving plan and that could balance with other personal and professional obligations.