Stephanie Valsted
Wealth Management Associate
Phone:
(502) 394-4027(502) 394-4027
Paige Abner-Peden, CDFA®
Vice President,
Financial Advisor,
Financial Planning Specialist,
Alternative Investments Director,
Lending Specialist
Direct:
(502) 394-4026(502) 394-4026
My Mission Statement
I strive to thoroughly understand my clients' financial needs and aspirations, so that I may help them make informed decisions and invest with purpose.
MY STORY
Paige leverages her nearly 25 years of financial industry experience and the vast resources of Morgan Stanley to empower her clients through detailed financial planning, carefully-crafted goals-based investment strategies, and active management of their liabilities.
As a Financial Advisor who concentrates in helping individuals and their families navigate major life events, she believes that her clients' success will not be driven by the markets, but by how effectively she gauges their needs, strategizes with them, anticipates difficulties, and adapts to accommodate their ever-evolving financial pictures.
Recently earning the Certified Divorce Financial Analyst® designation, Paige is gifted with both a genuine flair for and a desire to solve problems. She leaves no stone unturned to deliver the very best outcomes to her clients.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
As a Financial Advisor who concentrates in helping individuals and their families navigate major life events, she believes that her clients' success will not be driven by the markets, but by how effectively she gauges their needs, strategizes with them, anticipates difficulties, and adapts to accommodate their ever-evolving financial pictures.
Recently earning the Certified Divorce Financial Analyst® designation, Paige is gifted with both a genuine flair for and a desire to solve problems. She leaves no stone unturned to deliver the very best outcomes to her clients.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Planning for Education FundingFootnote4
- Professional Portfolio ManagementFootnote5
- Alternative InvestmentsFootnote6
- Life InsuranceFootnote7
- Long Term Care InsuranceFootnote8
- Corporate Retirement PlansFootnote9
- Cash Management and Lending ProductsFootnote10
Securities Agent: SC, NJ, MO, IN, CA, CO, WA, KY, MA, TX, GA, IL, KS, FL, NY, ME, NV, HI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288257
CA Insurance License #: 0I81420
AR Insurance License #: 7526154
NMLS#: 1288257
CA Insurance License #: 0I81420
AR Insurance License #: 7526154
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
A Plan Tailor-Made For You
My goal is to help you achieve your financial aspirations by providing you with a personalized wealth
management process that aligns with your unique needs and goals. I understand that every individual has their own set of financial circumstances, and I believe in creating a customized strategy that fits your specific situation.
My process involves a comprehensive analysis of your current financial situation, followed by the development of a tailored strategy that addresses your short-term and long-term objectives. I also recognize that your financial situation is not static, and that it may change over time. Therefore, I regularly review and adapt your strategy to ensure that it remains relevant and aligned with your evolving needs and goals. My ongoing collaboration with you is essential to achieving your financial success.
Learn more about my Financial Planning process and the resources I can provide below.
management process that aligns with your unique needs and goals. I understand that every individual has their own set of financial circumstances, and I believe in creating a customized strategy that fits your specific situation.
My process involves a comprehensive analysis of your current financial situation, followed by the development of a tailored strategy that addresses your short-term and long-term objectives. I also recognize that your financial situation is not static, and that it may change over time. Therefore, I regularly review and adapt your strategy to ensure that it remains relevant and aligned with your evolving needs and goals. My ongoing collaboration with you is essential to achieving your financial success.
Learn more about my Financial Planning process and the resources I can provide below.
Discover
I start with a conversation to gain a thorough
understanding of your needs, lifestyle and
family—and your goals for the future.
understanding of your needs, lifestyle and
family—and your goals for the future.
Advise
I work with you to develop portfolio
strategies that help you achieve and
protect the outcomes you envision.
strategies that help you achieve and
protect the outcomes you envision.
Implement
I look across multiple accounts and
products to help you implement solutions
that are an appropriate fit for your strategy.
products to help you implement solutions
that are an appropriate fit for your strategy.
Track Progress
I help you track your progress as well
as spending and savings to help ensure you
remain on track toward your goals.
as spending and savings to help ensure you
remain on track toward your goals.
Goals Planning System (GPS)
The Goals Planning System (GPS) is Morgan Stanley's proprietary integrated planning tool. Built on the firm's intellectual capital and capabilities, GPS is an intuitive and efficient platform used to assess whether a client is "On Track" to achieving their financial goals.
Watch To Learn More
Spending and Budgeting Tool
Partnering with me at Morgan Stanley grants you access to our robust Spending and Budgeting tool. This tool provides insights into cash flows across multiple accounts, tracks spending patterns, and offers income and expense analysis. It empowers you to adjust spending behavior and work towards your financial goals.
Watch To Learn MoreCertified Divorce Financial Analyst®
As a Certified Divorce Financial Analyst® (CDFA®), I am honored to offer my specialized services to guide you through the intricate financial issues that can arise during divorce proceedings.
I recognize that divorce is a challenging and emotional time, and I am committed to providing you with the expert guidance and support you require to make informed decisions regarding your financial future. I firmly believe in taking a tailored approach to every client, and I will work closely with you to devise a customized strategy that addresses your specific requirements and objectives.
My ultimate aim is to help you achieve a favorable outcome while minimizing the financial repercussions of your divorce. With my in-depth knowledge of the tax and legal issues involved in divorce, coupled with my expertise in financial planning and analysis, I can assist you in identifying the short-term and long-term effects of dividing property, analyzing pension and retirement plan issues, evaluating your insurance needs, and establishing assumptions for projecting inflation and rates of return.
Through my services as a CDFA®, I will provide you and your lawyer with data that displays the financial impact of any given divorce settlement.
If you are seeking a trustworthy and skilled financial advisor to assist you through your divorce, please do not hesitate to contact me to schedule a consultation.
I recognize that divorce is a challenging and emotional time, and I am committed to providing you with the expert guidance and support you require to make informed decisions regarding your financial future. I firmly believe in taking a tailored approach to every client, and I will work closely with you to devise a customized strategy that addresses your specific requirements and objectives.
My ultimate aim is to help you achieve a favorable outcome while minimizing the financial repercussions of your divorce. With my in-depth knowledge of the tax and legal issues involved in divorce, coupled with my expertise in financial planning and analysis, I can assist you in identifying the short-term and long-term effects of dividing property, analyzing pension and retirement plan issues, evaluating your insurance needs, and establishing assumptions for projecting inflation and rates of return.
Through my services as a CDFA®, I will provide you and your lawyer with data that displays the financial impact of any given divorce settlement.
If you are seeking a trustworthy and skilled financial advisor to assist you through your divorce, please do not hesitate to contact me to schedule a consultation.
Divorce: Planning For A New Beginning
Read this Fact Sheet to plan and make well-informed decisions to protect your financial independence.
Read The Fact Sheet
The Complexities Of Divorce
Divorce is challenging no matter what the circumstances. This whitepaper highlights the complexities of divorce and key steps to take for high net worth families.
Read The Report
Podcast: "Single Again, Double the Questions"
Going through a divorce is tough. Managing your money afterwards can be even tougher. You don’t have to do it alone. On this episode of the “What Should I Do With My Money?” podcast, listen to my colleague provide guidance on prioritizing new goals and let me know if I can help do the same for you.
Listen Here
Taking Control of Your Finances
Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.
Read The ArticleYOUR INVESTOR TOOLKIT
At Morgan Stanley, I believe that a solid foundation in financial education is essential in gaining valuable insights into investment strategies and developing disciplined decision-making abilities. This in turn, leads to better long-term outcomes. With this in mind, I am dedicated to providing our clients with vital information on managing wealth effectively in today’s dynamic global markets.
To support this commitment, I have curated an array of resources that emphasize the fundamental investment strategies and concepts integral to our practice. I have made these resources easily accessible by providing links, and I encourage you to return frequently to deepen your understanding of the topics that impact your overall financial health.
To support this commitment, I have curated an array of resources that emphasize the fundamental investment strategies and concepts integral to our practice. I have made these resources easily accessible by providing links, and I encourage you to return frequently to deepen your understanding of the topics that impact your overall financial health.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Private Markets
Many of today’s companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
Morgan Stanley Private Markets
Capital Markets
An integrated organization across fixed income, equities, and structured investments leveraging the thought leadership of Morgan Stanley Research and dedicated product specialists to identify key investment opportunities to help enhance the growth potential of diversified portfolios.
Global Insights Report
Morgan Stanley's global multi-asset publication that combines economic data and policy insights to analyze regional trends in international markets.
Read The Latest Report
Tax Smart Investing
Incorporating tax management into your investment process can enhance wealth growth. Thinking ahead and employing tax-smart strategies throughout the investment process, not just during tax season, may lead to better overall outcomes.
Learn More HereLocation
4969 US Highway 42
Suite 1200
Louisville, KY 40222
US
Direct:
(502) 394-4026(502) 394-4026
Fax:
(502) 357-5366(502) 357-5366
Meet My Team
About Stephanie Valsted
Stephanie brings more than two decades’ experience to managing the operational and service elements of the practice. She believes relationship building and a deep understanding of her clients’ financial picture is key to meeting their day-to-day needs and preferences but also to anticipating problems and identifying appropriate solutions.
A graduate of California State University, Stanislaus with a Bachelor’s Degree in Business Administration, Stephanie grew up on a large almond farm in the Central Valley of California and relocated to Louisville in 1998 where she met and married her husband, Paul. They have two wonderful children, Brenna and Arik, and one four-legged child, Milo, who is admittedly Stephanie’s favorite.
A graduate of California State University, Stanislaus with a Bachelor’s Degree in Business Administration, Stephanie grew up on a large almond farm in the Central Valley of California and relocated to Louisville in 1998 where she met and married her husband, Paul. They have two wonderful children, Brenna and Arik, and one four-legged child, Milo, who is admittedly Stephanie’s favorite.
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Paige Abner-Peden today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
