Oneonta Branch Office

Kathleen Grasmeder is a Managing Director, Senior Portfolio Management Director, and lead Financial Advisor of The Table Rock Group at Morgan Stanley. Kathy believes that wealth management strategies backed by strong investment and financial analysis are key in developing comprehensive plans that take into account retirement, estate, and education goals.

After graduating from Drexel University 1988 with a degree in Commerce and Engineering, and University of St. Thomas in St. Paul, Minnesota in 1993 with an MBA in New Venture Management, Kathy began her career as a Business Analyst for Competitive Technologies. It was here that she analyzed the commercial prospects of technology being developed at Lehigh University and learned first-hand how to build and manage a team. These skills proved useful when Kathy transitioned to financial advisory at Morgan Stanley in 1996, where she has since seen The Table Rock Group grow to where it is today.

Kathy’s experience in handling complex financial planning challenges and advocating for her clients in virtually all areas of their financial lives has led to recognition on a number of prestigious rankings for top Financial Advisors. Kathy was named to the Forbes list of America's Top Women Wealth Advisors, and to the Forbes list of Best-In-State Wealth Advisors from 2017 to 2025. Kathy was also a member of Morgan Stanley’s President’s Club from 2010 to 2018, and the prestigious Chairman’s Club from 2019 to 2025, which is composed of the firm’s top Financial Advisors. In 2021, Kathy was named to Morgan Stanley Wealth Management's Class of 2021 MAKERS- a project dedicated to identifying and celebrating women of accomplishment at Morgan Stanley. Additionally, Kathy was named to the 2022, 2024, and 2025 Barron's Top 100 Women Wealth Advisors as well the 2025 Barron’s Top 1200 Financial Advisors.

Kathy is also extremely active in the community as she serves as the Chair of the Board of Directors of the Lake George Club Historic Preservation Foundation, and served as the Chair of the Board of Trustees of SUNY Adirondack, Past President for Glens Falls Rotary. In her free time, she enjoys playing tennis, cross country skiing, and biking.

2017-2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In-State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2017-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.

2024-2025 Barron's Top 100 Women Financial Advisors
Source: Barron's.com (Awarded July 2024) Data compiled by Barron's based on time period from April 2023 - Mar 2025.

2025 Barron's Top 1,200 Financial Advisors: State-by-State
​Source: barrons.com (Awarded Mar 2025) Data compiled by Barron's for the period Oct 2023-Sept 2024.
https://www.morganstanley.com/disclosures/awards-disclosure.html

2022 Barron's Top 100 Women Financial Advisors
Source: Barron's.com (Awarded June 2022) Data compiled by Barron's based on time period from Mar 2021 - Mar 2022.

Morgan Stanley Wealth Management Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Club membership is no guarantee of future performance.

A Morgan Stanley employee of over two decades, Amy Cesarano credits her wide-ranging experience working in all areas of Wealth Management for her ability to recognize what it is her clients are looking to achieve, and working side-by-side with them to help achieve it. As such, collaboration with clients and teammates alike, as well as a commitment to building relationships with those she serves, are pivotal focuses for Amy as she aides clients in mapping out where they would like to be financially, and putting together an actionable plan to help get there.

Amy began her career at IBM where she was responsible for ensuring that employees were properly trained in repairing the many business machines of the company. The client-interfacing portion of this role, along with the relationship building and organizational demands, would prove to be useful as she joined Morgan Stanley predecessor firm Smith Barney in 1996. First as a Branch Administrator, and then moving on to the Financial Advisor training program, Amy focused on planning, annuities, insurance, and marketing for her team. After a few years, Amy would again shift back to working in administration, eventually holding roles as Senior Complex Risk Officer, Senior Service Manager, and Associate Complex Manager. It is this diverse set of experiences working in both service and risk that Amy views as invaluable for her current role as a Financial Advisor. Because of this, she finds that she has a rare perspective on both the needs of her clients and what she as an Advisor is able to provide to help meet those needs.

Amy has served on the firm’s Regional Diversity Council and is now serving on the Firm’s Technology Council and is also participating with the Firm’s Financial Advisor Mentoring Program (FAME). These roles show her and the Table Rock Group’s commitment to providing equal opportunities to all as well as having access to early insights on innovative technologies, policies and best practices that help our clients as well as our team members.

In 2025 Amy was named to the Forbes Top Women Wealth Advisors Best in State and as a member of Morgan Stanley’s Century Club.

Amy holds her Bachelor’s Degree in Business, Management and Economics Summa Cum Laude through SUNY’s Empire State University.

In her free time, Amy enjoys spending time with her family and friends outside in the Adirondacks. Amy has been married to her husband Tom for 34 years and they have 2 grown sons.

Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State
Source: Forbes.com (Awarded Feb 2025) Data compiled by SHOOK Research LLC for the period 9/30/23 - 9/30/24.

Morgan Stanley Wealth Management Century Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Century Club membership is no guarantee of future performance.

Daniel Grasmeder is a Senior Vice President, Resident Manager, CERTIFIED FINANCIAL PLANNER™, and Financial Advisor at The Table Rock Group who works with members of the team to provide customized solutions to the special financial situations of their clients. Dan regards systematic and thorough planning, along with a commitment to “Total Quality," as the most important elements of helping achieve client goals, and he seeks to ensure that every action taken on behalf of the Group’s clients are done with these qualities in mind.

Prior to joining Morgan Stanley, Dan started his career in civil engineering after receiving a Bachelor of Science degree from Drexel University in 1988 in the same discipline. Beginning at Lehigh Portland Cement, Dan eventually rose to Vice President of Sales where he was responsible for all sales and marketing in New England and New York. It was here that Dan recognized the importance of reliability, client responsibility, strategic thinking and attention to detail, which are all crucial in the development of a successful team that is able to service client needs with speed and accuracy. Dan then brought these tenets to Morgan Stanley in 2007 when he joined Kathy as a Financial Advisor and has been committed to maintaining them as The Table Rock Group has grown both in the size of its team, and the breadth of its clientele.

Over his time at Morgan Stanley, Dan’s responsibilities have only increased. In 2012, in order to better serve client needs, Dan completed the education, experience, and examination requirements to receive the CERTIFIED FINANCIAL PLANNER™ professional designation. In addition, Dan was named Producing Branch Manager of the Glens Falls office in 2014, and recently transitioned into the Resident Branch Manager position at our Oneonta Branch. Dan was also named to the prestigious Century Club from 2023 through 2025, a recognition that acknowledges Dan's consistent excellence to servicing his clients.

In his free time, Dan enjoys spending time with his family, as well as ice fishing, watching ice hockey, and restoring classic cars. Dan’s latest restoration is the same year and model car he had in high school, a 1965 Barracuda.

Morgan Stanley Wealth Management Century Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Century Club membership is no guarantee of future performance.

As a Financial Advisor with the Table Rock Group at Morgan Stanley, Christopher is committed to providing a personalized touch when helping clients understand their unique financial position and achieve their goals with confidence. Fundamental to that confidence, Chris starts with educating our clients on financial planning and investment strategy, focusing on why and how those plans and strategies integrate with helping achieve their specific needs.

After graduating from SUNY Oneonta in 2014 with a B.S. in Professional Accounting, Chris began his career in public accounting, providing audit and tax services to the broader upstate New York region. After completing the necessary work and education requirements, Chris achieved his license to practice as a Certified Public Accountant (not-practicing at Morgan Stanley) adding value and insight to the clients he served. His eight years of experience in the public accounting field proved to be invaluable as it instilled the importance of understanding the complete financial “story”.

Helping accurately assembling the pieces of a jigsaw puzzle, so that clients can see the flow of their income and expenses translate to their assets and liabilities, is a satisfying process. The challenge and satisfaction of that process is what brought Chris to the Financial Advisor role. In November of 2021, Chris joined the Table Rock Group at Morgan Stanley, aligning his skills and passion to help solve and plan for people’s financial needs. Chris has recently been named to the Pacesetter Club for 2024 & 2025.

As a native of Delhi, NY, Chris calls the Catskill Mountains “home” and is actively involved in the community, serving in supportive and governance roles for several area non-profit organizations and councils. In his free time, Chris enjoys taking long bike rides, playing guitar, and spending time with friends and family.

Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.

Lori Cudney is an Assistant Vice President, Wealth Management Associate in our Oneonta office. Lori joined the firm in 1998 and holds Series 7, 63 and 9, a New York State Insurance license for Life, Health, Variable Annuities and Variable Life, as well as a Notary License. Lori is lifelong learner and continues to complete securities and insurance education to expand her knowledge.

She received her Bachelor of Arts in Psychology from SUNY Oneonta. As a previous Director for the Glimmerglass Triathlon, Lori organized over 14 triathlon events hosting athletes from across the East Coast.

Outside of The Table Rock Group Lori is an active member for Dollars for Scholars, an organization that works tirelessly to provide scholarships to students.

Regardless of the season Lori is an outdoor enthusiast. She enjoys hiking and biking, but also relaxing on their family’s sailboat on the Long Island Sound with her husband Ed. Lori and Ed are proud grandparents to Grace, Jayce, AJ and Aydin. Lori and her family enjoy traveling and cooking together.

As a Financial Advisor with the Table Rock Group at Morgan Stanley, Kim's main goal is to provide quality advice in a clear, concise, and financially prudent way to help clients accumulate, grow and preserve their wealth so they can live their best possible life both before and after retirement.

Feeling that becoming a Financial Advisor was an aspiration she needed to achieve, Kim thoroughly enjoys working with clients and helping guide them towards attaining their financial goals and aspirations. Seeing our financial lives as a "big puzzle," Kim is able to look at the entire balance sheet and provide tailored advice and guidance to create a customized plan and strategy.

As a graduate of the Junior College of Albany, Kim brings many years of industry experience, having worked a portion of her career in the client services field and the other part as a Private Banker for Morgan Stanley's High Net Worth Clients. Recently, Kim was named to the prestigious Pacesetter Club for 2024 and 2025.

Outside of the office, Kim devotes much of her spare time to the school’s wrestling team as the unofficial photographer. She serves as the Secretary for the Booster Club, which provides year round support to student athletes. She also enjoys spending time in the outdoors with her husband, two sons, and two dogs. As a family, they love to kayak, garden, and enjoy quiet time in the Adirondacks.

Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.

Kristen graduated from Binghamton University School of Management with a B.S. in Business Management focusing on Finance. She later earned her MBA from Clarkson University Graduate School where she was inducted into the Beta Gamma Sigma Honor Society. With over 20 years of experience in the financial industry, Kristen is passionate about helping clients achieve their life goals alongside their financial aspirations.

As a financial advisor, Kristen is committed to guiding clients through defining and meeting their goals by delivering a vast array of resources tailored to their specific needs. She focuses on helping enhance financial literacy and provide confidence in managing finances. Clients working with Kristen benefit from her experience as an investment professional, a premier execution platform and a wide range of investment options.

Outside of work, Kristen enjoys traveling, hiking, and engaging in a good trivia game. She resides in Saratoga Springs with her husband, Mark, their son Archie, and their golden retriever puppy, Hermes. Known for her excellent listening skills, quick learning ability and client focus strategies, Kristen is highly regarded by both clients and colleagues.

Danielle is a dedicated financial advisor at Morgan Stanley and a valued member of the Table Rock Group, where she has been helping clients navigate their financial goals for over eight years. With a strong foundation as a former Wealth Management Associate, she focuses on personalized wealth management strategies tailored to clients’ unique needs.

Holding her Series 7, 66, and Insurance Licenses, as well as the Financial Planning Specialist designation through Morgan Stanley, Danielle is well-equipped to provide guidance in financial planning and investment management.

Outside of work, Danielle enjoys riding horses, reading books, and going for walks with her German Shepherd, Stella, and her husband, Mike, around their property. Danielle also spends her free time volunteering as the President of The Conkling Center in Glens Falls and giving back to her community through the local Rotary Club!