Andrew D Griffo
Managing Director, Family Wealth Director, Global Sports and Entertainment Director, NFLPA Registered Institutional Player Financial Advisor, Senior Portfolio Management Director
Phone:
(312) 648-3512(312) 648-3512
One Point Wealth Management Group at Morgan Stanley
Andrew D GriffoMarty Maugh, CFP®Andrew G Rothstein, CFP®Maria E. Zacapa-ReavesJeffrey PiwnickiDrew M TichawaRoger CuryloBruce R Butler, CFP®John Boles
Direct:
(312) 648-3600(312) 648-3600
Industry Award WinnerOur Mission Statement
"At One Point Wealth Management Group, our mission is to simplify your family's financial life by integrating comprehensive wealth management solutions tailored to your unique needs and goals, treating your family as we would our own."
About Us
“The foundation of One Point Wealth Management Group is the culmination of careers dedicated to the financial wellbeing of our clients. We utilize every resource available to us, from both our firm’s extensive platform to our outside relationships. Our team strives to make all of our clients part of our family. Our service and advice platform truly separates us as one of the preeminent advisory teams in the industry.”
At One Point Wealth Management, our team members come from different backgrounds with different areas of focus. Our team and colleagues have extensive experience in financial planning, wealth preservation, asset allocation, equities, fixed income, alternative investments, retirement, estate planning strategies, as well as Corporate and Institutional services. We bring together all these elements into a cohesive and integrated financial plan that will help you enhance and preserve your wealth while enjoying the lifestyle it affords.
We take the time to complete a discovery process with all of our clients that is dedicated to thoroughly understanding our clients’ needs, finances, long and short-term objectives, and appetite for risk. This information, when combined with our modern wealth management tools, provides a cornerstone for a highly customized financial plan. Our goals are to both simplify your life and increase the odds of financial success.
At One Point Wealth Management, our team members come from different backgrounds with different areas of focus. Our team and colleagues have extensive experience in financial planning, wealth preservation, asset allocation, equities, fixed income, alternative investments, retirement, estate planning strategies, as well as Corporate and Institutional services. We bring together all these elements into a cohesive and integrated financial plan that will help you enhance and preserve your wealth while enjoying the lifestyle it affords.
We take the time to complete a discovery process with all of our clients that is dedicated to thoroughly understanding our clients’ needs, finances, long and short-term objectives, and appetite for risk. This information, when combined with our modern wealth management tools, provides a cornerstone for a highly customized financial plan. Our goals are to both simplify your life and increase the odds of financial success.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Morgan Stanley Client Experience
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(312) 648-3600(312) 648-3600
Meet One Point Wealth Management Group
Phone:
(312) 648-3373(312) 648-3373
Andrew G Rothstein, CFP®
Senior Vice President, Financial Advisor, Senior Investment Management Consultant
Phone:
(312) 648-3362(312) 648-3362
First Vice President, Financial Advisor, Global Sports and Entertainment Associate Director
Phone:
(312) 917-7403(312) 917-7403
Jeffrey Piwnicki
Vice President, Financial Advisor, Financial Planning Specialist
Phone:
(312) 648-3430(312) 648-3430
Drew M Tichawa
Vice President, Financial Advisor
Phone:
(312) 648-3395(312) 648-3395
Roger Curylo
First Vice President, Financial Advisor
Phone:
(312) 648-3477(312) 648-3477
Executive Director, Wealth Management, Financial Advisor, Executive Financial Services Director
Phone:
(312) 917-7416(312) 917-7416
John Boles
Financial Advisor
Phone:
(312) 648-3382(312) 648-3382
Teresa M. Sulo-Murphy
Vice President, Business Development Director
Phone:
(312) 648-3438(312) 648-3438
Susan P. Roach
Wealth Management Associate
Phone:
(312) 648-3406(312) 648-3406
Angela D. Jackson
Assistant Vice President, Group Director
Phone:
(312) 648-3043(312) 648-3043
Brendan D. Guernsey
Wealth Management Associate
Phone:
(312) 648-3073(312) 648-3073
Tracy O. Polselli
Vice President, Business Development Associate
Phone:
(312) 648-3347(312) 648-3347
Chris Walsh
Registered Associate
Phone:
(312) 648-3905(312) 648-3905
Basia Sawicka
Registered Client Relationship Analyst
Phone:
(312) 648-3590(312) 648-3590
Nicholas Paradise
Service Associate
Phone:
(312) 648-4505(312) 648-4505
Anne Flores
Registered Client Service Associate
Phone:
(312) 443-6219(312) 443-6219
About Andrew D Griffo
Andrew entered the investment business in 1985 and has spent his entire investment career with Morgan Stanley and its predecessor firms. He was named Managing Director and has earned the titles of Senior Family Wealth Director, Senior Institutional Consultant and Director of Global Sports and Entertainment. He has served on several Morgan Stanley committees and councils. His outside business affiliations include the National Association of Stock Plan Professionals, the Investment Management Consultants Association and the Association of Professional Investment Consultants.
Andrew is a graduate of Fairleigh Dickinson University with a B.S. degree in business and finance. He and his team focus on five areas of business, Family Wealth Planning and Portfolio Management, (including Entertainers and Athletes), Corporate Equity Plans( including Stock Option, Restricted Stock, Performance plans and Employee stock Purchase Plans), Institutional Fiduciary Consulting for ERISA plans (including defined Contribution , Defined Benefit and VEBA Plans), Non-Qualified Deferred Compensation Plans and Financial Wellness Solutions (Corporate Sponsored Financial Planning Programs for Employees and Executives).
He has been named to the Barron’s lists of top advisors while being recognized for Chairman’s club at the firm. Andrew is a sports enthusiast and enjoys golf, tennis, and spending time with his wife and family.
Series 3, 7, 63, 65, Insurance in FL, IL, IN, NY, OH, TX, VA
Association Professional Investment Consultants
Investment Management Consultant Association
National Association Stock Plan Professionals
2025 Barron's Top 1,200 Financial Advisors: State-by-State.
Source: barrons.com (Awarded Mar 2025) Data compiled by Barron's for the period Oct 2023-Sept 2024.
2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
2021-2024 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com 2021-2024. Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2021-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com 2021-2024. Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Andrew is a graduate of Fairleigh Dickinson University with a B.S. degree in business and finance. He and his team focus on five areas of business, Family Wealth Planning and Portfolio Management, (including Entertainers and Athletes), Corporate Equity Plans( including Stock Option, Restricted Stock, Performance plans and Employee stock Purchase Plans), Institutional Fiduciary Consulting for ERISA plans (including defined Contribution , Defined Benefit and VEBA Plans), Non-Qualified Deferred Compensation Plans and Financial Wellness Solutions (Corporate Sponsored Financial Planning Programs for Employees and Executives).
He has been named to the Barron’s lists of top advisors while being recognized for Chairman’s club at the firm. Andrew is a sports enthusiast and enjoys golf, tennis, and spending time with his wife and family.
Series 3, 7, 63, 65, Insurance in FL, IL, IN, NY, OH, TX, VA
Association Professional Investment Consultants
Investment Management Consultant Association
National Association Stock Plan Professionals
2025 Barron's Top 1,200 Financial Advisors: State-by-State.
Source: barrons.com (Awarded Mar 2025) Data compiled by Barron's for the period Oct 2023-Sept 2024.
2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
2021-2024 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com 2021-2024. Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2021-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com 2021-2024. Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Securities Agent: AK, PA, MT, MA, ME, MI, IL, RI, VT, WA, SC, DE, VI, PR, UT, IN, VA, NH, NM, WV, ID, TN, KS, WI, NY, WY, NE, NV, FL, OK, MS, TX, ND, NC, SD, CO, AZ, OH, AL, MD, AR, NJ, DC, MO, IA, GA, CA, CT, LA, HI, MN, KY, OR; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1285362
NMLS#: 1285362
About Marty Maugh
Marty Maugh is a Senior Vice President of Wealth Management at Morgan Stanley. As a member of One Point Wealth Management, Marty manages a practice that focuses on providing comprehensive financial planning and investment management services to small to mid sized institutions, wealthy families and individuals. With clients throughout the country, Marty uses the many resources offered through Morgan Stanley to bring high level financial solutions to her client base.
Marty has over 25 years of experience in the financial industry. Prior to joining Morgan Stanley and its predecessor firms, she worked at Bank of America/Banc of America Securities and UBS where her responsibilities included a specialized focus on providing capital to hedge funds and alternative investment companies. In addition, her experiences have included advising wealthy families and institutions on risk management strategies for large concentrated stock positions as well as structuring credit facilities for small to middle market businesses.
Marty received her MBA from the Kellogg Graduate School of Management at Northwestern University and her Certified Financial Planning license from the College for Financial Planning in Denver. She earned her undergraduate BBA degree from the University of Michigan.
Marty has been active in University of Michigan’s Letterwinners M Club where she served as President in 2009. Marty was previously elected to the Board of Trustees of Greenhills School in Ann Arbor, Michigan as well as The Rotary One Foundation’s Board of Trustees in Chicago, Illinois. Finally, Marty has been a long time member of the Junior League of Chicago, a volunteer organization focused on community projects in Chicago neighborhoods.
In her free time, Marty is an avid golfer and enjoys spending time with her family at Walloon Lake in Michigan.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Marty has over 25 years of experience in the financial industry. Prior to joining Morgan Stanley and its predecessor firms, she worked at Bank of America/Banc of America Securities and UBS where her responsibilities included a specialized focus on providing capital to hedge funds and alternative investment companies. In addition, her experiences have included advising wealthy families and institutions on risk management strategies for large concentrated stock positions as well as structuring credit facilities for small to middle market businesses.
Marty received her MBA from the Kellogg Graduate School of Management at Northwestern University and her Certified Financial Planning license from the College for Financial Planning in Denver. She earned her undergraduate BBA degree from the University of Michigan.
Marty has been active in University of Michigan’s Letterwinners M Club where she served as President in 2009. Marty was previously elected to the Board of Trustees of Greenhills School in Ann Arbor, Michigan as well as The Rotary One Foundation’s Board of Trustees in Chicago, Illinois. Finally, Marty has been a long time member of the Junior League of Chicago, a volunteer organization focused on community projects in Chicago neighborhoods.
In her free time, Marty is an avid golfer and enjoys spending time with her family at Walloon Lake in Michigan.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: SD, VA, WI, WY, FL, KY, ID, MS, NE, NV, WV, WA, VT, VI, UT, TX, TN, SC, RI, PR, PA, OR, OK, NY, NM, NJ, NH, ND, NC, MT, MO, MN, MI, ME, MD, MA, LA, KS, IN, IL, IA, HI, GA, DE, DC, CT, CO, CA, AZ, AR, AL, AK, OH; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268331
NMLS#: 1268331
About Andrew G Rothstein
Andrew recently celebrated his 30th anniversary with Morgan Stanley; and its predecessor firms.
Andrew received a B.S. in Finance from Indiana University in 1991 and an M.B.A. from DePaul University in 1997. Andrew completed the Certificate Program in Financial Planning from DePaul University in 2001 and became a CERTIFIED FINANCIAL PLANNER™ in 2002.
Andrew began his career in 1992 at SEI Corporation on the international performance measurement team.
He joined Smith Barney (which eventually became part of Morgan Stanley Wealth Management) in 1994 as a Consulting Group Analyst. He helped financial advisors with performance measurement, portfolio optimization and asset manager research. Andrew joined the team in 1999 as Senior Investment Analyst. He was extremely fortunate to learn the business from Alan S. Guernsey and Andrew Griffo, whom would eventually become his partners. It was instilled upon Andrew since starting with the team to always try and do the right thing and good things will happen.
Andrew focuses on creating comprehensive financial plans for ultra-high net worth clients, concentrating on risk management, investments, tax and estate planning strategies. He is actively involved in client relationship management and intergenerational wealth transfer. Andrew grew up in a high rise building in Chicago with him mom and brother and has fond memories of Lincoln Park which he referred to as his playground. He attended the Chicago Public Schools, where his mom was a teacher. He learned to respect and treat everyone with dignity and compassion. Andrew and his wife, Jennifer, live in Park Ridge with their four children and pets. Andrew is actively involved in his children's sports, enjoys family vacations and playing tennis with his wife.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Andrew received a B.S. in Finance from Indiana University in 1991 and an M.B.A. from DePaul University in 1997. Andrew completed the Certificate Program in Financial Planning from DePaul University in 2001 and became a CERTIFIED FINANCIAL PLANNER™ in 2002.
Andrew began his career in 1992 at SEI Corporation on the international performance measurement team.
He joined Smith Barney (which eventually became part of Morgan Stanley Wealth Management) in 1994 as a Consulting Group Analyst. He helped financial advisors with performance measurement, portfolio optimization and asset manager research. Andrew joined the team in 1999 as Senior Investment Analyst. He was extremely fortunate to learn the business from Alan S. Guernsey and Andrew Griffo, whom would eventually become his partners. It was instilled upon Andrew since starting with the team to always try and do the right thing and good things will happen.
Andrew focuses on creating comprehensive financial plans for ultra-high net worth clients, concentrating on risk management, investments, tax and estate planning strategies. He is actively involved in client relationship management and intergenerational wealth transfer. Andrew grew up in a high rise building in Chicago with him mom and brother and has fond memories of Lincoln Park which he referred to as his playground. He attended the Chicago Public Schools, where his mom was a teacher. He learned to respect and treat everyone with dignity and compassion. Andrew and his wife, Jennifer, live in Park Ridge with their four children and pets. Andrew is actively involved in his children's sports, enjoys family vacations and playing tennis with his wife.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: CA, TN, WA, WI, NH, TX, PA, SC, VA, SD, NC, VT, WY, ND, AR, NM, NV, OH, OK, MI, VI, NY, OR, UT, RI, MO, MT, MS, PR, KY, IL, MD, ME, NJ, LA, KS, WV, NE, AK, AL, ID, MN, CO, CT, MA, DE, DC, IN, GA, IA, HI, FL, AZ; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1264978
NMLS#: 1264978
About Maria E. Zacapa-Reaves
Maria is a Financial Advisor and a partner of One Point Wealth Management at Morgan Stanley. She started her career in 2002 at Merrill Lynch where she focused on retirement product development and investment solutions for institutional clients. Maria joined Morgan Stanley Wealth Management in 2008. She focuses on the management of client portfolios with an emphasis on goals based planning, intergeneration wealth transfer and tax efficiency. She also leads the team's Social Responsible and Impact Investing portfolios.
Maria is committed to empowering her clients with the education they need to be successful participants in their wealth management plan. She explains to clients that “What we do on your behalf is complex, but not a mystery. The decisions we make together, and their impact on you and your loved ones, should always be clearly understood.“
Taking pride in giving back to her community, Maria serves on the board of Heartland Alliance Health and is an active supporter of the Chicago Children’s Advocacy Center.
Maria holds a Bachelor of Science in Economics from Northwestern University. Maria is happily married to wife Rhiannon, and mom to son Sebastian. She lives in the Andersonville neighborhood of Chicago with her family, which also includes a beloved 14-year-old dachshund and a rescued puppy with an unbridled zest for life.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Maria is committed to empowering her clients with the education they need to be successful participants in their wealth management plan. She explains to clients that “What we do on your behalf is complex, but not a mystery. The decisions we make together, and their impact on you and your loved ones, should always be clearly understood.“
Taking pride in giving back to her community, Maria serves on the board of Heartland Alliance Health and is an active supporter of the Chicago Children’s Advocacy Center.
Maria holds a Bachelor of Science in Economics from Northwestern University. Maria is happily married to wife Rhiannon, and mom to son Sebastian. She lives in the Andersonville neighborhood of Chicago with her family, which also includes a beloved 14-year-old dachshund and a rescued puppy with an unbridled zest for life.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: NV, OR, SC, UT, WY, WV, WI, VT, VI, VA, TX, TN, SD, RI, PR, PA, WA, NE, OK, OH, NY, NM, NJ, NH, ND, NC, MT, MS, MO, MN, MI, MD, MA, LA, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, KY, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 1632023
NMLS#: 1632023
About Jeffrey Piwnicki
As part of One Point Wealth Management at Morgan Stanley, Jeff helps corporate executives and business owners make informed financial decisions to help them retire with confidence. Jeff’s role is to develop financial plans and integrate them with a client’s tax, estate, and asset allocation strategies. He also focuses on hedging and monetization strategies for concentrated positions, and insider transactions.
Jeff has helped hundreds of executives develop personalized financial plans and has a deep understanding of the complexities they face. He works closely with the Morgan Stanley Executive Financial Services group to navigate the rules and regulations that govern insider stock holdings. In Jeff’s prior role at Morgan Stanley, he was a business development specialist training Financial Advisors on the intricacies of wealth that confront high net worth individuals.
He enjoys traveling, live music, and playing guitar. Born and raised in Chicago, Jeff is an avid Chicago sports fan who takes full credit for converting his St. Louis born wife into a Bears fan. Jeff resides in the northwest suburbs of Chicago with his wife and three sons, where he is involved in many health-based fundraising events.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Jeff has helped hundreds of executives develop personalized financial plans and has a deep understanding of the complexities they face. He works closely with the Morgan Stanley Executive Financial Services group to navigate the rules and regulations that govern insider stock holdings. In Jeff’s prior role at Morgan Stanley, he was a business development specialist training Financial Advisors on the intricacies of wealth that confront high net worth individuals.
He enjoys traveling, live music, and playing guitar. Born and raised in Chicago, Jeff is an avid Chicago sports fan who takes full credit for converting his St. Louis born wife into a Bears fan. Jeff resides in the northwest suburbs of Chicago with his wife and three sons, where he is involved in many health-based fundraising events.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: PA, IN, SC, RI, WV, UT, ND, WA, VT, WY, WI, NE, PR, VI, OH, MN, OR, VA, MO, TN, SD, TX, MS, OK, LA, NV, NY, NH, NM, NJ, NC, MT, AK, KY, KS, CT, CO, IL, DC, MA, HI, IA, ID, AR, AZ, GA, CA, MI, MD, AL, ME, FL, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1279588
NMLS#: 1279588
About Drew M Tichawa
Drew is a Financial Advisor within the team, assisting clients and developing relationships between corporate services participants. He also currently assists with 144, 10B5-1 and officer transactions.
Drew interned for four years and spent another seven years as a Consulting Group Analyst all with One Point Wealth Management Group and Global Institutional Advisory Solutions before becoming an advisor on the team.
Drew lives in Park Ridge with his wife Kara, their daughter Ava, son Christian and their black lab Theo. He is an avid Chicago sports fan and Cubs season ticket holder.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Drew interned for four years and spent another seven years as a Consulting Group Analyst all with One Point Wealth Management Group and Global Institutional Advisory Solutions before becoming an advisor on the team.
Drew lives in Park Ridge with his wife Kara, their daughter Ava, son Christian and their black lab Theo. He is an avid Chicago sports fan and Cubs season ticket holder.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: CA, MN, TX, KS, VI, PA, WA, NC, NM, MI, ND, ME, VA, WY, VT, OK, WV, WI, RI, SC, LA, CT, ID, NH, CO, KY, MD, PR, MA, IL, MT, SD, TN, NE, IN, GA, AZ, OH, NY, NV, AK, MS, NJ, FL, MO, AR, HI, IA, DC, DE, AL, UT, OR; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1390865
NMLS#: 1390865
About Roger Curylo
Roger Curylo is a First Vice President, Financial Advisor with One Point Wealth Management Group at Morgan Stanley. He is responsible for the team's ongoing operations in New York and Chicago and works to maximize the capacity and experience of the organization. Roger brings an extensive history of executive roles across institutional and private wealth business lines.
Before joining Morgan Stanley, Roger was Chief Risk Officer of Fidelity Institutional, where he chaired multiple new business and risk committees and served as a board member of various Fidelity affiliates. His teams were located in New York, New Jersey, Boston, Merrimack, Smithfield, North Carolina, Chicago, Covington, and Dallas. Roger also served as Fidelity's New York and New Jersey regional co-leader. In that role, he provided insightful, strategic, and comprehensive information to Fidelity's executives; built awareness of talent across the region; produced regional performance reviews and proposed improvement plans; and carried an executive presence and voice across the region. From 2003 until joining Fidelity in 2006, Roger was Senior Vice President and Chief Administrative Officer for UBS Financial Services of Puerto Rico, where he was responsible for the Wealth Management Group, which had several branches and 130 Financial Advisors. He was a member of the Executive Committee, served on the Board of Directors of its clearing firm (CSC), and chaired the Credit Committee. From 1993 to 2000, Roger was Senior Vice President and Chief Credit Officer for PaineWebber, responsible for credit risk throughout the organization. From 1993 to 1995, he served as both Chief Compliance Officer, reporting to the General Counsel, and Credit Officer, reporting to the CFO. His risk teams included analysts in London, Tokyo, New York, and New Jersey. From 1991 to 1993, Roger was Senior Vice President and group head of Institutional Credit. He also held positions with Wertheim Schroder & Co., EF Hutton/Shearson Lehman Hutton, and Manufacturers Hanover Trust Company.
Roger earned a B.S. in Economics and Finance from Lafayette College. He holds the Series 7, 8, 14, and 66 registrations.
Roger is the founding member of the Credit Analyst Society.
Roger is married and has three children.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Before joining Morgan Stanley, Roger was Chief Risk Officer of Fidelity Institutional, where he chaired multiple new business and risk committees and served as a board member of various Fidelity affiliates. His teams were located in New York, New Jersey, Boston, Merrimack, Smithfield, North Carolina, Chicago, Covington, and Dallas. Roger also served as Fidelity's New York and New Jersey regional co-leader. In that role, he provided insightful, strategic, and comprehensive information to Fidelity's executives; built awareness of talent across the region; produced regional performance reviews and proposed improvement plans; and carried an executive presence and voice across the region. From 2003 until joining Fidelity in 2006, Roger was Senior Vice President and Chief Administrative Officer for UBS Financial Services of Puerto Rico, where he was responsible for the Wealth Management Group, which had several branches and 130 Financial Advisors. He was a member of the Executive Committee, served on the Board of Directors of its clearing firm (CSC), and chaired the Credit Committee. From 1993 to 2000, Roger was Senior Vice President and Chief Credit Officer for PaineWebber, responsible for credit risk throughout the organization. From 1993 to 1995, he served as both Chief Compliance Officer, reporting to the General Counsel, and Credit Officer, reporting to the CFO. His risk teams included analysts in London, Tokyo, New York, and New Jersey. From 1991 to 1993, Roger was Senior Vice President and group head of Institutional Credit. He also held positions with Wertheim Schroder & Co., EF Hutton/Shearson Lehman Hutton, and Manufacturers Hanover Trust Company.
Roger earned a B.S. in Economics and Finance from Lafayette College. He holds the Series 7, 8, 14, and 66 registrations.
Roger is the founding member of the Credit Analyst Society.
Roger is married and has three children.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 2486473
NMLS#: 2486473
About Bruce R Butler
As a CERTIFIED FINANCIAL PLANNER™ and fully licensed investment professional since 1990, Bruce focuses on the small details that ultimately comprise the big picture of each client’s financial life. His analytical skills and positive personality give Bruce the insight needed to formulate sound financial plans for his clients.
Bruce believes that “building strong long-term relationships is a key element of achieving a client’s long-term financial goals. Through relationships comes a true understanding of the client’s investment objectives and risk tolerance. Furthermore, clients must feel comfortable with the professionals they entrust. Just as a patient must have comfort with his or her physician regarding physical well-being, there must be a comfort level between Financial Advisor and client since the client’s financial well-being is at stake. Both are equally important and maintained through relationships.”
Bruce is a graduate of Northern Illinois University, where he earned a Bachelor of Science degree in Engineering and a Master of Business Administration degree from the University of Dallas where he was designated a member of the Sigma Iota Epsilon honors fraternity. Bruce continued honing his financial planning competency by pursuing the rigorous and highly respected designation of CERTIFIED FINANCIAL PLANNER™.
Bruce is an active member of his community; he currently serves as trustee on the board of a local Charitable Foundation focused on benefiting civic and other charitable causes with an emphasis toward helping children.
A husband and father of three, Bruce can be found in his gym very early every morning working to stay physically fit while catching up on world events. Besides spending quality time with his family, Bruce enjoys the time he spends playing drums with his band and performing at area summertime festivals and local establishments.
Bruce believes that “building strong long-term relationships is a key element of achieving a client’s long-term financial goals. Through relationships comes a true understanding of the client’s investment objectives and risk tolerance. Furthermore, clients must feel comfortable with the professionals they entrust. Just as a patient must have comfort with his or her physician regarding physical well-being, there must be a comfort level between Financial Advisor and client since the client’s financial well-being is at stake. Both are equally important and maintained through relationships.”
Bruce is a graduate of Northern Illinois University, where he earned a Bachelor of Science degree in Engineering and a Master of Business Administration degree from the University of Dallas where he was designated a member of the Sigma Iota Epsilon honors fraternity. Bruce continued honing his financial planning competency by pursuing the rigorous and highly respected designation of CERTIFIED FINANCIAL PLANNER™.
Bruce is an active member of his community; he currently serves as trustee on the board of a local Charitable Foundation focused on benefiting civic and other charitable causes with an emphasis toward helping children.
A husband and father of three, Bruce can be found in his gym very early every morning working to stay physically fit while catching up on world events. Besides spending quality time with his family, Bruce enjoys the time he spends playing drums with his band and performing at area summertime festivals and local establishments.
Securities Agent: MI, MT, KY, GA, AL, AZ, WV, VT, SD, OK, NE, MO, MN, MD, DC, CA, AR, WY, WI, SC, PA, NM, MA, LA, WA, NJ, NH, NC, MS, CT, VA, TX, OR, OH, AK, TN, NV, KS, IA, UT, NY, ME, IN, IL, ID, FL, CO, HI, DE, RI, PR; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1253285
CA Insurance License #: 0D04302
NMLS#: 1253285
CA Insurance License #: 0D04302
About John Boles
John Boles has been selected as the newest member of our Financial Advisor team. John interned with One Point Wealth Management for a summer and proceed to join the team full time through Morgan Stanley’s Financial Advisor Associate program. John is a recent graduate of Auburn University with a B.S. degree in business, majoring in finance, where he served as the Portfolio Manager for the University’s Student Investment Fund. Looking forward, John is eager to strengthen his relationships with clients as he works to meet their individualized financial needs. Hospitality and a level of care that goes the extra mile are two of John’s top priorities, as he brings a rejuvenated interest for clients to our team.
John and his wife Macee recently moved from Alabama to Chicago and currently live in Lake View where they enjoy cheering on the Cubs regularly at Wrigley. John also enjoys visiting the Art Institute of Chicago as well as reading about economics and American History.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
John and his wife Macee recently moved from Alabama to Chicago and currently live in Lake View where they enjoy cheering on the Cubs regularly at Wrigley. John also enjoys visiting the Art Institute of Chicago as well as reading about economics and American History.
Named to 2025 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2025) Data compiled by Barron's for the period Jan 2024-Dec 2024.
Securities Agent: VI, AZ, OH, TN, ND, MN, ME, IN, FL, WY, WA, NC, MO, SC, MA, IL, PR, OK, IA, CT, NY, MT, KS, CO, WI, VA, RI, PA, OR, MS, KY, CA, AL, SD, NV, NM, LA, NE, GA, AK, WV, VT, TX, NJ, NH, MI, ID, DE, AR, UT, MD, HI, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2698365
NMLS#: 2698365
About Teresa M. Sulo-Murphy
Teresa joined the firm in December of 1988 and has been with the team since 1994. Teresa is the Business Development Director for One Point Wealth Management team and provides leadership in the areas of team structure as well as business cultivation. Teresa greatly enjoys working with and getting to know the team’s clients and their families.
Teresa has a son and five step children with her husband Mark, where they reside in a suburb of Chicago. She volunteers her time in her community and parish and enjoys traveling, sports and cooking in her spare time.
Teresa has a son and five step children with her husband Mark, where they reside in a suburb of Chicago. She volunteers her time in her community and parish and enjoys traveling, sports and cooking in her spare time.
About Susan P. Roach
Susan joined Morgan Stanley Wealth Management in 1992 after three years in the industry at another firm. She has earned praise for the exceptional level of service she provides.
Susan helps clients through the new account opening process and is responsible for maintaining accounts managed by outside advisors through Morgan Stanley Consulting Group. She takes great pride in her accuracy, attention to detail and knowledge of day to day business operations.
Outside of the office, Susan enjoys hiking, biking, music and
cooking.
Susan helps clients through the new account opening process and is responsible for maintaining accounts managed by outside advisors through Morgan Stanley Consulting Group. She takes great pride in her accuracy, attention to detail and knowledge of day to day business operations.
Outside of the office, Susan enjoys hiking, biking, music and
cooking.
About Angela D. Jackson
Angie joined the firm in April of 1998 and has been with the
team since 1999. She currently oversees the Corporate Service department for One Point Wealth Management. Angela prides herself in providing excellent customer service by being patient, attentive and knowledgeable.
Angela graduated from Western Illinois University with a B.S. in Merchandising. She has one daughter and two sons with her husband Daryl. They reside in a southwest suburb of Chicago.
She enjoys attending her sons’ sports activities and family
bowling. Outside of Morgan Stanley, Angela volunteers to speak at conferences within the Health and Wellness industry.
team since 1999. She currently oversees the Corporate Service department for One Point Wealth Management. Angela prides herself in providing excellent customer service by being patient, attentive and knowledgeable.
Angela graduated from Western Illinois University with a B.S. in Merchandising. She has one daughter and two sons with her husband Daryl. They reside in a southwest suburb of Chicago.
She enjoys attending her sons’ sports activities and family
bowling. Outside of Morgan Stanley, Angela volunteers to speak at conferences within the Health and Wellness industry.
About Brendan D. Guernsey
Brendan began working for Morgan Stanley in 2003 after
graduating with a Bachelor of Arts degree from Loras College.
Brendan and his wife, Kim, reside in the suburbs of Chicago with their two daughters, Lexa and Mia. Brendan enjoys traveling and is an avid reader.
graduating with a Bachelor of Arts degree from Loras College.
Brendan and his wife, Kim, reside in the suburbs of Chicago with their two daughters, Lexa and Mia. Brendan enjoys traveling and is an avid reader.
About Tracy O. Polselli
Tracy joined Morgan Stanley in 2008 as a Registered Sales
Assistant and has been in the financial industry since 1994.
Tracy joined the team with extensive experience servicing the
needs of Wealth Management clients in various capacities and eagerly contributes to the day to day operations as a member of the team. She enjoys working hard to provide clients with best in class attention to detail and follow up.
Tracy graduated with a Bachelor of Science degree from
University of Illinois in 1993
Assistant and has been in the financial industry since 1994.
Tracy joined the team with extensive experience servicing the
needs of Wealth Management clients in various capacities and eagerly contributes to the day to day operations as a member of the team. She enjoys working hard to provide clients with best in class attention to detail and follow up.
Tracy graduated with a Bachelor of Science degree from
University of Illinois in 1993
About Chris Walsh
Chris joined the firm and team in March of 2020 after working for two years in retail banking. He is a Registered Associate providing ongoing service, maintenance, and operations for the team’s retail clients. He graduated from Ithaca College in 2016 with a B.M. in Jazz Performance.
Chris lives in Uptown where he volunteers with the Uptown
Community Youth Program and enjoys attending jam sessions
at the historic Green Mill Jazz Club. When he can get out of the city, he enjoys traveling, hiking, and camping with friends.
Chris lives in Uptown where he volunteers with the Uptown
Community Youth Program and enjoys attending jam sessions
at the historic Green Mill Jazz Club. When he can get out of the city, he enjoys traveling, hiking, and camping with friends.
About Basia Sawicka
Basia joined the One Point Wealth Management Group at Morgan Stanley in June of 2022. As a Registered Associate she brings a passion for assisting clients and a commitment for excellence. Prior to Morgan Stanley, Basia gained valuable experience in the real estate industry. She is enthusiastic about contributing to the team’s success and deepening her expertise in the wealth management industry.
Originally from Warsaw, Poland, she received her bachelor’s degree in Finance & Accounting from DePaul University in June 2020. In her free time, she enjoys traveling, baking sweets and attending concerts.
Originally from Warsaw, Poland, she received her bachelor’s degree in Finance & Accounting from DePaul University in June 2020. In her free time, she enjoys traveling, baking sweets and attending concerts.
About Nicholas Paradise
Nick joined Morgan Stanley in 2023 full time for One Point Wealth Management as a client associate. He attended Harper College for welding (AWS certified for MIG) after working in a variety of tv production roles including Jimmy Kimmel live, Trial of the Chicago 7, and Fargo Season 4. He brings a unique experience to the team.
Originally from Santa Clarita, California, he now lives in Park Ridge with his wife, Andrea, son, Enzo, and dogs, Lucy and Apollo. In his free time he likes to race Go Karts and repair/modify vintage video game consoles.
Originally from Santa Clarita, California, he now lives in Park Ridge with his wife, Andrea, son, Enzo, and dogs, Lucy and Apollo. In his free time he likes to race Go Karts and repair/modify vintage video game consoles.
About Anne Flores
Anne joined One Point Management Group at Morgan Stanley in June of 2025, having started her career at Morgan Stanley in 2023. Originally from Chapel Hill, North Carolina, Anne holds a B.B.A. in Economics with a minor in Legal Studies from the University of Georgia.
Now based in Oak Park, Illinois, she enjoys staying active through tennis and yoga, unwinding with ceramics, and exploring the city of Chicago.
Now based in Oak Park, Illinois, she enjoys staying active through tennis and yoga, unwinding with ceramics, and exploring the city of Chicago.
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Awards and Recognition
Barron's Top 250 Private Wealth Management Teams
2025-2026 Barron's Top 100 Private Wealth Management Teams (formerly referred to as Barron's Top 100 Private Wealth Management Teams, Barron's Top 50 Private Wealth Management Teams, Barron's Top 50 Private Wealth Advisory Teams) Source: Barrons.com (Awarded April 2025-2026). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Barron's Top 1,200 Financial Advisors: State-by-State
Barron's Top 1,200 Financial Advisors: State-by-State Source: barrons.com (Awarded Mar 2025) Data compiled by Barron's for the period Oct 2023-Sept 2024.
Barron's Top 100 Financial Advisors
2017, 2019-2024 Barron's Top 100 Financial Advisors Source: Barrons.com (Awarded 2017, 2019-2024). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
2018-2020 Financial Times 400 Top Financial Advisors Source: ft.com. Data compiled by the Financial Times based the following time periods: Awarded 2020; data 6/30/16 - 6/30/19 Awarded 2019; data 6/30/15 - 6/30/18 Awarded 2018; data 6/30/15 - 6/30/17 Awarded 2017; data 9/30/14 - 9/30/16 Awarded 2016; data 9/30/13 - 9/30/15 Awarded 2015; data 9/30/13 - 9/30/14 Awarded 2014; data 9/30/12 - 9/30/13 Awarded 2013; data as of 12/31/12
Barron's Top 1,200 Financial Advisors: State-by-State
2010-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State) Source: Barrons.com (Awarded 2010-2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
5
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Casey Friedman
Planning Associate
About Casey Friedman
Casey Friedman is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Casey provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact One Point Wealth Management Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
