Noel Wickwar
Senior Vice President, Wealth Management,
Financial Advisor,
Alternative Investments Director,
Senior Portfolio Manager,
Lending Specialist
Direct:
(303) 595-2040(303) 595-2040
Toll-Free:
(800) 477-3041(800) 477-3041
My Mission Statement
We deliver world class service and tax-aware solutions to help our clients’ generate cash flow while striving to preserve and grow their assets.
Welcome
A co-founder of the Denver Larimer Group at Morgan Stanley, Noel provides a comprehensive road map to help high-achieving individuals and their families achieve financial success. He has spent nearly his entire career working with C-suite executives, business owners and their families.
Noel’s areas of concentration include portfolio construction, equity compensation, concentrated stock strategies, complex estate planning strategies and retirement planning.
Prior to joining Morgan Stanley in 2008, Noel spent five years at Merrill Lynch after earning a Bachelor of Science degree from Colorado State University. His Senior Portfolio Manager designation enables him to actively manage investments for his clients. He also holds the title of Alternative Investments Director, attesting to his knowledge and experience in that area.
A strong advocate for community involvement, Noel is a board member for Freedom Service Dogs and Miracles for Kids in Southern California. He, his wife and their two Borderdoodles enjoy the outdoors, especially running in Denver’s beautiful parks.
Noel’s areas of concentration include portfolio construction, equity compensation, concentrated stock strategies, complex estate planning strategies and retirement planning.
Prior to joining Morgan Stanley in 2008, Noel spent five years at Merrill Lynch after earning a Bachelor of Science degree from Colorado State University. His Senior Portfolio Manager designation enables him to actively manage investments for his clients. He also holds the title of Alternative Investments Director, attesting to his knowledge and experience in that area.
A strong advocate for community involvement, Noel is a board member for Freedom Service Dogs and Miracles for Kids in Southern California. He, his wife and their two Borderdoodles enjoy the outdoors, especially running in Denver’s beautiful parks.
Services Include
- Estate Planning StrategiesFootnote1
- Executive Financial ServicesFootnote2
- Executive Benefit ServicesFootnote3
- Endowments and FoundationsFootnote4
- Philanthropic ManagementFootnote5
- Trust ServicesFootnote6
- Business Succession PlanningFootnote7
- Business PlanningFootnote8
- Alternative InvestmentsFootnote9
- Professional Portfolio ManagementFootnote10
- Cash Management and Lending ProductsFootnote11
- Sustainable InvestingFootnote12
Securities Agent: CT, AR, MT, ME, TN, SC, NH, NC, GA, CA, WY, MD, IL, HI, PA, OH, NY, NV, MA, AK, IA, FL, CO, OR, KY, KS, AZ, VA, ID, WA, TX, RI, OK, NM, MO, MI, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1285086
NMLS#: 1285086
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
PLANNING FOR YOUR FAMILY'S FINANCIAL NEEDS
Philanthropic Planning
Your philanthropic objectives are as personal as your vision of a better world. We can help you define and pursue your objectives, a considerable challenge when there are so many worthy causes and so many unmet needs.
Strategic Philanthropy
Trust and Estate Planning Strategies
We can review your tax and estate structures so that their tax characteristics are accurately reflected in your asset allocation analysis.
The State of Your Parents' Estate
Intangible Asset Management
Managing intangible assets is becoming increasingly important for individuals and companies to help grow and generate profits.
Family Governance
It's extremely important to have a sound framework within which to make important family decisions, particularly for ultra high net worth families engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together. We provide access to experts with the experience to help determine the optimal structures for your family.
Family Governance system
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Financial Empowerment Across Generations
Charitable Giving
Morgan Stanley Global Impact Funding Trust, Inc. (Morgan Stanley GIFT) can provide you with an overview of some of the common methods that individuals use to make charitable gifts, along with some important tips that you should keep in mind.
Charitable Giving Review
Family Office Resources Generalists
Our Colleague, Elizabeth Chand is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Central Region. In this capacity, Elizabeth provides specialized expertise to Financial Advisors and their UHNW clients, educating and advising across a broad spectrum of family wealth management concerns, including customized asset allocation and portfolio construction, strategic estate and financial planning, philanthropy management, family governance, wealth education and lifestyle advisory.
Although certain professionals may be admitted attorneys, these professionals holding legal degrees act purely in a non-representative capacity. Morgan Stanley, and its affiliates, its Private Wealth Advisors/Financial
Advisors and other employees do not provide tax or legal advice. You should consult your own tax advisor for matters involving taxation and tax planning and your attorney for matters involving trusts and estate
planning.
Family Office Resources GeneralistsAlthough certain professionals may be admitted attorneys, these professionals holding legal degrees act purely in a non-representative capacity. Morgan Stanley, and its affiliates, its Private Wealth Advisors/Financial
Advisors and other employees do not provide tax or legal advice. You should consult your own tax advisor for matters involving taxation and tax planning and your attorney for matters involving trusts and estate
planning.
Our Clients and Capabilities
Giving Back
Miracle for Kids
Noel Wickwar: Board Member Mar 2021 - Present
Noel is a board member for Miracles for Kids. Miracles for kids is an organization that provides monthly financial assistance, subsidized housing, mental health services and wellness activities to poverty families with a critically ill child.
Noel is a board member for Miracles for Kids. Miracles for kids is an organization that provides monthly financial assistance, subsidized housing, mental health services and wellness activities to poverty families with a critically ill child.
Denver Kids
Noel Wickwar: Board of Directors 2004 - Present
Noel is on the board of directors for Denver Kids. Denver Kids is an organization that empowers students to positively shape their lives, successfully complete high school, and pursue post-secondary options. In 2012 Noel received the Denver Kids Community Impact Award for his outstanding charitable work raising money for Denver's Youth and mentorship programs. Noel originally started a major fundraiser Gala with only a few guests and has since helped grow it to over 600 guests annually. He has helped raise several million dollars and is a major sponsor for the organization. Noel has also mentored a student for the last 6 years.
Noel is on the board of directors for Denver Kids. Denver Kids is an organization that empowers students to positively shape their lives, successfully complete high school, and pursue post-secondary options. In 2012 Noel received the Denver Kids Community Impact Award for his outstanding charitable work raising money for Denver's Youth and mentorship programs. Noel originally started a major fundraiser Gala with only a few guests and has since helped grow it to over 600 guests annually. He has helped raise several million dollars and is a major sponsor for the organization. Noel has also mentored a student for the last 6 years.
Freedom Service Dogs
Noel Wickwar: Board Member Jun 2020 - Present
Noel is a board members of Freedom Service Dogs of America (FSD) and have sponsored several events for the organization such as Clay shoots and Galas. FSD transforms lives by partnering people with custom-trained assistance dogs.
Noel is a board members of Freedom Service Dogs of America (FSD) and have sponsored several events for the organization such as Clay shoots and Galas. FSD transforms lives by partnering people with custom-trained assistance dogs.
Executive Financial Services
Complex regulations around the trading of company stock can be difficult to navigate and time-consuming for even the most seasoned of executives. We have the experience and resources to help your executive team navigate these challenges, providing, white-glove service from dedicated teams filled with seasoned professionals. In addition, Morgan Stanley has Ranked #1 in Rule 144 and 10b5-1 Transaction Services over the last 16 Years. (2005-2020)*
Our professionals will work with your plan administrators and legal team to create a streamlined trading process, seeking to provide your executives a clear path to liquidity. As advisors in the equity compensation plan space, our team also has the ability to leverage industry best practices to help maximize the impact of your plan.
*Reprinted with the permission of The Washington Service. 301-913-5100, www.washingtonservice.com. The Washington Service tracks insider trading information filed with the Securities and Exchange Commission. The above data is compiled by The Washington Service from Form 144 filings in the period from 2/1/2005 to 12/31/2020; ranking is based on aggregate data for this period.
Our professionals will work with your plan administrators and legal team to create a streamlined trading process, seeking to provide your executives a clear path to liquidity. As advisors in the equity compensation plan space, our team also has the ability to leverage industry best practices to help maximize the impact of your plan.
*Reprinted with the permission of The Washington Service. 301-913-5100, www.washingtonservice.com. The Washington Service tracks insider trading information filed with the Securities and Exchange Commission. The above data is compiled by The Washington Service from Form 144 filings in the period from 2/1/2005 to 12/31/2020; ranking is based on aggregate data for this period.
Solutions For The Organization, Founders and Employees
• Stock Plan Services
• Corporate Cash Management
• Corporate Retirement Services
• Non-Qualified Deferred Compensation Plans
• Investment Banking
• Cash Management and Lending
• Insurance Needs for Business Owners
• Third-Party Resources
• Financial Planning
• 10b5-1 Plans
• Tax-Efficient Pre-Liquidity Planning
• Philanthropic and Gifting Strategies
• Family Wealth Transfer Plans
• Managing Concentrated Positions
• Cash Flow Requirements in Retirement
• Insurance Needs
• Long-Term Care
Disclaimer:
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Solutions For The Organization• Corporate Cash Management
• Corporate Retirement Services
• Non-Qualified Deferred Compensation Plans
• Investment Banking
• Cash Management and Lending
• Insurance Needs for Business Owners
• Third-Party Resources
• Financial Planning
• 10b5-1 Plans
• Tax-Efficient Pre-Liquidity Planning
• Philanthropic and Gifting Strategies
• Family Wealth Transfer Plans
• Managing Concentrated Positions
• Cash Flow Requirements in Retirement
• Insurance Needs
• Long-Term Care
Disclaimer:
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Location
1550 Market St
Suite 600
Denver, CO 80202
US
Direct:
(303) 595-2040(303) 595-2040
Toll-Free:
(800) 477-3041(800) 477-3041
Fax:
(800) 825-4407(800) 825-4407
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Noel Wickwar today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
12The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
12The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
