Welcome

As a full-service investment professional, Nicole advises her clients’ in all aspects of their financial needs including retirement planning, college planning, life insurance coverage and estate planning related services.  Her successful practice has always focused on big-picture philosophies. By taking real world issues and evaluating her clients’ circumstances, Nicole drafts personalized financial plans specific to each client’s individual goals. Her mission is to build a foundation of financial success which would extend through multiple generations.  Her commitment to her clients’ financial well-being has been exemplified through her work ethic, educational pursuits, and personal relationships with her clients.
Services Include
  • Estate Planning Strategies1
  • 401(k) Rollovers
  • 529 Plans2
  • Financial Planning3
  • Life Insurance4
  • Retirement Planning5
  • Cash Management6
  • Long Term Care Insurance7
Securities Agent: TX, CA, WI, WA, VA, UT, SC, RI, PA, OR, NY, NV, NM, MD, IL, GA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1265314
CA Insurance License #: 0D58871
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

With over 16 years of experience with Morgan Stanley, Nicole has dedicated her career into building a family practice.  She values the personal relationships she has built with her clients and their extended families.  By partnering with Nicole, you will have a trusted advisor with whom you may share your families goals and dreams.  When it comes to funding your child's education, preparing for retirement, or estate planning for future generations, Nicole will guide you through the complexities experienced in each stage of life.

    Experience

    Nicole Roach is a Vice President, Financial Advisor, with Morgan Stanley. She holds the Certified Financial Planner certification. This designation is a professional certification that indicates proficiency in multiple areas of Estate Planning, Retirement Planning, Investment Planning, and Income Tax Planning. Nicole prides herself in upholding her practice to the highest ethical and educational standard when making financial planning recommendations to her clients. 

    Her formal education includes a Bachelor’s Degree in Economics from the University of California, Los Angeles. Nicole holds her Series 7, 66, and 31 securities licenses, NMLS#: 1265314, and CA Insurance Lic. 0D58871

    She currently resides in South Orange County with her husband Greg and their son Clayton. She enjoys camping with her family and coaching her son's soccer team.

      Client Service Team

      • Jennifer Dorsi - Client Service Associate

      Location

      1901 Main Street
      7th Floor
      Irvine, CA 92614
      US
      Direct:
      (949) 809-1307(949) 809-1307
      Toll-Free:
      (800) 729-3877(800) 729-3877
      Fax:
      (949) 756-8908(949) 756-8908
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

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      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
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      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      Business Planning

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      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
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      Ready to start a conversation? Contact Nicole Roach today.
      Market Information Delayed 20 Minutes
      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

      3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

      7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


      CRC 2019752 10/2018