Welcome

I'm Nick Enzweiler, a Financial Advisor with Morgan Stanley in the Bay Area.  I'm in the business of helping my clients make successful financial-related decisions to achieve their most cherished life goals.  I'm driven by the quality, success & longevity of my client relationships. 

I provide the full array of financial services to help my clients protect and grow their wealth— financial planning, retirement planning, portfolio management, cash flow analysis, education funding, wealth transfer strategies, tax optimization strategies, insurance policy reviews, cash management & lending solutions. 

I welcome the opportunity to be a financial resource for you & your family.  Please contact me today to start a conversation: 925.746.2978
Services Include
  • Financial Planning1
  • Retirement Planning2
  • Professional Portfolio Management3
  • 401(k) Rollovers
  • Planning for Education Funding4
  • Estate Planning Strategies5
  • Life Insurance6
  • Annuities7
  • Business Planning8
  • Corporate Retirement Plans9
  • Cash Management10
  • Lending Products
Securities Agent: CA, OR, NY, NV, ND, MO, IL, HI, GA, CO, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 637080
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Experience

Nick has over 13 years of experience in the financial services industry— working with successful individuals, affluent families & profitable businesses.  Nick joined Morgan Stanley as a Financial Advisor in May, 2015 after having worked in various positions within the retail & commercial banking industry. 

As a Financial Advisor, Nick's background & experience successfully position him to help guide his clients through the challenges and financial decisions that inevitably come with growing, managing & protecting wealth over the long-term.  The confidence he provides his clients by assuring them they have a trusted advisor with them every step of the way while providing the highest levels of integrity, honesty and trust.    

In 2006, Nick graduated from California Polytechnic State University—San Luis Obispo with a bachelor's degree in Communication Studies.  In 2014, Nick earned a master's degree in Financial Analysis & Investment Management from Saint Mary’s College of California. 

Nick grew up in Moraga, where he attended Campolindo High School and starred as a student-athlete.  Nick went on to play college basketball at UTEP & Cal Poly— where he was the Men's Basketball Team Captain.

Nick is an associate member of the Global Association of Risk Professionals (GARP), an affiliate member of the CFA Society in San Francisco & a volunteer high school basketball coach. Nick’s personal interests include playing golf, running, traveling, watching movies and spending time with his family.

    Wealth Management Principles

    Many investors are too focused on the market, the economy, media headlines, or the performance of individual securities, while overlooking the fundamental principles that give them the best chance of investing success.  The tangible value I'm able to deliver for my clients is realized through my consistent wealth management approach built on three core principles:

    PERSPECTIVE: I believe that in order to make better long-term decisions, investors simply need long-term perspective. It is far too easy -- and far too tempting -- to make portfolio decisions based on current events and short-term market trends.  After years of experience, I'm able to offer my clients valuable insight & clear perspective to help drive better financial outcomes through the inevitable ups and downs of the market.

    DISCIPLINE: Long-term wealth is built by controlling emotions and avoiding self-destructive investor behavior— perhaps the most important service I provide my clients is to help them remain disciplined, unemotional & focused on their long-term financial goals.  While effective financial planning and historical perspective should guide all investment decisions, maintaining appropriate financial discipline often requires we exercise courage during times of uncertainty and fear.

    PLANNING: The greatest service today's wealth manager can offer is complete financial planning.  Without a well-defined plan, investors become vulnerable to emotional investor behavior which leads to poor investment results over time.  The more reliable approach is to create a sound financial plan that gives investors a clear basis on which to act, rather than reacting to the constantly changing market environment.  The organizing principle is that failing to plan properly, is planning to fail.

      Focused Approach to Investments

      All professionals start with process-- they want to find out what you're trying to accomplish and apply their services to effectively solve your needs.  Because every client has a different starting point with different goals and objectives, my investment approach is very simple: to craft a comprehensive and balanced investment portfolio designed to take each client from point A to point B with the highest degree of certainty and the least amount of risk necessary to get them there.  I will take the time to understand your unique situation and help you develop a personalized investment strategy: one founded in a disciplined, four-step process that addresses your individual circumstances and goals.

      ESTABLISH OBJECTIVES: First we go through a deep discovery process where we look at your past financial history, current financial structure & future financial objectives. 

      DEFINE STRATEGY: In the second step, we conduct a thorough and in-depth analysis and return with a written proposal and comprehensive plan of attack. 

      IMPLEMENT SOLUTIONS: Then, and only then, do we implement the appropriate asset allocation mix and investment strategies to help achieve your overall financial objectives. 

      MONITOR REGULARLY: Achieving your goals requires courage and flexibility.  I will regularly monitor your performance and make adjustments as life priorities change and markets shift.

        Location

        1333 N California Blvd
        Suite 133
        Walnut Creek, CA 94596
        US
        Direct:
        (925) 746-2978(925) 746-2978
        Toll-Free:
        (800) 949-5199(800) 949-5199
        Fax:
        (925) 933-7715(925) 933-7715
        From My Desk

        Investing in Cybersecurity and Defense


        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

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        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Investing in Artificial Intelligence and Automation

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        Family

        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
        A Parent's Guide to Talking to Your Kids About Money

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        Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
        6 Keys to Building a Startup

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        Philanthropy

        Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
        • Endowments
        • Foundations
        • Donor Advised Funds
        • Impact Investing
        Choosing an Environmental Charity

        Choosing an Environmental Charity

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        Ready to start a conversation? Contact Nick Enzweiler today.
        Market Information Delayed 20 Minutes
        1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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        5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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