Grant Lewis, CFP®
Senior Vice President, Financial Advisor, Portfolio Manager, Lending Specialist, Workplace Advisor - Equity Compensation
Phone:
(619) 238-6272(619) 238-6272
Industry Award WinnerOur Mission Statement
Clients come to us from all walks of life. Our highly-experienced team helps them navigate and transition confidently through every stage of their financial journey. We’re here for you, your family, and your legacy.
OUR STORY AND SERVICES
Life delivers surprises. It's inevitable. And whether stemming from your personal life or global events, these surprises can have a "ripple effect" on your wealth. Put simply, your financial life is a puzzle where the pieces are always changing. Often, the more wealth you have, the more "pieces" you'll have to jigsaw.
At The Lewis / Westendorf Group, we help you fit all the pieces of your financial life together – and help keep them together – so that you never lose sight of the big picture: long-term financial confidence for you and your family.
The Foundations of Our Top-Tier Wealth Management Service
- Deep, Diverse Experience –– With 153+ years of combined experience in everything from financial planning and retirement income planning, to alternative Investments, lending, and charitable giving strategies, we're able to help clients navigate every step of their financial journey.
- Elite Designations –– Our Certified Financial Planner® (Grant Lewis), Certified Exit Planning Advisor® (Nicholas Westendorf) & Portfolio Managers (Grant Lewis & Nicholas Westendorf) designations help give you access to leading industry insights and resources to help you reach your goals.
- Comprehensive & Streamlined Approach –– By combining our skillsets and areas of knowledge, our team helps you take a truly holistic and efficient approach to your financial future.
When You Call, We Answer
Trust is at the heart of all our client relationships. Each and every day, we work diligently to earn that trust through actions big and small. Especially when our clients are going through difficult moments – health concerns, divorce, the passing of a loved one, etc. – we pride ourselves on providing a "continuity of care." We are here to be your steady guide.
For a second opinion about your current investments, or to talk about your goals, please call us at:
- Grant Lewis - Senior Vice President, Financial Advisor, Portfolio Manager, Lending Specialist, Certified Financial Planner®, and Workplace Advisor – Equity Compensation (619) 238-6272
- Nicholas Westendorf - Senior Vice President, Financial Advisor, Portfolio Manager, Lending Specialist, and Alternative Investments Director and Certified Exit Planning Advisor® (619) 544-6554
- Jane Fitzpatrick - Vice President, Financial Advisor and Workplace Advisor – Equity Compensation (619) 238-6219
- Amethyst Lewis - Financial Advisor, QPFC, Financial Planning Specialist, and Workplace Advisor – Equity Compensation (619) 238-6222
Nicholas Westendorf has 10+ years of experience. Grant Lewis has 18+ years of experience. Jane Fitzpatrick has 43+ years of experience. Amethyst Lewis has 5+ years of experience. Andrea Wright has 28+ years of experience. Patricia Smith has 36+ years of experience. Jorge Gonzalez has 13+ years of experience.
Services Include
- Financial PlanningFootnote1
- Business PlanningFootnote2
- Business Succession PlanningFootnote3
- Asset Management
- Retirement PlanningFootnote4
- Planning for Education FundingFootnote5
- Estate Planning StrategiesFootnote6
- Cash Management and Lending ProductsFootnote7
- Alternative InvestmentsFootnote8
- 401(k) Rollovers
- Wealth ManagementFootnote9
- Wealth PlanningFootnote10
- Structured ProductsFootnote11
- Sustainable InvestingFootnote12
- Qualified Retirement PlansFootnote13
- Municipal BondsFootnote14
- Long Term Care InsuranceFootnote15
- Life InsuranceFootnote16
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MULTIGENERATIONAL MINDSET
Our clients come to us with many different concerns, but there's one we hear more than any other: "In my absence, what will happen to my loved ones? Who will care for their financial well-being?"
As your wealth management team, we do everything in our power to help financially protect your family. In fact, we treat them as if they were our clients, too.
- Collaborating with your professional network of attorneys, accountants, etc.
- Communicating actively with whomever you'd like to bring into the fold of your financial planning process
- Meeting with your adult children, when appropriate, to help them develop healthy spending, saving, and investment habits
- Helping you craft and execute the kind of legacy you want to leave
A Family-Oriented Practice
Combining experience and youth, we're a diverse team of men and women spanning every generation from Baby Boomer to Gen Z. We're proud of that diversity, and we believe it helps us meet the unique multigenerational needs of your entire family.
A Family-Rooted Value System
Combining experience and youth, we're a diverse team of men and women spanning every generation from Baby Boomer to Millennial. We're proud of that diversity, and we believe it helps us meet the unique multigenerational needs of your entire family.
A Family-Driven Approach
What does it mean to approach your wealth management like a "family office"? For us, it means a lot of things, such as:
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Donor Advised Funds (DAF)
A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Tax Tables 2024 Edition
Use the link below to check out the 2024 Tax Tables, Tax Deadlines, Roth IRA Contribution Limits, and more.
Reserved Living and Giving
Reserved Living & Giving is a loyalty program that goes beyond traditional wealth management services and provides access to discounts on premium brands, insights from lifestyle thought leaders, and philanthropic inspiration.
Morgan Stanley Ideas Podcast
Bringing you revealing stories about the world of business, finance, technology and beyond. Check out the Morgan Stanley Ideas Podcast series below.
Total Wealth View
Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.
Secure Email
At Morgan Stanley, safeguarding your personal information is among our highest priorities. Our Secure Email tool is one way for you to exchange messages and documents containing sensitive information with individuals at Morgan Stanley.
Team Brochure
With The Lewis / Westendorf Group at Morgan Stanley, you receive knowledge, resources, and commitment of an elite wealth management team. Each and every day, we work tirelessly with one objective in mind: to help you reach yours.
TEAM AWARDS
The Lewis / Westendorf Group was name to the 2025 Forbes Best-In-State Wealth Management Teams Ranking.
Nicholas Westendorf was named to the 2023 and 2024 Forbes Top Next-Gen Wealth Advisors Best-In-State Ranking.
Forbes Top Next-Gen Wealth Advisors Best-in-State 2023-2024
2023 - 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2023-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams 2025
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
OUR PROCESS
We provide a rigorous, four-step wealth management process:
- Develop a 360-degree financial plan
- Customize the entire relationship around your preferences and requirements
- Define our communication standard – once a month, etc.
- Analyze your cash flow and tax needs
- Assist clients with evaluating social security benefits
- Consult tax and legal advisors to create a unified strategy
- Consider 529 strategies for college funding
- Work with attorneys and CPAs to discuss wealth and legacy planning, and gifting
- Review retirement income and the funding of future health needs
- Review income and estate tax scenarios
- Create a customized asset allocation
- Coordinate with your other trusted advisors including attorneys and CPAs
- Take into account risk, opportunities, and taxation across multiple entities
- Integrate your investing and estate plans
- Consider a range of current market scenarios
- Balance risk and return based on your specific needs
- Assess ongoing wealth management needs
- Conduct ongoing reviews and comprehensive reporting
- Adjust plan as needed based on changing financial and family needs
Step 1: Establish
Step 2: Optimize
Step 3: Implement
Step 4: Monitor
Location
101 W Broadway
Ste 1800
San Diego, CA 92101
US
Direct:
(619) 236-1331(619) 236-1331
Meet The Lewis / Westendorf Group
Nicholas Westendorf, CEPA®
Senior Vice President, Financial Advisor, Alternative Investments Director, Portfolio Manager, Lending Specialist
Phone:
(619) 997-6759(619) 997-6759
Jane Fitzpatrick
Vice President, Financial Advisor, Workplace Advisor - Equity Compensation
Phone:
(619) 238-6219(619) 238-6219
Amethyst Lewis, QPFC
Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(619) 238-6222(619) 238-6222
Andrea Wright
Senior Registered Associate
Phone:
(619) 544-6519(619) 544-6519
Jorge Gonzalez
Registered Client Associate
Phone:
(619) 238-3406(619) 238-3406
Patricia Smith
Senior Registered Associate
Phone:
(619) 544-6517(619) 544-6517
About Grant Lewis
Grant Lewis is a Senior Vice President, Financial Advisor, Portfolio Manager, Lending Specialist, and Certified Financial Planner® with The Lewis / Westendorf Group at Morgan Stanley. For over 18 years, Grant has helped individuals and families plan their financial futures, overcome their obstacles, and achieve their long-term objectives with a comprehensive wealth management approach.
A graduate of the University of Idaho, Grant first entered the financial industry in 2005 with Wells Fargo, where he focused on banking, lending, and investing. A year into his tenure at the firm, he became an Associate Financial Consultant. Throughout his career, he has always sought to offer his clients the best resources and knowledge available. It’s why he came on board with Morgan Stanley as a Financial Advisor in 2009; it’s why he worked to earn the rigorous Certified Financial Planner® designation in 2013; and it's with that same drive that he co-founded The Lewis / Westendorf Group in 2022.
Within the team, Grant focuses on financial planning, portfolio management, and helping clients address their insurance needs. Having worked through various ups and downs in the market during his time in wealth management –– he knows firsthand the importance of having a clearly articulated strategy in place to help protect yourself and your family from whatever uncertainties the future may hold. For every client, he takes great pride in building a deep financial and personal relationship. It’s why so many of his clients have been with him for over a decade; not only do they value his elite wealth management service, but also his exceptional personal care.
Outside the office, Grant enjoys his free time backpacking, scuba diving, skiing, or any other outdoor activity he can find. Grant was also a former competitive gymnast, and still maintains a passion for the sport and enjoys staying active in his free time.
CA Insurance License #0G48784
NMLS #1278966
A graduate of the University of Idaho, Grant first entered the financial industry in 2005 with Wells Fargo, where he focused on banking, lending, and investing. A year into his tenure at the firm, he became an Associate Financial Consultant. Throughout his career, he has always sought to offer his clients the best resources and knowledge available. It’s why he came on board with Morgan Stanley as a Financial Advisor in 2009; it’s why he worked to earn the rigorous Certified Financial Planner® designation in 2013; and it's with that same drive that he co-founded The Lewis / Westendorf Group in 2022.
Within the team, Grant focuses on financial planning, portfolio management, and helping clients address their insurance needs. Having worked through various ups and downs in the market during his time in wealth management –– he knows firsthand the importance of having a clearly articulated strategy in place to help protect yourself and your family from whatever uncertainties the future may hold. For every client, he takes great pride in building a deep financial and personal relationship. It’s why so many of his clients have been with him for over a decade; not only do they value his elite wealth management service, but also his exceptional personal care.
Outside the office, Grant enjoys his free time backpacking, scuba diving, skiing, or any other outdoor activity he can find. Grant was also a former competitive gymnast, and still maintains a passion for the sport and enjoys staying active in his free time.
CA Insurance License #0G48784
NMLS #1278966
Securities Agent: OR, MT, MD, IA, NH, WY, WA, MI, HI, AZ, SC, PA, NY, NV, NM, MS, UT, MN, KY, KS, FL, DC, CO, OH, NJ, IN, ID, VA, NE, MO, MA, AR, TN, DE, CA, WI, GA, TX, NC, IL, CT, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278966
CA Insurance License #: 0G48784
AR Insurance License #: 13022448
NMLS#: 1278966
CA Insurance License #: 0G48784
AR Insurance License #: 13022448
About Nicholas Westendorf
Nicholas Westendorf, CEPA® is a Senior Vice President, Financial Advisor, and Portfolio Manager with The Lewis / Westendorf Group at Morgan Stanley. Nicholas also holds the titles of Alternative Investment Director and Lending Specialist at Morgan Stanley. He joined the firm in 2014 and focuses on Alternative Investments within the team. He found his passion for finance and investment planning through seeing a certain need for help in the lives of many individuals and families. He believes that listening and open client dialogue are the most important factors in a successful professional relationship. His emphasizes understanding personal goals and family achievements to create tailored financial solutions. Nicholas attended Seattle Pacific University and played soccer for the Falcons as a freshman. He transferred to the University of Nevada, Las Vegas where he earned an undergraduate degree in Business Administration and went on to complete a Master of Business Administration from Ashford University. In his free time, he enjoys serving on the San Diego Boys & Girls Club Foundation as a Board Member, swimming, playing soccer, surfing, cycling, and living a healthy lifestyle. Nicholas was born in Galway, Ireland and lived the majority of his formative years in the Pacific Northwest. He prides himself on his involvement with the local San Diego community and giving back to a city he truly loves.
Securities Agent: ID, NC, NJ, IL, VA, NY, NV, NE, GA, SC, OR, NM, MT, CT, MA, KS, AL, MD, WA, UT, MO, KY, CO, AZ, WI, TX, MI, IN, HI, WY, TN, FL, DE, DC, OH, NH, MS, CA, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1290684
NMLS#: 1290684
About Jane Fitzpatrick
Jane Fitzpatrick is a Vice President and Financial Advisor with The Lewis/Westendorf Group at Morgan Stanley in San Diego. Working with retirees, executives, multigenerational families, and more, Jane supports her clients with a deep well of financial knowledge accumulated over her 42+ years in the industry.
After receiving her Bachelor of Business Administration degree from the University of San Diego, Jane began her career in finance in 1980 as a Sales Assistant with Dean Witter (a firm which eventually merged with Morgan Stanley). She has served in varied capacities throughout her career including Operations Manager, Branch Administrative Manager and Risk Officer for the Complex. In 2016, looking to connect in a more meaningful way with clients, Jane was asked to join the Dyer/White Group which is now the Lewis/Westendorf Group.
With the Lewis/Westendorf Group, Jane uses her breadth of experience to help clients address their financial needs and goals––from retirement planning and tax mitigation to estate planning strategies and other multigenerational concerns. When working with families, Jane places a special emphasis on educating her clients, empowering them to build their financial legacy generation after generation. For all her clients, Jane is an ever-present resource and guide they can turn to for financial matters.
Outside the office, Jane enjoys an active outdoor lifestyle in San Diego.
CA Insurance License #0F40982
NMLS #1498386
After receiving her Bachelor of Business Administration degree from the University of San Diego, Jane began her career in finance in 1980 as a Sales Assistant with Dean Witter (a firm which eventually merged with Morgan Stanley). She has served in varied capacities throughout her career including Operations Manager, Branch Administrative Manager and Risk Officer for the Complex. In 2016, looking to connect in a more meaningful way with clients, Jane was asked to join the Dyer/White Group which is now the Lewis/Westendorf Group.
With the Lewis/Westendorf Group, Jane uses her breadth of experience to help clients address their financial needs and goals––from retirement planning and tax mitigation to estate planning strategies and other multigenerational concerns. When working with families, Jane places a special emphasis on educating her clients, empowering them to build their financial legacy generation after generation. For all her clients, Jane is an ever-present resource and guide they can turn to for financial matters.
Outside the office, Jane enjoys an active outdoor lifestyle in San Diego.
CA Insurance License #0F40982
NMLS #1498386
Securities Agent: MA, CT, AL, WY, PA, NM, ID, WI, NY, MT, CA, UT, OH, NV, MS, HI, OR, CO, NE, MI, FL, DE, WA, KY, SC, MO, IL, DC, TX, KS, IN, TN, NJ, NC, GA, AZ, VA, MD; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1498386
NMLS#: 1498386
About Amethyst Lewis
Amethyst Lewis is a Financial Advisor, QPFC and Financial Planning Specialist with The Lewis / Westendorf Group at Morgan Stanley in San Diego. With a special emphasis on financial planning, Ame helps clients envision, work toward, and reach the financial futures they envision for themselves and their loved ones.
Ame is a graduate of San Diego State University, where she earned a Bachelor’s Degree in Business Administration and Management. Before transitioning to wealth management in 2020, she owned and managed a local adult residential facility, and served on the executive committee of the Pacific Arts Movement, among other jobs in management, marketing, and consulting.
As a former small business owner herself, she brings a unique firsthand perspective to the financial planning process. Not only does she understand what her clients––whether business owners, entrepreneurs, retirees, or otherwise––are up against in the present; she also knows how important it is to have a specific plan in place to help protect against future risks and unexpected life events. She believes that for a financial plan to be effective, it has to be tailored to a person’s specific goals and challenges. That’s why she takes the time to ask clients questions, listen to their answers, and incorporate all their objectives and concerns into a customized and comprehensive financial plan. For Ame, clients are more than clients; they’re family. Every day, she works diligently to provide the empathy, care, and commitment on which lifelong relationships are founded.
Outside the office, Ame lives in San Diego with her two young children. In her free time, she enjoys exploring the great outdoors with her kids, travelling, reading, and cooking. A former competitive gymnast, she has stayed involved with the sport over the years in various capacities.
CA Insurance License #0H95789
NMLS #2049894
Ame is a graduate of San Diego State University, where she earned a Bachelor’s Degree in Business Administration and Management. Before transitioning to wealth management in 2020, she owned and managed a local adult residential facility, and served on the executive committee of the Pacific Arts Movement, among other jobs in management, marketing, and consulting.
As a former small business owner herself, she brings a unique firsthand perspective to the financial planning process. Not only does she understand what her clients––whether business owners, entrepreneurs, retirees, or otherwise––are up against in the present; she also knows how important it is to have a specific plan in place to help protect against future risks and unexpected life events. She believes that for a financial plan to be effective, it has to be tailored to a person’s specific goals and challenges. That’s why she takes the time to ask clients questions, listen to their answers, and incorporate all their objectives and concerns into a customized and comprehensive financial plan. For Ame, clients are more than clients; they’re family. Every day, she works diligently to provide the empathy, care, and commitment on which lifelong relationships are founded.
Outside the office, Ame lives in San Diego with her two young children. In her free time, she enjoys exploring the great outdoors with her kids, travelling, reading, and cooking. A former competitive gymnast, she has stayed involved with the sport over the years in various capacities.
CA Insurance License #0H95789
NMLS #2049894
Securities Agent: MI, KS, DC, NE, MO, ID, OH, NM, IL, WI, NC, IN, OR, MA, FL, CT, MD, KY, CO, CA, VA, HI, AZ, PA, WY, TX, NY, MS, DE, WA, UT, TN, NJ, GA, AL, SC, NV, MT; General Securities Representative; Investment Advisor Representative
NMLS#: 2049894
NMLS#: 2049894
About Andrea Wright
Andrea Wright is a Senior Registered Associate with The Lewis / Westendorf Group at Morgan Stanley in San Diego. With over 28 years of industry experience, Andrea helps provide clients with the exceptional administration and operations experience expected of an elite wealth management service.
Andrea began her career in finance in 1997 with Dean Witter, which would go on to merge with Morgan Stanley. Throughout her career with the firm, she has worked in various facets of wealth management as an Operations Manager and Transition Specialist. This has equipped her with a deep understanding of clients’ needs and obstacles. She holds the Series 7 and Series 66 licenses.
With The Lewis / Westendorf Group, Andrea helps ensure that all clients––current and prospective––receive the highest level of professional and personal service. A consummate problem-solver, she approaches each day with diligence, attention to detail, and friendliness. By going above and beyond to help the team’s clients, she aims to help cultivate long-lasting relationships that carry into the next generation.
Outside the office, Andrea lives in San Diego. In her free time, she enjoys travelling, spending time with family and friends, and seeing as much live music as she can. Deeply committed to the local arts scene, she volunteers for various San Diego music and festival events.
Andrea began her career in finance in 1997 with Dean Witter, which would go on to merge with Morgan Stanley. Throughout her career with the firm, she has worked in various facets of wealth management as an Operations Manager and Transition Specialist. This has equipped her with a deep understanding of clients’ needs and obstacles. She holds the Series 7 and Series 66 licenses.
With The Lewis / Westendorf Group, Andrea helps ensure that all clients––current and prospective––receive the highest level of professional and personal service. A consummate problem-solver, she approaches each day with diligence, attention to detail, and friendliness. By going above and beyond to help the team’s clients, she aims to help cultivate long-lasting relationships that carry into the next generation.
Outside the office, Andrea lives in San Diego. In her free time, she enjoys travelling, spending time with family and friends, and seeing as much live music as she can. Deeply committed to the local arts scene, she volunteers for various San Diego music and festival events.
About Jorge Gonzalez
Jorge has worked in the financial industry since 2012, starting his career with Wells Fargo Bank as a relationship manager.
Throughout his career, Jorge has focused his skillset on growing and maintaining client relationships, working closely with multiple teams of Financial Advisors.
Jorge attended San Diego State University where he earned a BA in Public Administration, which allowed him to gain financial knowledge that he incorporates into his work daily. He is Series 7 and Series 66 licensed. His credentials are an invaluable asset to the team, adding to its ability to service client needs immediately and personally - all while providing a superior level of service.
Outside of work Jorge enjoys spending time with family and friends. He enjoys traveling to new places and also golfing with friends on the weekends.
Throughout his career, Jorge has focused his skillset on growing and maintaining client relationships, working closely with multiple teams of Financial Advisors.
Jorge attended San Diego State University where he earned a BA in Public Administration, which allowed him to gain financial knowledge that he incorporates into his work daily. He is Series 7 and Series 66 licensed. His credentials are an invaluable asset to the team, adding to its ability to service client needs immediately and personally - all while providing a superior level of service.
Outside of work Jorge enjoys spending time with family and friends. He enjoys traveling to new places and also golfing with friends on the weekends.
About Patricia Smith
Patricia is a Senior Registered Associate and holds the Series 7, Series 63 and Series 65 licenses. In 1989 she began working at Shearson Lehman Hutton, and after several mergers, the firm became Morgan Stanley. Pat provides full administrative and operational support with extensive direct client interaction. She is firmly committed to long-term relationships and strives to deliver exceptional client service.
In her free time, Pat enjoys photography and gardening. As a San Diego native, she loves the ocean and getting out on the water whale watching as often as she can. Pat earned a 2nd degree black belt in karate and maintains an interest in the discipline.
In her free time, Pat enjoys photography and gardening. As a San Diego native, she loves the ocean and getting out on the water whale watching as often as she can. Pat earned a 2nd degree black belt in karate and maintains an interest in the discipline.
Contact Grant Lewis
Contact Nicholas Westendorf
Contact Jane Fitzpatrick
Contact Amethyst Lewis
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Michael Mackowiak
Private Banker
About Michael Mackowiak
Michael Mackowiak is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Michael began his career in financial services in 2008, and joined Morgan Stanley in 2019 as a Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
He lives in Chula Vista, California with his family. Outside of the office, Michael enjoys watching soccer and baseball, traveling, and spending time with his family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Michael began his career in financial services in 2008, and joined Morgan Stanley in 2019 as a Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
He lives in Chula Vista, California with his family. Outside of the office, Michael enjoys watching soccer and baseball, traveling, and spending time with his family.
NMLS#: 1069297
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
From Our Team
The Lewis / Westendorf Group Team Brochure
This is a video content
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
You Work Hard, Make Your 401(k) Plan Work Harder
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
6 Financially Smart Ways to Start 2025
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Lewis / Westendorf Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
12Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
15Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
16Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
12Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
15Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
16Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)