Barry Seymour
Vice President, Financial Advisor
Phone:
(703) 556-8155(703) 556-8155
David Trosko
Senior Vice President, Wealth Management,
Financial Advisor
Direct:
(703) 394-1963(703) 394-1963
Toll-Free:
(800) 336-0156(800) 336-0156
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Welcome
My goal is to thoroughly understand your financial needs and then align the resources to help you meet or exceed them. I can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
I graduated from Robert Morris College in 1976 with a B.S. in Accounting. I obtained my CPA, Series 7, and Series 66 licenses. In 1994, I achieved my Executive MBA from George Mason University. I have been with Morgan Stanley since 2006.
If you are looking for comprehensive wealth management, feel free to reach out to me. I will be happy to help you.
Named to Morgan Stanley's 2024 Century Club, an elite group of the firm's Financial Advisors. This accolade is a reflection of consistent excellence, demonstrated leadership, and world class client service.
Disclosure: https://mgstn.ly/48yHOEI
I graduated from Robert Morris College in 1976 with a B.S. in Accounting. I obtained my CPA, Series 7, and Series 66 licenses. In 1994, I achieved my Executive MBA from George Mason University. I have been with Morgan Stanley since 2006.
If you are looking for comprehensive wealth management, feel free to reach out to me. I will be happy to help you.
Named to Morgan Stanley's 2024 Century Club, an elite group of the firm's Financial Advisors. This accolade is a reflection of consistent excellence, demonstrated leadership, and world class client service.
Disclosure: https://mgstn.ly/48yHOEI
Services Include
- Wealth ManagementFootnote1
- Asset Management
- Professional Portfolio ManagementFootnote2
- Retirement PlanningFootnote3
- Life InsuranceFootnote4
- 401(k) Rollovers
- 529 PlansFootnote5
- Certificates of DepositFootnote6
- Planning for Education FundingFootnote7
- Estate Planning StrategiesFootnote8
- Corporate Retirement PlansFootnote9
Securities Agent: MS, CA, ID, MD, NC, MA, IL, CT, TN, KS, GA, CO, WV, WI, VA, TX, NJ, NH, MN, IA, AZ, RI, OH, NE, DE, WY, PA, NY, MO, KY, FL, DC, AL, WA, SC, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1294058
NMLS#: 1294058
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Modern Wealth Management Tools and Resources
Take some time to read about the various resources Morgan Stanley has to offer. These modern wealth tools have been carefully designed to enhance each aspect of your financial portfolio,
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Total Wealth View
Total Wealth View allows you to link your external accounts and complete your financial profile. Having a more complete picture allows me to deliver you a more comprehensive and holistic plan to help achieve your goals.
Learn more about Total Wealth View
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Portfolio Risk Platform
Morgan Stanley’s Portfolio Risk Platform combines our industry expertise and BlackRock’s Aladdin Risk Engine to provide a leading single solution that helps you see the potential impact of historical and hypothetical market shocks on your portfolio. The platform utilizes thousands of potential risk factors to help us understand together how risk may affect your portfolio, including investments you hold with Morgan Stanley and externally.
Learn more about the Portfolio Risk PlatformMy Financial Planning Process
I recognize that many of your important life decisions revolve around money. By understanding what is important to you and what you are looking to achieve, I can create a customized strategic plan to help you accomplish your financial goals.
1. Discovery
We begin by having a conversation to obtain a picture of your specific financial situation. I understand your goals and what you are looking to achieve while working with me.
2. Create a Financial Plan
Once we have established your goals, I create a strategic plan to help your achieve those goals, both for the short-term and the long-term.
3. Communicating Your Plan
Once your plan is constructed, I communicate your plan with you so you can understand the strategies involved and how they impact your overall financial picture.
4. Ongoing Review and Updates
Once your plan is in place, we regularly review and track the progress of your plan to help ensure you are on track to achieve your goals. As needed, I will update your plan.
EDUCATION AND LICENSING:
Portfolio Manager, 2006
Executive MBA, 1994
George Mason University
B.S. - Accounting, 1976
Robert Morris College
Certified Public Accountant, 1981
Series 7 - General Securities Representative
Series 66 - Combined Investment Advisory Agent & Uniform State Exam
Life, Health, and Annuity Insurance Licensed
BUSINESS EXPERIENCE:
2006 - Present: Morgan Stanley*
Vice President
1997 - 2006: Legg Mason
Financial Advisor
1986 - 1997: The Acacia Group
Treasurer and Controller
1983 - 1986: The BDM Corporation
Director of Treasury Operations
1978 - 1983: GEICO Corporation
Auditor and Financial Reporting Accountant
ASSOCIATIONS:
Former Boy's Basketball Coach - Seneca Ridge River Bend Basketball League
Past Board Member - Treasury Management Association
Past Cub Scout Volunteer
Former Loudoun County Chamber of Commerce Board of Directors Member/ Former Executive Committee Member/ Former VP Finance & Treasurer
Portfolio Manager, 2006
Executive MBA, 1994
George Mason University
B.S. - Accounting, 1976
Robert Morris College
Certified Public Accountant, 1981
Series 7 - General Securities Representative
Series 66 - Combined Investment Advisory Agent & Uniform State Exam
Life, Health, and Annuity Insurance Licensed
BUSINESS EXPERIENCE:
2006 - Present: Morgan Stanley*
Vice President
1997 - 2006: Legg Mason
Financial Advisor
1986 - 1997: The Acacia Group
Treasurer and Controller
1983 - 1986: The BDM Corporation
Director of Treasury Operations
1978 - 1983: GEICO Corporation
Auditor and Financial Reporting Accountant
ASSOCIATIONS:
Former Boy's Basketball Coach - Seneca Ridge River Bend Basketball League
Past Board Member - Treasury Management Association
Past Cub Scout Volunteer
Former Loudoun County Chamber of Commerce Board of Directors Member/ Former Executive Committee Member/ Former VP Finance & Treasurer
Location
1650 Tysons Blvd
Suite 1000
McLean, VA 22102
US
Direct:
(703) 394-1963(703) 394-1963
Toll-Free:
(800) 336-0156(800) 336-0156
Fax:
(703) 356-6492(703) 356-6492
Meet My Team
Benjamin Brennan, CFP®
Group Director
Phone:
(703) 556-8185(703) 556-8185
Sharayah Reed
Portfolio Associate
Phone:
(703) 556-8156(703) 556-8156
Reimy Saavedra
Wealth Management Associate, Financial Planning Specialist
Phone:
(703) 556-6374(703) 556-6374
Van Tran
Registered Client Service Associate
Joey Veizaga-Soto
Registered Client Service Associate
Deji Onitiri
Registered Client Service Associate
About Barry Seymour
I joined Morgan Stanley as a Financial Advisor in 2018 after previously working in the financial advisory, commercial banking, and retail banking industry. I leverage my experience to provide a broad base of knowledge including risk management, personal asset management, and liability management. With my experience, I am able to take a holistic approach to wealth management and analyze aspects of your finances that other advisors may overlook. I strive to find my clients the most advantageous way to achieve their goals.
Securities Agent: NV, IL, WV, VA, MO, FL, DC, WI, OH, NY, NC, MA, KY, HI, VT, UT, OK, CO, CA, VI, NJ, GA, TX, PA, WA, NM, NH, MS, MI, AL, WY, TN, KS, ID, MN, ME, DE, CT, AZ, SC, PR, MD; General Securities Representative; Investment Advisor Representative
About Benjamin Brennan
As Group Director of the MSCT, Ben is responsible for oversight of all client service related matters, client relationship management, account maintenance, and practice management. Ben is committed to delivering the highest level of professionalism and exemplary service in every client interaction. He prides himself on understanding clients’ specific needs, developing solutions collaboratively, and communicating those solutions efficiently with the client.
Ben is a 2014 graduate from Franklin and Marshall College in Lancaster, PA with a major in Business and a minor in Economics. After graduation, he became Series 7 and 66 registered, insurance licensed, and has held the CFP® designation since 2018. Ben has 10+ years of experience with Morgan Stanley as a Registered Client Service Associate, with particular interest in business development and financial planning.
Ben has one son, Theo, and is happiest when spending time with him!
Ben is a 2014 graduate from Franklin and Marshall College in Lancaster, PA with a major in Business and a minor in Economics. After graduation, he became Series 7 and 66 registered, insurance licensed, and has held the CFP® designation since 2018. Ben has 10+ years of experience with Morgan Stanley as a Registered Client Service Associate, with particular interest in business development and financial planning.
Ben has one son, Theo, and is happiest when spending time with him!
About Sharayah Reed
With over a decade of experience in the financial services industry, Sharayah has a diverse background that has included banking, lending, and brokerage services. Sharayah began her financial career at Wells Fargo in 2012, where she held the role of Private Banker. She joined Morgan Stanley in January 2020 and is passionate about providing the highest level of service to all clients. She holds a Series 7 license, Series 63 license, Series 65 license, and Life and Variable insurance license.
Sharayah is a 2012 alumna of Old Dominion University where she earned her Bachelor of Science in Interdisciplinary Studies. She was born and raised in Winchester, Virginia, and currently resides in Winchester with her children, Liam and Mila. Sharayah and family are food enthusiasts and love trying new establishments and introducing the children to a variety of foods. In her free time, she enjoys watching her son play soccer, her daughter in gymnastics, reading a good book, and journaling.
Sharayah is a 2012 alumna of Old Dominion University where she earned her Bachelor of Science in Interdisciplinary Studies. She was born and raised in Winchester, Virginia, and currently resides in Winchester with her children, Liam and Mila. Sharayah and family are food enthusiasts and love trying new establishments and introducing the children to a variety of foods. In her free time, she enjoys watching her son play soccer, her daughter in gymnastics, reading a good book, and journaling.
About Reimy Saavedra
Reimy joined Morgan Stanley in 2018 and serves as a Wealth Management Associate. His responsibilities include business development, stock/industry research and trading/execution for HNW/UHNW individuals, foundations, and institution.
He grew up in Alexandria, Virginia and studied Finance at George Mason University. He holds a Series 7 license, Series 66 license and is currently working towards the Virginia life, Health, and Variable insurance license. Reimy is passionate about traveling and spending time with his family.
He grew up in Alexandria, Virginia and studied Finance at George Mason University. He holds a Series 7 license, Series 66 license and is currently working towards the Virginia life, Health, and Variable insurance license. Reimy is passionate about traveling and spending time with his family.
About Van Tran
Van joined Morgan Stanley in summer 2025 right after her graduation from Hobart and William Smith Colleges, located upstate New York, with a double major in Economics and Mathematics. Originally came from Vietnam, Van has a diverse background and can speak fluently English, Vietnamese, and conversational level of French.
Joining the Wealth Management team, Van serves as a Client Services Associate to support the team and clients. She is currently holding the SIE, the Series 66, and will soon obtain the Series 7. Outside of work, Van loves working out, hanging out with friends and families, travelling, and exploring different local cuisines.
Joining the Wealth Management team, Van serves as a Client Services Associate to support the team and clients. She is currently holding the SIE, the Series 66, and will soon obtain the Series 7. Outside of work, Van loves working out, hanging out with friends and families, travelling, and exploring different local cuisines.
About Joey Veizaga-Soto
Joey received his bachelor’s degree in economics from James Madison University in the summer of 2024. He joined Morgan Stanley as a Registered CSA and is part of the Wealth Management team. He grew up in Falls Church, VA. He holds his SIE license, Series 66 license, Series 7 license and VA Life, Annuity, and Health Insurance license. Joey is committed to providing the highest level of professionalism and service when it comes to having those client interactions. He is also fluent in Spanish.
Outside of work, Joey plays soccer on weekends and weekdays as he's part of an FXA team. He loves to spend time with his family and loves to eat his mom’s homemade food every afternoon. He loves spending time with his dog Milo, especially when they go on their daily long walks.
Outside of work, Joey plays soccer on weekends and weekdays as he's part of an FXA team. He loves to spend time with his family and loves to eat his mom’s homemade food every afternoon. He loves spending time with his dog Milo, especially when they go on their daily long walks.
About Deji Onitiri
Deji graduated from New York University in 2023, with a major in Sports Management. He was born in England and currently resides in Rockville, Maryland. He holds his Series 7 and Series 66 licenses. Outside of work, Deji enjoys watching documentaries, trying new restaurants, and staying physically active.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Peter Keigher
Planning Associate
About Peter Keigher
Peter Keigher is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Peter provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Trinity College and received the Financial Planning Specialist® designation from the College for Financial Planning. Peter is originally from Greenwich, CT and currently resides in New York, NY.
He earned his undergraduate degree from Trinity College and received the Financial Planning Specialist® designation from the College for Financial Planning. Peter is originally from Greenwich, CT and currently resides in New York, NY.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact David Trosko today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
