Kat Murakami-McCaskey
Vice President, Business Development Associate
Phone:
(415) 693-6043(415) 693-6043
Nersi Boussina
Managing Director, Wealth Management,
Wealth Advisor
Direct:
(415) 693-6878(415) 693-6878
Toll-Free:
(800) 347-3488(800) 347-3488
My Mission Statement
With decades of experience, I provide comprehensive financial planning so that you can focus on your values, your family, and your passions.
Welcome
Wealth management is about more than just your money. It’s about building a meaningful life for yourself and your family. Whether you’re saving for a child’s education, navigating restricted stock transfers, or establishing a family legacy—protecting your financial future requires careful planning. As your financial advisor, I help you define your goals and a strategy that strives to achieve them. That way you can stay focused on what makes your life meaningful: your values, your passions, and your family.
For more than three decades, I’ve helped clients like you preserve and grow their wealth. With empathy and a commitment to concierge-level client care, I use my extensive technical and analytical experience to create a comprehensive financial plan centered around your goals. Through an ever-changing market environment, I deliver a vast array of resources to help you invest in a way that aligns your values with your investment goals. I can help you access seasoned and respected investment professionals, a premier trading platform, and a full spectrum of investment choices. And when life happens—job changes, births, deaths, and other important milestones—I adjust your investment strategy and financial plan to better suit your evolving needs and aspirations.
For more than three decades, I’ve helped clients like you preserve and grow their wealth. With empathy and a commitment to concierge-level client care, I use my extensive technical and analytical experience to create a comprehensive financial plan centered around your goals. Through an ever-changing market environment, I deliver a vast array of resources to help you invest in a way that aligns your values with your investment goals. I can help you access seasoned and respected investment professionals, a premier trading platform, and a full spectrum of investment choices. And when life happens—job changes, births, deaths, and other important milestones—I adjust your investment strategy and financial plan to better suit your evolving needs and aspirations.
Services Include
- Professional Portfolio ManagementFootnote1
- Wealth ManagementFootnote2
- Estate Planning StrategiesFootnote3
- Trust AccountsFootnote4
- Retirement PlanningFootnote5
- 401(k) Rollovers
- Financial PlanningFootnote6
- Exchange Traded FundsFootnote7
- Fixed IncomeFootnote8
- Planning for Education FundingFootnote9
- Planning for Individuals with Special Needs
Securities Agent: GA, AK, WY, WA, UT, NE, ME, IL, CT, SC, NC, SD, OR, NM, MT, VA, NY, NJ, MO, CO, MA, MN, MD, IN, AZ, TX, HI, MI, FL, OH, TN, PA, OK, KY, ID, CA, NV, IA, DC; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Helping You Achieve Your Financial Goals Begins With a 4-Step Process
My clients are highly successful and driven. They’re executives, families, and retirees who need help managing and preserving their wealth so that they can focus on their passions, their goals, and their families.
Cultivating long-term relationships with clients is important to me, and I'm privileged to count several that have spanned three generations. I take pride in guiding these families through life's financial challenges, am honored by the faith they place in me, and work hard to preserve their shared values and legacy.
I believe in giving back. I'm active in my community and enjoy donating my time and skills to a variety of causes, most notably the Support for Families of Children with Disabilities organization.
Like my clients, I understand that wealth is about more than money. It's about pursuing a life well-lived.
Cultivating long-term relationships with clients is important to me, and I'm privileged to count several that have spanned three generations. I take pride in guiding these families through life's financial challenges, am honored by the faith they place in me, and work hard to preserve their shared values and legacy.
I believe in giving back. I'm active in my community and enjoy donating my time and skills to a variety of causes, most notably the Support for Families of Children with Disabilities organization.
Like my clients, I understand that wealth is about more than money. It's about pursuing a life well-lived.
STEP 1: Initial Meeting
•In-depth conversation to get to know you
•Understand your goals
•Set expectations and risk tolerance
•Understand your goals
•Set expectations and risk tolerance
STEP 2: Customize Plan
•Develop a strategy based on your goals
•Build a custom financial plan, incorporating your current expenses and assets
•Build a custom financial plan, incorporating your current expenses and assets
STEP 3: Implement
•Put your financial plan into action
•Make recommendations based on what we have learned about you
•Set up accounts and desired services (online access, funds transfers, etc.)
•Make recommendations based on what we have learned about you
•Set up accounts and desired services (online access, funds transfers, etc.)
STEP 4: Monitor
•Meet quarterly to discuss your portfolio
•Meet annually to revisit your financial plan
•Track progress and adjust your plan as needed, based on changing financial and family needs
•Meet annually to revisit your financial plan
•Track progress and adjust your plan as needed, based on changing financial and family needs
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance various aspects of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Link to MSO
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
Learn More About LifeView
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Learn More About Digital Vault
Tax Planning Strategies
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
Learn More About Tax Planning Strategies
Retirement Planning
Saving for retirement is a lifelong process that relies on defined financial planning strategies. Having enough income to comfortably cover all necessary expenses is a key to a successful retirement.
Learn More About Retirement PlanningInvestor Resources
Timely market commentary, thought leadership and portfolio ideas to help guide your investment decisions.
GIC On the Markets
The latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
GIC On the Markets
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
GIC Weekly
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts on the Market Podcast
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Morgan Stanley Ideas Podcast
MS Wealth Management Insights
At Morgan Stanley Wealth Management, we start with you, focusing on your success and remaining committed to helping you grow your wealth and pursue your financial goals. Learn from our thought leaders about how to manage your wealth and help meet your personal financial goals.
MS Wealth Management Insights
MS Reserved Living and Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
MS Reserved Living and Giving
2024 Tax Tables
Please view the following attachment to find the 2024 federal tax tables.
2024 Tax Tables2025 Tax Tables
Please view the following attachment to find the 2025 federal tax tables.
2025 Tax Tables
Donor Advised Funds
Gifting appreciated long-term gain stock to a donor advised fund may be an option for offsetting income tax in years when there is a liquidity event from IPO/acquisition, options exercise, stock vests or bonus income. This allows tax deduction in the current tax year, with the flexibility to gift to end charities over time.
More information on Donor Advised FundsFeatured Insights
At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
6 Financially Smart Ways to Start 2025
Start 2025 on the right foot. Set clear financial goals and review your investments regularly for a prosperous year ahead.
6 Financially Smart Ways to Start 2025
Overcoming Your 5 Biggest Retirement Challenges
While saving for a retirement is an important topic, it’s at least as important as what comes next: Your plan of action once you enter retirement.
Overcoming Your 5 Biggest Retirement Challenges
A Parent's Guide to Talking to Your Kids About Money
Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.
A Parent's Guide to Talking to Your Kids About Money
Will AI Plan Your Next Vacation?
Generative artificial intelligence could upend travel planning, bringing disruption and opportunity to online travel agencies and search engines.
Will AI Plan Your Next Vacation?Location
101 California St 23rd
Fl
San Francisco, CA 94111
US
Direct:
(415) 693-6878(415) 693-6878
Toll-Free:
(800) 347-3488(800) 347-3488
Fax:
(415) 693-7190(415) 693-7190
Meet My Team
Melyinda Mitchell
Associate Vice President, Wealth Management Associate
Phone:
(415) 693-6065(415) 693-6065
Claudia Correa
Portfolio Associate
Phone:
(415) 693-6221(415) 693-6221
About Kat Murakami-McCaskey
Kathryn "Kat" Murakami-McCaskey is a Vice President, Business Development Associate at Morgan Stanley. With more than 14 years of experience in the financial services industry, Kat focuses on analytics, financial planning, client relations, and business development.
Born and raised in Kona, Hawaii, Kat moved to the mainland to attend Willamette University in Oregon, where she graduated with a degree in Economics. Kat joined Morgan Stanley in 2007, and is Series 7, 31, and 66 licensed.
With a strong work ethic and an attentive approach, Kat ensures that clients' needs are met with care and detail. Working closely with Nersi, she has a keen understanding of clients' larger financial goals and is dedicated to providing a positive, collaborative experience for both current and prospective clients.
Outside of work, Kat enjoys spending time with her family, working out, and traveling the world.
Born and raised in Kona, Hawaii, Kat moved to the mainland to attend Willamette University in Oregon, where she graduated with a degree in Economics. Kat joined Morgan Stanley in 2007, and is Series 7, 31, and 66 licensed.
With a strong work ethic and an attentive approach, Kat ensures that clients' needs are met with care and detail. Working closely with Nersi, she has a keen understanding of clients' larger financial goals and is dedicated to providing a positive, collaborative experience for both current and prospective clients.
Outside of work, Kat enjoys spending time with her family, working out, and traveling the world.
About Melyinda Mitchell
Melyinda Mitchell is a Wealth Management Associate at Morgan Stanley with over 16 years of experience in the financial services industry. Methodical and detail-oriented, she delivers service excellence providing clients a guiding hand and ensuring all administrative and operational needs are met quickly and efficiently. Melyinda has a passion for building long lasting relationships with clients.
Born and raised in the San Francisco Bay Area where she graduated from California State University East Bay with a degree in Mass Communications with an option in Advertising, she joined Morgan Stanley In 2005.
Melyinda resides in Concord with her husband Derek and their dog Gizmo. In her spare time, Melyinda enjoys crafting, cycling classes and spending time with her family and friends.
Melyinda is Series 7 and 66 licensed.
Born and raised in the San Francisco Bay Area where she graduated from California State University East Bay with a degree in Mass Communications with an option in Advertising, she joined Morgan Stanley In 2005.
Melyinda resides in Concord with her husband Derek and their dog Gizmo. In her spare time, Melyinda enjoys crafting, cycling classes and spending time with her family and friends.
Melyinda is Series 7 and 66 licensed.
About Claudia Correa
Claudia Correa is a Portfolio Associate at Morgan Stanley with many years of experience in the financial industry.
Claudia graduated from the University of California, Davis with a major in Economics and a minor in Organizational Studies. After exploring multiple roles within the Firm, she decided to further develop her operational skill set to better assist clients in achieving their financial goals. She is committed to improving the quality and consistency of processes that affect the overall client experience. Claudia is Series 7 and 66 licensed and is proficient in Spanish.
Claudia graduated from the University of California, Davis with a major in Economics and a minor in Organizational Studies. After exploring multiple roles within the Firm, she decided to further develop her operational skill set to better assist clients in achieving their financial goals. She is committed to improving the quality and consistency of processes that affect the overall client experience. Claudia is Series 7 and 66 licensed and is proficient in Spanish.
Wealth Management
From My Desk
How to Take the Emotion Out of Investing
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
The New Technologies for Longer, Healthier Lives
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Nersi Boussina today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
