Napa NorCal Wealth Management Group at Morgan Stanley

Rupa Jack, Executive Director, Wealth Advisor and has over 35 years of experience at Morgan Stanley. She is a Morgan Stanley Family Wealth Director, an exclusive designation held by those who have demonstrated knowledge and has demonstrated experience across an extensive range of wealth management disciplines. With this designation, clients gain full access to Morgan Stanley’s family office resources including family governance, pre-liquidity planning, business exit planning, estate planning, and charitable planning. With Rupa’s extensive tax background, she works closely with clients on strategies aimed to provide favorable tax outcomes. Her focus is to help her clients achieve the lifestyle they desire and create the legacy they want to leave behind, in the most tax-efficient way. She aims to provide intellectual capital and global resources to help clients preserve what they have attained, pursue their most important goals, and simplify every aspect of their financial lives. She works with a diverse group of wealthy clients including corporate executives, business owners, professionals, retirees, and their families.

Rupa received her Master’s Degree in Taxation from Portland State University and Bachelors of Science from Oregon State University. She is a licensed Certified Public Accountant^®, though she is not practicing at Morgan Stanley. She is a Certified Investment Management Analyst^®, a designation earned from The Wharton School at the University of Pennsylvania. She is a Certified Wealth Strategist^®, a designation earned from the Cannon Financial Institute. And she is a Certified Exit Planning Advisor, a designation she earned from the Exit Planning Institute. She has been recognized as a Forbes Magazine Top Women Wealth Advisors (2017-2021), Forbes Best-In-State Wealth Advisors (2018-2024), Forbes Best-In-State Women Wealth Advisors (2018-2024). The team she founded has been recognized as Forbes Top Teams (2023) and as Forbes America’s Top Wealth Management Teams: High Net Worth (2023).

She has served on several Morgan Stanley Financial Advisory councils in the past and is passionate about mentoring other Financial Advisors both in and out of her firm. She has served on several non-profit organizations supporting at risk youth. Rupa lives in Napa, with her husband Rick, their son Steven, and their two dogs, Taft and Silver. In her free time, she enjoys the outdoors and getting together friends and family.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.

2017- 2024 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded INSERT YEARS AWARD WAS GIVEN). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.

2018-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded INSERT YEARS AWARD WAS GIVEN). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2023-2024 Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23”.

Kelly McMurray is a highly accomplished Senior Vice President, Family Wealth Advisor at Morgan Stanley. With a career spanning over two decades, she began her journey in the Financial Services Industry in 2002. Over the years, Kelly has honed in her experience in wealth management, working with highly affluent families, high-net worth individuals, and local non-profits.

She takes pride in the unwavering commitment to excellence for her clients, earning her a spot in multiple Forbes Rankings - Top Women Wealth Advisors Best-In-State 2023 & 2024 lists. She has also been recognized as a Forbes Best-In-State California Wealth Advisor in 2024.

Beyond her professional achievements, Kelly is deeply committed to her community. She recently served as the Chair of the Board of Directors for the American Leadership Forum, Great Valley Chapter, demonstrating her dedication to leadership and community service. She also enjoyed being a member in the local Rotary club and served as a member of the Board of Directors for the Modesto Symphony.

Kelly is a graduate of Brigham Young University where she received a Bachelor of Arts in Communications. Prior to working in finance, Kelly worked in broadcasting for more than 16 years. She loved getting some airtime on the radio along with running multiple family radio stations in Arizona.

Currently residing in Incline Village, Nevada, she shares her life with her wife, Alicia, and their two daughters, Kate & Quinn. Outside of her professional and community responsibilities, Kelly loves to spend time outside with her family and take in all that Lake Tahoe has to offer.

2023 & 2024 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2023 & 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.

2024 Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.

Raymond Ruiz, Senior Vice President and Senior Portfolio Manager, has over three decades experience in the financial industry, and nearly 25 years with the firm. Ray was born and raised in Ripon, CA, and holds an Agricultural-Business degree from Cal Poly, San Luis Obispo. He brings experience, dedication, and a personalized approach to each client's financial journey.

Central to Ray's philosophy is the belief in personalized financial strategies. He understands that no two clients are alike, and as such, no two portfolios should be the same. This approach ensures that each client's unique goals, risk tolerance, and financial situation are taken into account.

Outside of his professional endeavors, Ray currently serves as an member of the Stanislaus Farm Bureau and finds solace on the golf course at Spring Creek Country Club. Above all else, he cherishes time spent with his family. Married to his wife Darlene for nearly 15 years, Raymond is a loving stepfather to Allie and Kyle and grandfather to Scarlett and Sebastian. Raymond and Darlene lost Darlene's son, Trevor, in 2020, and have since started Trevor Seever Foundation in his honor. Darlene and Ally currently run the foundation, supporting youth sports and officiating in the local community, a cause close to Trevor's heart.

What sets Ray apart is his compassion for the unexpected, and his dedication to his clients' personal and financial well-being. He approaches each client's portfolio with the same level of care and concern as he does his own, ensuring that no detail is overlooked in helping them secure their financial future.

Sean Desmarais, CFP^®
Financial Planning Specialist
Financial Advisor

Sean Desmarais has six years of finance experience including commercial and investment banking prior to participating in Morgan Stanley’s Wealth Advisor Associate program, where he has worked on over 500 customized financial plans. As a financial advisor, he works with members of our well tenured advisory team and qualified specialists, to deliver customized and tailored financial plans for clients and their families. He brings a unique perspective to financial planning, investment management, and alternative investments. In addition, he is a CERTIFIED FINANCIAL PLANNER™, which provides him formal recognition of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement planning.

Sean graduated from California State University, Sacramento and received a Bachelor of Arts in Economics in 2015. Prior to attending CSUS, he attended Solano Community College where he was an all-conference football player.

Outside of work, he is a volunteer at Collabria Care where he provides respite for patients and their families. An avid outdoorsman, he lives in his hometown of Napa with his wife Kailey, daughter Riley and their black lab named Blue.

Jorge Rey-Prada
Senior Registered Associate

Jorge Rey-Prada has been in the financial services industry since 2012. His previous experience in several industries and across multiple support positions is the ideal foundation for his current role with the Sonoma Wealth Management Group. Jorge is diligent and conscientious and strives to provide the highest level of service. Drawing on his professionalism and strong belief in teamwork, he collaborates with all team members to deliver a consistent, positive experience for our clients.
Jorge was born in Colombia where he graduated with a degree in Petroleum Engineering. After working in oilfield operations for several years, he made the decision to come to the United States to pursue a Master’s Degree in Business Administration.

He graduated from San Francisco State University in 2004 where he earned the College of Business Distinguished Achievement Award for Academic Excellence 2003-2004 with College Honors (May 27, 2004). Upon graduation, Jorge worked in various roles in the business and operations of a Bay Area construction company before moving into the financial services industry in 2012.

Jorge lives in Napa, California, with his partner, Robert, and their two rescue dogs, Roadie and Samson. In his free time, he enjoys reading, swimming, hiking, working out, and going to the movies and San Francisco Ballet performances, as well as sampling the great restaurants of the
Napa Valley.

Madeline Runyan
Registered Client Service Associate

Madeline Runyan brings a wealth of knowledge and experience in customer service to her role as Registered Client Service Associate. A California Native, Maddy graduated from California State University Stanislaus with honors in Business Administration. She currently holds her Series 7 and 63 licenses and has extensive experience in client service.

Inspired by her father's career at Morgan Stanley, she entered finance to assist others with their financial journeys.
Maddy’s career in financial services began under her father's mentorship, where she learned the ins and outs of client relationships and personalized service. She later joined Kelly McMurray (Financial Advisor) and Raymond Ruiz (Financial Advisor), and has since followed them to help establish the Napa NorCal Wealth Management Group. Maddy works with clients daily, managing tasks such as account openings, client onboarding, and assisting with financial transactions. However, her favorite aspect of the role is getting know each client and their story. She is dedicated to providing exceptional customer service, ensuring they feel heard and supported throughout their journeys.

Outside of work, Madeline enjoys staying active, kickboxing, and golfing to recharge. More importantly, she values quality time with her family, friends, and her adorable cat, Henry.