Nabhan-Smith at Morgan Stanley

Mr. Nabhan is a Managing Director at Morgan Stanley. He has more than forty years of experience helping institutional investors design spending and investment policy, asset allocation strategies, select appropriate investment management firms and conduct regular rebalancing and portfolio reviews. He has served in numerous roles as a Board Member, Treasurer, Investment Committee Chairman and as President of three national nonprofits, giving him a unique insight into the needs of nonprofit organizations.

Mr. Nabhan began his career in financial services as an Account Executive in 1973. He has both, served clients directly and has had numerous management positions with Smith Barney’s Consulting Group. In 2004 he was made National Director of the Investment Consulting Division, and was made a Managing Director of Smith Barney/Citigroup. He served as President of Citigroup Investment Advisory Services (CIAS) which managed $6 Billion in assets in a discretionary manager of managers program and $10 Billion in assets in series of registered mutual funds managed by independent managers. He has completed the course of study at the Wharton School of Business offered in conjunction with the Investment Management Consultants Association that has resulted in certification as a Certified Investment Management Analyst (CIMA^®).

Mr. Nabhan is a graduate of Purdue University with a B. A. His Professional associations include the Investment Management Consultants Association, where he served on the Board of Directors for 8 years, and served two years as President. He has been conferred the title of Director Emeritus by the organization. He also served as Chairman of the Certification committee. He is the Past President of the Association of Professional Investment Consultants (APIC). He has served as a Director and National Treasurer, and National President of Sigma Phi Epsilon Fraternity. He served on the Alternative Investment Advisory Board for the Purdue University Endowment and was on the Advisory Board of the Center for Wealth and Philanthropy at Boston College. He currently sits on the Board of the Dyslexia School of Houston.

He has been a speaker at numerous industry and Philanthropic conferences at the Indiana University Center of Philanthropy, Boston College, Philanthropy Southwest, as well as Exponent Philanthropy and NACUBO. He serves on the planning committee and as a faculty member for the University of Texas Law School Nonprofit Institute. He is one of a select group of Advisors at Morgan Stanley designated a “Director of Impact Investing”. He has been named by “Forbes Magazine” as one of America’s Best in State Wealth Advisors in Texas 2020, 2023, and 2024. His group is one of “Barron's” Top 100 Institutional Consulting Teams in 2021 and is a 2024-2025 Forbes Best-In-State Wealth management Team. He has also appeared on CNBC.



2024-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (2024-2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2024-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that.

Source: Forbes.com (2020, 2023, 2024). Forbes Best-In-State Wealth Advisors ranking awarded in 2020, 2023, 2024. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in June of the previous year the award was issued having commenced in June of the year before that.

Source: Barron's.com (April 2021) 2021 Barron's Top 100 Institutional Consulting Teams ranking awarded in 2021. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2019 - Dec 2020.

Vicki Smith has been with Morgan Stanley and its predecessor firms since 2002 and has over 25 years of institutional consulting experience. Her focus includes helping institutional investors design spending and investment policies, asset allocation strategy, asset liability and pension risk transfer strategies, selecting appropriate investment management firms and conducting regular portfolio reviews.

She began her financial services career after graduating from the University of Memphis with a BBA in Finance. After joining the firm, Vicki was recognized on a national level for her outstanding achievements and contributions to the firm by receiving the Consulting Group “Analyst of the Year” award¹. She attended the Barron’s Top 100 Women Advisors Summitt² in 2009 where she was a featured speaker.

Vicki earned her professional designation of Certified Investment Management Analyst (CIMA^®) through Wharton School at the University of Pennsylvania, and is an active member of the Investments and Wealth Institute (formerly IMCA). She is a member of and formerly served on the Board of Directors of the Association of Professional Investment Consultants (APIC), originally founded by a group of Morgan Stanley Smith Barney consultants, and chaired their annual conference in 2010. APIC is a society of Morgan Stanley Smith Barney investment management consultants dedicated to the highest ethical and greatest commitment to client service. Vicki also serves on the Retirement Advisor Council whose mission is to advocate for successful retirement outcomes through collaboration of a small group of plan advisors, service providers and investment managers.

In recognition of her commitment and service to her clients, Vicki was named to Forbes Top Women Wealth Advisors Best-In-State in 2022-2025. She was also named to the 2024 Forbes Best-In-State Wealth Advisors list. Her team was selected as a 2024-2025 Forbes Best in State Wealth Management Team and Barron’s Top Institutional Team in 2021.

Vicki currently serves on the Board of the Kelsey Research Foundation where she is a member of the Executive committee and Chair of the Finance committee.



1 The FA Analyst of the Year award is awarded annually in each Division to a branch Analyst who has gone above and beyond in support of their team and has contributed to the analyst community as a whole. Analysts are nominated by their FA Sponsor, Branch Manager, or CG Staff member.

2 Although not a recipient of the 2009 Barron's "Top 100 Financial Advisors" award, Victoria Smith was selected by my firm to attend the 2010 "Barron's Winners Circle Top Advisors Summit”. The Summit is hosted by Barron's magazine to promote best practices in the industry and the value of advice to the investing public. A group of 500 advisors, selected by their firms, participate in workshops that explore current issues ranging from business development ideas through managing high-net-worth accounts and families to portfolio management and retirement planning.



2024 Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.

2024-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.

2022-2025 Forbes Top Women Wealth Advisors Best-In-State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors) Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.

2021 Barron's Top 100 Institutional Consulting Teams
Source: Barron's.com (Awarded Apr 2021) This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2019 - Dec 2020.

Matthew is a Financial Advisor at Morgan Stanley. He works closely with our institutional and private clients on a range of investment issues including portfolio construction, plan design, asset allocation strategy, manager selection, and values-aligned investing. Matthew joined Morgan Stanley in 2019. Matthew employs a collaborative approach to working with clients to help them on their journey to be effective stewards of an organization’s - or family's - resources. Through ongoing education and diligent research, his goal is to deliver to all clients a comprehensive investment strategy that aligns with their objectives.

He is a member of the Association of Professional Investment Consultants (APIC). Matthew holds the Qualified Plan Financial Consultant, QPFC, designation awarded by the National Association of Plan Advisors. He also serves on APIC’s Young Advisors Advisory Board and as a mentor for the Kellogg-Morgan Stanley Sustainable Investing Challenge at Northwestern University. Matthew earned dual degrees in Business and Environmental Studies from the University of Colorado Boulder. He is an alumnus of the CU Leeds School of Business, Center for Ethics and Social Responsibility.

Matthew’s early career started in the non-profit sector, where he led a global team responsible for impact measurement and standards development for the B Corp certification. Because of this experience, Matthew has a unique perspective on mission-driven organizations, having consulted with hundreds of non-profit leaders, entrepreneurs, corporate executives, and fund managers who are addressing society’s most critical challenges in their own respective ways. This distinct background helps inform the team’s mission-aligned and impact investing work.

Matthew grew up in Texas before moving to the Brandywine Valley. He now resides in Kennett Square, PA, with his wife and young son. Outside of work, he volunteers with several non-profit organizations focused on wildlife conservation and promoting access for outdoor recreation.

Disclosures:
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.

Environmental, Social and Governance (“ESG”) investments in a portfolio may experience performance that is lower or higher than a portfolio not employing such practices. Portfolios with ESG restrictions and strategies as well as ESG investments may not be able to take advantage of the same opportunities or market trends as portfolios where ESG criteria is not applied. There are inconsistent ESG definitions and criteria within the industry, as well as multiple ESG ratings providers that provide ESG ratings of the same subject companies and/or securities that vary among the providers. Certain issuers of investments may have differing and inconsistent views concerning ESG criteria where the ESG claims made in offering documents or other literature may overstate ESG impact. ESG designations are as of the date of this material, and no assurance is provided that the underlying assets have maintained or will maintain and such designation or any stated ESG compliance. As a result, it is difficult to compare ESG investment products or to evaluate an ESG investment product in comparison to one that does not focus on ESG. Investors should also independently consider whether the ESG investment product meets their own ESG objectives or criteria.

There is no assurance that an ESG investing strategy or techniques employed will be successful. Past performance is not a guarantee or a dependable measure of future results.

Jennifer is a Portfolio Associate with Nabhan-Smith at Morgan Stanley. She joined Morgan Stanley in September 2019 and is responsible for servicing clients and providing administrative support. She assists with the development and growth of our business through engaging and utilizing the full capabilities of the firm. She has almost 30 years of financial services experience.

Prior to joining Morgan Stanley, Jennifer spent 25 years working at Invesco, having started her career at AIM. In her last role as Sales Strategy Manager, she was an integral part of the sales leadership team with accountability for developing and executing sales strategies within the defined contribution and insurance sales channel. She enhanced territory management by providing sales data analysis, market research and client engagement metrics, which contributed to meeting multi-billion dollar annual sales goals.

Jennifer received her Bachelor’s degree in French from the University of Texas at Austin. She holds the FINRA Series 7, 65, 63 and 26 licenses. She is married and lives in Houston with her dog Brewtus and cat Ruby.

Haris has a triple major in Finance, Accounting & Management at the University of Nottingham, graduating in 2013 with his Bachelor of Arts (Hons). Prior to joining Morgan Stanley in 2022, Haris worked at variety of firms in the financial industry including a stock exchange and a banking institution. He has acquired his Series 7 and Series 66 licenses.

With technical and educational experience from the UAE, Malaysia and Pakistan, Haris brings a comprehensive and vital set of skills to our Team. As our Institutional and HNW Investment Analyst, he is responsible for the structure, performance reporting and ongoing supervision of our portfolios.