My Story

Having grown up in the business, I feel like portfolio management is in my blood.  My mother started her career as a "stock broker" in 1978 when I was 9 and there was nothing I loved more than the excitement of her office.

Equally important to me is discovering your "big picture" and creating a solid path toward your wealth longevity.  I believe this comes from my grandfather who was a banker in a small town in Iowa.  The farmers relied on him not only for funding to stay afloat off season but every bit as importantly for his advice on their overall financial future.
Services Include
  • Professional Portfolio Management1
  • Estate Planning Strategies2
  • Wealth Management3
  • Philanthropic Services
  • Trust Accounts4
  • Retirement Planning5
  • Alternative Investments6
Securities Agent: TX, CA, WA, VA, PA, OR, NY, NV, NM, NJ, NE, NC, MT, MA, IL, IA, HI, GA, FL, CT, CO, AZ, AR; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
NMLS#: 1278838
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
  • Introduction
    For the past 19 years, Monica has served as a Financial Advisor, Wealth Advisor and most recently Senior Vice President and Portfolio Management Director.
  • What attracted you to the world of finance?
    I quite literally grew up in this business. My father built ground-to-space communications for NASA so his office was off limits. Consequently, Mom’s office became my home away from home. I was utterly fascinated by the excitement of it all: the large clocks on the wall displaying current time in New York, London and Tokyo; the ticker tape listing stock prices during market hours (an impressive feat in the ‘70’s); the pneumatic tubes used for sending transaction tickets to the order desk; all the brokers on the phone in the “bull pen” calling clients with “buy, buy buy” or “sell, sell, sell” recommendations, depending on the direction of the markets that day.

    The funny thing is that none of that applies to my business or my office now. But I’m so grateful to have had that experience and to have been able to see first-hand how the business has changed over the last 4 decades.
  • What is it that you enjoy most about your job today?
    I love it that so many of my clients are 3 and four generations of families. Because I worked for my mother for so many years before getting my license in 1999, I have had the privilege of watching my clients’ families grow over the years – and watching their wealth grow along with them. I recently had the opportunity to explain to the granddaughter of a first-generation client what her grandfather was intending when he purchased a particular investment. It was unfamiliar in the current environment but he had taken advantage of a special tax ruling in the ‘70’s that hasn’t existed since. The best part about my job (outside of portfolio management) is definitely having that deep connection with my clients and their families.
  • What is the most important non-financial lesson you learned from your mother?
    Mom always used to say: “Broaden your horizons”. I took that advice literally and have traveled substantially – most notably spending my junior year of high school in the Basque region of Northern Spain. Living with a culture for long enough to understand not just their language but their history and world view is invaluable in our global economy today.

Working With You

My clients are business owners, successful entrepreneurs, professors, engineers and retirees.

As your Financial Advisor, I can help you define and create personalized plans to meet your goals. I will guide you through life's greatest challenges, provide a vast array of financial resources, and deliver comprehensive services. By working together, I can help you grow and preserve your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices.
Areas of Focus:
  • Discretionary portfolios
  • Alternative investments
  • Commodities hedging strategies
  • Principal protection
  • Financial plans
  • Retirement planning
  • 529 accounts
  • Business planning and cash management
  • Lending solutions
  • Estate planning strategies
  • Life insurance and long term care

Community Involvement

  • Breast Cancer 3-Day Walk
  • Laura’s House
  • Orange County Mills College Alumnae Association
  • Women Looking Forward
  • Women’s Philanthropy Fund
  • Circle of Red
  • Save St. James The Great

Location

1014 Santa Barbara St
Santa Barbara, CA 93101
US
Direct:
(805) 564-7936(805) 564-7936
Investment and Market Perspectives

On the Markets

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
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Ready to start a conversation? Contact Monica Timpe today.
Market Information Delayed 20 Minutes
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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