Monica Luna
My Mission Statement
The Peace River Team - Story and Services
We don’t waste time chasing trends or making short-term bets. Instead, we apply a disciplined, research-driven strategy that helps our clients build, preserve, and grow their wealth with confidence. But we don’t just manage investments—we orchestrate your entire financial picture to ensure every piece works together seamlessly.
Whether it’s structuring your wealth for long-term security, optimizing your tax strategy, planning for retirement, or preparing for a major transition, we provide guidance that helps you stay in control. For business owners, we offer strategies to accelerate business value, prepare for an eventual exit, and transition wealth effectively—ensuring their business success translates into personal financial freedom.
With access to industry-leading resources, we provide comprehensive wealth management solutions across:
Retirement & Cash Flow Planning
Tax Management & Business Strategy
Estate & Legacy Planning
Professional Portfolio Management
Alternative Investments & Private Markets
Liquidity & Wealth Transfer Strategies for Business Owners
Insurance & Lending Solutions
You’ve worked hard to get where you are. Now, let’s take it further. Schedule a conversation today and see what’s possible when your financial strategy is built to win.
Upcoming Firm Events and Replays Available to You
Please join us for upcoming firm events, and enjoy a selection of replays from previous events.
Join Morgan Stanley Wealth Management's Chief Economic Strategist, Ellen Zentnerin, for a conversation with Morgan Stanley Wealth Management's Head of U.S. Policy, Monica Guerra, Morgan Stanley's Global Head of Government Relations, Michael J. Stein, as they discuss:
Updates on U.S. trade and immigration policy
The One Big Beautiful Bill Act and its potential implications
Key developments to monitor over the next 30, 60, and 90 days
Navigating Change With Us
Our team can help navigate key life events like divorce, business exit planning, 1031 exchanges, and much more- We offer sophisticated and tailored advice to protect wealth, minimize risks, and ensure informed decisions during these pivotal moments. Utilize the resources below and let us know how we can help.
While creating a successful family business is an exceptional achievement on its own, many founders wish to help ensure future generations can build on this success and continue to generate wealth for their families.
However, that's often easier said than done.
Visit the resource below and let us know how we can help you plan for this transition.
Although divorce is seldom easy, you can prepare for it. Being prepared will help you feel more in control and better equipped to make informed, confident decisions about your financial future. View the article below and reach out to get started with us.
As a business owner, you've devoted your career to building your company. Now is the time to plan for what comes next: spending more time with your family/friends, and taking time for what matters most. Learn more about the complex transition among you, and let a member of our team know when you're ready to discuss further.
Our Focused Diversification Approach to Investing
Investing should be clear, disciplined, and purposeful—without unnecessary complexity or dilution. At The Peace River Team, we built Index+ with our Focused Diversification approach to do just that: focus on high-quality companies and research-driven stock selection.
• Winner Takes All (WTA) – Built on the chassis of the S&P 500 but turbocharged with the power of Morgan Stanley Research. This high-conviction strategy selects only Morgan Stanley's highest-rated stocks, ensuring that each position is meaningful.
• qDow – A hybrid portfolio that combines the resilience of the DJIA with the innovation of the Nasdaq 100, strategically emphasizing the strongest-rated companies while filtering out weaker holdings.
• Low Volatility Equity Income – A defensive, equity-focused alternative to traditional income strategies, following the same high-conviction discipline as WTA but using the S&P 500 Low Volatility Index as its benchmark.
We don't chase fads, over-diversify, or rely on outdated allocation methods. Index+ portfolios are built to prioritize clarity, conviction, and disciplined portfolio management.
For investors who want simplicity without sacrifice, transparency without clutter, and performance without excessive risk, Index+ provides a research-driven approach that evolves with the markets—without unnecessary complexity.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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