Retirement

Helping you map a retirement plan that dynamically adjusts investing strategies based on the different stages of your life and accounts for your investing preferences, legacy goals and important life events

4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

You’re Ready for Retirement. Is Your Portfolio?

Market volatility and longevity may be two of the biggest risks to your retirement. Learn how annuities can potentially help bolster your retirement income strategy.

Understanding Your Retirement Plan Options When You Leave a Job

You have several choices for what to do with your qualified retirement plan when you leave a job. Deciding among them is an important step in managing your retirement savings over time.

Overcoming Your 5 Biggest Retirement Challenges

While saving for a retirement is an important topic, it’s at least as important as what comes next: Your plan of action once you enter retirement.

Why Your Home Can Be a Retirement Asset

If you’re willing to consider drawing down home equity—either by selling your home or borrowing against its value—it can dramatically change your retirement outlook.

A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

HSAs: An Overlooked Retirement Savings Vehicle

Health savings accounts (HSAs) are savings vehicles that offer tax benefits and can help you cover what may be your largest expense in retirement: health care.

You Work Hard, Make Your 401(k) Plan Work Harder

It’s important to determine how much money you may need to save for a comfortable retirement. Here are three strategies that can help you optimize your 401(k) plan.

5 Mistakes to Avoid in Retirement

How you plan your finances in retirement may be just as important as the process of saving for retirement. Here are some key considerations.

Tax-Smart Strategies for Your Retirement

Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.

What to Do If You Are Off Track on Your Goals

Don’t worry if your financial goals look out of reach now based on what you’ve saved. There are ways to adjust course that are easier than you may think.

Are You Prepared for Retired Life?

Your retirement has the potential to be the most fulfilling period of your life–but you need to have a plan for your time as well as your finances.

Making the Most of Your Retirement Savings

Carefully managing distributions from your portfolio during retirement can help you save on taxes, leaving you more money to spend and enjoy.

What’s it like to work with a Morgan Stanley Financial Advisor

Investing can be complicated. Choosing a Financial Advisor shouldn’t be.

What Kind of Retiree Do You Want to Be?

Everyone has a different idea of their dream retirement. Whatever you envision, it’s essential to plan ahead so that your nest egg will last.

Products and Services for Retirement

401(k) Rollovers

Assisting clients with retirement account consolidation to help ensure savings are invested appropriately track the performance of holdings and provide new investment options.

Individual Retirement Plans

Helping clients implement a variety of retirement solutions to meet financial needs as life evolves, markets and tax laws shift, and priorities change.

Annuities

Providing access to a comprehensive suite of quality annuity products that help provide a guaranteed income stream that can last through your retirement.

Retirement Income Strategies

Creating comprehensive goals-based wealth management strategies which aim to provide a steady, stable income that will last through your retirement years.

Ready to start a conversation? Contact Mike Mangan today.

Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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Awards Disclosures

CRC 6491812 (04/2024)

Mike Mangan, CRPC®