Michael Feld
Registered Client Service Associate
Phone:
(704) 442-3455(704) 442-3455
Mike Lenderink, CIMA®, CRPC®
Senior Vice President,
Financial Advisor,
Portfolio Management Director,
Lending Specialist
Direct:
(704) 442-3477(704) 442-3477
Toll-Free:
(800) 347-5107(800) 347-5107
Industry Award WinnerMy Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your specific goals.
My Mission
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Experience, intellectual capital and dedicated personal service to help you meet your specific goals.
- 35 Years of Experience
- Expertise in Delivering Customized Financial Planning Strategies
- Tailored Solutions for Specific Goals
- Meticulous Portfolio Evaluation
- Clear Communication
- Comprehensive Oversight
- Unwavering Dedication
Securities Agent: PA, CA, WA, SC, NH, NM, WY, NC, IN, DC, WV, MA, FL, VA, NY, CO, NV, NJ, MT, MI, KY, IL, CT, AZ, AL, OR, ID, TX, KS, HI, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1272961
CA Insurance License #: #0K47469
NMLS#: 1272961
CA Insurance License #: #0K47469
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Process
- Step 1 – Information Gathering/Sharing
- Step 2 – Financial Needs Assessment and Formal Financial Plan (GPS)
- Step 3 – Risk Assessment and Analysis, Behavioral Finance Applications
- Step 4 – Tailored Portfolio Construction to Accomplish Client's Goals within Risk Parameters
- Step 5 – Investment Implementation – Discretionary Portfolio Management to Efficiently Accomplish Investment Goals
- Step 6 – Performance Monitoring and Reporting
- Step 7 – Ongoing Evaluation and Communication to Ensure Plans Stay on Track
Latest Market Perspectives
Collection of timely and engaging content from Morgan Stanley I find interesting.
Market Essentials: What You Need to Know This Quarter
The latest Market Essentials is here. This quarterly resource breaks down market movements and trends in a digestible way. The content in these slides is tailored to the everyday investor who wants to stay informed about what is driving markets without getting bogged down in financial jargon.
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
GIC On the Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
The Robots Are Coming
Adam Jonas, Morgan Stanley's Head of Global Autos and Shared Mobility Research, discusses the fast transition of artificial intelligence into the physical world in the form of humanoid robots.
The One Big Beautiful Bill Cheat Sheet
In this cheat sheet, we outline some of the most frequently discussed tax provisions included in the One Big Beautiful Bill Act (OBBBA).
Helping a Loved One Buy a Home
High home prices and mortgage rates are putting the dream of homeownership out of reach for many would-be buyers. Learn how you can help a loved one break into a tough market.
How to Buy a New Home While Selling Your Old One
Buying and selling a home at the same time can be a stressful balancing act and put a strain on your finances. Discover financing options to help bridge the gap.
Why Your Home Can Be a Retirement Asset
If you're willing to consider drawing on your home's equity—either by selling your home or borrowing against its value—it can dramatically change your retirement outlook.
September FOMC Reaction: Moving in the Direction of neutral
The Fed cut by 25bp as expected and projected 50bp of additional cuts into year end. Upward revisions to the Fed's inflation projections highlight the cost of easing to stabilize the labor market: cuts today may limit cuts tomorrow if it prolongs above-target inflation.
Top Scams to Watch Out For
Learn about the top scams and tactics fraudsters use to trick victims.
Knowledge Center
Empower yourself with valuable insights and resources to make informed investment decisions. Explore a wealth of financial tools, educational materials, and market research tailored to help you navigate the often-complex financial world.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Morgan Stanley Online
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Learn More
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley
Mobile App. It's quick, convenient & secure.
Enroll TodayMobile App. It's quick, convenient & secure.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important
cybersecurity topics to enhance your own online security.
Visit our Security Centercybersecurity topics to enhance your own online security.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn More
529 Education Savings Plans
529 plans offer a flexible, tax-advantaged way to invest for education expenses while helping to improve estate planning. Gain fiduciary oversight of your education funding strategy within the context of your broader portfolio through the exclusive Morgan Stanley National Advisory 529 Plan.
529 Plan Options at Morgan StanleyLocation
6805 Carnegie Blvd
Ste 400
Charlotte, NC 28211
US
Direct:
(704) 442-3477(704) 442-3477
Toll-Free:
(800) 347-5107(800) 347-5107
Fax:
(480) 922-7878(480) 922-7878
Meet My Team
Erik Kuschner
Registered Client Service Associate
Phone:
(704) 571-3210(704) 571-3210
Cindy Schwamberger
Portfolio Associate
Phone:
(704) 896-9136(704) 896-9136
About Michael Feld
Michael began his professional career as an intern with Morgan Stanley’s Scottsdale, Arizona branch. Upon earning his degree in Economics from Indiana University of Bloomington, he transitioned to a full-time role with Morgan Stanley in May 2023. At the start of 2024, Michael returned to his hometown of Charlotte, North Carolina, where he continues his career as an Associate with the firm. Outside of his professional pursuits, Michael has a passion for the culinary arts and is an avid scuba diving enthusiast.
About Erik Kuschner
Erik delivers exceptional service and administrative support for the team and our clients. He handles our clients’ day-to-day financial needs, including account maintenance, trades, withdrawals, and money movement.
Prior to joining Morgan Stanley, Erik served as an equities trader at Wells Fargo.
He is a graduate of the James Madison University College of Business.
Prior to joining Morgan Stanley, Erik served as an equities trader at Wells Fargo.
He is a graduate of the James Madison University College of Business.
About Cindy Schwamberger
An experienced wealth management professional, Cindy is firmly committed to the continued growth and success of Morgan Stanley’s Financial Advisor and their clients. As Portfolio Associate, she cultivates and enhances new and existing client relationships through active communication with clients, processing client requests, resolving inquiries, providing guidance, and making sure key information and documentation remains current. She also Identifies and assists with Firm services and solutions that support clients’ needs including banking products and services and secure, digital offerings like Morgan Stanley Online and Morgan Stanley Mobile.
Cindy began her career working for a subsidiary of the Pacific Stock Exchange and has been a member of the financial industry for nearly 30 years. In 1998, she joined Smith Barney as a Client Service Associate and over the next 20+ years continued to take on more and more responsibility. She moved into management, holding the roles of branch administrator, Complex Risk Officer and Business Service Manager. In the height of the pandemic, Cindy had moved to North Carolina where she stepped out of management and took on the role of Portfolio Associate. She has been part of the Morgan Stanley family since 2008. Cindy maintains her FINRA Series 7, 9, 10 and 66.
Growing up near Seattle, Cindy now lives in Mooresville, NC with her husband, Mike, and their two pups, Lu and Pepper. Away from the office, she likes to travel, especially to the crystal blue waters of the Caribbean, enjoys some wine tasting and spending time with friends and family.
Cindy began her career working for a subsidiary of the Pacific Stock Exchange and has been a member of the financial industry for nearly 30 years. In 1998, she joined Smith Barney as a Client Service Associate and over the next 20+ years continued to take on more and more responsibility. She moved into management, holding the roles of branch administrator, Complex Risk Officer and Business Service Manager. In the height of the pandemic, Cindy had moved to North Carolina where she stepped out of management and took on the role of Portfolio Associate. She has been part of the Morgan Stanley family since 2008. Cindy maintains her FINRA Series 7, 9, 10 and 66.
Growing up near Seattle, Cindy now lives in Mooresville, NC with her husband, Mike, and their two pups, Lu and Pepper. Away from the office, she likes to travel, especially to the crystal blue waters of the Caribbean, enjoys some wine tasting and spending time with friends and family.
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Mike Lenderink today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
