Mijanou Spurdle, CFP®, CPM®
Senior Vice President,
Branch Manager,
Senior Portfolio Management Director,
Financial Advisor,
Lending Specialist
Direct:
(305) 695-6119(305) 695-6119
Toll-Free:
(800) 642-7715(800) 642-7715
My Mission Statement
By building a dynamic asset allocation strategy consistent with investment needs, I help families & individuals develop & sustain customized plans using my experience and resources of Morgan Stanley.
Mijanou Malise Spurdle
Mijanou is a Senior Vice President, Branch Manager with Morgan Stanley, and apart of The LaGorce Group. A Certified Portfolio Manager through Columbia University, and CERTIFIED FINANCIAL PLANNER™ professional.
With the firm since 1999, Mijanou is an Alumnus of the College of Charleston, and has a B.S from Barry University. A graduate of the NADA® DCA program in advanced financial and operational management, she passed the FINRA Series 7, 65, 63, 3, 9 and 10 examinations. Mijanou’s practice focuses on financial planning and asset allocation management and she is a Morgan Stanley designated Family Wealth Advisor (FWA).
Mijanou has served as a board member for the Portfolio Management Institute, The Miami Children’s Museum, and The Academy of Certified Portfolio Managers. Mijanou is an alumni and current member of the Board of Trustees at The Williston Northampton School and volunteers for Sunshine State Labrador Rescue of Florida.
Mijanou has completed eleven 26.2 mile marathons, enjoys boating, golf, running and traveling. She currently resides in Miami Beach, Florida with her husband Craig, Orthopedic Surgeon at Nicklaus Children's Hospital, their son and Labrador Retriever.
With the firm since 1999, Mijanou is an Alumnus of the College of Charleston, and has a B.S from Barry University. A graduate of the NADA® DCA program in advanced financial and operational management, she passed the FINRA Series 7, 65, 63, 3, 9 and 10 examinations. Mijanou’s practice focuses on financial planning and asset allocation management and she is a Morgan Stanley designated Family Wealth Advisor (FWA).
Mijanou has served as a board member for the Portfolio Management Institute, The Miami Children’s Museum, and The Academy of Certified Portfolio Managers. Mijanou is an alumni and current member of the Board of Trustees at The Williston Northampton School and volunteers for Sunshine State Labrador Rescue of Florida.
Mijanou has completed eleven 26.2 mile marathons, enjoys boating, golf, running and traveling. She currently resides in Miami Beach, Florida with her husband Craig, Orthopedic Surgeon at Nicklaus Children's Hospital, their son and Labrador Retriever.
Securities Agent: NH, WV, VI, TN, GA, LA, IL, MT, NJ, OH, WY, WI, WA, VT, VA, UT, TX, SD, SC, RI, PR, PA, OR, OK, NY, NV, NM, NE, ND, NC, MS, MO, MN, MI, ME, MD, MA, KY, KS, IN, ID, IA, HI, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1418902
NMLS#: 1418902
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Associations
- Member Board of Trustees Williston Northampton School
- Member and past Board Member Portfolio Management Instititute
- Member and past Board Member Academy for Certified Portfolio Managers
- Founder Member La Gorce Country Club
Community Involvement
• Consistent involvement with the Williston Northampton School for more than 30 years
• Advocate and volunteer for Labrador Retriever Rescue of South Florida
• Advocate and volunteer for Labrador Retriever Rescue of South Florida
Awards & Recognition
Recognized as an industry leader
• Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024, 2025, 2026. The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026 The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Working Mother Magazine’s Top Wealth Advisor Mom, 2019, 2020, 2021
2022-2026 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023-2026) Data compiled by SHOOK Research LLC on time period from 3/31/22-3/31/25
Awards Disclosures
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023-2026) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/26
2019-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2019-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026 The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Working Mother Magazine’s Top Wealth Advisor Mom, 2019, 2020, 2021
2022-2026 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023-2026) Data compiled by SHOOK Research LLC on time period from 3/31/22-3/31/25
Awards Disclosures
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023-2026) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/26
2019-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2019-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
Client Service Team
Dinorah Montaner - Portfolio Associate
Phone:
(305) 695-6128(305) 695-6128
Email:dinorah.montaner@morganstanley.com
Dinorah Montaner, Portfolio Associate, began her career on Wall Street at Prudential Securities in 1989 and joined Morgan Stanley in 1993. During her tenure with the firm she has been exposed to various aspects of the industry.
In her current role, Dinorah’s responsibilities include; opening new accounts, handling disbursement requests, trade executions, alternative investments and additional office management duties. Dinorah is passionate about exceeding client expectations while helping them reach their goals.
Dinorah graduated from Miami Dade College with an Associate of Arts in 1981 and has held both FINRA Series 7 and Series 63 licenses since 2001. She enjoys participating in charitable functions.
In her current role, Dinorah’s responsibilities include; opening new accounts, handling disbursement requests, trade executions, alternative investments and additional office management duties. Dinorah is passionate about exceeding client expectations while helping them reach their goals.
Dinorah graduated from Miami Dade College with an Associate of Arts in 1981 and has held both FINRA Series 7 and Series 63 licenses since 2001. She enjoys participating in charitable functions.
Hiram Bernal - Registered Client Service Associate
Phone:
(305) 695-6143(305) 695-6143
Email:Hiram.Bernal@morganstanley.com
Hiram is a client service associate with over 20 years of financial service experience. As an associate with the LaGorce Group, Hiram manages administrative and operational duties while working closely with the team and clients to ensure all their needs are met.
Prior to joining Morgan Stanley in 2024, Hiram held client service and relationship management roles at major financial institutions, including Wells Fargo, where he supported the affluent client segment. His experience in service, operations, administration, and compliance enables him to efficiently navigate complex service needs with a strong client-first focus.
Hiram holds FINRA Series 6 & 63 licenses, along with a Florida 2-14 Life, Variable Annuity & Health License. He is fluent in English and Spanish.
Hiram is a Miami native who enjoys spending time with his wife and 2 children, traveling, attending sporting events, scuba diving, and boating.
Prior to joining Morgan Stanley in 2024, Hiram held client service and relationship management roles at major financial institutions, including Wells Fargo, where he supported the affluent client segment. His experience in service, operations, administration, and compliance enables him to efficiently navigate complex service needs with a strong client-first focus.
Hiram holds FINRA Series 6 & 63 licenses, along with a Florida 2-14 Life, Variable Annuity & Health License. He is fluent in English and Spanish.
Hiram is a Miami native who enjoys spending time with his wife and 2 children, traveling, attending sporting events, scuba diving, and boating.
Location
1691 Michigan Ave.
Suite 550
Miami Beach, FL 33139
US
Direct:
(305) 695-6119(305) 695-6119
Toll-Free:
(800) 642-7715(800) 642-7715
Fax:
(305) 695-6120(305) 695-6120
Wealth Management
From My Desk
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Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact Mijanou Spurdle today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
