Kelly Smith
Client Relationship Analyst
Phone:
(614) 798-3236(614) 798-3236
Michelle Christian, CRPC®
Senior Vice President,
Financial Advisor
Direct:
(614) 798-3235(614) 798-3235
My Mission Statement
My mission is to help clients achieve financial confidence by providing thoughtful advice, disciplined investment strategies, and personalized planning.
Our Story and Services
Michelle Christian - Financial Advisor (614) 798-3235
Kelly Smith - Client Relationship Analyst (614) 798-3236
Together, Michelle Christian and Kelly Smith form a dedicated, client-focused advisory team at Morgan Stanley, committed to delivering exceptional service, personalized guidance, and a seamless client experience.
As a Financial Advisor, Michelle provides comprehensive financial planning and disciplined investment strategies designed around each client's goals, priorities, and long-term vision. Leveraging nearly 30 years of experience in the financial services industry, Michelle brings deep expertise and a genuine passion for helping clients turn aspirations into reality. A graduate of The Ohio State University, she has built her practice on a simple but powerful belief: behind every financial goal is a dream worth achieving—and that conviction shapes every client relationship and every recommendation.
Michelle works with clients to develop an integrated approach that can include retirement planning, cash-flow and lending considerations, education funding, tax-aware and estate planning coordination (in collaboration with a client's external tax and legal advisors), risk management reviews, and investment portfolio construction aligned to risk tolerance and time horizon. With an emphasis on relationship-driven advice and clear, thoughtful communication, she helps clients navigate key financial decisions with confidence, clarity, and accountability.
Supporting the advisory practice, Kelly serves as Client Relationship Analyst and helps ensure day-to-day operations run smoothly while maintaining a high-touch service standard. She coordinates scheduling and meeting preparation, facilitates timely communications, supports account servicing and administrative processes, and helps keep important planning and service items on track—contributing to an efficient, organized experience from onboarding through ongoing reviews.
The team combines strategic advice with proactive service and operational excellence—offering clients the benefits of a collaborative partnership, consistent follow-through, and responsive support. Clients can expect a structured planning process, regular reviews, access to Morgan Stanley's capabilities and resources, and a team that is committed to making the complex feel manageable at every stage of their financial journey.
Outside of her work with clients, Michelle is a devoted family person and finds inspiration through travel and a love of reading—pursuits that bring perspective, curiosity, and a broader worldview to the work of helping others plan for what matters most.
Securities Agent: CA, VA, TX, SC, OH, MI, FL, NY, AZ, CT, PA, NJ, WA, MD, IL, KY; General Securities Principal; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
FINANCIAL PLANNING
Financial planning extends well beyond simply managing investments. I work closely with clients to understand the full cope of their financial lives – from preparing for retirement and planning for future generations to navigating major life milestones. Together, we develop a strategy designed to help you pursue your goals with clarity, confidence, and a long-term perspective.
Goals Based Planning
At Morgan Stanley, I take the time to understand what matters most to you. Through thoughtful conversations and a comprehensive review of your financial situation, I develop a personalized strategy designed to align your investments with your priorities and long-term objectives.
Retirement Planning
Retirement planning is a long-term journey that may involve unexpected changes along the way. With a well-structured strategy and ongoing guidance, I help clients build sustainable income streams, maintain financial independence, and approach retirement with confidence.
Estate Planning
Estate planning plays a key role in protecting your legacy and providing for those you care about most. I help clients evaluate estate strategies and coordinate with their attorneys and tax professionals to develop plans that reflect their wishes during their lifetime and beyond.
Income Planning
A strong financial plan should support the lifestyle you envision. I regularly review and adjust strategies to help ensure your income sources remain aligned with your needs, helping you maintain flexibility while preparing for both expected and unexpected expenses.
Insured Solutions
Protecting your financial future involves more than investment growth alone. Insurance strategies can play an important role in managing risk, helping safeguard your family, protect key assets, and strengthen your long-term financial plan against life's uncertainties.
Tax-Smart Planning
The way assets are managed and distributed can have significant tax implications over time. By incorporating tax-aware strategies into your financial plan, I help clients reduce potential tax burdens, preserve wealth, and improve long-term portfolio efficiency.
CONNECTED FINANCIAL TOOLS
Technology continues to reshape how we manage and interact with our financial lives. Morgan Stanley's digital tools are designed to help you stay connected to your finances with secure access to your accounts, insights into your portfolio, and resources that support more informed financial decisions – whenever and wherever you need them.
Morgan Stanley Online
Stay connected to your accounts and everyday finances through a secure, integrated platform. Morgan Stanley Online provides real-time access to balances, transactions, performance updates, and more – helping you stay informed about your financial picture from virtually anywhere.
Total Wealth View
Total Wealth View offers a comprehensive perspective of your financial life by bringing together assets held at Morgan Stanley with those held elsewhere. This broader view helps you and your advisor better understand your complete financial picture and supports more coordinated planning.
Portfolio Risk Platform
The Portfolio Risk Platform uses sophisticated analytics to evaluate portfolio risk and performance. These insights help you and your advisor make thoughtful adjustments and help ensure your investment strategy remains aligned with your long-term objectives.
Digital Vault
The Digital Vault allows you to securely store, organize, and share important financial documents – such as statements, tax records, and legal authorizations. With encrypted protection, this tool helps keep critical information easily accessible to you and trusted professionals when needed.
MANAGING CASH AND ACCESSING CAPITAL
Effective cash management and access to financing are important components of a well-rounded financial strategy. The resources below highlight tools and solutions designed to help you manage liquidity, access capital when needed, and keep your day-to-day finances aligned with your broader financial plan.
Cash Management and Lending Solutions
Effective cash management and access to financing are important components of a well-rounded financial strategy. The resources below highlight tools and solutions designed to help you manage liquidity, access capital when needed, and keep your day-to-day finances aligned with your broader financial plan.
Preferred Savings Program
The Preferred Savings Program allows you to put cash reserves to work while maintaining accessibility. Through your Morgan Stanley brokerage account, you can access competitive savings options designed to help you grow and manage your cash efficiently.
Morgan Stanley CashPlus Brokerage Account
The CashPlus Brokerage Account provides a convenient way to manage everyday finances alongside your investments. With features such as bill pay and enhanced banking capabilities, you can handle daily financial needs while staying connected to your overall Morgan Stanley relationship.
Preferred Certificates of Deposit (CDs)
Certificates of Deposit offer a reliable way to grow savings with the stability of a fixed rate. A variety of CD options can help support a disciplined approach to saving while providing predictable returns.
Beyond Basic Borrowing
Borrowing can play a strategic role in a comprehensive financial plan. Thoughtfully structured lending solutions can help provide liquidity, support major purchases, and maintain flexibility while preserving your long-term investment strategy.
Helping a Loved One Buy a Home
Helping a family member purchase a home can be both meaningful and complex. Financing strategies and guidance can help make the process smoother while ensuring the decision fits within your broader financial goals.
STAY INFORMED
Thoughtful investment decisions begin with access to timely insights and reliable information. Our suite of investor resources is designed to simplify complex market developments, provide perspective on current trends, and help you stay prepared for both today's environment and tomorrow's opportunities.
GIC Weekly Report
Each week, Lisa Shalett and the Global Investment Committee provide timely commentary on market trends, asset classes, and the broader forces shaping the investment landscape.
On the Markets Report
Gain access to in-depth research and expert commentary from Morgan Stanley thought leaders across equities, fixed income, monetary policy, and more – helping you better understand the factors influencing markets and what may lie ahead.
Thoughts on the Market Podcast
Join Mike Wilson and other Morgan Stanley strategists as they discuss current market themes and emerging risks, translating complex developments into practical insights for investors.
2026 Tax Tables
Understanding tax policy is an important part of effective financial planning. The 2026 Tax Tables provide an up-to-date reference designed to support informed decision-making and help keep your long-term strategy aligned.
Location
545 Metro Place South
Suite 300
Dublin, OH 43017
US
Direct:
(614) 798-3235(614) 798-3235
Meet My Team
About Kelly Smith
Kelly Smith brings over 15 years of experience in the financial services industry to her role as Client Relationship Analyst at Morgan Stanley. Working alongside Financial Advisor Michelle Christian, Kelly is dedicated to delivering exceptional support and a seamless experience to every client she serves. With a deep understanding of the financial advisory process, Kelly combines organizational expertise, strong client relationships, and a commitment to excellence to ensure that clients' needs are met with professionalism and care. Outside of the office, Kelly enjoys spending time with her large family and is an avid sports fan with a particular passion for college football.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Michelle Christian today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
