Our Story and Services

Welcome

When you look at wealth management from a long-term perspective, one thing is clear: it’s your future not just your money. Working closely with you, I focus on helping you articulate your needs and aspirations as we review all aspects of your financial life. I then prepare a “Wealth Strategy Summary,” outlining the essential details of your custom-tailored financial plan. This outline has become the hallmark of my practice and serves as the foundation for current and future wealth decisions.

As your financial advisor, I provide you with the experience, advice and confidence to navigate the noise and distractions of challenging markets. What’s more, I deliver a disciplined sense of focus on what’s most important: Progress toward your goals.

Industry-Leading Managers
We combine the vast resources of a global firm with personalized service. Morgan Stanley is recognized for having the largest consulting group platform in the industry, providing access to portfolios managed by some of the world’s most recognized firms. In addition, the recommendations of Morgan Stanley’s Global Investment Committee help position your investments so your portfolio stays on the correct track.

High Touch, High Service
Our clients believe, as we do, in the importance of building a longstanding relationship with their financial advisor. They have grown to depend on our “high touch, high service.” Above all, they have come to appreciate our commitment to solving their financial challenges. Understanding our clients’ total financial picture inspires a greater level of confidence. In essence, we help our clients change their lives for the better.Getting started is easy. It begins with a conversation. Please complete the

Warmest regards,
Michele

Experience | Advice | Confidence
Services Include
  • Wealth Management1
  • Professional Portfolio Management2
  • 401(k) Rollovers
  • Retirement Planning3
  • Financial Planning4
  • Qualified Plans
  • Business Succession Planning5
  • Corporate Retirement Plans6
  • Annuities7
  • Long Term Care Insurance8
  • Life Insurance9
  • Foreign Exchange10
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Our Clients

We serve an exceptional group of individuals and families. Some are facing a significant change in life circumstance, such as a job change, the transition to retirement or the loss of a spouse. Others are employees deciding on whether to take a retirement package or continue to work. Still others are business owners and their employees managing through the challenges of a merger or sale of a business and the financial decisions that come with it.

Essentially, all have accumulated significant assets, yet need professional and objective advice in developing a comprehensive financial plan to help grow, protect and provide lifetime income, while ultimately transferring their wealth to loved ones.
Our clients include:
  • Retirees and individuals planning for retirement
  • Multi-generational families
  • Business leaders and entrepreneurs
  • Professionals, including doctors and lawyers and corporate executives
  • Women seeking guidance for themselves and their family
  • Members of the LGBT community
  • Children and parents of current clients
We enjoy building deep and enduring relationships and have found we work best with individuals, families and business leaders whose priorities focus on:
  • A long-range picture of retirement and personal goals
  • A multi-generational view of family
  • A 360 degree view of your finances
  • A balanced growth approach to investing
  • Open conversations about wealth planning and investment expectations
As a financial professional for 25 years, my goal is simple: To provide objective, high-quality wealth management advice and services to help you simplify your life, so you may pursue your passions and enjoy the wealth you have created. I seek to accomplish this through the development of long-term relationships, and by continually aligning your goals and values with your specific wealth management plan.

Experience. I have dedicated my entire career to providing highly personalized advice and investment solutions to the clients I proudly serve. My approach includes customized investment consulting, advanced planning strategies and long-term relationships with my clients and their other trusted advisors.

Enduring Relationships. We are committed to building deep relationships. We invest the time, attention and superior service each client deserves. Through every market cycle, we guide them through each challenge by maintaining this relationship, and providing the guidance, solutions and strategies to help keep them on course to attaining their goals.

Ongoing Communication. Because we have a better understanding of today’s technology and communication vehicles, we have the ability to stay in contact with our clients more effectively. We provide timely “Market Updates” to help ensure our clients are aware of current events and the impact these events may have on their investments.

Total Balance Sheet Management. Your satisfaction is our priority. We are committed to providing a “one-stop shop” for all your financial needs. From asset management to college and retirement funding, we want to be your first phone call for any financial decision.

Confidence. Our practice is focused on helping you make informed decisions that tackle your most important financial concerns. We have the intellectual capital and understanding to help you achieve what is important to you and your family with confidence, knowing we are working hard to help ensure your continued prosperity.
    With an experienced professional and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you achieve your goals by combining our financial insights with the global footprint and extensive resources of Morgan Stanley.

    We tailor our strategic and tactical perspectives to fit your unique needs. What’s more, our ability to evaluate solutions and formulate an individualized strategy based on extensive resources, credentials and education is a strength of our practice.

    Here is a broad overview of the many capabilities we currently offer:

    Financial Planning
    •Retirement Planning
    •Goals Analysis
    •Cash Flow Management

    Investment Management
    •Asset Allocation
    •Investment Selection
    •Tax-Efficient Investing Strategies
    •Stock Option Analysis

    Retirement Planning
    •Lifestyle Review
    •Income Strategies
    •Social Security and Pension Analysis
    •Long-Term Care

    Access to Cash Management and Lending Services
    •Hedging Strategies
    •Portfolio Protection strategies
    •Insurance strategies

    Trust and Estate Legacy Planning
    •Wealth Transfer and Trust Strategies
    •Charitable Giving Strategies
    •Coordination with Outside Legal and Tax Advisors
    •Family Governance

    Small Business Services
    •Cash Management Services
    •Risk and Benefit Assessment
    •Risk Management
    •Succession Planning
      Our process is built on an understanding of your goals and provides the context to develop and implement highly customized strategies to help you achieve your goals.

      Step 1: Identify Your Goals
      We begin with a detailed conversation where I ask a series of in-depth questions. This discovery process provides us with a deeper understanding of your finances, and educates us about your history, your family and your aspirations.

      •Review financial documents
      •Clarify retirement goals and needs
      •Understand tax concerns
      •Determine estate and wealth transfer goals

      Step 2: Develop Your Strategy
      From this ongoing dialogue, we develop a Wealth Strategy Summary, an outline that details your financial plan. It has become the hallmark of my practice and serves as the foundation for current and future wealth decisions.

      •Establish investment philosophy, risk tolerance and time horizon
      •Analyze current investment portfolio
      •Perform an estate and wealth plan analysis
      •Present comprehensive investment plan
      •Provide details for each recommendation

      Step 3: Implement Your Plan
      Upon your approval, we execute the investment changes and provide access to other services you require.

      •Complete paperwork to implement your strategy
      •Prioritize activities and establish timelines
      •Initiate wealth management solutions

      Step 4: Monitor and Review
      As we put your plan into action, we set up tools so you have immediate access to your accounts. And because markets and personal needs evolve, we schedule ongoing discussions to help ensure your plan remains on track.

      •Review your first statement to ensure understanding
      •Schedule regular discussions to track progress
      •Make adjustments over time

        Location

        53 State Street 39th
        Fl
        Boston, MA 02109
        US
        Direct:
        (617) 589-3297(617) 589-3297
        Toll Free:
        (800) 752-2678(800) 752-2678

        Meet Michele B. O'Connor

        About Me

        Michele B. O’Connor, CFP
        Executive Director – Wealth Management
        Financial Advisor
        Senior Portfolio Management Director


        Michele B. O’Connor has dedicated her entire career to serving the financial needs of individuals, families and small business owners in the Boston area and throughout the world. Her comprehensive approach includes a thorough planning process, customized strategic solutions and a commitment to providing outstanding service and advice. Michele is proud to be a vital member of the firm’s Boston branch, having been part of the firm’s history and its predecessor brands for more than 25 years. 
         
        Michele has been dedicated to continuing education to create a more powerful client experience. In 1999, Michele earned the designation of CERTIFIED FINANCIAL PLANNER (CFP) and in 2018 she received the Senior Portfolio Management Director designation from Morgan Stanley. She is a graduate of Syracuse University and earned her M.B.A. from Suffolk University.

        Michele has received numerous distinctions and professional accolades throughout her career. Most recently, she was ranked #159 on Forbes’ 2018 list of America’s Top 250 Women Wealth Advisors and has been selected by her firm to attend the Barron’s Top Women Advisors Summit every year since 2012. Michele earned Morgan Stanley’s distinguished designation of Executive Director in 2016 and has been a member of the firm’s President’s Council since 2014. She was named a board member to Morgan Stanley’s LIFT council, a peer-to-peer network dedicated to helping women achieve success in 2017.

        Click to View Full Biography
        Securities Agent: AZ, CA, CO, CT, DE, FL, GA, IL, LA, MA, MD, ME, MI, MO, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TX, UT, VA, VT, WA; General Securities Representative
        NMLS#: 1298031

        About Me

        Matthew Feeley, Client Service Associate at Morgan Stanley Wealth Management, joined the firm in 2015. He has since worked with multiple groups ultimately joining Michele’s team as a member in 2016. He is the first line of contact for clients with administrative services including, but not limited to, account inquiries, services questions, or operational issues.He earned a B.A. degree in Criminal Justice from Bridgewater State University in 2012. While in college, he was able to work with multiple theatre, arts and music programs in the University.Matthew grew up in Waltham, MA and currently resides in Framingham. His hobbies include traveling, cooking, working out and spending time with family and friends.

        About Me

        Mike Napolitano, a Client Service Associate, joined Morgan Stanley in 2015. He Graduated with a BA in Finance from Suffolk University in 2017. Mike administers new and existing client accounts and relationships and is one of the friendly voices on the other end of the phone. Mike was born and raised in Peabody, MA and currently resides in Boston, MA. His hobbies include playing hockey, golf and spending time with family and friends.
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        • Asset Management
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        • Traditional Investments
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        • Impact Investing
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        • Retirement Income Strategies
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        • Annuities
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        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
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        • Foundations
        • Donor Advised Funds
        • Impact Investing
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        Ready to start a conversation? Contact Michele B. O'Connor today.
        Market Information Delayed 20 Minutes
        Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

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