Sonia Figueroa
Registered Associate
Phone:
(813) 286-5611(813) 286-5611
Michael A. Wills
Vice President,
Financial Advisor,
Portfolio Management Director
Direct:
(813) 286-5641(813) 286-5641
Toll-Free:
(800) 282-0655(800) 282-0655
My Mission Statement
Wealth originates from a focused vision. We help our clients build a strong financial foundation based on a shared view to integrate their wealth and life goals into a clear unified plan.
Welcome
Growing your wealth with confidence. We believe at Morgan Stanley your financial future deserves personalized attention. Our experienced wealth management team works with you to create tailored strategies that align with your goals. Whether it’s planning for retirement, growing your investments, or preserving your legacy.
We have empowered individuals, families, and businesses to achieve their financial aspirations through disciplined investment strategies and comprehensive planning. We combine disciplined financial strategies to help you navigate today’s dynamic markets.
I am committed to helping you achieve your financial goals with unwavering dedication. With more than 15 years as a Portfolio Manager, I look forward to working with you to help build and preserve your wealth.
Let’s connect to discuss your vision for the future.
We have empowered individuals, families, and businesses to achieve their financial aspirations through disciplined investment strategies and comprehensive planning. We combine disciplined financial strategies to help you navigate today’s dynamic markets.
I am committed to helping you achieve your financial goals with unwavering dedication. With more than 15 years as a Portfolio Manager, I look forward to working with you to help build and preserve your wealth.
Let’s connect to discuss your vision for the future.
Securities Agent: FL, NJ, DE, OH, PA, UT, TX, NY, LA, IL, CO, CA, SC, GA, MA, VA, AZ, TN, NC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1431001
NMLS#: 1431001
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
My Process
True planning doesn't come from spreadsheets, it comes from getting to know you.
1. Discovery
We begin this first step during our initial meeting where we get to know one another.
Next, we focus on your specific goals & needs and what you would like your investments to do for you.
We will also use this time to discover any "financial blind spots" you may have.
Next, we focus on your specific goals & needs and what you would like your investments to do for you.
We will also use this time to discover any "financial blind spots" you may have.
3. Implementation
Once you have a plan, and you are ready to move forward, we will implement your investment strategy.
By means of constant communication, and a highly skilled staff, we strive to make this entire process easy and seamless for you.
By means of constant communication, and a highly skilled staff, we strive to make this entire process easy and seamless for you.
2. Strategy
The primary objective of this stage is to develop an effective, long term investment strategy that is tailored to the unique needs and wants of each client.
We listen to your financial goals in order to develop a comprehensive plan that outlines the strategy we recommend for long term success.
We listen to your financial goals in order to develop a comprehensive plan that outlines the strategy we recommend for long term success.
4. Monitor and Adjust
We manage and monitor your portfolio on a regular basis to make sure they continue to perform in a way that meets your intentions.
If we discover that your circumstances, or the market environment has changed, we are quick to make the needed adjustments to keep you on track.
If we discover that your circumstances, or the market environment has changed, we are quick to make the needed adjustments to keep you on track.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Total Wealth View
The ability to view all of your assets together provides the opportunity to advise you on your Morgan Stanley accounts with your entire financial picture in mind.
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley App profile.
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley App profile.
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodayWhite Glove Service
Our white glove service model is designed to deliver a distinctive bespoke financial advisory experience tailored to your unique goals and aspirations. We go beyond traditional financial planning by offering:
- Personalized Attention: Each client receives a dedicated financial advisor who serves as your primary point of contact, deeply understanding your financial situation, values, and long-term objectives.
- Proactive Communication: Regular check-ins, quarterly reviews, and timely updates help ensure you’re always informed and confident in your financial strategy. We try to anticipate your needs and reach out before you have to ask.
- Comprehensive Planning: From wealth management and tax-efficient strategies to estate planning and risk management, we craft holistic plans that evolve with your life’s milestones.
- Exclusive Access: Clients benefit from priority scheduling, direct access to the team, and invitations to exclusive events, such as private market insights or estate planning workshops.
- Seamless Coordination: We collaborate with your other trusted professionals (e.g., CPAs, attorneys) to help ensure every aspect of your financial life is aligned and optimized.
- High-Touch Technology: Our secure client portal provides 24/7 access to your portfolio, real-time performance tracking, and customized reports.
Our white glove approach is built on trust, transparency, and a commitment to delivering exceptional value, helping ensure your financial journey is as rewarding as your destination.
- Personalized Attention: Each client receives a dedicated financial advisor who serves as your primary point of contact, deeply understanding your financial situation, values, and long-term objectives.
- Proactive Communication: Regular check-ins, quarterly reviews, and timely updates help ensure you’re always informed and confident in your financial strategy. We try to anticipate your needs and reach out before you have to ask.
- Comprehensive Planning: From wealth management and tax-efficient strategies to estate planning and risk management, we craft holistic plans that evolve with your life’s milestones.
- Exclusive Access: Clients benefit from priority scheduling, direct access to the team, and invitations to exclusive events, such as private market insights or estate planning workshops.
- Seamless Coordination: We collaborate with your other trusted professionals (e.g., CPAs, attorneys) to help ensure every aspect of your financial life is aligned and optimized.
- High-Touch Technology: Our secure client portal provides 24/7 access to your portfolio, real-time performance tracking, and customized reports.
Our white glove approach is built on trust, transparency, and a commitment to delivering exceptional value, helping ensure your financial journey is as rewarding as your destination.
Planning For Every Stage of Life
Financial Literacy for Every Stage of Your Life
Financial literacy means bring equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Read More
Trust & Estate Planning
With you every step of the way. We analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
Learn More
529 Education Savings Plans
529 plans offer a flexible, tax-advantaged way to invest for education expenses while helping to improve estate planning. Gain fiduciary oversight of your education funding strategy within the context of your broader portfolio through the exclusive Morgan Stanley National Advisory 529 Plan.
529 Plan Options at Morgan Stanley
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee's market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition here.
Read The Latest Monthly Report
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
Read The Latest Weekly ReportLocation
4890 W Kennedy Blvd
Ste 700
Tampa, FL 33609
US
Direct:
(813) 286-5641(813) 286-5641
Toll-Free:
(800) 282-0655(800) 282-0655
Fax:
(813) 227-2070(813) 227-2070
Meet My Team
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Christopher Musino
Christopher Musino is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Christopher began his career in financial services in 2006, and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm, he was a Relationship Manager Associate at Citigold Private Client. He also served as a Financial Advisor at Raymond James & Associates and Wells Fargo.
Christopher is a graduate of the Florida International University, where he received a Bachelor of Arts in Finance, and the University of Miami, where he received his Master of Business Administration. He lives in Tampa, Florida with his wife. Outside of the office, Christopher enjoys cooking, reading, and various outdoor activities.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Christopher began his career in financial services in 2006, and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm, he was a Relationship Manager Associate at Citigold Private Client. He also served as a Financial Advisor at Raymond James & Associates and Wells Fargo.
Christopher is a graduate of the Florida International University, where he received a Bachelor of Arts in Finance, and the University of Miami, where he received his Master of Business Administration. He lives in Tampa, Florida with his wife. Outside of the office, Christopher enjoys cooking, reading, and various outdoor activities.
NMLS#: 1114238
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Ready to start a conversation? Contact Michael A. Wills today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
