Carolyn Breazeale
Client Service Associate
Phone:
(864) 370-7253(864) 370-7253
Michael Ross White
Senior Vice President,
Financial Advisor,
Senior Portfolio Management Director
Direct:
(864) 370-7255(864) 370-7255
Industry Award WinnerMy Mission Statement
A resource for families seeking a Financial Advisor who has their best interest at heart to create a plan for their family's future.
My Story and Services
For me, family is everything. As a husband and father of twins, I know the importance of making memories now, while planning for a secure and prosperous future. That is my approach when serving every one of my clients, who for me, are extended family. My focus is on personalized service, investment strategies tailored to each client’s needs, and detailed planning for retirement. My practice takes a boutique approach, kept small by design, so each client receives the utmost attention. That includes meeting with each client every quarter, talking to them every month, and keeping in close contact year-round. I also host events that are exclusively designed for clients as an opportunity to connect socially, while sharing information.
I began working as a financial advisor nearly twenty-five years ago with one mission: to be an advocate and resource for individuals and families seeking a financial advisor who has their best interests at heart. We are all so busy these days. I am a dedicated professional, diligently working to help you meet your financial goals. Our relationship starts with a financial plan. From there, we form an investment point of view. Then, we implement the plan by leveraging Morgan Stanley’s expertise and vast array of resources. For each client, it is the best of both worlds: the support of a well-respected firm with very personalized attention and service.
As I mentioned, my family is the most important focus and source of pride in my life. I am blessed to be married to my best friend Diana. Our twins, Leo and Lindsay, are now working adults and doing great! Like you, I understand the importance of providing for family now and later. The biggest sense of accomplishment is starting with a plan and then seeing it through to retirement and beyond.
Outside of work and family, I give back to Greenville in many ways. My focus is on caring for children who are struggling. I am currently on the board of the Judson Community Center which focuses on mentoring, teaching, and caring for underprivileged children. I served on the Campaign Cabinet at the United Way of Greenville County, raising funds and awareness for some of the most critical non-profit programs in our community. I had been part of United Way leadership for more than two decades. I also volunteer with Mentor Upstate and mentored the same young man, who is in high school, since he was in second grade. I cannot thank my clients in the Upstate and across the country enough for their support.
I began working as a financial advisor nearly twenty-five years ago with one mission: to be an advocate and resource for individuals and families seeking a financial advisor who has their best interests at heart. We are all so busy these days. I am a dedicated professional, diligently working to help you meet your financial goals. Our relationship starts with a financial plan. From there, we form an investment point of view. Then, we implement the plan by leveraging Morgan Stanley’s expertise and vast array of resources. For each client, it is the best of both worlds: the support of a well-respected firm with very personalized attention and service.
As I mentioned, my family is the most important focus and source of pride in my life. I am blessed to be married to my best friend Diana. Our twins, Leo and Lindsay, are now working adults and doing great! Like you, I understand the importance of providing for family now and later. The biggest sense of accomplishment is starting with a plan and then seeing it through to retirement and beyond.
Outside of work and family, I give back to Greenville in many ways. My focus is on caring for children who are struggling. I am currently on the board of the Judson Community Center which focuses on mentoring, teaching, and caring for underprivileged children. I served on the Campaign Cabinet at the United Way of Greenville County, raising funds and awareness for some of the most critical non-profit programs in our community. I had been part of United Way leadership for more than two decades. I also volunteer with Mentor Upstate and mentored the same young man, who is in high school, since he was in second grade. I cannot thank my clients in the Upstate and across the country enough for their support.
Services Include
- Professional Portfolio ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Education Planning
- Estate Planning StrategiesFootnote4
- Exchange Traded FundsFootnote5
- Insurance ServicesFootnote6
- Life InsuranceFootnote7
- Wealth ManagementFootnote8
- 401(k) Rollovers
- 529 PlansFootnote9
- Alternative InvestmentsFootnote10
- AnnuitiesFootnote11
- Asset Management
- Cash ManagementFootnote12
Securities Agent: KY, MA, OK, CT, MN, AZ, TN, CA, GA, FL, LA, MD, IN, MO, NC, NH, NJ, PA, SC, VA, TX, OH, NY, MI, IL, DC, CO, AL, KS; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Comprehensive Financial Planning
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisor, I can help you achieve your financial goals.
Tax Tables
This helpful resource outlines the tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2025 federal tax tables
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Insurance
I take a close look at your financial profile to decipher what type(s) of insurance best fits your needs, and determine if your current insurance policies are best suited for you and your goals.
Retirement
Leading up to and through retirement, I help you identify the most appropriate ways to obtain the income you need and ensure you are on track to achieve your financial goals.
Estate Planning Strategies
Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. I regularly review your finances and coordinate with your estate attorney to help ensure your wishes are met in the most efficient and cost-effective way possible.
Managing Investments
I take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
Client Experiences
Curated Monthly Events
Ranging from intimate dinners with guest speakers to lively baseball outings and happy hours, every event is held on the third Thursday of each month. They are thoughtfully designed around the season, clients' interests, and current events.
Relationship-Driven Value
These events aim to go beyond the typical seminar or luncheon. They’re about building confidence, creating memories, and reinforcing our commitment to clients.
Memorable, Shareable Experiences
We strive to spark excitement and create memorable experiences that clients may choose to share with their networks.
Consistency with a Personal Touch
At the Third Thursday, each session is planned with our audience in mind and may feature various formats to keep the experience engaging.
Community Involvement
Giving back to our community is a core principle not just for me but for my family. Currently, I am serving on the board of The YMCA Judson Community Center which provides afterschool, preschool and summer day camps for children in need. For more than 20 years, I volunteered for the United Way of Greenville County. My roles ranged from being on the campaign cabinet to starting and then running our company campaign here at Morgan Stanley for the past 10 years. In addition, I also helped start a new United Way division in Greenville County called ReUnited, which focuses on retired residents of Greenville County and gives them an outlet to continue to volunteer for charitable organizations in town. Also, my wife Diana was honored to be the Campaign Chair a few years back, in which she led our team to raise more than 15 million dollars for dozens of organizations that the United Way endorses here in Greenville County.
For several years, I've been a volunteer for Mentor Upstate, which is an organization where individuals, like myself, have the opportunity to mentor students looking to have a positive role model in their lives. I was honored to be able to visit the same student for the past 8 years every week and see how far he has grown. I cannot believe we started together when he was in second grade and now he has made it all the way to Greenville High! I cannot tell you how meaningful this relationship has been to me over the years.
My wife Diana was the lead news anchor for Fox Carolina for 15 years. After that, Diana decided it was time to further give back to the community and left her desirable job to become the Chief Philanthropy Officer at the YMCA of Greenville County. Among all the other fund raising campaigns she leads, during Covid, Diana started a food program through the Y to feed families living in motels and other less desirable shelters. The program has grown from feeding 5 families a week to more than 200 in the past couple of years. Our kids Leo and Lindsay have helped volunteer with the Y since 2020 and have also embraced the importance of giving back. Diana now owns her own company with a focus on helping non-profit organizations raise awareness for all the great things they do.
Diana and I moved to Greenville more than 25 years ago knowing nobody in town. We have been so blessed to call Greenville home and meet so many amazing friends and people. No matter what our roles are in the future, we will always make giving back to the community of Greenville a primary focus. We cannot think of a better community to live in and raise our family than Greenville and we will always strive to help make it the best community it can be.
For several years, I've been a volunteer for Mentor Upstate, which is an organization where individuals, like myself, have the opportunity to mentor students looking to have a positive role model in their lives. I was honored to be able to visit the same student for the past 8 years every week and see how far he has grown. I cannot believe we started together when he was in second grade and now he has made it all the way to Greenville High! I cannot tell you how meaningful this relationship has been to me over the years.
My wife Diana was the lead news anchor for Fox Carolina for 15 years. After that, Diana decided it was time to further give back to the community and left her desirable job to become the Chief Philanthropy Officer at the YMCA of Greenville County. Among all the other fund raising campaigns she leads, during Covid, Diana started a food program through the Y to feed families living in motels and other less desirable shelters. The program has grown from feeding 5 families a week to more than 200 in the past couple of years. Our kids Leo and Lindsay have helped volunteer with the Y since 2020 and have also embraced the importance of giving back. Diana now owns her own company with a focus on helping non-profit organizations raise awareness for all the great things they do.
Diana and I moved to Greenville more than 25 years ago knowing nobody in town. We have been so blessed to call Greenville home and meet so many amazing friends and people. No matter what our roles are in the future, we will always make giving back to the community of Greenville a primary focus. We cannot think of a better community to live in and raise our family than Greenville and we will always strive to help make it the best community it can be.
Location
201 East McBee Ave, 1st
Fl
Greenville, SC 29601
US
Direct:
(864) 370-7255(864) 370-7255
Meet My Team
About Carolyn Breazeale
I am a Greenville, SC native and I truly love my hometown! There is so much to offer and being at Morgan Stanley feels like coming home.
I worked for the Smith Barney Branch in downtown Greenville from 2001-2008. While there I started out in operations and shortly moved into the CSA role, to be more hands on with clients by supporting Financial Advisors. I decided to leave the business in 2008 to focus on my family and raising my children. While a lot has changed in the business, the commitment to client care and excellence prevails and I am so happy to be back.
I am the proud mama of two teenage boys, Connor (18) and Logan (15) and a 90lb Golden Retriever named Charlie who thinks he is a lapdog . Connor just started his freshman year at Clemson University as a Business/Marketing Major and Logan, who is a Sophomore in Highschool is focused on Soccer and on his 2nd year in Marching Band. I spend a lot of my weekends at competitions or on the field cheering him on.
An organization that is near and dear to my heart is, JDRF (Juvenile Diabetes Research Foundation) where I currently sit as an outreach Chair for SC and have been very active since my youngest was diagnosed as a type 1 diabetic back in 2015 at age 6.
I worked for the Smith Barney Branch in downtown Greenville from 2001-2008. While there I started out in operations and shortly moved into the CSA role, to be more hands on with clients by supporting Financial Advisors. I decided to leave the business in 2008 to focus on my family and raising my children. While a lot has changed in the business, the commitment to client care and excellence prevails and I am so happy to be back.
I am the proud mama of two teenage boys, Connor (18) and Logan (15) and a 90lb Golden Retriever named Charlie who thinks he is a lapdog . Connor just started his freshman year at Clemson University as a Business/Marketing Major and Logan, who is a Sophomore in Highschool is focused on Soccer and on his 2nd year in Marching Band. I spend a lot of my weekends at competitions or on the field cheering him on.
An organization that is near and dear to my heart is, JDRF (Juvenile Diabetes Research Foundation) where I currently sit as an outreach Chair for SC and have been very active since my youngest was diagnosed as a type 1 diabetic back in 2015 at age 6.
Awards and Recognition
Forbes Best-In-State Wealth Advisors
Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded April 2026) Data compiled by SHOOK Research LLC for the period 6/30/24-6/30/25.
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Michael Ross White today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
11Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
11Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
