Michael Magee

At the heart of my approach is building a strong foundation of trust and understanding with every client. In our Initial Engagement Meeting, my primary goal is to ensure you feel comfortable and confident in our partnership. I prioritize establishing a genuine rapport, taking the time to ask insightful questions that help me understand your unique needs, goals, and concerns.

I believe that clear communication is key, so I make it a point to avoid jargon and industry-specific terms that can be confusing. My commitment is to explain market concepts in layman's terms, making complex ideas accessible and ensuring that you're fully informed every step of the way. This approach allows us to create a personalized financial plan that truly reflects your aspirations.

I understand that managing your financial future can be overwhelming, especially when it involves coordinating various aspects like investments, retirement planning, insurance, and tax strategies. That's why

I offer a One-Stop Shop solution, focusing on your primary concerns and addressing all your financial needs under one roof. Whether you're an individual, a family, or a small business owner, my goal is to simplify the process for you. By taking a holistic approach, I ensure that all aspects of your financial life are integrated and working together towards your goals. From investment management to estate planning, you can rely on me to be your go-to resource for comprehensive financial guidance.

Financial planning is not a set-it-and-forget-it process. I believe in the importance of regular check-ins to ensure that your financial plan remains aligned with your evolving goals and market conditions. That's why I offer Quarterly Reviews as a standard part of my service.

During these reviews, we'll revisit your financial plan, assess the performance of your investments, and make any necessary adjustments based on changes in your life or the economic environment. This proactive approach ensures that your financial strategy stays on track, providing you with peace of mind and the confidence that you're always moving towards your goals.

As a leader in the distribution of insurance and annuities, our offerings include disability, long-term care and property & casualty insurance, as well as fixed, indexed and variable annuities. Morgan Stanley offers these products in conjunction with its licensed insurance agency affiliates.

Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.

Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).

Pooled-asset portfolios that use leverage while accessing a broader opportunity set that includes private investments and other less-liquid, differentiated assets with access to timely offerings from the top asset managers in the industry.

A selection of about 600 professionally managed portfolios to align with your goals and risk tolerance, with access to institutional pricing and zero-fee index SMAs.

Overlay Managers or Executing Sub-Managers ("managers") in some of Morgan Stanley's Separately Managed Account ("SMA") programs may affect transactions through broker-dealers other than Morgan Stanley or our affiliates. If your manager trades with another firm, you may be assessed costs by the other firm in addition to Morgan Stanley's fees. Those costs will be included in the net price of the security, not separately reported on trade confirmations or account statements. Certain managers have historically directed most, if not all, of their trades to outside firms. Information provided by managers concerning trade execution away from Morgan Stanley is summarized at: www.morganstanley.com/wealth/investmentsolutions/pdfs/adv/ sotresponse.pdf. For more information on trading and costs, please refer to the ADV Brochure for your program(s), available at www.morganstanley.com/ADV, or contact your Financial Advisor/Private Wealth Advisor.

Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.

Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.

Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance you own online security.

Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.

The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.

Our Investing with Impact platform has designed a proprietary process to identify your impact priorities and match them with one of our 360+ investment strategies or customizable portfolio solutions across asset classes, to tailor your portfolio and monitor both financial and impact results over time.

Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.