Kerry Drivanos
Portfolio Associate
Phone:
(201) 967-6768(201) 967-6768
Michael Zahn, CFP®
Executive Director, Wealth Management,
Financial Advisor,
CERTIFIED FINANCIAL PLANNER®,
Workplace Advisor - Equity Compensation
Direct:
(201) 967-6758(201) 967-6758
Toll-Free:
(800) 927-0237(800) 927-0237
My Mission Statement
Experienced wealth planning services for your life and legacy goals
My Story
With almost 40 years in the financial services industry, Mike has a track record of success developing and maintaining personalized financial strategies for his clients. With expertise in a variety of topics, Mike is not only passionate about serving his clients, but also in helping future generations with financial literacy.
Mike received his Bachelor’s and Master’s degrees from New Jersey City University before beginning his professional career in 1977 as a high school teacher. Mike soon transitioned to the insurance industry, where he worked as an insurance agent. Three years later, Mike became a financial advisor at Merrill Lynch before ultimately settling down at Morgan Stanley in 1984. In his three-plus decades at the firm, Mike has received many recognitions including being named a member of the Masters Club, an exclusive group of decorated FA’s at Morgan Stanley.
In addition to his portfolio management process and CFP® certification, Mike is also highly versed in structured investments. Mike’s proven process starts with a conversation with each new client to gain a deep understanding of them and their current situation. Afterwards, Mike will take a holistic approach in creating a comprehensive plan to meet his client’s financial goals.
Born and raised in Bergen County, Mike and his wife Cathy currently reside in Franklin Lakes with their Mini Goldendoodle, Parker. Mike and Cathy help support the World Assistance for Cambodia, which builds schools in the country’s rural areas. Additionally, Mike volunteers at the Holly House in Hackensack, NJ which is a home for at risk children. In addition to rooting for his New York Giants and Yankees, Mike spends his free time enjoying new restaurants with his wife and three adult daughters, as well as golfing and scuba diving.
Mike received his Bachelor’s and Master’s degrees from New Jersey City University before beginning his professional career in 1977 as a high school teacher. Mike soon transitioned to the insurance industry, where he worked as an insurance agent. Three years later, Mike became a financial advisor at Merrill Lynch before ultimately settling down at Morgan Stanley in 1984. In his three-plus decades at the firm, Mike has received many recognitions including being named a member of the Masters Club, an exclusive group of decorated FA’s at Morgan Stanley.
In addition to his portfolio management process and CFP® certification, Mike is also highly versed in structured investments. Mike’s proven process starts with a conversation with each new client to gain a deep understanding of them and their current situation. Afterwards, Mike will take a holistic approach in creating a comprehensive plan to meet his client’s financial goals.
Born and raised in Bergen County, Mike and his wife Cathy currently reside in Franklin Lakes with their Mini Goldendoodle, Parker. Mike and Cathy help support the World Assistance for Cambodia, which builds schools in the country’s rural areas. Additionally, Mike volunteers at the Holly House in Hackensack, NJ which is a home for at risk children. In addition to rooting for his New York Giants and Yankees, Mike spends his free time enjoying new restaurants with his wife and three adult daughters, as well as golfing and scuba diving.
Awards
- 2026 Forbes Best-In-State Wealth Management Team - Source: Forbes.com (Awarded Jan 2026) Data compiled by SHOOK Research LLC based for the period 3/31/24–3/31/25.
- 2025 Forbes Best-In-State Wealth Management Team - Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
- 2024 Forbes Best-In-State Wealth Management Teams - Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22 – 3/31/223
Securities Agent: TX, AL, VT, SC, NY, NV, MD, FL, MI, WA, OR, NJ, NE, MN, LA, KS, AR, WI, NM, MA, IL, GA, CA, PA, IN, MO, DC, OH, ME, VA, TN, RI, MT, CO, AZ, NH, NC, HI, CT, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1282681
NMLS#: 1282681
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
A Financial Plan For You
A successful financial plan requires a deep understanding of one’s current situation and financial goals. In order to effectively understand the needs of each client, Mike utilizes a proven 4 stage plan:
1. Learning More About You
Before Mike can create a personalized strategy for you, it’s imperative he acquires a thorough understanding of you & your current situation. At the outset, Mike will aim to understand the values which shape your decision making, as well as identify your short & long-term financial goals.
2. Creating & Proposing a Plan
Mike will then create a strategy he feels is best suited for you. His wide variety of skills enables him to create in-depth strategies that can cover everything from structured investments to life insurance. Perhaps most importantly, Mike will ensure that you’re on board with his proposed strategy and will make modifications based on feedback he receives.
3. Carrying Out the Plan
Once Mike has your buy-in on his proposed plan, he will immediately begin implementation. He will start making recommendations while always keeping in mind your short & long-term goals.
4. Reviewing Plan Performance
Circumstances change, dynamics change, and not every plan will remain most applicable to a given client. That’s why Mike is dedicated to having conversations centered on reviewing your plan, where he’ll gain a better understanding for what’s working and what can be adjusted. As is the case in the second stage, Mike will ensure you’re on board with any changes to your plan before he begins implementation.
Links I Think You'll Find Useful
Morgan Stanley Online
Morgan Stanley Online has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization.
View Account
Total Wealth View
View all your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you’ll benefit from more informed wealth planning, secure data access and convenient connectivity.
Access Total Wealth View
Digital Vault
Digital Vault allows for easy sharing and convenient access to your most important documents such as wills, financial statements and tax fillings. Easily manage your encrypted financial records all in one place.
Vault Access
eDelivery
eDelivery provides you with the ability to view statements and other documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Access Tool
Mobile Check Deposit
With the mobile app, you can use mobile check deposit to quickly deposit checks drawn on a U.S. bank anytime, anywhere from your device with some of the highest deposit limits in the industry.
Learn More
Online Transfers with eAuthorizations
Electronically authorize domestic and international one-time or recurring transactions through Morgan Stanley Online and the mobile app.
Learn MoreCybersecurity And You
Cybersecurity is becoming a bigger issue by the day, and it's something we take very seriously. Here are several articles highlighting some of the best practices we recommend you use to stay safe:
Personal Cybersecurity Checklist
Make being cyber smart part of your game plan. Each year, hackers try out new tricks. Ensure you’re staying one step ahead. Improve your cyber intelligence with our Personal Cybersecurity Checklist.
Read MoreSocial Engineering Scams: How to Spot Them
Cybercriminal activity continues to evolve. Stay up-to-date about common fraud schemes you might encounter.
Read MoreCybersecurity for Seniors: A Caregiver's Guide
Worried about protecting an elderly loved one from cybersecurity threats? See our guide for caregivers.
Read MoreCybersecurity Tips for Remote Work
Don’t let the comforts of home cause you to relax your security standards. Home workstations are now 350% more likely to contain malware than an in-office corporate network. Stay informed and learn how protect yourself from potential threats.
Read MoreInsurance & You
A sound wealth plan requires more than just seeking returns. It also involves mitigating and managing risks, helping to protect you when the unexpected occurs. At Morgan Stanley, we offer a robust suite of insurance and annuities solutions backed by its licensed insurance agency affiliates that can aid in safeguarding you and your loved ones.
See MoreLocation
61 South Paramus Road
3rd Floor
Paramus, NJ 07652
US
Direct:
(201) 967-6758(201) 967-6758
Toll-Free:
(800) 927-0237(800) 927-0237
Fax:
(201) 670-3410(201) 670-3410
Meet My Team
About Kerry Drivanos
Kerry has worked in the financial services industry since 1987, and her penchant for helping individuals & families for more than three decades has allowed her to develop a reputation as a respected registered associate.
Kerry began her career with EF Hutton in 1987, and through many mergers and acquisitions the company has evolved into the present day Morgan Stanley. She has been with Mike since 1991, and the two have worked to develop a strong rapport with Mike’s clients ever since. They joined The Channel Marker Group in 2021 and look forward to expanding their professional relationship with the team. Kerry is Series 7 & 63 licensed.
Kerry is cheerful, patient and kind. She is responsible for all administrative duties, but takes the greatest pleasure in getting to know the individuals and families the team services while providing them with professional, concierge-level service. Collaborating with others to find solutions to complex problems has always driven Kerry, and she finds purpose in treating every relationship as a long term endeavor.
A native of Bergen County, Kerry and her late husband raised their family in Hawthorne, NJ where she currently resides with her two sons Stratton and Garrett, her daughter Hunter, and her two Golden Retrievers. When not in the office, Kerry enjoys time with her family and friends, the great outdoors, and DIY projects.
Kerry began her career with EF Hutton in 1987, and through many mergers and acquisitions the company has evolved into the present day Morgan Stanley. She has been with Mike since 1991, and the two have worked to develop a strong rapport with Mike’s clients ever since. They joined The Channel Marker Group in 2021 and look forward to expanding their professional relationship with the team. Kerry is Series 7 & 63 licensed.
Kerry is cheerful, patient and kind. She is responsible for all administrative duties, but takes the greatest pleasure in getting to know the individuals and families the team services while providing them with professional, concierge-level service. Collaborating with others to find solutions to complex problems has always driven Kerry, and she finds purpose in treating every relationship as a long term endeavor.
A native of Bergen County, Kerry and her late husband raised their family in Hawthorne, NJ where she currently resides with her two sons Stratton and Garrett, her daughter Hunter, and her two Golden Retrievers. When not in the office, Kerry enjoys time with her family and friends, the great outdoors, and DIY projects.
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Michael Zahn today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
