Gene L GLoriani
Registered Client Service Associate
Phone:
(949) 809-1270(949) 809-1270
Michael Algarin, CEPA®
Vice President, Wealth Management,
Financial Advisor
Direct:
(949) 955-7895(949) 955-7895
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
I am dedicated to assisting affluent individuals, families and business owners achieve, what they have identified, as financial success. My team and I start with a blank canvas for our clients and then review aspects of their lifestyles and current assets/liabilities. From there we can help fill in the blanks to form a comprehensive strategy. In the end, we create a financial path for each households future.
While developing, implementing and managing investment strategies, my goal is to make sure that my clients understand what is happening with their finances. My mission is to help them feel more confident about their financial future, including life events such as marriage, the birth of a child, divorce or retirement.
I assist our clients by keeping them informed about their holdings in an ever-changing economy. My weekly email subscriptions provide market commentary to help clients understand what is happening in the global markets and how their finances may be affected. I also conduct periodic in person or virtual meetings with each client to ensure their financial data is up to date.
Our objective is to ensure each client is pleased with the direction their financial life is trending and how their investments/finances have impacted their lives. I enjoy the process of creating financial strategies and working to eliminate confusion around wealth planning for everyone I work with.
Away from the office
When I’m not working with my clients I volunteer with the Boys and Girls and Girls Club of Santa Ana and Long Beach. Art and theater are two of my passions. I also enjoy spending as much time outside as possible; whether it’s on the golf course, out running, surfing or snowboarding. I have been a local resident of Orange County for over 20 years and am currently residing in Costa Mesa, CA.
Education:
BA- California State Long Beach
Previous Career Experience:
Talent representation in Film and Television. Agent Trainee at major talent agency in Beverly Hills
Over 17 years in financial services industry experience
While developing, implementing and managing investment strategies, my goal is to make sure that my clients understand what is happening with their finances. My mission is to help them feel more confident about their financial future, including life events such as marriage, the birth of a child, divorce or retirement.
I assist our clients by keeping them informed about their holdings in an ever-changing economy. My weekly email subscriptions provide market commentary to help clients understand what is happening in the global markets and how their finances may be affected. I also conduct periodic in person or virtual meetings with each client to ensure their financial data is up to date.
Our objective is to ensure each client is pleased with the direction their financial life is trending and how their investments/finances have impacted their lives. I enjoy the process of creating financial strategies and working to eliminate confusion around wealth planning for everyone I work with.
Away from the office
When I’m not working with my clients I volunteer with the Boys and Girls and Girls Club of Santa Ana and Long Beach. Art and theater are two of my passions. I also enjoy spending as much time outside as possible; whether it’s on the golf course, out running, surfing or snowboarding. I have been a local resident of Orange County for over 20 years and am currently residing in Costa Mesa, CA.
Education:
BA- California State Long Beach
Previous Career Experience:
Talent representation in Film and Television. Agent Trainee at major talent agency in Beverly Hills
Over 17 years in financial services industry experience
Securities Agent: OK, AZ, CA, CO, FL, GA, HI, IL, IN, KY, MA, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, WA, WY, AR, PR; General Securities Representative; Investment Advisor Representative
NMLS#: 2062728
CA Insurance License #: OF91379
NMLS#: 2062728
CA Insurance License #: OF91379
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Mike is committed to providing first-class service, solutions, and advice so his clients feel confident that the decisions they are making are the best ones for them & their families.
Mike fully understands & respects the amount of time, effort and skill that his clients put into attaining their wealth. He also fully understands & respects that each of their clients have their own unique set of goals, objectives and risk tolerance. For that reason, he takes a collaborative approach to develop an in-depth understanding of what is truly important to them & their families, and what they want to achieve with their wealth.
Mike and his team members then combine this knowledge with their experience and the full scope of the firm’s resources to provide a comprehensive investment and wealth plan and, with ongoing communication, a steady flow of creative ideas and timely solutions over time. It is their ultimate goal to provide their clients clarity and confidence that they can achieve financial success during their lifetimes, as well as efficiently pass their wealth and principles onto future generations.
Mike fully understands & respects the amount of time, effort and skill that his clients put into attaining their wealth. He also fully understands & respects that each of their clients have their own unique set of goals, objectives and risk tolerance. For that reason, he takes a collaborative approach to develop an in-depth understanding of what is truly important to them & their families, and what they want to achieve with their wealth.
Mike and his team members then combine this knowledge with their experience and the full scope of the firm’s resources to provide a comprehensive investment and wealth plan and, with ongoing communication, a steady flow of creative ideas and timely solutions over time. It is their ultimate goal to provide their clients clarity and confidence that they can achieve financial success during their lifetimes, as well as efficiently pass their wealth and principles onto future generations.
Goals Planning System
Morgan Stanley's Goals Planning System (GPS) helps you assess where your personal finances stand. Looking at your full financial picture we can help you determine how likely you are to reach your financial goals. Our process helps you adapt your strategy in a way that can best reach your goals and respond to changes in the market or in your life.
Watch the Goals Planning System VideoSUITE OF DIGITAL TOOLS
Digital technology is centered on how people communicate, consume, transact, travel and learn. Our comprehensive suite of digital tools is designed to help enhance every aspect of your financial life.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with one click using eAuthorizations.
Morgan Stanley Online
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Link and Add External AccountsThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Goals Planning System
Our Goals Planning System (GPS) is an innovative platform built on Morgan Stanley's intellectual capital and capabilities, to provide our clients with comprehensive investing and planning solutions for their individual goals.
Learn More About GPS
Portfolio Risk Platform – Powered by Aladdin
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Learn How We Mitigate Client RiskWHO AND WHAT IS A DEDICATED EQUITY PLAN SPECIALIST?
Morgan Stanley Dedicated Equity Plan Specialists are financial advisors who receive unique training and education on company specific plans to service their clients' needs. These designated advisors can help you determine how your equity compensation fits into your overall goals and financial strategy; they utilize the resources and tools of Morgan Stanley Wealth Management including goals based strategies, personalized financial plans and customized solutions.
Dedicated Equity Plan Specialists are positioned to service and educate on the full suite of workplace benefits and can help you address questions related to grants/awards, vesting events, restricted stock units, and more. Some common types of equity compensation include: Restricted Stock Units (RSUs), Stock Options, and Employee Stock Purchase Plans (ESPPs). Companies may offer a combination of equity compensation offerings to employees. For many, equity in their company is an important piece of their full financial picture and since everyone's situation is unique, a Morgan Stanley Dedicated Equity Plan Specialist can help create a plan that caters specifically to your needs and goals.
Dedicated Equity Plan Specialists are positioned to service and educate on the full suite of workplace benefits and can help you address questions related to grants/awards, vesting events, restricted stock units, and more. Some common types of equity compensation include: Restricted Stock Units (RSUs), Stock Options, and Employee Stock Purchase Plans (ESPPs). Companies may offer a combination of equity compensation offerings to employees. For many, equity in their company is an important piece of their full financial picture and since everyone's situation is unique, a Morgan Stanley Dedicated Equity Plan Specialist can help create a plan that caters specifically to your needs and goals.
Equity Compensation 101
When you own company equity, you become a shareholder in your company. Equity programs vary widely, so it's important to understand the details and how it fits into your financial plan
Click Here to Learn More About Equity Compensation
Stock Options
Click Here to Learn More
Restricted Stock Units (RSUs)
Click Here to Learn More
Employee Stock Purchase Plans (ESPP)
Click Here to Learn MoreResource Center
I believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term results. As a result, I am committed to providing you with important information about managing your wealth more effectively in today's global markets.
Investing with Impact
Our Investing with Impact Platform offers a diverse range of funds and other investments designed to advance environmental, economic and social goals — while striving for competitive performance. We make it easy to craft an investment portfolio of any size that is tailored to meet the impact goals of your choice.
How to Build a Green Portfolio
You can seek to generate positive financial returns while benefiting the environment. Here are some different ways to approach that transition.
How to Build a Green PortfolioYou can seek to generate positive financial returns while benefiting the environment. Here are some different ways to approach that transition.
Sustainable Funds Outperform Peers in 2020 During Coronavirus
Sustainable funds outperformed traditional peer funds and reduced investment risk during coronavirus in 2020, according to the Morgan Stanley Institute for Sustainable Investing.
Sustainable Funds Outperform PeersSustainable funds outperformed traditional peer funds and reduced investment risk during coronavirus in 2020, according to the Morgan Stanley Institute for Sustainable Investing.
Cryptocurrency
Investing in Cryptocurrency
Bitcoin is back in the headlines after a three-year respite. It’s discussed on CNBC daily, and political figures, financial gurus and regulatory officials are repeatedly asked for their opinion. But is Bitcoin or any other cryptocurrency something you should consider for your portfolio? This report reviews the basics on cryptocurrencies like Bitcoin, and analyzes how they fit into the bigger financial picture.
Investing in CryptocurrencyBitcoin is back in the headlines after a three-year respite. It’s discussed on CNBC daily, and political figures, financial gurus and regulatory officials are repeatedly asked for their opinion. But is Bitcoin or any other cryptocurrency something you should consider for your portfolio? This report reviews the basics on cryptocurrencies like Bitcoin, and analyzes how they fit into the bigger financial picture.
Bitcoin, Crypto, and Digital Currencies
Betsy Graseck, Managing Director, Global Head of Banks and Diversified Finance Research and James Faucette, Managing Director, U.S. Fintech and Payments Research Analyst join to discuss Bitcoin’s rapidly evolving thesis.
Bitcoin, Crypto, and Digital CurrenciesBetsy Graseck, Managing Director, Global Head of Banks and Diversified Finance Research and James Faucette, Managing Director, U.S. Fintech and Payments Research Analyst join to discuss Bitcoin’s rapidly evolving thesis.
Location
1901 Main Street
Ste 700
Irvine, CA 92614
US
Direct:
(949) 955-7895(949) 955-7895
Meet My Team
About Gene L GLoriani
CA Insurance License #: 0F68037
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Michael Algarin today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
