Dianne Zhilitsky, Client Services Associate
Phone:
(973) 660-4747(973) 660-4747
Matthew R Zhilitsky
Senior Vice President, Wealth Management,
Financial Advisor,
Financial Planning Specialist
Direct:
(973) 410-3042(973) 410-3042
Toll-Free:
(800) 526-4469(800) 526-4469
My Mission Statement
My approach to wealth management covers more than just your portfolio. I’m here to help you protect, grow, and ultimately transfer what you’ve spent a lifetime working towards.
My Story and Services
Matthew R. Zhilitsky is a Senior Vice President, Financial Planning Specialist, and Financial Advisor at Morgan Stanley. With more than 20 years of experience in the financial industry, he focuses on custom financial planning and wealth management strategies that address the unique concerns of business owners, executives, and families.
Matt graduated magna cum laude from Rutgers University, earning the distinction of being first in his class with the highest grade point average in the Rutgers Business School. He was awarded the Delta Sigma Pi Scholarship Key in recognition of this achievement. In addition to managing a rigorous academic load, Matt worked 30 hours per week as a Finance Associate at a financial firm in order to pay for his entire 4-year education – a testament to his strong work ethic.
Following graduation, Matt’s math and finance skills led him to a Wall Street investment firm where he gained experience with risk analysis, fixed income derivatives, trading, and interest rate swaps. After an initial interest in investment banking, he quickly realized he had a passion for working with people so he turned to wealth management and joined Morgan Stanley in 2003 as a financial advisor. Matt is a now 10-year recipient of the New Jersey Monthly Magazine 5 Star Wealth Manager Award (2013-2023).
Whether providing thoughtful guidance on asset allocation, retirement, or estate planning strategies, the hallmark of Matt’s practice is his commitment to customized, client-centered financial planning. That’s why he strives for a deep understanding of clients’ needs and objectives right from the start. Matt takes the time to look at both sides of the balance sheet, at risk tolerance and cash flow needs. He also does his own research so that he can help clients understand what they’re investing in, why, and how it fits into their overall wealth management strategy. Throughout the entire process, Matt keeps clients well-informed and continues to monitor and adjust plans as needed. But above all, he focuses on building a close relationship with each client. Matt understands that financial advising is not always about numbers or formulas or even about finding the best rate of return. It’s about people – understanding their goals, knowing their families, anticipating their needs, and doing what it takes to help achieve their financial future.
Outside of the office, Matt enjoys early morning runs before work, mountain biking, and family time with his wife Dianne and their two children. He also serves on the board of Hamp’s Camps, an organization founded by ex-NFL player Rodney Hampton that provides camp and after-school programs for children in need.
"2013 - 2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013 - 2023) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period. "
Matt graduated magna cum laude from Rutgers University, earning the distinction of being first in his class with the highest grade point average in the Rutgers Business School. He was awarded the Delta Sigma Pi Scholarship Key in recognition of this achievement. In addition to managing a rigorous academic load, Matt worked 30 hours per week as a Finance Associate at a financial firm in order to pay for his entire 4-year education – a testament to his strong work ethic.
Following graduation, Matt’s math and finance skills led him to a Wall Street investment firm where he gained experience with risk analysis, fixed income derivatives, trading, and interest rate swaps. After an initial interest in investment banking, he quickly realized he had a passion for working with people so he turned to wealth management and joined Morgan Stanley in 2003 as a financial advisor. Matt is a now 10-year recipient of the New Jersey Monthly Magazine 5 Star Wealth Manager Award (2013-2023).
Whether providing thoughtful guidance on asset allocation, retirement, or estate planning strategies, the hallmark of Matt’s practice is his commitment to customized, client-centered financial planning. That’s why he strives for a deep understanding of clients’ needs and objectives right from the start. Matt takes the time to look at both sides of the balance sheet, at risk tolerance and cash flow needs. He also does his own research so that he can help clients understand what they’re investing in, why, and how it fits into their overall wealth management strategy. Throughout the entire process, Matt keeps clients well-informed and continues to monitor and adjust plans as needed. But above all, he focuses on building a close relationship with each client. Matt understands that financial advising is not always about numbers or formulas or even about finding the best rate of return. It’s about people – understanding their goals, knowing their families, anticipating their needs, and doing what it takes to help achieve their financial future.
Outside of the office, Matt enjoys early morning runs before work, mountain biking, and family time with his wife Dianne and their two children. He also serves on the board of Hamp’s Camps, an organization founded by ex-NFL player Rodney Hampton that provides camp and after-school programs for children in need.
"2013 - 2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013 - 2023) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period. "
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Cash ManagementFootnote5
- Access to Lending Services
- Alternative InvestmentsFootnote6
- Asset Management
- Business PlanningFootnote7
- Business Succession PlanningFootnote8
- Education Planning
- Wealth PlanningFootnote9
- Trust ServicesFootnote10
- AnnuitiesFootnote11
- Long Term Care InsuranceFootnote12
- Philanthropic Services
- 401(k) Rollovers
Securities Agent: GA, DE, CA, IL, KY, MA, MD, ME, MI, MN, MS, NC, NJ, AZ, NY, OH, CT, OR, PA, SC, TN, TX, VA, VT, WA, FL, NM, CO, MT; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Education and Licensing
- Financial Planning Specialist Designation, 2005
- Life, Health, Variable Annuities & Long Term Care Insurance Licensed
- Rutgers University Magna Cum Laude
- Series 6 - NASD Registered Representative
- Series 63 - Uniform State Exam
- Series 65 - Investment Advisory Agent
- Series 7 - General Securities Representative
Associations
- Beta Gamma Sigma International Honor Society
- Rutgers Alumni Association
Location
340 Mount Kemble Avenue
Morristown, NJ 07960
US
Direct:
(973) 410-3042(973) 410-3042
Toll-Free:
(800) 526-4469(800) 526-4469
Fax:
(973) 660-4799(973) 660-4799
Meet My Team
About Dianne Zhilitsky
Dianne Zhilitsky is a Client Services Associate at Morgan Stanley. With more than 25 years of financial services experience, she focuses on maintaining effective client relationships and managing the operational, account maintenance, and research needs of clients.
A graduate of Georgian Court University in Lakewood, New Jersey, Dianne earned a bachelor’s degree in Business Administration with a minor in Marketing. Following graduation, she joined Smith Barney, a predecessor of Morgan Stanley, and has been with Morgan Stanley for more than 20 years. Dianne is Series 6, 7, 63, and 65 licensed.
Dedicated to delivering a high level of client care, Dianne helps implement and monitor financial planning solutions with a keen attention to detail and a passion for problem solving. Whether helping with cash management or the smooth transfer of accounts, she embraces challenges and resolves inquiries with a personal approach that brings comfort and inspires trust. She’s deeply committed to helping clients feel supported and informed, especially when navigating difficult life events. An integral part of the team, Dianne plays a key role in building long-term relationships with clients so that the team can better understand their objectives and keep them on track to meet their goals.
Outside of the office, Dianne enjoys hiking and other family time activities with her husband Matt and their two children.
A graduate of Georgian Court University in Lakewood, New Jersey, Dianne earned a bachelor’s degree in Business Administration with a minor in Marketing. Following graduation, she joined Smith Barney, a predecessor of Morgan Stanley, and has been with Morgan Stanley for more than 20 years. Dianne is Series 6, 7, 63, and 65 licensed.
Dedicated to delivering a high level of client care, Dianne helps implement and monitor financial planning solutions with a keen attention to detail and a passion for problem solving. Whether helping with cash management or the smooth transfer of accounts, she embraces challenges and resolves inquiries with a personal approach that brings comfort and inspires trust. She’s deeply committed to helping clients feel supported and informed, especially when navigating difficult life events. An integral part of the team, Dianne plays a key role in building long-term relationships with clients so that the team can better understand their objectives and keep them on track to meet their goals.
Outside of the office, Dianne enjoys hiking and other family time activities with her husband Matt and their two children.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Matthew R Zhilitsky today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
