Matthew Marino
Senior Vice President, Wealth Management,
Financial Advisor,
Portfolio Management Director
My Mission Statement
I help affluent families align investments, estate planning, tax strategy, risk management, and legacy priorities into one integrated plan—built for clarity today and continuity for generations.
My Story and Services
Matthew Marino is a Senior Vice President and Financial Advisor, and serves as a Portfolio Management Director. He is responsible for managing client relationships, advising on and implementing investment strategies, and serving as a resource for personal wealth management guidance.
With 23 years of experience in the financial services industry, Matthew is focused on helping clients pursue their financial goals through thoughtful portfolio management, responsive client service, and practical wealth management advice. His favorite part of the role is partnering with clients and supporting them as they work toward what matters most to them financially.
Matthew earned a degree in Finance from Ashland University. Born and raised in Cleveland, Ohio, he currently resides in Miami Beach. Outside of work, he enjoys golf, running, fitness, and spending time with family. He played golf at the collegiate level and was a two-time Academic All-American.
With 23 years of experience in the financial services industry, Matthew is focused on helping clients pursue their financial goals through thoughtful portfolio management, responsive client service, and practical wealth management advice. His favorite part of the role is partnering with clients and supporting them as they work toward what matters most to them financially.
Matthew earned a degree in Finance from Ashland University. Born and raised in Cleveland, Ohio, he currently resides in Miami Beach. Outside of work, he enjoys golf, running, fitness, and spending time with family. He played golf at the collegiate level and was a two-time Academic All-American.
Securities Agent: PA, IL, FL, MD, CT, CO, ME, NJ, NC, CA, GA, TX, SC, OH, NY, DC; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1285033
NMLS#: 1285033
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MARKET AND RESEARCH
I strive to make complex financial ideas more digestible so that my clients understand what is being done on their behalf to plan for their financial future. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
GIO
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Portfolio Insights
On the Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy, and more.
Read The Latest Report
Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen To The Latest
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn More
Wealth Legacy
You can't take it with you, but through a trust, you can define how you want your life's work and wealth to continue to benefit the people and causes you love and care for.
Read More
Cutting Through the Narratives
Historically, most geopolitical risk events don't lead to sustained sell-offs. Oil prices will likely determine if volatility rises. Healthcare is attractive amid fundamental tailwinds. Price action tied to AI disruption risk presents opportunities in well positioned incumbents and AI adopters.
Read MoreDIGITAL TOOLS
Digital technology is centered on how people communicate, consume, transact, travel and learn. Our comprehensive suite of digital tools is designed to help enhance every aspect of your financial life.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register Today
Total Wealth View
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Link and Add External Assets
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Goal Based Planning
What was the hottest temperature ever recorded in the Miami area?
100°F
My Clients
We work with high-net-worth individuals and families, who value a coordinated, highly personalized approach to managing wealth. Our clients are often successful business owners, executives, and multi-generational families who want more than investment management alone: they want a thoughtful strategy that connects their portfolio decisions with taxes, estate planning, risk management, and long-term family goals.
Who we serve best:
Our ideal client is a high-net-worth investor who prioritizes discretionary portfolio management and impartial, strategic investment counsel to help optimize wealth, protect what they’ve built, and support a lasting legacy.
Many of the families we advise share one or more of the following characteristics:
• They want a comprehensive plan, not a one-time transaction.
• They value proactive guidance and clear decision-making support.
• They are navigating complexity—multiple accounts, entities, properties, concentrated positions, or family considerations.
• They care deeply about legacy planning and preparing the next generation.
Common “liquidity event” scenarios:
A significant financial event often creates both opportunity and urgency. We frequently work with clients who have recently:
• Sold a business and need help evaluating next steps
• Received a large bonus, equity compensation payout, or inheritance
• Experienced a major life transition (retirement, divorce, relocation, loss of a spouse)
• Accumulated substantial cash and want to put money to work thoughtfully while managing risk and taxes
In these moments, clients often know they need guidance on taxes, investment options, and how to take advantage of planning.
Generational planning:
For many families, the most meaningful outcomes are multi-generational. We help clients think through strategies to shelter and transfer wealth in a way that reflects their values and goals. This often includes planning for the next generation under the broader estate planning umbrella—such as exploring trust structures that may help address issues like state-level estate taxes and long-term family stewardship.
How we help:
Our work is designed to bring structure and clarity across the full wealth picture, including:
• Discretionary portfolio management tailored to your objectives, risk tolerance, and time horizon
• Strategic investment counsel to help evaluate opportunities, manage concentrated exposure, and stay aligned with long-term goals
• Tax-aware planning coordination to help clients understand tradeoffs and plan efficiently
• Estate planning and legacy strategy to help protect wealth and support family intentions
• Insurance and risk management considerations to help protect family balance sheets and planning structures
Who we serve best:
Our ideal client is a high-net-worth investor who prioritizes discretionary portfolio management and impartial, strategic investment counsel to help optimize wealth, protect what they’ve built, and support a lasting legacy.
Many of the families we advise share one or more of the following characteristics:
• They want a comprehensive plan, not a one-time transaction.
• They value proactive guidance and clear decision-making support.
• They are navigating complexity—multiple accounts, entities, properties, concentrated positions, or family considerations.
• They care deeply about legacy planning and preparing the next generation.
Common “liquidity event” scenarios:
A significant financial event often creates both opportunity and urgency. We frequently work with clients who have recently:
• Sold a business and need help evaluating next steps
• Received a large bonus, equity compensation payout, or inheritance
• Experienced a major life transition (retirement, divorce, relocation, loss of a spouse)
• Accumulated substantial cash and want to put money to work thoughtfully while managing risk and taxes
In these moments, clients often know they need guidance on taxes, investment options, and how to take advantage of planning.
Generational planning:
For many families, the most meaningful outcomes are multi-generational. We help clients think through strategies to shelter and transfer wealth in a way that reflects their values and goals. This often includes planning for the next generation under the broader estate planning umbrella—such as exploring trust structures that may help address issues like state-level estate taxes and long-term family stewardship.
How we help:
Our work is designed to bring structure and clarity across the full wealth picture, including:
• Discretionary portfolio management tailored to your objectives, risk tolerance, and time horizon
• Strategic investment counsel to help evaluate opportunities, manage concentrated exposure, and stay aligned with long-term goals
• Tax-aware planning coordination to help clients understand tradeoffs and plan efficiently
• Estate planning and legacy strategy to help protect wealth and support family intentions
• Insurance and risk management considerations to help protect family balance sheets and planning structures
Client Service Team
Nick Dosskey
Phone:
(305) 695-6141(305) 695-6141
Email:nick.dosskey@morganstanley.com
Nick Dosskey is a Registered Client Service Associate at Morgan Stanley. Nick is dedicated to providing client support and helping manage day-to-day operations. Nick started his career at TD Ameritrade, He holds FINRA series 7, 63, and 65 licenses. A native of Nebraska, he graduated from the University of Nebraska with a bachelor’s degree in business administration and a minor in Mathematics. In his free time, Nick enjoys playing golf and basketball, competing in tournaments and leagues in both, as well as spending time with friends and family. He also enjoys traveling and nature, having camped and hiked many National Parks across the U.S.
Location
1691 Michigan Ave.
Suite 550
Miami Beach, FL 33139
US
Direct:
(305) 695-6126(305) 695-6126
Toll-Free:
(800) 642-7715(800) 642-7715
Fax:
(305) 695-6120(305) 695-6120
Wealth Management
From My Desk
How to Handle Volatility
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Matthew Marino today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
