Matthew Wagner
Assistant Vice President, Business Development Director
Phone:
(248) 723-1885(248) 723-1885
Matthew Keil
Senior Vice President,
Financial Advisor
Direct:
(248) 723-1899(248) 723-1899
My Mission Statement
Delivering high-touch, relationship-driven wealth management and financial planning for high-net-worth individuals, families, retirees, and business owners—to preserve, grow, and efficiently transfer wealth for a lasting legacy.
My Story and Services
I have been passionate about helping individuals and families make confident financial decisions throughout my career. As a Financial Advisor, I believe the most important part of the job is building strong, long-term relationships and truly understanding each client's financial goals. My focus is on developing thoughtful strategies designed to help clients preserve, grow, and transfer their wealth over time.
My career in financial services spans over 35 years. Before joining Morgan Stanley in March of 2026, I spent 35 years with Comerica Bank, where I developed extensive experience working with clients on financial planning, investment strategies, and long-term wealth management. Those years helped shape my approach to advising, one that emphasizes discipline, trust, and personalized guidance.
I believe every client's financial situation is unique. My approach centers on listening carefully, understanding each client's priorities, and building customized strategies designed to support their goals. Clients value a relationship built on transparency, communication, and consistent guidance as markets and life circumstances change.
I became a Financial Advisor because I enjoy helping people navigate complex financial decisions and giving them confidence in their long-term plans. There is nothing more rewarding than helping clients achieve important life goals such as retirement, supporting their families, or leaving a legacy.
Clients often describe my approach as thoughtful, dependable, and relationship-focused. I take pride in being accessible and committed to providing clear guidance and consistent support. My goal is to serve as a trusted advisor who helps clients make informed decisions and stay
focused on their long-term financial objectives.
My favorite part of this business is the relationships built over time. Working closely with clients and their families through different stages of life is incredibly meaningful and rewarding.
I attended the University of Toledo and graduated with a Bachelor of Business and Marketing. Outside of the office, I enjoy spending time with my wife and our three boys. Family is very important to me, and much of my free time is spent with them. I also enjoy staying active and being outdoors, especially golfing, water skiing, and snowboarding. Living in the West Bloomfield and Bloomfield Hills area allows me to enjoy these activities while staying connected to the local community.
My career in financial services spans over 35 years. Before joining Morgan Stanley in March of 2026, I spent 35 years with Comerica Bank, where I developed extensive experience working with clients on financial planning, investment strategies, and long-term wealth management. Those years helped shape my approach to advising, one that emphasizes discipline, trust, and personalized guidance.
I believe every client's financial situation is unique. My approach centers on listening carefully, understanding each client's priorities, and building customized strategies designed to support their goals. Clients value a relationship built on transparency, communication, and consistent guidance as markets and life circumstances change.
I became a Financial Advisor because I enjoy helping people navigate complex financial decisions and giving them confidence in their long-term plans. There is nothing more rewarding than helping clients achieve important life goals such as retirement, supporting their families, or leaving a legacy.
Clients often describe my approach as thoughtful, dependable, and relationship-focused. I take pride in being accessible and committed to providing clear guidance and consistent support. My goal is to serve as a trusted advisor who helps clients make informed decisions and stay
focused on their long-term financial objectives.
My favorite part of this business is the relationships built over time. Working closely with clients and their families through different stages of life is incredibly meaningful and rewarding.
I attended the University of Toledo and graduated with a Bachelor of Business and Marketing. Outside of the office, I enjoy spending time with my wife and our three boys. Family is very important to me, and much of my free time is spent with them. I also enjoy staying active and being outdoors, especially golfing, water skiing, and snowboarding. Living in the West Bloomfield and Bloomfield Hills area allows me to enjoy these activities while staying connected to the local community.
Securities Agent: DE, CA, SC, NY, KY, NC, FL, DC, CT, TX, GA, OH, MI, AZ, IL, CO; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
PLANNING FOR YOUR FAMILIES FINANCIAL NEEDS
We deliver a full range of expertise and resources to help address different aspects of your financial life. We help clients mitigate taxes, transfer wealth and manage the affluent lifestyle.
Estate Planning
I can work with you to explore factors that are relevant to existing or future estate structures. We will discuss different tax and estate planning strategies and collaborate with your external tax and legal advisors to create a plan that reflects your desires during and after your lifetime.
Family Office Capabilities
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Tax Management Services
Sound investment advice is only the first step in a financial plan. We believe in taking a holistic approach to your finances and taking into consideration the tax implications of your portfolio can help maximize returns. Using Morgan Stanley's Total Tax 365 platform we implement tax-efficient investing to help minimize the impact taxes have on your returns.
How Affluent Families Can Plan for Hidden Risks
Hidden risks abound. For affluent families, this can mean unwanted financial exposure. A simple risk assessment can go a long way to help close these gaps.
A CATEGORY OF ONE
At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives me the means to support my client's goals at every stage in their lives.
Planning for Your Financial Future
Your financial goals and priorities will likely shift with time. To help prepare for the road ahead, ask yourself what matters to you and your family long term. Here's how you can get started:
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Best-In-Class Cybersecurity
Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and responds appropriately when they do. The Firm is actively supporting a multitude of layers of security.
Award Winning Advisory Platform
Manage your investments within a holistic advisory relationship and take advantage of integrated tax, risk management and estate planning benefits across your entire wealth strategy—backed by leading insights and one of the financial industry's most comprehensive, multi-award-winning advisory platform.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Wealth Education
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
SUPPORTING YOUR GOALS
Managing your finances is about more than managing your investments. We can support you in many aspects of your financial life – including budgeting, cash management, retirement planning and other financial goals.
Goals Based Planning
At Morgan Stanley, we take the time to understand what matters most to you. Together, we create a customized plan that helps you pursue your goals with clarity and confidence.
Retirement Planning
The path to your ideal retirement may have some twists and turns, but smart planning can help you reach your destination. I work with you to build strategies that provide reliable income, maintain financial security, and give you confidence for the years ahead.
Tax Smart Withdrawals
When and how you withdraw assets can have a lasting impact on your financial future. Tax aware withdrawal strategies help minimize liabilities, preserve wealth, and optimize your portfolio for long-term growth and stability.
Managing Concentrated Equity Positions
For many, equity in their company is an important piece of their full financial picture and since everyone's situation is unique, I can help create a plan that caters specifically to your needs and goals.
RESEARCH AND DIGITAL TOOLS
As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Insights and Ideas
Our clients benefit from access to the intellectual capital of our Global Investment Committee, a group of leading market thinkers uniquely dedicated to providing high-quality, industry-leading investment ideas to Wealth Management clients.
Total Wealth Tool
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Thoughts on the Market Podcast
Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
40701 Woodward Ave.
Ste 200
Bloomfield Hills, MI 48304
US
Direct:
(248) 723-1899(248) 723-1899
Meet My Team
Carina Velasquez
Client Relationship Analyst
Phone:
(248) 723-1848(248) 723-1848
About Matthew Wagner
Matthew Wagner is a Business Development Director at Morgan Stanley, bringing over 22 years of specialized experience in the financial services industry. Driven by a lifelong fascination with the markets and a deep-seated commitment to helping others thrive, Matthew has built his career on the belief that sophisticated wealth management should be accessible and clear.
Having navigated two decades of market evolution, Matthew recognized early on that the industry often feels unnecessarily complex, creating barriers for those trying to secure their future. His mission is to bridge that gap by translating sophisticated financial situations into understandable, actionable strategies that empower clients to make informed decisions with confidence and clarity.
Matthew thrives in an environment where every day presents a unique puzzle and every client brings a distinct set of goals. By rejecting "cookie-cutter" solutions in favor of deeply personalized planning, he ensures that every client receives advice as unique as their own life story.
A graduate of Central Michigan University, Matthew earned his Bachelor of Science in Business Administration with a major in Personal Financial Planning. He holds his Series 7 and 66 licenses, along with life and health insurance certifications. Outside of the office, Matthew remains active as a leader in Cub Scouts and youth baseball. He is an avid traveler and outdoorsman who enjoys camping, BBQ, and spending time with his wife, Elisabeth, their three sons, Nathan, Henry, Thomas, and the family dog, Daisy.
Having navigated two decades of market evolution, Matthew recognized early on that the industry often feels unnecessarily complex, creating barriers for those trying to secure their future. His mission is to bridge that gap by translating sophisticated financial situations into understandable, actionable strategies that empower clients to make informed decisions with confidence and clarity.
Matthew thrives in an environment where every day presents a unique puzzle and every client brings a distinct set of goals. By rejecting "cookie-cutter" solutions in favor of deeply personalized planning, he ensures that every client receives advice as unique as their own life story.
A graduate of Central Michigan University, Matthew earned his Bachelor of Science in Business Administration with a major in Personal Financial Planning. He holds his Series 7 and 66 licenses, along with life and health insurance certifications. Outside of the office, Matthew remains active as a leader in Cub Scouts and youth baseball. He is an avid traveler and outdoorsman who enjoys camping, BBQ, and spending time with his wife, Elisabeth, their three sons, Nathan, Henry, Thomas, and the family dog, Daisy.
About Carina Velasquez
Carina Velasquez has more than a decade of experience in the financial services industry. The last twenty years comprised of legal, financial, and customer service. She is known for service-focused approach and willingness to help.
She became a registered representative in 2016 at Vanguard. First as a processor then in a client-facing role, Carina assisted with new account opening and transitions. Focused on rollovers, asset transfers, case management, and capturing information for advisors and other business partners.
At Charles Schwab in 2018, she supported equity compensation clients and plan participants with RSUs, ESPPs, and stock options. Partnering with internal and external clients, she clarified their plans, awards, and accounts.
In 2024 she entered the advisory business with Comerica Financial Advisors. This is where Carina met her current team.
Carina joined Morgan Stanley in 2026. She looks forward to growing as a Client Relationship Analyst.
In 2021, Carina relocated from Arizona to Michigan with her fiancé, Vincent, and their two Pomeranians, Sonic and Stormie. Outside of work, she enjoys spending time outdoors, watching documentaries, listening to music, and continually learning new things. She is a member of her local Community Emergency Response Team.
She became a registered representative in 2016 at Vanguard. First as a processor then in a client-facing role, Carina assisted with new account opening and transitions. Focused on rollovers, asset transfers, case management, and capturing information for advisors and other business partners.
At Charles Schwab in 2018, she supported equity compensation clients and plan participants with RSUs, ESPPs, and stock options. Partnering with internal and external clients, she clarified their plans, awards, and accounts.
In 2024 she entered the advisory business with Comerica Financial Advisors. This is where Carina met her current team.
Carina joined Morgan Stanley in 2026. She looks forward to growing as a Client Relationship Analyst.
In 2021, Carina relocated from Arizona to Michigan with her fiancé, Vincent, and their two Pomeranians, Sonic and Stormie. Outside of work, she enjoys spending time outdoors, watching documentaries, listening to music, and continually learning new things. She is a member of her local Community Emergency Response Team.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Matthew Keil today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
