Dan O'Kray, CFP®
Managing Director, Private Wealth Advisor
Phone:
(312) 453-9153(312) 453-9153
Matthew Taylor
Financial Advisor
Direct:
(312) 453-9152(312) 453-9152
My Mission Statement
Focused on families who have built, and often still operate, successful businesses. Through their vision, dedication, and hard work, our clients are successful stewards to their families, communities, and personal interests.
Many are at a tipping point where the complexity of their finances demands more effort, expertise, and diligence than they can dedicate alone – this is where Private Wealth Management leans into complexity on behalf of our families.
Many are at a tipping point where the complexity of their finances demands more effort, expertise, and diligence than they can dedicate alone – this is where Private Wealth Management leans into complexity on behalf of our families.
Welcome
As a boutique group within a world-class firm, we are dedicated to delivering the experience, knowledge, and resources our clients need to help preserve their assets, address their financial challenges, reach their goals, and enjoy the rewards of their success. We are transparent in our practices, accountable for our results and holistic in our approach. Our goal is to earn the trust our clients place in us, each and every day.
Our team focuses all our resources on fewer than 45 families of highly affluent Entrepreneurs and Executives across the country. We pride ourselves on building productive, multigenerational relationships with each of the families we serve and are completely committed to helping them achieve and sustain success on their terms.
As families grow, their priorities often shift from maximizing returns to preparing the next generation to be effective stewards of the family’s values. We focus on developing human capital alongside financial capital, helping families live meaningful, engaged lives while sustaining their legacy.
Our approach combines our understanding of the global financial markets with deep insight into your financial situation, resulting in a comprehensive plan to help you manage your entire personal financial life. As a sounding board on any financial matter, we utilize a tailored perspective leveraging the breadth of Morgan Stanley. We look forward to engaging with you and displaying the strength and expertise we can provide.
Matt Taylor is a Financial Advisor at Morgan Stanley Private Wealth Management with more 11 years of experience advising individuals and institutions. Prior to joining Private Wealth Management, Matt worked within Morgan Stanley’s Outsourced Chief Investment Office and Private Wealth Management’s Family Office Resources. As a trusted partner to the largest Private Wealth Management teams across the country, Matt focused on creating customized financial plans involving wealth transfer, trust & estate planning, cash flow modeling, concentrated stock, and liability management for ultra-high net worth families & institutions. Matt also performed due diligence on public, and private investments to construct multi-asset class portfolios utilizing techniques such as asset location, risk budgeting, and tax-loss harvesting.
Matt graduated with a B.B.A. in Finance and Business Law from Stetson University in Deland, FL where he was captain of the Men’s Golf Team and member of Roland George Endowment Investment Program. Matt and his wife, Victoria, and daughter, Margot, live in Naples, FL and sits on the Associate Board of the Daniel Murphy Scholarship Fund.
Our team focuses all our resources on fewer than 45 families of highly affluent Entrepreneurs and Executives across the country. We pride ourselves on building productive, multigenerational relationships with each of the families we serve and are completely committed to helping them achieve and sustain success on their terms.
As families grow, their priorities often shift from maximizing returns to preparing the next generation to be effective stewards of the family’s values. We focus on developing human capital alongside financial capital, helping families live meaningful, engaged lives while sustaining their legacy.
Our approach combines our understanding of the global financial markets with deep insight into your financial situation, resulting in a comprehensive plan to help you manage your entire personal financial life. As a sounding board on any financial matter, we utilize a tailored perspective leveraging the breadth of Morgan Stanley. We look forward to engaging with you and displaying the strength and expertise we can provide.
Matt Taylor is a Financial Advisor at Morgan Stanley Private Wealth Management with more 11 years of experience advising individuals and institutions. Prior to joining Private Wealth Management, Matt worked within Morgan Stanley’s Outsourced Chief Investment Office and Private Wealth Management’s Family Office Resources. As a trusted partner to the largest Private Wealth Management teams across the country, Matt focused on creating customized financial plans involving wealth transfer, trust & estate planning, cash flow modeling, concentrated stock, and liability management for ultra-high net worth families & institutions. Matt also performed due diligence on public, and private investments to construct multi-asset class portfolios utilizing techniques such as asset location, risk budgeting, and tax-loss harvesting.
Matt graduated with a B.B.A. in Finance and Business Law from Stetson University in Deland, FL where he was captain of the Men’s Golf Team and member of Roland George Endowment Investment Program. Matt and his wife, Victoria, and daughter, Margot, live in Naples, FL and sits on the Associate Board of the Daniel Murphy Scholarship Fund.
Services Include
- Business Succession PlanningFootnote1
- Executive Financial ServicesFootnote2
- Estate Planning StrategiesFootnote3
- Financial PlanningFootnote4
- Philanthropic ManagementFootnote5
- Professional Portfolio ManagementFootnote6
- Alternative InvestmentsFootnote7
- Stock Option PlansFootnote8
- SyndicateFootnote9
- Cash Management and Lending ProductsFootnote10
Securities Agent: SD, KY, ID, AR, PA, NV, NH, KS, IN, WI, SC, MN, IA, DC, CT, AZ, WA, OK, NJ, NC, MT, WY, TN, MI, DE, CO, RI, NY, MO, MD, AL, WV, VT, VA, TX, OR, NE, IL, OH, ND, LA, GA, FL, MA, CA, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 2785460
NMLS#: 2785460
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Accountable, Transparent & Committed
Accountability comes in three forms: clear communication of capital markets opinions and strategy, timely performance updates, and clarity on fees.
1. Communication
Communicating our strategy and opinions, how they will be reflected in the portfolio and how their quality should be judged over time. This communications should be delivered directly in face-to-face meetings and in writing.
2. Reporting
The portfolio will have comparative benchmarks and each manager will have an appropriate asset benchmark. This allows for both the portfolio strategy and individual manager to be assessed as a measure of accountability of advice and execution.
3. Transparency
A clear, transparent review of the fees and expenses involved with the management of the portfolio.
Location
233 S Wacker Dr
Ste 9200
Chicago, IL 60606
US
Direct:
(312) 453-9152(312) 453-9152
928 North Collier Boulevard
3rd Floor
Naples, FL 34145
US
Meet My Team
Elizabeth Malysz
Vice President, Portfolio Management Associate
Phone:
(312) 453-9151(312) 453-9151
William Scott
Private Wealth Management Analyst
Phone:
(312) 453-9150(312) 453-9150
Ben Carney
Client Service Associate
Phone:
(312) 453-9154(312) 453-9154
About Dan O'Kray
Dan O’Kray is a Private Wealth Advisor and Family Wealth Director at Morgan Stanley Private Wealth Management with more than two decades of experience advising individuals and families. His team focuses their resources on highly affluent families, with a particular emphasis on those who have built, and often still operate, successful businesses.
In 2024, Dan was named to Forbes Magazine’s list of Best-In-State Wealth Advisors, following recognitions in 2019 of Forbes Magazine's Next Generation Best-In-State Wealth Advisors and in 2018 Forbes Magazine’s America’s Top Next Generation Wealth Advisors. Dan is also a Family Wealth Director within Morgan Stanley, a designation for advisors who specialize in advising affluent families in aligning their estate, philanthropic, and lifestyle goals within their wealth.
Prior to joining Morgan Stanley, Dan completed his M.B.A. in Financial Analysis at DePaul University’s Kellstadt Graduate School of Business, attained the CFP® designation, and graduated with a B.B.A. from St. Norbert College in DePere, WI. Dan and his wife, Brittany, live in Glen Ellyn, IL with their three children.
In 2024, Dan was named to Forbes Magazine’s list of Best-In-State Wealth Advisors, following recognitions in 2019 of Forbes Magazine's Next Generation Best-In-State Wealth Advisors and in 2018 Forbes Magazine’s America’s Top Next Generation Wealth Advisors. Dan is also a Family Wealth Director within Morgan Stanley, a designation for advisors who specialize in advising affluent families in aligning their estate, philanthropic, and lifestyle goals within their wealth.
Prior to joining Morgan Stanley, Dan completed his M.B.A. in Financial Analysis at DePaul University’s Kellstadt Graduate School of Business, attained the CFP® designation, and graduated with a B.B.A. from St. Norbert College in DePere, WI. Dan and his wife, Brittany, live in Glen Ellyn, IL with their three children.
Securities Agent: ID, DC, CA, NC, MI, NY, NE, KY, CT, CO, WA, VA, RI, MT, MA, IA, FL, DE, KS, SC, LA, GA, TN, OK, NV, MN, IN, TX, OR, OH, NH, MO, AR, UT, AZ, SD, PA, NJ, ND, MD, IL, WY, WV, WI; General Securities Representative; Investment Advisor Representative
About Elizabeth Malysz
Liz has specialized in providing personalized private banking and wealth management strategic & administrative services to high-net-worth families for over 20 years. Before joining Morgan Stanley Private Wealth Management in 2012, her career included time at Merrill Lynch and Credit Suisse.
Liz graduated from DePaul University and resides in the south suburbs of Chicago with her husband, Paul, and two children, Sara & Andrew.
Liz graduated from DePaul University and resides in the south suburbs of Chicago with her husband, Paul, and two children, Sara & Andrew.
About William Scott
Will joined Morgan Stanley Private Wealth Management in 2025. Prior to joining Morgan Stanley, Will worked in the Private Wealth Management group at Jefferies. His primary roles include portfolio analysis, asset selection, trading, and performance reporting.
Will graduated from the University of Louisville, College of Business, with a bachelor’s in finance and minor in Computer Information Systems. He resides in Chicago’s River North neighborhood after relocating from the United Kingdom.
Will graduated from the University of Louisville, College of Business, with a bachelor’s in finance and minor in Computer Information Systems. He resides in Chicago’s River North neighborhood after relocating from the United Kingdom.
About Ben Carney
Ben has been with Morgan Stanley Private Wealth Management since 2024. Before joining Morgan Stanley, he worked with Northwestern Mutual's Private Client Group and Raymond James. His main responsibilities include portfolio trading, client relationship management, and performance reporting.
Ben graduated with a Finance degree from the University of Illinois at Chicago and now lives in the western suburbs of Chicago.
Ben graduated with a Finance degree from the University of Illinois at Chicago and now lives in the western suburbs of Chicago.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mike Manson
Private Banker
Mamta Shah
Trust Specialist
Lynn King
Family Office Resources Generalist
About Mike Manson
Mike Manson is a Private Banker serving Morgan Stanley Private Wealth Management and Wealth Management offices in Illinois.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Mike began his career in financial services in 2010 and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Senior Wealth Strategist and Banking Consultant at UBS. He also was a Bank Manager at BMO Harris Bank.
Mike is a graduate of Roosevelt University, where he received a Bachelor of Business Administration in Accounting. He also received a Post-Baccalaureate Certificate in Finance from Northwestern University.
Mike and his family reside in Glenview, Illinois. Outside of the office, Mike enjoys early morning workouts, golf, and playing 12-inch softball.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Mike began his career in financial services in 2010 and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Senior Wealth Strategist and Banking Consultant at UBS. He also was a Bank Manager at BMO Harris Bank.
Mike is a graduate of Roosevelt University, where he received a Bachelor of Business Administration in Accounting. He also received a Post-Baccalaureate Certificate in Finance from Northwestern University.
Mike and his family reside in Glenview, Illinois. Outside of the office, Mike enjoys early morning workouts, golf, and playing 12-inch softball.
NMLS#: 728335
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
About Lynn King
Lynn R. King is a Family Office Resource Generalist for the Mid-America region. She has over 15 years of experience working with families, family offices, and their attorneys, CPAs and financial advisors on issues unique to the UHNW client. Lynn started her career as an attorney in Illinois working with closely held businesses across the country on a broad range of topics, including entity structuring, estate planning, business succession and tax. She then joined New York Life Insurance as a Corporate Vice President in their Advanced Planning Group. In this role she expanded on her experience from private practice and engaged with clients on complex business and personal planning needs.
Lynn joined Morgan Stanley in September of 2020. As the Family Office Resource Generalist, Lynn provides advice and strategies to UHNW families. To that end, she assists families with the creation of family mission statements. She also educates adults and children on how to be good stewards of generational wealth. She engages with resources in philanthropy, wealth and estate planning and trust management to ensure the UHNW clients of the Firm are able to accomplish their goals.
Lynn received her undergraduate degree in Finance and Political Science from the University of Illinois- Urbana-Champaign. She attended The John Marshall Law School in Chicago, Illinois where she obtained her Juris Doctorate (J.D.) and is licensed to practice law in Illinois. She also holds her Series 7 and 66.
Lynn joined Morgan Stanley in September of 2020. As the Family Office Resource Generalist, Lynn provides advice and strategies to UHNW families. To that end, she assists families with the creation of family mission statements. She also educates adults and children on how to be good stewards of generational wealth. She engages with resources in philanthropy, wealth and estate planning and trust management to ensure the UHNW clients of the Firm are able to accomplish their goals.
Lynn received her undergraduate degree in Finance and Political Science from the University of Illinois- Urbana-Champaign. She attended The John Marshall Law School in Chicago, Illinois where she obtained her Juris Doctorate (J.D.) and is licensed to practice law in Illinois. She also holds her Series 7 and 66.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
From My Desk
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Estate Planning Essentials: 7 Key Steps
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Ready to start a conversation? Contact Matthew Taylor today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
