Mary Beth Suhr, CFP®, CFA®
Senior Vice President, Wealth Management,
Financial Advisor,
Alternative Investments Director,
Lending Specialist
Direct:
(650) 853-4045(650) 853-4045
Toll-Free:
(800) 755-8081(800) 755-8081
My Mission Statement
Empowering you to be confident in your financial decisions, so you have the peace of mind to pursue your specific hopes and dreams
My Story
Over the years, my clients have come to appreciate working with a trusted advisor who has been exposed to many of the same situations they are tackling. I make it a priority to be your advocate and do everything I can to address the specific challenges you face. I also believe it is my responsibility to help you make sound decisions about your wealth through education and guided solutions.
Through a series of conversations, I will guide you through a comprehensive process that results in the development of a custom-built plan. My mission is to empower you to be confident in your financial decisions, so you have the peace of mind about your financial future to pursue your specific hopes and dreams.
As we begin to work together, I hope you will agree that the solutions and strategies I recommend are carefully structured to provide you with the tools and resources necessary to succeed in today’s fast-paced world, while helping ensure your assets are there when needed — no matter how long you live or what life events you encounter.
Through a series of conversations, I will guide you through a comprehensive process that results in the development of a custom-built plan. My mission is to empower you to be confident in your financial decisions, so you have the peace of mind about your financial future to pursue your specific hopes and dreams.
As we begin to work together, I hope you will agree that the solutions and strategies I recommend are carefully structured to provide you with the tools and resources necessary to succeed in today’s fast-paced world, while helping ensure your assets are there when needed — no matter how long you live or what life events you encounter.
Services Include
Securities Agent: CO, OR, DC, AK, CT, CA, VA, NV, MT, HI, DE, UT, WY, NY, ID, FL, AZ, TX, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285073
CA Insurance License #: 0H24704
NMLS#: 1285073
CA Insurance License #: 0H24704
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
When I began my career, I gave a lot of thought to the types of individuals and families I would like to help. I asked myself what were my strengths and perspectives, and who would be best served by my skills and beliefs.
Over the past +30 years, I have developed a strong and active practice that includes a diverse group of clients, including:
Multi-generational private wealth families
Business leaders and entrepreneurs
Professionals in the financial, legal, medical and technology industries
Individuals experiencing a significant liquidity or life event, such as the sale of a business, retirement, divorce, or widowhood
While each client has unique circumstances, they all have one thing in common: They’ve accumulated significant assets and need help developing a comprehensive and cohesive wealth strategy. My role is to help them effectively manage and protect their assets, so they may take care of the people they love, spend more time pursuing the activities they enjoy, and support the causes that are most important to them.
Over the past +30 years, I have developed a strong and active practice that includes a diverse group of clients, including:
Multi-generational private wealth families
Business leaders and entrepreneurs
Professionals in the financial, legal, medical and technology industries
Individuals experiencing a significant liquidity or life event, such as the sale of a business, retirement, divorce, or widowhood
While each client has unique circumstances, they all have one thing in common: They’ve accumulated significant assets and need help developing a comprehensive and cohesive wealth strategy. My role is to help them effectively manage and protect their assets, so they may take care of the people they love, spend more time pursuing the activities they enjoy, and support the causes that are most important to them.
Working With You
My process begins and ends with listening. I ask questions regarding your needs and dreams, your current financial situation and your investment style . . . and then I listen. It’s an ongoing process through which I understand all I can about you, your family, your business, and your goals.
This disciplined process allows us to put together a financial plan that is aligned with your values and goals. It also enables us to get your financial house in order and keep it organized over time.
Understand Your Goals & Ambitions
Listen carefully to understand what is important to you, your family and your legacy
Learn about the values that shape your decisions
Identify any challenges and circumstances unique to your personal situation
Analyze & Assess Your Finances
Review your current and future financial situation to determine the likelihood of reaching your goals
Address any potential shortfalls or the impact of unexpected life events
Reach out to your CPA and estate attorney to ensure strategies recommended are cohesive and fully integrated
Develop a Tailored Strategy
Create a custom wealth management plan, utilizing third-party money managers and services
Formally present plan, identifying specific strategies to achieve your particular goals
Openly discuss any costs involved
Implement Your Plan
Upon approval, complete paperwork to execute investment strategy
Prioritize activities and establish timelines
Initiate wealth management solutions, using both asset and liability management (mortgage/lending) solutions, as appropriate
Provide Ongoing Service
Schedule ongoing conversations to review and track progress
Apply due diligence process to evaluate performance
Review risk profile and make adjustments to your plan as needed
This disciplined process allows us to put together a financial plan that is aligned with your values and goals. It also enables us to get your financial house in order and keep it organized over time.
Understand Your Goals & Ambitions
Listen carefully to understand what is important to you, your family and your legacy
Learn about the values that shape your decisions
Identify any challenges and circumstances unique to your personal situation
Analyze & Assess Your Finances
Review your current and future financial situation to determine the likelihood of reaching your goals
Address any potential shortfalls or the impact of unexpected life events
Reach out to your CPA and estate attorney to ensure strategies recommended are cohesive and fully integrated
Develop a Tailored Strategy
Create a custom wealth management plan, utilizing third-party money managers and services
Formally present plan, identifying specific strategies to achieve your particular goals
Openly discuss any costs involved
Implement Your Plan
Upon approval, complete paperwork to execute investment strategy
Prioritize activities and establish timelines
Initiate wealth management solutions, using both asset and liability management (mortgage/lending) solutions, as appropriate
Provide Ongoing Service
Schedule ongoing conversations to review and track progress
Apply due diligence process to evaluate performance
Review risk profile and make adjustments to your plan as needed
What I Believe
The best relationships are built on trust, understanding and shared values. I am committed to the following core beliefs that serve as the foundation of my practice:
I believe money is simply a tool to empower you to live the life you desire. I work with you to define and articulate your goals, then create a comprehensive financial plan that can help reach them.
I believe reaching your goals requires more than a hot investment tip. I focus on proven concepts and avoid recommendations based on fear or greed.
I believe you are entitled to the best advice possible. As a result, I often collaborate with colleagues from across the Morgan Stanley network, as well as other professionals within the industry who are considered experts in their field. I also work in tandem with your accountant, attorney and other trusted advisors to gain the precise knowledge needed to effectively manage all aspects of your wealth.
I believe in building deep and longstanding relationships. I do this by working with a select group of individuals and families. This enables me to dedicate the time, attention and personalized service each one deserves.
I believe in you. While I value my relationship with Morgan Stanley as a top purveyor of global financial services for over 80 years, I value my relationship with you even more. I am committed to developing a relationship that provides special value to you and your family. When you succeed, we all succeed.
I believe money is simply a tool to empower you to live the life you desire. I work with you to define and articulate your goals, then create a comprehensive financial plan that can help reach them.
I believe reaching your goals requires more than a hot investment tip. I focus on proven concepts and avoid recommendations based on fear or greed.
I believe you are entitled to the best advice possible. As a result, I often collaborate with colleagues from across the Morgan Stanley network, as well as other professionals within the industry who are considered experts in their field. I also work in tandem with your accountant, attorney and other trusted advisors to gain the precise knowledge needed to effectively manage all aspects of your wealth.
I believe in building deep and longstanding relationships. I do this by working with a select group of individuals and families. This enables me to dedicate the time, attention and personalized service each one deserves.
I believe in you. While I value my relationship with Morgan Stanley as a top purveyor of global financial services for over 80 years, I value my relationship with you even more. I am committed to developing a relationship that provides special value to you and your family. When you succeed, we all succeed.
Education
B.S., Commerce from Santa Clara University
Series 6 - Investment Company Products/Variable Contracts
Series 7 - General Securities
Series 31 - Futures/Managed Funds
Series 66 - Uniform Combined State Law Examination
Life, Health, Disability and Long Term Care Insurance Licensed
Experience
1986 - Present: Financial Services Industry
2007 - Present: Morgan Stanley*
2000 - 2006: Portfolio Manager/Analyst, Munder Capital Management
Certifications
Chartered Financial Analyst™ (CFA®)
Certified Financial Planner™ (CFP®)
Series 6 - Investment Company Products/Variable Contracts
Series 7 - General Securities
Series 31 - Futures/Managed Funds
Series 66 - Uniform Combined State Law Examination
Life, Health, Disability and Long Term Care Insurance Licensed
Experience
1986 - Present: Financial Services Industry
2007 - Present: Morgan Stanley*
2000 - 2006: Portfolio Manager/Analyst, Munder Capital Management
Certifications
Chartered Financial Analyst™ (CFA®)
Certified Financial Planner™ (CFP®)
Location
245 Lytton Avenue
Suite 200
Palo Alto, CA 94301
US
Direct:
(650) 853-4045(650) 853-4045
Toll-Free:
(800) 755-8081(800) 755-8081
Fax:
(650) 838-4222(650) 838-4222
Wealth Management
From My Desk
Understanding Your Retirement Plan Options When You Leave a Job
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Mary Beth Suhr today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
