Marc Verga
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Alternative Investments Director
Phone:
(401) 276-5918(401) 276-5918
Verga Pollard Group at Morgan Stanley
Our Mission Statement
We help clients achieve their life goals by providing customized financial solutions.
Our Story and Services
The Verga Pollard Group at Morgan Stanley provides affluent clients with a holistic approach to wealth management, where our clients’ life goals are the beginning of the process. We collaborate with our clients each step of the way, often discussing and assessing issues well beyond the scope of financial management.
Once we determine “why” we are investing, we will then assist clients in developing a tailored strategy for the long-term that will consider the different needs and obstacles that might arise during their lifetime; including retirement investing, cash-flow planning, education financing, wealth transfer, charitable giving, executive compensation issues and wealth preservation strategies. As we help address each of your needs, we will create a specific portfolio considering the risks as well as the potential for meeting expectations.
Our goals-based wealth management approach allows us to sit on the same side of the table to help you:
• Focus on what is important to you and your family.
• Customize a strategy.
• Commit resources efficiently.
• Monitor and review changes over time.
As time goes on, we will continue to keep you apprised of any factors that could impact your plan. We are always available to help with any questions or concerns as they may arise.
If you would like to learn more about our service, contact us today! The Verga Pollard Group is ready to help you begin a successful financial journey.
Once we determine “why” we are investing, we will then assist clients in developing a tailored strategy for the long-term that will consider the different needs and obstacles that might arise during their lifetime; including retirement investing, cash-flow planning, education financing, wealth transfer, charitable giving, executive compensation issues and wealth preservation strategies. As we help address each of your needs, we will create a specific portfolio considering the risks as well as the potential for meeting expectations.
Our goals-based wealth management approach allows us to sit on the same side of the table to help you:
• Focus on what is important to you and your family.
• Customize a strategy.
• Commit resources efficiently.
• Monitor and review changes over time.
As time goes on, we will continue to keep you apprised of any factors that could impact your plan. We are always available to help with any questions or concerns as they may arise.
If you would like to learn more about our service, contact us today! The Verga Pollard Group is ready to help you begin a successful financial journey.
Services Include
- Professional Portfolio ManagementFootnote1
- Wealth ManagementFootnote2
- Retirement PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Alternative InvestmentsFootnote5
- Business PlanningFootnote6
- Financial PlanningFootnote7
- 401(k) Rollovers
- Trust ServicesFootnote8
- Cash Management and Lending ProductsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR SERVICES TO YOU
No matter what you want to achieve, we will work with you to provide ongoing, comprehensive planning and advice to help you succeed.
At the Verga Pollard Group, we are able to offer a wide array of services centered on your financial goals. We’ll create a customized strategy to help meet your needs and provide access to specialists to help pursue specific goals.
At the Verga Pollard Group, we are able to offer a wide array of services centered on your financial goals. We’ll create a customized strategy to help meet your needs and provide access to specialists to help pursue specific goals.
Wealth Management
At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives us the means to support your goals at every life stage. We provide a range of solutions to meet you where you are—no matter your starting point or preferred investing approach. We understand that as family or institutional wealth increases, the implementation of investment strategies becomes increasingly complex and portfolios require close monitoring to remain within intended parameters. We’re here to help you manage this.
Wealth Management Capabilities Brochure
Portfolio Management
We study investment trends and leverage the global resources of the firm to help you develop a personalized investment strategy. We’ll develop a customized portfolio to meet your requirements for growth, income and wealth conservation within your risk constraints. We take a disciplined, four-step process to help guide the selection of investments for your investment portfolio and its ongoing review. We'll maintain an open line of communication as part of our ongoing commitment to you.
Learn More About Our Portfolio Management Service
Financial & Retirement Planning
We're here to help reduce the stress around financial decisions by offering knowledge and thoughtful guidance. As your life stage changes, so do your goals - our platform allows you to look across your assets and liabilities to help you adapt your strategy to meet those changing demands. Whether it is saving for retirement and other expenses, securing retirement income, healthcare planning, taxes, education, or legacy planning, we’re here for you.
Learn More About Our Goals Planning System
Alternative Investments
Morgan Stanley Investment Management is a leading provider of alternative investment strategies with expertise that spans across private equity, private credit, hedge funds, real estate, infrastructure and managed futures markets. We are here to deliver exceptional portfolios and custom alternative investment programs.
Learn More About Our Alternative Investments Offerings
Estate Planning
Everyone has a unique vision for their legacy. We can help you create your estate planning strategy designed to protect, manage, and distribute your assets during and after your lifetime, while helping to minimize taxation. This will help protect your legacy and those you care about most to help preserve your wishes while balancing the needs of your entire family. Connect with us to learn more about your options and next steps.
Tax, Trust and Estate Planning Overview
Lending
High Net Worth Lending can help provide the necessary funding and flexibility as you manage the diversification and expansion of your wealth. Our Lending team can suggest customized borrowing options designed to help meet your distinct needs. These needs could include: obtaining a Tailored Lending Facility, Liquidity Access Line, and/or Margin credit facility for the purpose of investing in a business, acquiring real estate, addressing potential tax obligations or simply having a source of additional general funding. Our financing options may be structured on behalf of an individual or one of their various ownership entities (i.e., personal investment company, trusts, partnerships and LLCs).
Business Planning
We can help you make well-informed personal wealth management decisions at every stage of your company's development. Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals. We are here to help you answer the key questions that arise at the intersection of your business strategy and your personal wealth management plan.
Entrepreneur Toolkit
Risk Management
We take a holistic approach to managing your finances by identifying risk outliers and understanding the impact of market scenarios. We utilize Morgan Stanley’s Portfolio Risk Platform by leveraging state of the art analytics to potentially deliver better outcomes for your portfolio. We are able to instantly analyze an entire portfolio, including assets held elsewhere, which helps identify and mitigate your risk.
Introducing the New Portfolio Risk PlatformAwards & Recognition
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, the Verga Pollard Group has been awarded the following industry awards and recognition:
Forbes Best-In-State Wealth Management Teams
In 2023, Forbes began recognizing the best Wealth Management Teams in each state, nominating over 37,000 teams nationwide. We are proud to have been ranked second in the state of Rhode Island in 2023 and we received this award again in 2024 and 2025.
Source: Forbes.com (Awarded 2023, 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2023, 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Morgan Stanley President's Club
In 2018, 2022, 2023, and 2024, Marc Verga was named to the President’s Club at Morgan Stanley Wealth Management, an elite group composed of the firm’s top Financial Advisors, for his steadfast commitment and world-class service to his clients.
Barron's Top 1,200 Financial Advisors: State by State
Each year, Barron's recognizes advisors for their commitment to their clients and their exemplary service. Marc Verga received this award in 2023 and 2024.
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Morgan Stanley Master's Club
The Master's Club at Morgan Stanley Wealth Management is an elite group composed of the firm’s top Financial Advisors.
In 2017 and 2019-2021, Marc Verga received this designation and in 2022, Marisa Fezza Pollard was named to this club.
In 2017 and 2019-2021, Marc Verga received this designation and in 2022, Marisa Fezza Pollard was named to this club.
Forbes Best-In-State Women Wealth Advisors
Each year, Forbes recognizes female advisors on an individual level for stellar service and support for their clients. Marisa Fezza Pollard received this award in 2022, 2023, 2024, and 2025.
Source: Forbes.com (Awarded 2022, 2023, 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2022, 2023, 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
Each year, Forbes recognizes advisors on an individual level for stellar service and support for their clients. Marisa Fezza Pollard received this award in 2022, 2023 and 2024.
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21, 6/30/21-6/30/22 and 6/30/22 - 6/30/23.
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21, 6/30/21-6/30/22 and 6/30/22 - 6/30/23.
Digital Tools Available To You:
Morgan Stanley strives to ensure it serves clients on its technology platforms that are resilient, safe, efficient, and smart. As a part of our services, these resources are readily available to all of our clients. Learn more about each tool and feature to see how it can easily help you manage and secure your financial journey.
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
• Total Wealth View – Access streamlined views of your assets and liabilities, including mortgage information, aggregated from all of your financial institutions
• Current Financial News – access up-to-date news, current market data, research, company profiles, and quotes
• Access Import Documents – sign up for digital access to all of your financial documents
• Manage Everyday Finances – mobile check deposit, online bill pay, send money with Zelle, and e-authorizations
Learn More About MSO• Total Wealth View – Access streamlined views of your assets and liabilities, including mortgage information, aggregated from all of your financial institutions
• Current Financial News – access up-to-date news, current market data, research, company profiles, and quotes
• Access Import Documents – sign up for digital access to all of your financial documents
• Manage Everyday Finances – mobile check deposit, online bill pay, send money with Zelle, and e-authorizations
Online Security Center
Protecting your online security is our top priority at Morgan Stanley. We proactively defend our systems and monitor the threat landscape to help anticipate issues before they arise and respond appropriately when they do.
We also provide advice and best practices to safeguard your personal information external of the firm as well. To learn more about the measures we take in the face of a constantly evolving cyber threat landscape and how you can better protect yourself, please visit our new Online Security Center.
Learn More About Our Online SecurityWe also provide advice and best practices to safeguard your personal information external of the firm as well. To learn more about the measures we take in the face of a constantly evolving cyber threat landscape and how you can better protect yourself, please visit our new Online Security Center.
Total Wealth View
It’s hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Learn More About Total Wealth View
eDelivery
You shouldn't have to wait for important paperwork like statements, tax documents, or trade confirmations. With eDelivery, you'll get email notifications as soon as they're available on Morgan Stanley Online.
Digital Vault
Digital Vault lets you easily and conveniently manage and share life’s most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
Watch Video on Digital Vault
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn More About Our Spending and Budgeting Tool
Portfolio Risk Platform
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Introducing the New Portfolio Risk Platform
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have resources of MSO on the go.
Learn More About Our Mobile AppResources & Insights:
This Quarter's Newsletter
Your go-to resource for staying informed. Each quarter, our team curates a selection of articles, reports, and expert tips designed to help keep you ahead of market trends and enrich your personal life.
Read Our Latest Newsletter
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts On The Market Podcast
On the Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On the Markets ReportThe GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
View The GIC WeeklyLocation
1 Financial Plaza 19th
Fl
Providence, RI 02903
US
Meet Verga Pollard Group
Marisa Fezza Pollard, CFP®, CEPA®
Senior Vice President, Financial Advisor, Workplace Advisor – Equity Compensation, CERTIFIED FINANCIAL PLANNER®, Alternative Investments Director
Phone:
(401) 863-8456(401) 863-8456
Jennifer Thorpe
Wealth Management Associate
Phone:
(401) 863-8463(401) 863-8463
Sofia Salhi
Client Service Associate
Phone:
(401) 276-5943(401) 276-5943
Kimberly Demara
Senior Registered Client Service Associate
Phone:
(401) 276-5958(401) 276-5958
About Marc Verga
Marc Verga is a Managing Director at Morgan Stanley where he focuses on providing wealth management solutions to high-net-worth clients and their families. He also holds the titles of Financial Advisor, Senior Portfolio Management Director and Alternative Investments Director. Marc started his career in 1993 with Smith Barney, a predecessor firm to Morgan Stanley. As a student of the industry, Marc has held various positions, including Financial Advisor, National Training Officer, and Branch Manager and he brings a unique perspective to the wealth management process when working with affluent clients. In an industry that is dynamic and constantly changing, he has built a comprehensive and holistic practice and has trained many other financial advisors in the same style.
Marc was named to Barron's Top 1,200 Financial Advisors in 2023 and 2024. He also earned Morgan Stanley's President's Club Status as well as the title of Alternative Investment Director.
Marc earned a B.S in Finance from Northeastern University in Boston, graduating cum laude. Growing up in the fishing town of Gloucester, MA, he has a great affinity for the ocean and a deep appreciation for hard work. While not in the office, Marc is philanthropically involved with the Italian Home for Children, where he serves as a member of the board. In his free time, he enjoys golfing and travel and is a member of the Wannamoisett Country Club in Rumford, RI. He currently resides in Providence, RI.
2023-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Marc was named to Barron's Top 1,200 Financial Advisors in 2023 and 2024. He also earned Morgan Stanley's President's Club Status as well as the title of Alternative Investment Director.
Marc earned a B.S in Finance from Northeastern University in Boston, graduating cum laude. Growing up in the fishing town of Gloucester, MA, he has a great affinity for the ocean and a deep appreciation for hard work. While not in the office, Marc is philanthropically involved with the Italian Home for Children, where he serves as a member of the board. In his free time, he enjoys golfing and travel and is a member of the Wannamoisett Country Club in Rumford, RI. He currently resides in Providence, RI.
2023-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Securities Agent: HI, RI, NY, UT, ND, WY, NH, NC, MI, MA, AL, NM, ME, ID, CT, CA, WI, MT, IA, AZ, OR, NV, NE, MD, DE, DC, VA, TX, IN, GA, FL, VT, CO, PA, OH, NJ, IL, WA, SC, MN; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 174618
NMLS#: 174618
About Marisa Fezza Pollard
Marisa Fezza Pollard began her career in the financial services industry in New York City over 20 years ago. She has worked in many facets of the business including Institutional Soft Dollar sales for the Bank of New York and Institutional Fixed Income for Loomis Sayles in Boston. Since 2003 she has worked in the Private Client Wealth Management business for Smith Barney, Oppenheimer & Co and since 2017, Morgan Stanley. She takes pride in her work and often describes her interactions with clients as “financial therapy”. Marisa holds the Certified Financial Planner™ designation by the Certified Financial Planner Board of Standards Inc. She has also achieved her Certified Exit Planning Advisor (CEPA®) designation and firmly believes that planning is at the core of what she does.
Marisa was named to Forbes Best In State Wealth Advisors and also Forbes Best In State Women Wealth Advisors in 2022. She has also earned the title of Alternative Investments Director at Morgan Stanley.
A New Jersey native, Marisa moved to Rhode Island to attend college. She will always be a New Jerseyan but has grown to love Rhode Island. She dedicates her time volunteering with Rhodeway Financial, an organization committed to offering comprehensive financial planning services to underserved communities. In her free time, she enjoys exploring the state and discovering the beauty and culture it has to offer. She also enjoys traveling, playing tennis, exercising and experiencing the great outdoors. She lives in East Greenwich with her husband Jim, their three young children, and her mom.
She holds her General Securities License (Series 7), the Uniform Securities Agent State Law Exam (Series 63), and the Uniform Investment Advisor Law Exam (Series 65). She is licensed as an agent for Life, Health, and Variable Annuities.
2022-2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023, 2024, & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Marisa was named to Forbes Best In State Wealth Advisors and also Forbes Best In State Women Wealth Advisors in 2022. She has also earned the title of Alternative Investments Director at Morgan Stanley.
A New Jersey native, Marisa moved to Rhode Island to attend college. She will always be a New Jerseyan but has grown to love Rhode Island. She dedicates her time volunteering with Rhodeway Financial, an organization committed to offering comprehensive financial planning services to underserved communities. In her free time, she enjoys exploring the state and discovering the beauty and culture it has to offer. She also enjoys traveling, playing tennis, exercising and experiencing the great outdoors. She lives in East Greenwich with her husband Jim, their three young children, and her mom.
She holds her General Securities License (Series 7), the Uniform Securities Agent State Law Exam (Series 63), and the Uniform Investment Advisor Law Exam (Series 65). She is licensed as an agent for Life, Health, and Variable Annuities.
2022-2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023, 2024, & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Securities Agent: WY, CA, NV, VA, MN, MA, UT, NJ, NE, NC, AZ, WI, WA, NY, MI, FL, AL, RI, OH, NM, ID, IA, HI, DC, SC, ME, MD, VT, NH, ND, MT, DE, TX, IN, IL, PA, OR, MO, GA, CT, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1703202
NMLS#: 1703202
About Jennifer Thorpe
Jennifer Thorpe is a Wealth Management Associate with the Verga Pollard Group at Morgan Stanley. She joined Morgan Stanley in 2021 and previously worked at Merrill Lynch for over 20 years. She held various positions in operations during the first 10 years of her career and spent the last 11 years supporting a Wealth Management team.
Jennifer is passionate about helping people and being a resource clients know they can rely on during difficult or uncertain times. She is focused on helping clients succeed and can resolve any issues or concerns they might have. Jennifer is described as being incredibly empathetic, trustworthy, reliable, and she will never shy away from a challenging client situation. She treats her clients like they are family by understanding their needs and making sure they are being well taken care of.
Jennifer holds her Series 7 and Series 66 financial securities licenses and received her bachelor’s degree in Business Administration from The College of New Jersey. She relocated to Rhode Island from Pennsylvania to be closer to her extended family members. During her spare time, she enjoys having adventures with her family, traveling, and skiing.
Jennifer is passionate about helping people and being a resource clients know they can rely on during difficult or uncertain times. She is focused on helping clients succeed and can resolve any issues or concerns they might have. Jennifer is described as being incredibly empathetic, trustworthy, reliable, and she will never shy away from a challenging client situation. She treats her clients like they are family by understanding their needs and making sure they are being well taken care of.
Jennifer holds her Series 7 and Series 66 financial securities licenses and received her bachelor’s degree in Business Administration from The College of New Jersey. She relocated to Rhode Island from Pennsylvania to be closer to her extended family members. During her spare time, she enjoys having adventures with her family, traveling, and skiing.
About Sofia Salhi
Sofia Salhi joined the Verga Pollard Group as a Client Service Associate in October 2022 shortly after graduating from the University of Colorado Boulder with a Bachelor's Degree in Economics and a double minor in Mathematics and English. A native of Laguna Beach, California, she moved to Newport, Rhode Island, after receiving her degree and is thrilled to have relocated to the East Coast.
Sofia is currently studying for her financial licensing exams and intends to take the SIE, Series 7, and Series 66 soon. While not in the office, she enjoys the great outdoors, spending time with her loved ones in California, and visiting new places. Sofia is also bilingual, being fluent in both English and Farsi.
Sofia is currently studying for her financial licensing exams and intends to take the SIE, Series 7, and Series 66 soon. While not in the office, she enjoys the great outdoors, spending time with her loved ones in California, and visiting new places. Sofia is also bilingual, being fluent in both English and Farsi.
About Kimberly Demara
Kimberly Demara is a Registered Client Service Associate who joined the Verga Pollard Group at Morgan Stanley in May of 2023. Prior to joining the Firm, she spent 8 years working in a similar role at Merrill Lynch and 6 years as an operations specialist at Bank of America. Throughout her many years in the industry, she has obtained her Series 7 and 66 licenses.
A native of North Stonington, Connecticut, Kimberly currently resides in Preston, Connecticut, and has three children: William, Lilliana, and Weston. While not in the office, Kim enjoys spending time with her loved ones at the beach and going on vacation. She also has a passion for soccer, having played competitively until 2022.
A native of North Stonington, Connecticut, Kimberly currently resides in Preston, Connecticut, and has three children: William, Lilliana, and Weston. While not in the office, Kim enjoys spending time with her loved ones at the beach and going on vacation. She also has a passion for soccer, having played competitively until 2022.
Contact Marc Verga
Contact Marisa Fezza Pollard
Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Verga Pollard Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
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8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
