Mary Chase, CFP®
PWM Registered Client Service Associate
Phone:
(978) 739-3964(978) 739-3964
Morgan Stanley Private Wealth Management
Marcie Behman, CIMA®
Private Wealth Advisor,
Financial Planning Specialist
Direct:
(978) 739-3962(978) 739-3962
My Mission Statement
We combine our experience with the global resources of our Firm to help our clients manage their investment assets and create, implement, and maintain a truly comprehensive wealth strategy plan designed around their most important life goals.
My Story and Services
Marcie Behman is the founder of the Behman Group at Morgan Stanley. She advises a select group of ultra-affluent clients, addressing the intricacies and challenges in managing, growing, and transferring wealth effectively. She has great talent in developing and managing an overall strategic plan for each of her client’s wealth.
As a nationally recognized Private Wealth Advisor, Marcie provides an in-depth analysis for clients with complex circumstances, integrating a wide network of resources to advance their objectives. She is particularly adept in advising Section 16 officers and venture capital partners on 1202 Small Business Stock Gain Exclusions and 10B5-1 Selling Plans. She is closely attuned to her clients’ vision and purpose for their wealth, distilling a family’s long-term goals and aspirations.
Since 2008, Marcie has been recognized as a top advisor by several industry publications and a featured recipient on several occasions. This level of recognition speaks to her deep commitment to excellence and a practice designed to distinguish herself from the competition.
Awards/Certifications:
· Forbes listed her on America's Best-in-State Top Wealth Advisors and America's Top 100 Women Wealth Advisors in 2021 for the fourth consecutive year.
· Barron’s named her to the Hall of Fame in 2021. This accolade is reserved for a select few advisors who have appeared in the Barron’s annual Top 100 Advisor rankings for 10+ years.
· Barron’s recognized her as a Top 100 Women Financial Advisors in 2021 for the tenth consecutive year and was personally featured in the June 2016 publication. She was also honored by Barron’s as a Top 1200 Financial Advisors- State-by-State in 2016 and 2017.
· Working Mother Magazine and Shook Research listed Marcie as one of the Top Wealth Advisor Moms in 2017-2021 for the fifth consecutive year. She was also featured in the October 2021 edition of the magazine.
· Financial Times' Top 400 Financial Advisors in 2019.
Marcie speaks regularly at industry conferences and is a frequent financial commentator. She has been published in a number of local and national publications and also served as the Featured Advisor for a local news network.
Marcie holds both a Bachelor of Science in Accounting and a Master of Accounting, concentrated in Taxation, from the University of Florida. She currently lives in Wellesley, Massachusetts, and is the mother of four boys. She enjoys playing the piano and sharing the musical talents of her sons, as well as playing golf and skiing. She serves on the Board of Furnishing Hope Massachusetts, and is a former Board Member of the Copley Society of Art.
Disclosures
2017-2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2017-2021). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2011-2021 Barron's Top 100 Women Financial Advisors
Source: Barrons.com (Awarded June 2011-2021). Data compiled by Barron's based on 12-month period concluding in Mar of the year the award was issued.
2016-2017 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2016-2017). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded2017-2021) Data compiled by SHOOK Research LLC based on time period from 3/31/16 - 3/31/20.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2020) Data compiled by the Financial Times based on time period from 6/30/16 - 6/30/19.
As a nationally recognized Private Wealth Advisor, Marcie provides an in-depth analysis for clients with complex circumstances, integrating a wide network of resources to advance their objectives. She is particularly adept in advising Section 16 officers and venture capital partners on 1202 Small Business Stock Gain Exclusions and 10B5-1 Selling Plans. She is closely attuned to her clients’ vision and purpose for their wealth, distilling a family’s long-term goals and aspirations.
Since 2008, Marcie has been recognized as a top advisor by several industry publications and a featured recipient on several occasions. This level of recognition speaks to her deep commitment to excellence and a practice designed to distinguish herself from the competition.
Awards/Certifications:
· Forbes listed her on America's Best-in-State Top Wealth Advisors and America's Top 100 Women Wealth Advisors in 2021 for the fourth consecutive year.
· Barron’s named her to the Hall of Fame in 2021. This accolade is reserved for a select few advisors who have appeared in the Barron’s annual Top 100 Advisor rankings for 10+ years.
· Barron’s recognized her as a Top 100 Women Financial Advisors in 2021 for the tenth consecutive year and was personally featured in the June 2016 publication. She was also honored by Barron’s as a Top 1200 Financial Advisors- State-by-State in 2016 and 2017.
· Working Mother Magazine and Shook Research listed Marcie as one of the Top Wealth Advisor Moms in 2017-2021 for the fifth consecutive year. She was also featured in the October 2021 edition of the magazine.
· Financial Times' Top 400 Financial Advisors in 2019.
Marcie speaks regularly at industry conferences and is a frequent financial commentator. She has been published in a number of local and national publications and also served as the Featured Advisor for a local news network.
Marcie holds both a Bachelor of Science in Accounting and a Master of Accounting, concentrated in Taxation, from the University of Florida. She currently lives in Wellesley, Massachusetts, and is the mother of four boys. She enjoys playing the piano and sharing the musical talents of her sons, as well as playing golf and skiing. She serves on the Board of Furnishing Hope Massachusetts, and is a former Board Member of the Copley Society of Art.
Disclosures
2017-2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2017-2021). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2011-2021 Barron's Top 100 Women Financial Advisors
Source: Barrons.com (Awarded June 2011-2021). Data compiled by Barron's based on 12-month period concluding in Mar of the year the award was issued.
2016-2017 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2016-2017). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded2017-2021) Data compiled by SHOOK Research LLC based on time period from 3/31/16 - 3/31/20.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2020) Data compiled by the Financial Times based on time period from 6/30/16 - 6/30/19.
Capabilities
- 10b5-(1) Programs
- Cash Management & LendingFootnote1
- Comprehensive Wealth Planning
- Corporate Stock Plans
- Family Governance & Wealth Education
- Hedging Strategies
- Investment Management
- Philanthropy Management
- Pre-Liquidity Planning
- Proprietary Investment Opportunities
- Risk Management
- Tailored LendingFootnote2
- Tax, Trust & Estate AdvisoryFootnote3
Securities Agent: WY, UT, CO, WI, KY, ME, FL, MS, OR, SC, NV, WV, WA, VT, VA, TX, TN, SD, RI, PR, PA, OK, OH, NY, NM, NJ, NH, NE, ND, NC, MT, MO, MN, MI, MD, MA, LA, KS, IN, IL, ID, IA, HI, GA, DE, DC, CT, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 522715
NMLS#: 522715
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $775 billion in AUM1
- Comprising 25% of the Barron’s Top 100 Financial Advisors list for 2023
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2023
Source: Barron's.com (April 2023) 2023 Barron's Top 100 Financial Advisors awarded in 2023. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2020 - Dec 2021. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Awards and Recognitions
Barron's Hall of Fame Award
The Barron's Hall of Fame award is given to a select group of advisors who have appeared in Barron's annual Top 100 Advisor rankings for 10+ years. Marcie received this award in 2021.
Barron’s Top 1200 Financial Advisors- State-by-State
Marcie was ranked as one of America's top financial advisors, organized by state, in both 2016 and 2017 consecutively.
Barron’s Top 100 Women Financial Advisors
Marcie earned this title for the tenth consecutive year in 2021, and was personally featured in the June 2016 publication. Most recently, she ranked #47 in 2021, #48 in 2020, and #35 in 2019.
Forbes' America's Top 100 Women Wealth Advisors
Marcie was recognized by Forbes as one of America's Top 100 Women Wealth Advisors for the fifth consecutive year in 2021. She ranked #33 in 2021.
Forbes America's Best-in-State Top Wealth Advisors
Marcie was recognized by Forbes as one of America's Best-in-State Top Wealth Advisors in 2017, 2018, 2019, 2020, and 2021. She ranked #9 in 2021.
Working Mother Magazine Top Wealth Advisor Moms
Working Mother Magazine and Shook Research listed Marcie as one of the Top Wealth Advisor Moms for five consecutive years. She was ranked #10 in 2021, #7 in 2020, #11 in 2019, #10 in 2018, and #9 in 2017.
Financial Times' Top 400 Financial Advisors
In 2019, Marcie Behman was recognized by Financial Times as one of America's Top 400 Financial Advisors.
Morgan Stanley Chairman's Club Member
Marcie belongs to Morgan Stanley Chairman's Club, which recognizes outstanding performance by Advisors.
Digital Tools and Resources
Morgan Stanley Online (MSO)
Morgan Stanley Online (MSO) digital capabilities and the Morgan Stanley Mobile App provide you with access to your account information, enriched reporting tools, several cash management solutions and robust market research. With MSO, you can securely manage your account online or on your mobile device.
Click here to learn more
Total Wealth View
Total Wealth View allows you to view all of your assets and liabilities together, whether held at Morgan Stanley or elsewhere, for a more comprehensive overview of your financial picture.
Click here to learn more
Online Security Center
Morgan Stanley's security center can help protect your personal information and safeguard your assets. The ideas and resources available to you can help defend against cyber threats.
Click here to learn more
Digital Vault
The Digital Vault allows you to build a centralized library of your confidential documents and better protect against fraudulent activity.
Click here to learn more
Global Investment Committee Weekly Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Click here to learn more
On The Markets Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Click here to learn moreLocation
35 Village Rd
Ste 601
Middleton, MA 01949
US
Direct:
(978) 739-3962(978) 739-3962
Meet My Team
Owen Murray
PWM Investment Consultant | Portfolio Manager Specialist
Phone:
(978) 739-3965(978) 739-3965
Colleen Howard
PWM Business Development Associate
Phone:
(978) 739-3968(978) 739-3968
Domenic Setaro
Assistant Vice President, PWM Director of Marketing and Communications
Phone:
(978) 739-9695(978) 739-9695
Kevin Joos
PWM Registered Client Service Associate
Phone:
(978) 739-9688(978) 739-9688
Billy Behman
PWM Client Service Associate
Phone:
(978) 739-3967(978) 739-3967
About Mary Chase
Mary originally joined The Behman Group in 2007, and currently serves as a PWM Registered CSA on the team. Prior to Morgan Stanley, Mary spent 25 years at Merrill Lynch, and has taken on progressive roles throughout her career. In her current role, Mary is responsible for the trading and execution of concentrated stock strategies and portfolio updates. She focuses on executing 10b5-1 selling plans and Section 16/Rule 144 reporting requirements. Mary holds her Bachelor of Science in Marketing from Colorado State University, and currently resides in Charlotte, North Carolina with her husband and son. Mary passionately supports and volunteers for the Union County Christmas Bureau. Outside of work, she also enjoys swimming, traveling, and playing golf.
About Owen Murray
Owen Murray joined The Behman Group in April of 2020 and currently serves as the team’s PWM Investment Consultant | Portfolio Manager Specialist. Prior to joining the group, Owen spent five years at MFS Investment Management in Boston.
Owen brings a vast knowledge of the markets, economics, and portfolio construction to the team. In his role, he supports clients with all aspects of their investment portfolio and strategy, spanning from macro asset allocation across traditional and alternative assets to individual security selection. He also facilitates the investment allocation process by gathering, comparing, analyzing, and communicating investment research data, both internally and to clients of the group.
Owen graduated from Hampden-Sydney College in Virginia with a Bachelor of Science in Economics and Finance where he was the recipient of the H. Hiter Harris Scholarship for Excellence in Economics. In his spare time, he enjoys snowboarding, playing golf, hunting, and fishing.
Owen brings a vast knowledge of the markets, economics, and portfolio construction to the team. In his role, he supports clients with all aspects of their investment portfolio and strategy, spanning from macro asset allocation across traditional and alternative assets to individual security selection. He also facilitates the investment allocation process by gathering, comparing, analyzing, and communicating investment research data, both internally and to clients of the group.
Owen graduated from Hampden-Sydney College in Virginia with a Bachelor of Science in Economics and Finance where he was the recipient of the H. Hiter Harris Scholarship for Excellence in Economics. In his spare time, he enjoys snowboarding, playing golf, hunting, and fishing.
About Colleen Howard
Colleen Howard joined the Behman Group in January 2022 and serves as the team’s PWM Business Development Associate. Prior to joining the team, Colleen covered the Greater Boston area as a Regional Sales Representative for MFS Investment Management.
Colleen assists in a wide range of administrative requests, while striving to deliver proactive and personalized service. She brings a vast knowledge of the financial services industry to her role and is a critical point of contacts for the team’s client base.
Colleen holds her Bachelor of Science in Accounting from Bentley University, and she holds her Series 6, 7, 63, and 65 licenses. A native of Cape Elizabeth, Maine, Colleen currently resides in Portland, Maine, with her husband, Garrett, and she works out of both the Portland and Middleton, Massachusetts, offices. While not in the office, Colleen enjoys spending time with her loved ones, trying new restaurants, playing pickleball, and running.
Colleen assists in a wide range of administrative requests, while striving to deliver proactive and personalized service. She brings a vast knowledge of the financial services industry to her role and is a critical point of contacts for the team’s client base.
Colleen holds her Bachelor of Science in Accounting from Bentley University, and she holds her Series 6, 7, 63, and 65 licenses. A native of Cape Elizabeth, Maine, Colleen currently resides in Portland, Maine, with her husband, Garrett, and she works out of both the Portland and Middleton, Massachusetts, offices. While not in the office, Colleen enjoys spending time with her loved ones, trying new restaurants, playing pickleball, and running.
About Domenic Setaro
Domenic Setaro is an Assistant Vice President and Director of Marketing and Communications at Morgan Stanley, where he spearheads the recruiting, outreach, and practice optimization efforts of the Behman Group in Middleton, Massachusetts. He first joined Morgan Stanley in 2020 as a Team Lead on the Virtual Engagement Associate Desk in Purchase, New York, where he coached and trained hundreds of analysts and was instrumental in the program’s growth and development. He then went to work on the management teams for the Firm’s Coastal and Southern New England markets, where he helped Advisors across New York and New England with the usage and implementation of Morgan Stanley’s digital resources into their practices.
Prior to joining the Firm, Domenic worked in marketing management for both the Italian Language Foundation and the Italy-America Chamber of Commerce. He graduated cum laude from Fordham University, with degrees in International Political Economy and Romance Languages and minors in Middle Eastern Studies and Theology, and he holds his Series 7 and 66 licenses.
Dom currently resides in Boston and recently moved to the area from Wolcott, Connecticut. He spent many years of his life living in Italy and goes back as often as he can. Outside of work, Domenic is a foreign language tutor on the side and enjoys traveling, playing piano, and playing tennis in his free time. He speaks eight languages and has traveled to 47 states and 32 countries.
Prior to joining the Firm, Domenic worked in marketing management for both the Italian Language Foundation and the Italy-America Chamber of Commerce. He graduated cum laude from Fordham University, with degrees in International Political Economy and Romance Languages and minors in Middle Eastern Studies and Theology, and he holds his Series 7 and 66 licenses.
Dom currently resides in Boston and recently moved to the area from Wolcott, Connecticut. He spent many years of his life living in Italy and goes back as often as he can. Outside of work, Domenic is a foreign language tutor on the side and enjoys traveling, playing piano, and playing tennis in his free time. He speaks eight languages and has traveled to 47 states and 32 countries.
Securities Agent: HI, CA, WV, VT, UT, OH, MI, MA, IN, IA, CO, WY, TX, SC, PR, ND, MT, KS, AR, AK, WI, OK, NH, NC, MS, GA, VA, PA, NJ, DE, DC, WA, ID, TN, MN, ME, MD, AL, NV, NM, NE, FL, CT, VI, RI, OR, NY, MO, IL, AZ, SD, LA, KY; General Securities Representative; Investment Advisor Representative
About Kevin Joos
Kevin Joos joined the Behman Group at Morgan Stanley in Middleton, Massachusetts, in May 2023 as a PWM Registered Client Service Associate, where he covers a variety of administrative tasks for the teams and its clients. Prior to joining the Firm, he worked at John Hancock as a Consolidation Specialist, where he predominantly helped clients with 401(k) rollover transactions. Since entering the industry in 2022, Kevin has obtained a number of professional licenses. He has acquired his Series 6, 7, 63, and 65.
Kevin graduated from Bryant University in Smithfield, Rhode Island, with a dual degree in Finance and Economics. He currently lives in Reading, Massachusetts, and while not in the office, he enjoys spending time with family and friends and following Boston sports, especially the Celtics. He has recently taken up golf and has been determined to improve his game, taking advantage of any chance to get out on the course.
Kevin graduated from Bryant University in Smithfield, Rhode Island, with a dual degree in Finance and Economics. He currently lives in Reading, Massachusetts, and while not in the office, he enjoys spending time with family and friends and following Boston sports, especially the Celtics. He has recently taken up golf and has been determined to improve his game, taking advantage of any chance to get out on the course.
About Billy Behman
Billy Behman joined The Behman Group at Morgan Stanley in November of 2021 as a PWM Client Service Associate to assist with client accounts along with managing the online portal and internal team projects.
Billy brings both a creative and technical skillset to the team. His academic career covered two years of Physics at Worcester Polytechnic Institute and a degree in Creative Writing from Emerson College. Post-graduation, Billy earned a certificate from the University of Pennsylvania Coding Bootcamp program.
Billy currently resides in Wellesley, Massachusetts. Outside of work, he enjoys playing piano. In his free time, he codes his own games to play with his family and friends.
Billy brings both a creative and technical skillset to the team. His academic career covered two years of Physics at Worcester Polytechnic Institute and a degree in Creative Writing from Emerson College. Post-graduation, Billy earned a certificate from the University of Pennsylvania Coding Bootcamp program.
Billy currently resides in Wellesley, Massachusetts. Outside of work, he enjoys playing piano. In his free time, he codes his own games to play with his family and friends.
Wealth Management
Global Investment Office
Portfolio Insights
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
Article Image
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
3Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
3Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 6295606 (3/2024)
