Marcia Bonnet, CRPC®
Senior Vice President, Wealth Management,
Financial Advisor,
Senior Portfolio Manager,
Family Wealth Advisor,
Workplace Advisor – Equity Compensation,
Financial Planning Specialist
Direct:
(307) 673-7916(307) 673-7916
Toll-Free:
(888) 891-7423(888) 891-7423
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
Marcy Bonnet is a Senior Vice President and seasoned Financial Advisor who has worked at Morgan Stanley and predecessor firms since 1991. Given her long tenure with the company, she is very skilled at utilizing all the resources available to her to enhance her value to clients. Moreover, she knows who to call to handle all types of responsibilities, effectively and efficiently.
Known for her unwavering dedication to her clients, Marcy began her career in Billings Montana. (Now she splits her time between Colorado and Wyoming). Prior to becoming a financial advisor, she was an Operations Manager for 10 years. As a Financial Advisor, she has attained several noteworthy designations, including Financial Planning Specialist, Family Wealth Advisor and Chartered Retirement Planning Counselor (CRPC®).
While Marcy is capable of handling any financial need a client may have, her main focus is financial planning, investment management and client service, with a focus on comprehensive wealth management. She takes great pride helping investors achieve their goals within their desired time horizon and using periods of market and economic uncertainty to their long-term benefit.
Marcy is keenly adept at building lasting relationships with her clients, many of whom have been with her for years. In fact, she is now serving the next generation of some of these long-time investors and has been referred to other families because of the solid reputation she has created.
“Helping investors is not just a process to me,” she says. “I like to get to know my client’s story and backstory and get them from point A to point B. I not only want to understand their goals and needs. I want to help take away any worries they may have about today and tomorrow. In effect, I want to be their primary Financial Advisor and an excellent steward of their wealth.”
On a personal note, Marcy and her husband, Sean, have been married for over two decades. They have three lovely children, a daughter and twin sons, along with a black lab. They enjoy spending time with family and friends while enjoying their home, the outdoors and various sporting activities and events.
Known for her unwavering dedication to her clients, Marcy began her career in Billings Montana. (Now she splits her time between Colorado and Wyoming). Prior to becoming a financial advisor, she was an Operations Manager for 10 years. As a Financial Advisor, she has attained several noteworthy designations, including Financial Planning Specialist, Family Wealth Advisor and Chartered Retirement Planning Counselor (CRPC®).
While Marcy is capable of handling any financial need a client may have, her main focus is financial planning, investment management and client service, with a focus on comprehensive wealth management. She takes great pride helping investors achieve their goals within their desired time horizon and using periods of market and economic uncertainty to their long-term benefit.
Marcy is keenly adept at building lasting relationships with her clients, many of whom have been with her for years. In fact, she is now serving the next generation of some of these long-time investors and has been referred to other families because of the solid reputation she has created.
“Helping investors is not just a process to me,” she says. “I like to get to know my client’s story and backstory and get them from point A to point B. I not only want to understand their goals and needs. I want to help take away any worries they may have about today and tomorrow. In effect, I want to be their primary Financial Advisor and an excellent steward of their wealth.”
On a personal note, Marcy and her husband, Sean, have been married for over two decades. They have three lovely children, a daughter and twin sons, along with a black lab. They enjoy spending time with family and friends while enjoying their home, the outdoors and various sporting activities and events.
Securities Agent: PR, MA, IN, MN, NJ, OH, TX, RI, WY, VT, DC, WV, WI, WA, VI, VA, UT, TN, SD, SC, PA, OR, OK, NY, NV, NM, NH, NE, ND, NC, MT, MS, MO, MI, ME, MD, LA, KY, KS, IL, ID, IA, HI, GA, FL, DE, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1282732
CA Insurance License #: OL87348
NMLS#: 1282732
CA Insurance License #: OL87348
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Women Without Limits
Supporting women throughout their financial lives is at the core of Morgan Stanley’s values. This dedication and experience make us uniquely suited to help women reach their financial and career goals, no matter where they are on their journey.
Learn More About Women Without Limits
Morgan Stanley MAKERS
MAKERS at Morgan Stanley is an annual program that celebrates groundbreakers, innovators and champions of women’s achievement. The Morgan Stanley MAKERS Class of 2024 marks the program’s 11th anniversary.
Learn More About Morgan Stanley MAKERSOur Ultra-High Net Worth Clients
Everyone with investable assets requires the fundamentals of wealth management – financial planning, an investment portfolio, and management of a personal balance sheet.
These are services we provide to every client, however; individuals and families with $10 million or more in assets (which we define as “ultra-high net worth”) have additional considerations, which are an important part of our service. See a handful of resources for these clients below.
These are services we provide to every client, however; individuals and families with $10 million or more in assets (which we define as “ultra-high net worth”) have additional considerations, which are an important part of our service. See a handful of resources for these clients below.
Wealth Transfer
Taking care of future generations is a core objective of many clients. Our advice on the most effective way to structure wealth transfer can make a meaningful difference in terms of taxes, control and family dynamics.
Philanthropy
Our clients often have a cherished institution or cause to which they want to make a lasting contribution. We help clients sort through the many ways to structure philanthropic plans to maximize the value of their gift.
Legacy Planning
How do you want to be remembered? Many clients come to us with general ideas, but without a specific, defined strategy to accomplish their legacy goals. We work with them to create a plan.
Legacies That Last
Endowments & Foundations
Many clients with substantial wealth choose to create an endowment at an institution, or a foundation with a defined charitable goal. Our team, plus top professionals at Morgan Stanley, have the necessary experience and specialized knowledge to manage this task.
Tax-Efficient Portfolios
Morgan Stanley Portfolio Solutions/Parametric Tax
Efficient Portfolios are designated for high-net-worth
investors seeking a tax-managed, diversified portfolio.
Portfolios are monitored, evaluated, and rebalanced to
maintain diversification and react to changing market
conditions.
Tax-Efficient StrategiesEfficient Portfolios are designated for high-net-worth
investors seeking a tax-managed, diversified portfolio.
Portfolios are monitored, evaluated, and rebalanced to
maintain diversification and react to changing market
conditions.
Signature Access
Signature Access, the highest tier of Morgan Stanley's
complimentary loyalty program Reserved Living & Giving.
gives clients with $10 million or more in assets at the firm
access to world class services such as Private Health
Advisory, Personal Cybersecurity Services, Aircraft
Management and more in addition to all the discounts
and content available through Reserved Living & Giving.
MS Reserved Living & Givingcomplimentary loyalty program Reserved Living & Giving.
gives clients with $10 million or more in assets at the firm
access to world class services such as Private Health
Advisory, Personal Cybersecurity Services, Aircraft
Management and more in addition to all the discounts
and content available through Reserved Living & Giving.
Family Office Cybersecurity
Family Offices can be quite vulnerable to cyber threats
and the dangers of ransomware are real. Consider these
best practices to help protect your information and assets in
an increasingly complex digital world.
Family Offices & Cybersecurityand the dangers of ransomware are real. Consider these
best practices to help protect your information and assets in
an increasingly complex digital world.
Family Limited Partnership
Leverage your lifetime gift tax exemptions by making gifts of limited partnership interests, in trust or outright, to your family members on a discounted basis. Train younger generations to manage assets and limit outside ownership to easily facilitate estate planning. Enjoy estate and gift tax, income, and management benefits if a FLP is right for you.
Below are tools and resources meant to transform complex financial situations into concise and easily digestible content. We hope these resources provide helpful insights regarding the markets, our firm's offerings, as well as some timely educational pieces on various elements in finance.
Morgan Stanley Online
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Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Staley Portfolio Insights
On The Markets Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read This Month's "On The Markets"Awards and Accomplishments
Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
Forbes America's Best-In-State Wealth Management Teams 2023: The Pelican Bay Group
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Barron's Top Private Wealth Management Teams 2024: The Pelican Bay Group
Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2024) Data compiled by Barron's for the period Jan 2023-Dec 2023.
Source: barrons.com (Awarded May 2024) Data compiled by Barron's for the period Jan 2023-Dec 2023.
Forbes Top Women Best in State Wealth Advisors 2022, 2023, 2024
Marcy was named as a Forbes Top Women, Best in-State Wealth Advisor in 2022-2024
2020-2022 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Source: Forbes.com (February 2023) Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State rankings awarded in 2023. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 9/30/21 - 9/30/22.
2020-2022 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Source: Forbes.com (February 2023) Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State rankings awarded in 2023. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 9/30/21 - 9/30/22.
Forbes Best in State Wealth Advisors 2023, 2024
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
[Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2024]
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
[Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2024]
Client Service Team
Adrienne Lewallen, Financial Planning Associate - Wealth Management Associate
Phone:
(307) 673-7921(307) 673-7921
Email:adrienne.m.lewallen@ms.com
Adrienne Lewallen joined the firm in 2005 in Anchorage, Alaska. She successfully attained her Series 7 and 66 securities registration after moving to Sheridan, WY. Continuing her commitment to ongoing professional development Adrienne attained her Series 9 and 10 principal securities registration in 2008. She currently holds the Wealth Management Associate Title and Financial Planning Associate designation. She is always adding to her knowledge and depth of experience in the financial industry. She is involved in new hire training on Morgan Stanley Platforms.
Adrienne serves as a support leader and provides direct support for the following financial advisors: Marcy Bonnet and Shelley Ford by providing the Pelican Bay Group with aspects of administrative and operational services for clients. Using her interpersonal and communication abilities, Adrienne assists the team by serving as liaison between departments to facilitate and coordinate various operational functions for the team. She brings with her a strong focus to detail, proven record of professionalism, and a friendly approach that will contribute to the success of service provided to our clients and colleagues. Adrienne’s depth of experience in the financial industry as well as her involvement in service development within the firm provides us with invaluable insight and support for our team.
Adrienne strives to challenge herself; with hard work and dedication she achieved black belt status in Shotokan Karate. She also completed her first half-marathon in 2013 and her second in 2016. Mrs. Lewallen has been married 19 years. She is the mother of 3 children, one boy and two teen girls. She and her husband Shawn cherish their family time together. They enjoy travelling and supporting their children in various sports
Adrienne serves as a support leader and provides direct support for the following financial advisors: Marcy Bonnet and Shelley Ford by providing the Pelican Bay Group with aspects of administrative and operational services for clients. Using her interpersonal and communication abilities, Adrienne assists the team by serving as liaison between departments to facilitate and coordinate various operational functions for the team. She brings with her a strong focus to detail, proven record of professionalism, and a friendly approach that will contribute to the success of service provided to our clients and colleagues. Adrienne’s depth of experience in the financial industry as well as her involvement in service development within the firm provides us with invaluable insight and support for our team.
Adrienne strives to challenge herself; with hard work and dedication she achieved black belt status in Shotokan Karate. She also completed her first half-marathon in 2013 and her second in 2016. Mrs. Lewallen has been married 19 years. She is the mother of 3 children, one boy and two teen girls. She and her husband Shawn cherish their family time together. They enjoy travelling and supporting their children in various sports
Zonelis Cabrera - Registered Client Service Associate
Phone:
(303) 925-9735(303) 925-9735
Email:Zonelis.Cabrera@morganstanley.com
Zonelis helps facilitates clients service needs and assists with administrative duties within the Denver Pelican Bay Group office. She has experience with international business and helps international clients within the team. Zonelis was born in Cuba and has lived in the United States since she was 9. She lived in Miami, FL until 2022 when she moved to Denver, CO. She received her Bachelor’s Degree in Finance from Florida International University. She transferred from a Morgan Stanley branch in Miami, FL where she started as an operations associate and transitioned into a support professional role 10 months later. Zonelis holds her Series 7 and Series 66 licenses. Zonelis loves the outdoors and hiking. You can find her on a trail in Colorado every weekend with her Newfoundland dog and partner. She has been to over 30 US national parks and hopes to go to all of them some day.
Bethany Miller - Registered Client Service Associate
Phone:
(303) 925-9732(303) 925-9732
Email:Bethany.Miller@morganstanley.com
Bethany began her career in the financial services industry at a small trust company in 2000. Over the years she has worked in a variety of roles including team leadership, specializing in trust and estate administration, and intergenerational wealth transfer. Bethany joined the Pelican Bay Group at Morgan Stanley in May, 2022. She holds her Series 7 and Series 66 licenses. She serves as operational and administrative support to clients and works with the Colorado/Wyoming financial advisors, Marcy Bonnet, Shelley Ford and Jeanette Cox. She brings with her a wealth of experience, strong attention to detail, and a warm, encouraging approach.
Bethany was born and raised in Denver CO and is lifelong Bronco’s fan. Outside of work, she enjoys cooking, gardening and reading. She is the mother to four teenaged and young adult children and cherishes spending time with them and supporting their many activities and endeavors.
Bethany was born and raised in Denver CO and is lifelong Bronco’s fan. Outside of work, she enjoys cooking, gardening and reading. She is the mother to four teenaged and young adult children and cherishes spending time with them and supporting their many activities and endeavors.
Location
135 North Main St
Sheridan, WY 82801
US
Direct:
(307) 673-7916(307) 673-7916
Toll-Free:
(888) 891-7423(888) 891-7423
Fax:
(720) 488-3248(720) 488-3248
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Marcia Bonnet today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
