Manuel Loureiro III
Associate Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(401) 863-8444(401) 863-8444
Manuel Loureiro III
Associate Vice President,
Financial Advisor,
Senior Portfolio Manager
Direct:
(401) 863-8444(401) 863-8444
Industry Award WinnerMy Mission Statement
By leveraging personalized investment strategies, I aim to grow your portfolio while prioritizing the security of your financial success.
My Story and Services
Being a Financial Advisor means I have your best interest as my priority. I work with my clients by getting a full financial picture of their life before I ever make any recommendation. I want to be fully confident when making a recommendation to you and your family.
For me it all started in 7th grade when my math teacher came into the room and said "In class today I will teach you how to make money. Just buy low and sell high." Well if only it was that simple. This is what lit the fire under me to learn as much as I possibly could about the financial markets. From there I ended up getting 1st place in the stock market competition my senior year in high school and I've managed my own money since I was 18.
I have experience being a finance manager at a small business, working at a stock brokerage firm, working as a foreign exchange broker and working with high net worth clients in the banking, lending and investment side of the wealth management business. Staying in the flow of global information is invigorating to me.
I grew up in Cumberland, RI and moved to Providence, RI in 2015 when I bought my first property and accepted a job at a financial firm I could walk to from home. I love the city and everything it has to offer. I love trying new restaurants, meeting new people and going to new breweries with friends. I see my family and good friends as often as I can.
In October of 2022, my lovely wife and I made the decision to acquire a property in Cumberland, Rhode Island where we intend to establish our residence and start a family.
For me it all started in 7th grade when my math teacher came into the room and said "In class today I will teach you how to make money. Just buy low and sell high." Well if only it was that simple. This is what lit the fire under me to learn as much as I possibly could about the financial markets. From there I ended up getting 1st place in the stock market competition my senior year in high school and I've managed my own money since I was 18.
I have experience being a finance manager at a small business, working at a stock brokerage firm, working as a foreign exchange broker and working with high net worth clients in the banking, lending and investment side of the wealth management business. Staying in the flow of global information is invigorating to me.
I grew up in Cumberland, RI and moved to Providence, RI in 2015 when I bought my first property and accepted a job at a financial firm I could walk to from home. I love the city and everything it has to offer. I love trying new restaurants, meeting new people and going to new breweries with friends. I see my family and good friends as often as I can.
In October of 2022, my lovely wife and I made the decision to acquire a property in Cumberland, Rhode Island where we intend to establish our residence and start a family.
Securities Agent: MO, ME, VA, ID, HI, GA, DE, AZ, WA, VT, PA, OH, MD, IN, FL, CO, UT, SC, OR, NC, MA, IL, NJ, NH, NV, CT, RI, NY, NE, MN, IA, DC, OK, LA, CA, AL, TX, WY, WI, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1552694
NMLS#: 1552694
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with you
1: Initial Consultation
At the heart of our relationship, we use a holistic approach to financial planning that places your lifestyle, family, and long-term financial goals at the center of our strategy. Our process is collaborative, with our team working closely to conduct a detailed and comprehensive evaluation of your financial needs. Through our initial consultation, we want to get a clear understanding of where you stand in order to develop the right plan that will help you achieve your financial goals. Our aim is to empower you by providing the flexibility and peace of mind you need to navigate through the twists and turns of life.
2: Plan Creation
After our initial meeting, we will develop a tailored wealth management strategy that is centered around your unique circumstances. Our primary objective is to create a comprehensive financial plan that considers both the financial and personal aspects of your life. By asking you the right questions, we will be able to fully understand your needs and collect the relevant information that will help us design the right plan for you. I am committed to ensuring that your asset allocation strategy is robust by inducing growth in a tax-efficient manner.
3: Strategic Implementation
We take pride in our ability to provide exceptional support to you as you work toward the realization of your financial goals. Through a fully customized approach, we assist you in determining the appropriate asset allocation and investment strategy that will help maximize the value of your portfolio. We consider your current situation, long-term goals, legal and regulatory constraints, liquidity needs, expected tax status, and many other variables that will assist in construction your portfolio with our risk management principles in mind.
We stand ready to deliver our expert guidance and support no matter what your situation is. Furthermore, we actively collaborate with our external team of trusted attorneys and tax advisors to ensure that every plan is implemented effectively and with maximum efficiency.
We stand ready to deliver our expert guidance and support no matter what your situation is. Furthermore, we actively collaborate with our external team of trusted attorneys and tax advisors to ensure that every plan is implemented effectively and with maximum efficiency.
4: Periodic Reviews
As part of our process, we offer periodic review meetings to assess and rebalance your portfolio in accordance with your stated goals. We recognize that external factors such as financial market conditions, regulations and taxes are in a constant state of flux; as a result, we come up with the necessary response to keep your portfolio on track. In case changes to your personal circumstances warrant updating your financial goals, we will evaluate your current situation, and make the necessary adjustments to address your needs. This critical process enables us to maintain alignment between your financial plan and your evolving life circumstances.
Our commitment to ongoing review ensures that we provide a consistent and effective wealth management experience that is strategically tailored to your unique financial situation.
I look forward to working with you.
Our commitment to ongoing review ensures that we provide a consistent and effective wealth management experience that is strategically tailored to your unique financial situation.
I look forward to working with you.
*Disclosures*
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Market Outlooks & Updates
I am a firm believer in providing my clients with as many resources as possible so that they may stay informed on the latest market trends, analyses, and outlooks. The resources below provide in-depth analysis on current market events and finance topics that are affecting the business world today.
2025 Federal Income Tax Tables
For help filing your taxes this year, our team has published the 2025 tax tables for your reference. Please click the link below to view them.
View the Tax Tables
Outlook Calls and Audiocasts from Lisa Shalett and Mike Wilson
Mike Wilson, Chief Investment Officer & Chief US Equity Strategist, Morgan Stanley & Co., and Lisa Shalett, Wealth Management Chief Investment Officer and Head of the Global Investment Office, discuss their thoughts on the market. Click the link below to listen to the full conversation.
Listen To The Latest Audiocast
On the Markets Research Report
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape.
Read More
GIC Weekly Research Report
In this weekly analysis of markets, asset class performance, and major risk factors, Lisa Shalett provides her expert insights and a comprehensive perspective on where the economy and financial markets stand.
Read The Latest Report
U.S Policy Pulse
From the Global Investment Office, The US Policy Pulse provides monthly analyses and updates on the political events affecting the economy and their potential impact on financial markets. Read the latest report by clicking on the link below.
Read The Latest Report
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas podcast delivers insightful narratives that illuminates the intricate workings of the business, finance, and technology landscapes. The Podcast provides listeners with a deeper understanding of diverse industries, making it an engaging and informative experience.
Watch The Latest EpisodeModern Wealth Tools
Digital technology is centered on how people communicate, consume, transact and travel. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
The foundation of our modern wealth client experience. Our digital capabilities online and on the Morgan Stanley Mobile App allow you to stay informed about your investments, and help you manage your everyday finances.
Learn More about Morgan Stanley Online
Total Wealth View
Total Wealth View allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile. The ability to view your assets on a centralized platform provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Learn More about Total Wealth ViewLocation
1 Financial Plaza 19th
Fl
Providence, RI 02903
US
Direct:
(401) 863-8444(401) 863-8444
Meet My Team
Louis P Goldman
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Phone:
(401) 276-5925(401) 276-5925
About Manuel Loureiro III
Securities Agent: MO, ME, VA, ID, HI, GA, DE, AZ, WA, VT, PA, OH, MD, IN, FL, CO, UT, SC, OR, NC, MA, IL, NJ, NH, NV, CT, RI, NY, NE, MN, IA, DC, OK, LA, CA, AL, TX, WY, WI, MI; General Securities Representative; Investment Advisor Representative
About Louis P Goldman
Securities Agent: SC, VA, LA, NJ, MT, OH, WI, WA, VT, UT, TX, TN, RI, PA, OR, NY, NV, NM, NH, NE, NC, MS, MO, MN, MI, ME, MD, MA, IL, ID, HI, FL, DE, DC, CT, CO, CA, AZ, AL, GA, OK; General Securities Representative; Investment Advisor Representative
Awards and Recognition
Five Star Wealth Advisor
2025 Five Star Wealth Advisor Award
This award was issued in 2025. The award was determined based on an evaluation process conducted by Five Star Professional based on objective criteria from (02/13/2024 through 08/30/2024)
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Manuel Loureiro III today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
