Maggie Patrick, CFP®
Vice President, Wealth Management,
Financial Advisor
Direct:
(914) 225-1115(914) 225-1115
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
At Morgan Stanley I use comprehensive cutting-edge financial strategies to serve the financial needs of a broad range of clients. The services I offer cover many aspects of family wealth management, including cost-efficient investment portfolios, retirement planning, mortgages, education planning, aging parent issues, assisted living care, legacy, estate planning and trust services. Because all clients view their finances in a unique way, the guidance I offer is individually tailored. Our discussion boils down to one question: what is the purpose of your money?
I proudly joined Morgan Stanley in 2022. I was previously a Senior Financial Advisor at Merrill Lynch for seven years, and before that at Ameriprise for three years. I am a CERTIFIED FINANCIAL PLANNER®, CFP® which informs my wealth management philosophy. I invest for the long term with a highly disciplined focus on asset allocation, diversification and prudent rebalancing.
Regardless of where my clients are in life, I focus on their needs within the context of recent events, and act as a resource for solving all financial questions related to work and retirement, education planning, living situation and lifestyle. For every client, I make a comprehensive financial plan that incorporates cost-efficient portfolio strategies and gives clients a reassuring picture of their possible financial trajectory. I am always available to consult with a client’s legal and taxation professionals to provide an integrated experience and simplify my client’s lives.
I am a graduate of Bowdoin College and did my financial planning certification at New York University’s Center for Finance, Law and Taxation. I volunteer for Savvy Ladies, an organization which provides free financial consulting for women at risk. I also have led seminars both live and online for women going through divorce, through support organizations such as Untied, and Support and Solutions for Women. During the pandemic I became a New York State Emergency Medical Technician, and am learning to play the guitar. I raised three children as a single mother and live in Briarciff Manor, New York.
I proudly joined Morgan Stanley in 2022. I was previously a Senior Financial Advisor at Merrill Lynch for seven years, and before that at Ameriprise for three years. I am a CERTIFIED FINANCIAL PLANNER®, CFP® which informs my wealth management philosophy. I invest for the long term with a highly disciplined focus on asset allocation, diversification and prudent rebalancing.
Regardless of where my clients are in life, I focus on their needs within the context of recent events, and act as a resource for solving all financial questions related to work and retirement, education planning, living situation and lifestyle. For every client, I make a comprehensive financial plan that incorporates cost-efficient portfolio strategies and gives clients a reassuring picture of their possible financial trajectory. I am always available to consult with a client’s legal and taxation professionals to provide an integrated experience and simplify my client’s lives.
I am a graduate of Bowdoin College and did my financial planning certification at New York University’s Center for Finance, Law and Taxation. I volunteer for Savvy Ladies, an organization which provides free financial consulting for women at risk. I also have led seminars both live and online for women going through divorce, through support organizations such as Untied, and Support and Solutions for Women. During the pandemic I became a New York State Emergency Medical Technician, and am learning to play the guitar. I raised three children as a single mother and live in Briarciff Manor, New York.
Securities Agent: CO, NH, WA, MN, GA, DE, VT, SC, VA, NV, DC, NE, MO, HI, AZ, TN, PA, NJ, MI, FL, RI, NM, MD, MA, IL, ID, AK, CT, WY, TX, SD, PR, OH, NY, NC, KY, CA, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1420497
NMLS#: 1420497
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Women & Wealth
It has been my honor and privilege to provide guidance on the unique challenges women face when building a foundation for a financially successful life. Over half of my clients are women, and I am often referred by various professionals—including attorneys, accountants, and my own clients—to their clients, friends, and family.
There are several factors that disproportionately impact women when it comes to lifelong financial planning. Time out of the workforce to care for children or aging parents can cause decreases or lapses in retirement contributions, as well as affect career trajectories and income. Divorce can be financially devastating, requiring a complete refresh of the financial plan. Women continue to earn less than men, on average, which in turn affects all of these life transitions. To cap it off, women generally live longer than men, so their resources need to last longer.
It is no wonder that women often feel anxious about financial matters. Shining a light on one’s financial status is the starting point for creating a financial roadmap. I meet with women from all backgrounds to review current accounts and resources and develop a financial plan template. This includes mapping out retirement contributions and major purchases and expenditures, such as home purchases, college tuition, weddings, charitable contributions, and leaving a legacy for children. We also plan out how divorce settlements can be utilized over time for continuous support, and how potential inheritances can enhance retirement outcomes if invested carefully. The financial plan can serve as a guide to help keep savings and investments on track. Perhaps most importantly, we use it to calculate optimal retirement withdrawals, incorporating inflation estimates and the impact of potentially lower-than-expected market returns. We meet regularly to update the plan as needed when life events arise, as they inevitably do.
My training as a CERTIFIED FINANCIAL PLANNER® professional (CFP®) has been essential to building these financial plans for clients, giving me a foundation in investments and portfolio construction, retirement plans, insurance, and Trusts and Estates. I take time to understand your investment risk tolerance and time horizon—key components that inform how we will allocate your investments to work toward your goals. I’m fortunate to work at Morgan Stanley and to leverage the vast resources of this exceptional firm to build investment portfolios that serve my clients.
Finally, my own experience as a single mom of three young adult children informs my approach with clients. I understand the challenges of trying to build a solid financial foundation and make smart decisions while juggling a host of other responsibilities. I bring a spirit of compassion and collaboration to my client relationships, which builds trust and provides peace of mind.
There are several factors that disproportionately impact women when it comes to lifelong financial planning. Time out of the workforce to care for children or aging parents can cause decreases or lapses in retirement contributions, as well as affect career trajectories and income. Divorce can be financially devastating, requiring a complete refresh of the financial plan. Women continue to earn less than men, on average, which in turn affects all of these life transitions. To cap it off, women generally live longer than men, so their resources need to last longer.
It is no wonder that women often feel anxious about financial matters. Shining a light on one’s financial status is the starting point for creating a financial roadmap. I meet with women from all backgrounds to review current accounts and resources and develop a financial plan template. This includes mapping out retirement contributions and major purchases and expenditures, such as home purchases, college tuition, weddings, charitable contributions, and leaving a legacy for children. We also plan out how divorce settlements can be utilized over time for continuous support, and how potential inheritances can enhance retirement outcomes if invested carefully. The financial plan can serve as a guide to help keep savings and investments on track. Perhaps most importantly, we use it to calculate optimal retirement withdrawals, incorporating inflation estimates and the impact of potentially lower-than-expected market returns. We meet regularly to update the plan as needed when life events arise, as they inevitably do.
My training as a CERTIFIED FINANCIAL PLANNER® professional (CFP®) has been essential to building these financial plans for clients, giving me a foundation in investments and portfolio construction, retirement plans, insurance, and Trusts and Estates. I take time to understand your investment risk tolerance and time horizon—key components that inform how we will allocate your investments to work toward your goals. I’m fortunate to work at Morgan Stanley and to leverage the vast resources of this exceptional firm to build investment portfolios that serve my clients.
Finally, my own experience as a single mom of three young adult children informs my approach with clients. I understand the challenges of trying to build a solid financial foundation and make smart decisions while juggling a host of other responsibilities. I bring a spirit of compassion and collaboration to my client relationships, which builds trust and provides peace of mind.
Wealth Planning for Women
Investing is an important part of your wealth planning strategy, and for you to invest in a way that fits both your lifestyle and your long-term goals. For women, that may mean factoring in pay gaps, career breaks, longer lifespans, and higher healthcare costs for retirement. Learning how to start investing – and understanding how your investment approach may change over time – will help ensure that you stay on track to achieve the future you envision.
Learn More
Women and Philanthropy
Women are poised to change the face of philanthropy. Currently, women control one-third of all U.S. household financial assets, and the power of their purses is expected to increase as they inherit much of the $30 trillion in assets that will be passed down to baby boomers by 2030. Since women often play key roles in educating other family members in giving, their philanthropic influence may extend far beyond their individual efforts.
Learn More
Retirement Planning for Women: Why the Stakes Are Higher
How a better understanding of women's unique circumstances can improve the value proposition of your company's retirement plan.
Learn More
Women and Wealth: What to Consider in Your Financial Planning
Armed with education and a plan, women can feel confident about their financial goals and how they'll achieve them.
Learn More
Money and Divorce: 6 Financial Mistakes to Avoid
Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.
Learn More
Trust and Estate Planning
With you every step of the way. We analyze your tax and estate structures to integrate your tax profile into the asset allocation analysis we do for you and your family.
Learn MoreMy Clients
As a financial advisor, I partner with clients who seek more than just financial advice. My clients desire an advisor that comprehensively understands their lives, goals, and challenges at every stage. Building trust and creating deep, meaningful relationships is at the core of my practice, allowing me to provide the personalized support my clients need.
Who I Serve
I serve individuals, couples and families who want clear guidance and a disciplined strategy for building, managing and preserving wealth over time. My clients often include:
- Pre-retirees and retirees seeking confident decisions around retirement income, Social Security timing, and lifestyle planning.
- Families managing multiple priorities, such as education funding, mortgage decisions, and long-term financial security.
- Clients navigating life transitions, including career changes, relocation, changes in family dynamics, divorce, or major financial events.
- Those planning for multigenerational needs, including aging parent considerations, long-term care planning, and legacy goals.
- Clients who value coordination with their attorney and tax professionals to keep decisions aligned and reduce complexity.
How I Work
My process is designed to be comprehensive, personalized and practical—so you can make informed decisions with a plan you understand.
- Start with purpose. We begin by clarifying what matters most to you and answering one central question: what is the purpose of your money?
- Build a full financial picture. I develop a comprehensive financial plan that connects your goals to your cash flow, balance sheet, investments, risk management and long-term priorities.
- Implement an investment strategy with discipline. I focus on long-term investing with an emphasis on asset allocation, diversification, and prudent rebalancing, using cost-efficient portfolio strategies where appropriate.
- Coordinate the moving parts. When helpful, I collaborate with your legal and tax professionals to create a more integrated experience—so planning decisions work together rather than in silos.
- Stay engaged over time. As markets change and life evolves, we revisit assumptions, refine priorities, and adjust the plan to keep you on track.
Modern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information you will benefit from more educated and holistic wealth planning, along with convenient connectivity.
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers. Providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm bey
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Online Security Center
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Location
2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-1115(914) 225-1115
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Maggie Patrick today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
