Kevin R. Lynch
Managing Director, Private Wealth Management, Private Wealth Advisor, Alternative Investments Director, Lending Specialist, Founders Specialist
Phone:
(312) 453-9130(312) 453-9130
Industry Award WinnerOur Mission Statement
We help entrepreneurs, executives, and their families navigate complex financial decisions with clear, disciplined guidance across investing, liquidity, risk, and legacy planning. Combining highly personalized attention with the resources of a global institution, we’re able to deliver bespoke solutions tailored to you and your family.
Welcome to The Lynch/DeFreytas/Ferguson Team at Morgan Stanley Private Wealth Management
We help clients source, manage, and invest capital in ways that support their goals—whether that means creating liquidity, navigating concentrated positions, or evaluating new opportunities. We do this with a collaborative approach grounded in humility.
Our team brings together the experience of Private Wealth Advisors Kevin Lynch, Jonathan DeFreytas, and Kyler Ferguson, along with a dedicated group of professionals focused on delivering thoughtful guidance and disciplined execution. Clients rely on us for a holistic approach that integrates an investment strategy with their broader needs, such as trust and estate considerations, governance, philanthropic planning, and risk and liability management.
We welcome the opportunity to learn more about you and your family, and to discuss how we can help you manage your wealth with clarity, purpose, and confidence for generations to come.
Capabilities
- Private Investments
- Alternative InvestmentsFootnote1
- Open-Architecture Platform
- Pre-Liquidity Planning
- Manager Selection
- Family Governance & Wealth Education
- Comprehensive Wealth Planning
- Investment Management
- Sustainable & Responsible InvestingFootnote2
- Philanthropy Management
- Consolidated Reporting
- Risk Management
- Hedging Strategies
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
For the Entrepreneur
Creating and growing a successful business is never solely about financial outcomes. The decision to exit is similarly multifaceted. That is where we can help.
The Business Owner
Whether you are considering an Initial Public Offering (IPO), a merge, private sale, or succession within the family, the process is intense, the details myriad and complex, and the decisions often an unexpected combination of personal and financial.
Preparing for Life After Selling a Business
Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.
Pre-IPO Planning
The demand for pre-IPO liquidity among private company executives has grown significantly. Many early employees find themselves with substantial wealth but limited immediate liquidity. Fortunately, the range of options for obtaining pre-IPO liquidity has broadened in recent years.
Monetization
Monetizing a privately held company requires seamless coordination of your personal wealth management and business monetization strategies.
Managing Taxes on Equity Compensation
Explore how company founders should consider the potential tax benefits and risks of an 83(b) election for certain equity awards.
Your Guide to Qualified Small Business Stock (QSBS)
Navigating the intricacies of tax planning can be challenging, especially with the myriad of acronyms that add to the confusion. However, it's crucial for founders, executives, and employees of startups to focus on one key term: Qualified Small Business Stock, or QSBS.
Transaction Planning
Many of our clients come to us following a significant liquidity event. In advising them, we separate our advice into three distinct phases:
Pre-Liquidity
We think of our clients’ personal balance sheets in the same way many of them approach their businesses’ balance sheets. Before undertaking a sale or monetization, we help clients think through various estate planning and tax sensitive strategies to maximize after-sale proceeds as well as optimize generational wealth transfer.
At-Liquidity
Often the time leading up to the sale of a business is stressful. There are endless tasks and managing the process is all-encompassing. Our advice is our clients should leave long-term investment decisions for another day. Instead, we engage our Morgan Stanley colleagues specializing in Strategic Liquidity Management. Together, we build clients customized cash management portfolios that tailor fixed income maturities with our clients’ specific liabilities and risk tolerance. You can find their biographies under “Strategic Partners.”
Post-Liquidity
Once we have an effective cash management strategy in place, and our clients are ready, we begin the long-term investment and family office planning process.
Insights for Business Owners
Working With You
An Integrated Firm
Our clients may receive access to the firm's integrated capabilities, including Investment Banking and Capital Markets services, proprietary opportunities, innovative investment solutions, and research insights. We help facilitate connections to appropriate specialists in each of these areas.
Private Markets
Many of today's companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
Family Office Resources (FOR)
Reflecting on how the most successful families create and maintain enduring legacies across multiple generations, Morgan Stanley Family Office Resources (FOR) is structured to help clients define a guiding vision, and translate that vision into effective strategies.
Tax, Trust, and Estate Planning
Among the available tools for protecting and transferring assets, trusts may be the most misunderstood. Put simply, a trust can be a flexible and effective way for families to solve their financial issues and manage many types of challenges involving how to transfer assets and wealth to help ensure a lasting legacy.
Family Governance
As families grow and succeed, many take time to clarify what matters most and what makes their family unique. This reflection often strengthens family bonds and can help guide shared goals—whether expressed through values alone or through a common family enterprise.
Succession Planning
Wealth transfer is an opportunity to pass on what you've built in a way that reflects your goals and values. Thoughtful planning helps align the right strategies and structures to preserve wealth and support the legacy you envision.
Location
233 S Wacker Dr
Ste 9200
Chicago, IL 60606
US
Direct:
(312) 453-9130(312) 453-9130
Meet Lynch/DeFreytas/Ferguson
Jonathan DeFreytas
Executive Director, Private Wealth Advisor, Alternative Investments Director, Family Wealth Director, Lending Specialist
Phone:
(312) 453-9133(312) 453-9133
Kyler Ferguson
First Vice President, Private Wealth Advisor, Alternative Investments Director, Family Wealth Director
Phone:
(312) 453-9134(312) 453-9134
Heather Shintaku
Vice President, PWM Business Development Associate
Phone:
(312) 453-9135(312) 453-9135
Tara O'Malley
Vice President, PWM Business Development Associate
Phone:
(312) 453-9132(312) 453-9132
Danielle Boucher
PWM Analyst
Phone:
(312) 453-9131(312) 453-9131
About Kevin R. Lynch
Kevin R. Lynch
Managing Director
Kevin Lynch and his team serve ultra-high net worth individuals and family offices, providing tailored wealth management solutions that help clients articulate, plan, and achieve their long-term financial goals. With a focus on risk-adjusted strategies, Kevin designs customized financial plans that incorporate asset allocation, diversification, hedging of concentrated positions, and tax-efficient strategies.
Kevin has been recognized by Barron’s as one of the Top 1,500 Wealth Advisors in the U.S. from 2020-2023, and 2026. He was also named to Forbes’ Best-In-State Wealth Advisors from 2018-2026. Kevin is a founding member of the Morgan Stanley Private Wealth Advisory Council, an exclusive group that facilitates direct dialogue between top advisors and senior management. The views articulated by the Council fully inform important strategic and tactical business decision of the division.
Kevin joined Morgan Stanley Private Wealth Management in 2009 after having built a very successful practice at Deutsche Bank Alex. Brown in Chicago serving tier-1 clients. Prior to starting his investment career in 1996, he spent ten years as an engineer for Baxter Healthcare, designing and installing equipment in their medical packaging manufacturing facility.
Kevin is a member of the Board of Trustees for Loyola Academy College Preparatory in Wilmette, IL. He also serves on the Parent’s Executive Committee at Villanova University. He holds a Bachelor’s Degree in manufacturing engineering technology from Bradley University and an MBA from the University of Chicago Booth School of Business. Kevin and his wife, Maria, keep active with their four adult children, Luke, Molly, Tommy, and Bridget.
312-453-9130
kevin.r.lynch@morganstanleypwm.com
Disclosures:
2020-2023, 2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 Financial Advisors: State-by-State, Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2023, 2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Managing Director
Kevin Lynch and his team serve ultra-high net worth individuals and family offices, providing tailored wealth management solutions that help clients articulate, plan, and achieve their long-term financial goals. With a focus on risk-adjusted strategies, Kevin designs customized financial plans that incorporate asset allocation, diversification, hedging of concentrated positions, and tax-efficient strategies.
Kevin has been recognized by Barron’s as one of the Top 1,500 Wealth Advisors in the U.S. from 2020-2023, and 2026. He was also named to Forbes’ Best-In-State Wealth Advisors from 2018-2026. Kevin is a founding member of the Morgan Stanley Private Wealth Advisory Council, an exclusive group that facilitates direct dialogue between top advisors and senior management. The views articulated by the Council fully inform important strategic and tactical business decision of the division.
Kevin joined Morgan Stanley Private Wealth Management in 2009 after having built a very successful practice at Deutsche Bank Alex. Brown in Chicago serving tier-1 clients. Prior to starting his investment career in 1996, he spent ten years as an engineer for Baxter Healthcare, designing and installing equipment in their medical packaging manufacturing facility.
Kevin is a member of the Board of Trustees for Loyola Academy College Preparatory in Wilmette, IL. He also serves on the Parent’s Executive Committee at Villanova University. He holds a Bachelor’s Degree in manufacturing engineering technology from Bradley University and an MBA from the University of Chicago Booth School of Business. Kevin and his wife, Maria, keep active with their four adult children, Luke, Molly, Tommy, and Bridget.
312-453-9130
kevin.r.lynch@morganstanleypwm.com
Disclosures:
2020-2023, 2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 Financial Advisors: State-by-State, Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2023, 2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: OH, CO, VA, TN, SD, SC, OK, KY, AK, NY, MD, IN, CT, MT, ID, NH, LA, FL, IL, IA, HI, DC, PA, NV, WI, TX, NJ, NE, MO, MN, MI, MA, GA, CA, AZ, NC, KS, DE, MS, UT, WA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1273119
NMLS#: 1273119
About Jonathan DeFreytas
Jonathan is a Private Wealth Advisor with more than 25 years in the financial services industry, focused on serving ultra-high net worth individuals and families. He helps clients clarify and prioritize their wealth management objectives, then coordinates the design and implementation of customized, risk-adjusted investment strategies to support those goals. Working closely with clients’ legal and tax advisors, Jonathan also assists in developing estate planning strategies and incorporates tax-mitigation considerations into customized asset allocation decisions.
Jonathan holds Morgan Stanley’s Alternative Investments Director designation, reflecting advanced education in alternative investment solutions for eligible clients. As a Family Wealth Director, he supports ultra-high net worth individuals and families on complex planning needs, including legacy and philanthropic strategies and next-generation education. He is also a Morgan Stanley Lending Specialist, having completed lending-focused training to help clients evaluate strategies such as mortgage and securities-based lending solutions as part of their broader wealth plan.
Before joining Morgan Stanley in 2009, Jonathan served as a Vice President and Client Advisor at Deutsche Bank Securities, Inc. in Chicago. He joined Deutsche Bank in 2003 and became a partner on one of the division’s top wealth management teams. He began his career in 1999 as an analyst and later a Client Advisor with Deutsche Bank’s Alex. Brown in Philadelphia.
Jonathan earned a B.S. in Marketing and International Business from Penn State University. He lives in Chicago with his wife and two children. He has been named to Forbes’ Best-In-State Wealth Advisors List from 2019 to 2026.
Disclosures:
2019-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Jonathan holds Morgan Stanley’s Alternative Investments Director designation, reflecting advanced education in alternative investment solutions for eligible clients. As a Family Wealth Director, he supports ultra-high net worth individuals and families on complex planning needs, including legacy and philanthropic strategies and next-generation education. He is also a Morgan Stanley Lending Specialist, having completed lending-focused training to help clients evaluate strategies such as mortgage and securities-based lending solutions as part of their broader wealth plan.
Before joining Morgan Stanley in 2009, Jonathan served as a Vice President and Client Advisor at Deutsche Bank Securities, Inc. in Chicago. He joined Deutsche Bank in 2003 and became a partner on one of the division’s top wealth management teams. He began his career in 1999 as an analyst and later a Client Advisor with Deutsche Bank’s Alex. Brown in Philadelphia.
Jonathan earned a B.S. in Marketing and International Business from Penn State University. He lives in Chicago with his wife and two children. He has been named to Forbes’ Best-In-State Wealth Advisors List from 2019 to 2026.
Disclosures:
2019-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: NH, IN, TN, OK, NY, TX, SC, CO, AZ, WA, NV, MA, MN, MI, IL, ID, IA, FL, WI, UT, PA, NJ, KS, AK, NE, NC, MD, CT, VA, MO, LA, CA, HI, DC, MS, SD, MT, GA, DE, OH, KY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1275587
NMLS#: 1275587
About Kyler Ferguson
Kyler Ferguson is a Private Wealth Advisor with over 15 years of experience working with successful entrepreneurs, executives, and multi-generational families. He works with clients to provide ongoing investment advice and objective guidance across asset allocation strategies, risk management, and long-term planning. Kyler leverages sophisticated financial modeling and reporting to deliver clear, timely insights and keep clients informed through changing markets and life events.
Kyler is a Family Wealth Director at Morgan Stanley, placing him among an elite group of financial advisors with extensive experience in assisting affluent families with the complex, multigenerational challenges of managing significant wealth. He also holds the firm's Alternative Investments Director designation, highlighting his experience in integrating alternative investments into his practice.
Kyler earned a Bachelor’s degree in Economics from the University of Notre Dame and later completed his MBA at the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship.
Kyler is an active member of the Men’s Committee at Lurie Children’s Hospital in Chicago. He remains actively engaged with the University of Chicago in an alumni relationship capacity. Kyler was a nationally ranked junior golf and tennis player.
Kyler is a Family Wealth Director at Morgan Stanley, placing him among an elite group of financial advisors with extensive experience in assisting affluent families with the complex, multigenerational challenges of managing significant wealth. He also holds the firm's Alternative Investments Director designation, highlighting his experience in integrating alternative investments into his practice.
Kyler earned a Bachelor’s degree in Economics from the University of Notre Dame and later completed his MBA at the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship.
Kyler is an active member of the Men’s Committee at Lurie Children’s Hospital in Chicago. He remains actively engaged with the University of Chicago in an alumni relationship capacity. Kyler was a nationally ranked junior golf and tennis player.
Securities Agent: GA, WI, OK, LA, HI, UT, SD, NC, MA, IN, DE, PA, NV, NJ, MD, DC, SC, OH, NY, NE, ID, CT, AZ, AK, WA, VA, TN, IL, FL, CA, MT, MO, NH, CO, MS, TX, KY, MN, KS, MI, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 2408869
NMLS#: 2408869
About Heather Shintaku
Heather has spent over 30 years in the Private Wealth advisory industry. Her depth of experience has provided the necessary skill set and ability to anticipate and perform the effective administration of the team's clients. She provides a plethora of support services to clients, focusing on account opening, cash flow management, subscription documents, reporting and a host of other administrative inquiries. Heather earned a BA in Corporate Finance from Drake University. Heather and her husband Jeff have two sons, Chris and Mitchell.
About Tara O'Malley
Tara has spent over 25 years gathering the skills and experience needed to help highly successful families address their financial needs. She provides a broad range of essential support services to clients and handles account opening, trade execution, subscription documents, cash flow management, reporting and a host of other administrative inquiries. Tara earned a BA in Marketing from the University of Dayton. She and her husband John keep active raising their four sons Jack, Declan, Cormac and Brogan.
About Danielle Boucher
Danielle supports the team by performing analytical functions related to asset allocation, investment manager due diligence, portfolio reporting, and general portfolio operations. She serves as a liaison with specialists in Morgan Stanley’s capital markets, the alternative investment platform, and other support groups within the firm.
Prior to her employment at Morgan Stanley, Danielle worked at JP Morgan as an Analyst in their Wealth Management Division. She holds her Series 7 and Series 66 licenses.
She is originally from Chicago and earned her degree in finance from Texas Christian University in Fort Worth, TX.
Prior to her employment at Morgan Stanley, Danielle worked at JP Morgan as an Analyst in their Wealth Management Division. She holds her Series 7 and Series 66 licenses.
She is originally from Chicago and earned her degree in finance from Texas Christian University in Fort Worth, TX.
Contact Kevin R. Lynch
Contact Jonathan DeFreytas
Contact Kyler Ferguson
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2018-2026 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams
2023-2026 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Barron's Top 1,500 Financial Advisors: State-by-State
2021-2023, 2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 Financial Advisors: State-by-State, Barron's Top 1,000 Financial Advisors: State-by-State)Source: Barrons.com (Awarded 2021-2023, 2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
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Private Wealth Management
Professional Insights
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Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
PWM Leadership Insights & Outcomes
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4677197 (7/2025)
