Kevin R. Lynch
Managing Director, Private Wealth Management, Private Wealth Advisor, Alternative Investments Director, Lending Specialist
Morgan Stanley Private Wealth Management
Lynch/DeFreytas
Direct:
(312) 453-9130(312) 453-9130
Our Mission Statement
Combining our experience with the resources of Morgan Stanley, we help wealthy families address the complex challenges of managing significant wealth.
Welcome
Welcome to the Lynch/DeFreytas/Ferguson Team at Morgan Stanley Private Wealth Management – where excellence meets expertise.
Our team combines the talents and experience of Private Wealth Advisors Kevin Lynch, Jonathan DeFreytas, and Kyler Ferguson with the vast resources of a global financial services firm to help highly accomplished entrepreneurs, executives and their families manage their finances.
The team consists of six highly skilled financial professionals dedicated to helping preserve and enhance the financial conditions of an exceptional group of valued clients by addressing their planning, governance, liability management, and investing needs.
We take a holistic approach to managing our clients’ wealth, grounded in investment strategy, but covering virtually every aspect of your financial life: risk management, philanthropic endeavors, trusts and estate structures, and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
Our clients have built businesses, led substantial corporations and created significant wealth in the process. They are devoted to their families, active in their communities and have wide-ranging interests. Most have reached the level of success where managing their personal finances requires greater time, attention and specialized knowledge than they are able to provide on their own.
Serving as your go-to advisors on any financial matter, Kevin, Jonathan, and Kyler provide solid advice from a seasoned perspective across a broad range of wealth management disciplines. We look forward to the opportunity to learn more about you and your family, and discussing the resources we can place at your disposal.
Our team combines the talents and experience of Private Wealth Advisors Kevin Lynch, Jonathan DeFreytas, and Kyler Ferguson with the vast resources of a global financial services firm to help highly accomplished entrepreneurs, executives and their families manage their finances.
The team consists of six highly skilled financial professionals dedicated to helping preserve and enhance the financial conditions of an exceptional group of valued clients by addressing their planning, governance, liability management, and investing needs.
We take a holistic approach to managing our clients’ wealth, grounded in investment strategy, but covering virtually every aspect of your financial life: risk management, philanthropic endeavors, trusts and estate structures, and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
Our clients have built businesses, led substantial corporations and created significant wealth in the process. They are devoted to their families, active in their communities and have wide-ranging interests. Most have reached the level of success where managing their personal finances requires greater time, attention and specialized knowledge than they are able to provide on their own.
Serving as your go-to advisors on any financial matter, Kevin, Jonathan, and Kyler provide solid advice from a seasoned perspective across a broad range of wealth management disciplines. We look forward to the opportunity to learn more about you and your family, and discussing the resources we can place at your disposal.
We believe in the following principles:
- Integrity - Conduct business (and life) guided by an unyielding moral compass.
- Objectivity – Focus on advice rather than product, looking at markets dispassionately, debating all sides of an issue.
- Opportunity – Tactically allocate to and seize market opportunities.
- Accountability – Communication, Reporting, Responsiveness (24x7 access), and Transparency.
Capabilities
- Comprehensive Wealth Planning
- Investment Management
- Sustainable & Responsible InvestingFootnote1
- Open-Architecture Platform
- Pre-Liquidity Planning
- Family Governance & Wealth Education
- Philanthropy Management
- Manager Selection
- Consolidated Reporting
- Risk Management
- Hedging Strategies
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Morgan Stanley Private Markets
Many of today’s companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to invest directly, or buy and sell shares of private companies.
Transaction Planning
Many of our clients come to us following a significant liquidity event. In advising them, we separate our advice into three distinct phases:
Pre-Liquidity
We think of our clients’ personal balance sheets in the same way many of them approach their businesses’ balance sheets. Before undertaking a sale or monetization, we help clients think through various estate planning and tax sensitive strategies to maximize after-sale proceeds as well as optimize generational wealth transfer.
At-Liquidity
Often the time leading up to the sale of a business is stressful. There are endless tasks and managing the process is all-encompassing. Our advice is our clients should leave long-term investment decisions for another day. Instead, we engage our Morgan Stanley colleagues specializing in Strategic Liquidity Management. Together, we build clients customized cash management portfolios that tailor fixed income maturities with our clients’ specific liabilities and risk tolerance. You can find their biographies under “Strategic Partners.”
Post-Liquidity
Once we have an effective cash management strategy in place, and our clients are ready, we begin the long-term investment and family office planning process.
Insights for Business Owners
Awards and Recognitions
Forbes Best-In-State Wealth Advisors 2021-2023
Kevin Lynch was named a Forbes Best-In-State Wealth Advisor from 2021-2023 and Jonathan DeFreytas was named a Forbes Best-In-State Wealth Advisor from 2021-2023.
2021-2023 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2021-2023 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams 2023-2025
The Lynch/DeFreytas/Ferguson Team was named a Forbes Best-In-State Wealth Management Team from 2023-2025.
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2025) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2025) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Barron’s Top 1200 Financial Advisors 2021-2023
Kevin Lynch was named a Barron's Top 1,200 Financial Advisor from 2021-2023.
2021-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2021-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2021-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2021-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Event
Kevin Lynch was a featured speaker at the 2023 Forbes/SHOOK On-The-Road conference in Chicago where he spoke about practice strategy and gave a talk on his “Best Idea” for creating a successful team.
Location
233 S Wacker Dr
Ste 9200
Chicago, IL 60606
US
Direct:
(312) 453-9130(312) 453-9130
Meet Lynch/DeFreytas
Jonathan DeFreytas
Executive Director, Private Wealth Advisor, Alternative Investments Director, Family Wealth Director, Lending Specialist
Phone:
(312) 453-9133(312) 453-9133
Kyler Ferguson
Private Wealth Advisor
Phone:
(312) 453-9134(312) 453-9134
About Kevin R. Lynch
Kevin R. Lynch
Managing Director
Kevin Lynch and his team serve ultra-high net worth individuals and family offices, providing tailored wealth management solutions that help clients articulate, plan, and achieve their long-term financial goals. With a focus on risk-adjusted strategies, Kevin designs customized financial plans that incorporate asset allocation, diversification, hedging of concentrated positions, and tax-efficient strategies.
Kevin has been recognized by Barron’s as one of the Top 1,200 Wealth Advisors in the U.S. from 2020-2023. He was also named to Forbes’ Best-In-State Wealth Advisors from 2018-2024. Kevin is a founding member of the Morgan Stanley Private Wealth Advisory Council, an exclusive group that facilitates direct dialogue between top advisors and senior management. The views articulated by the Council fully inform important strategic and tactical business decision of the division.
Kevin joined Morgan Stanley Private Wealth Management in 2009 after having built a very successful practice at Deutsche Bank Alex. Brown in Chicago serving tier-1 clients. Prior to starting his investment career in 1996, he spent ten years as an engineer for Baxter Healthcare, designing and installing equipment in their medical packaging manufacturing facility.
Kevin is a member of the Board of Trustees for Loyola Academy College Preparatory in Wilmette, IL. He also serves on the Parent’s Executive Committee at Villanova University. He holds a Bachelor’s Degree in manufacturing engineering technology from Bradley University and an MBA from the University of Chicago Booth School of Business. Kevin and his wife, Maria, keep active with their four adult children, Luke, Molly, Tommy, and Bridget.
312-453-9130
kevin.r.lynch@morganstanleypwm.com
Disclosures:
2020-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Managing Director
Kevin Lynch and his team serve ultra-high net worth individuals and family offices, providing tailored wealth management solutions that help clients articulate, plan, and achieve their long-term financial goals. With a focus on risk-adjusted strategies, Kevin designs customized financial plans that incorporate asset allocation, diversification, hedging of concentrated positions, and tax-efficient strategies.
Kevin has been recognized by Barron’s as one of the Top 1,200 Wealth Advisors in the U.S. from 2020-2023. He was also named to Forbes’ Best-In-State Wealth Advisors from 2018-2024. Kevin is a founding member of the Morgan Stanley Private Wealth Advisory Council, an exclusive group that facilitates direct dialogue between top advisors and senior management. The views articulated by the Council fully inform important strategic and tactical business decision of the division.
Kevin joined Morgan Stanley Private Wealth Management in 2009 after having built a very successful practice at Deutsche Bank Alex. Brown in Chicago serving tier-1 clients. Prior to starting his investment career in 1996, he spent ten years as an engineer for Baxter Healthcare, designing and installing equipment in their medical packaging manufacturing facility.
Kevin is a member of the Board of Trustees for Loyola Academy College Preparatory in Wilmette, IL. He also serves on the Parent’s Executive Committee at Villanova University. He holds a Bachelor’s Degree in manufacturing engineering technology from Bradley University and an MBA from the University of Chicago Booth School of Business. Kevin and his wife, Maria, keep active with their four adult children, Luke, Molly, Tommy, and Bridget.
312-453-9130
kevin.r.lynch@morganstanleypwm.com
Disclosures:
2020-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: KY, AK, NY, MD, IN, CT, MT, ID, WI, TX, NJ, NE, MO, MN, MI, MA, GA, CA, AZ, UT, WA, OH, CO, NC, KS, DE, NH, LA, FL, IL, IA, HI, DC, PA, NV, VA, TN, SD, SC, OK; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1273119
NMLS#: 1273119
About Jonathan DeFreytas
Jonathan DeFreytas
Executive Director
Jonathan has over 25 years of experience working with ultra-high net worth families and individuals. He helps them to identify and prioritize their wealth management goals and then coordinates the development and implementation of bespoke, risk adjusted investment strategies to meet those goals. Working closely with legal and tax advisors, he helps to develop estate planning strategy and will incorporate tax mitigation strategies into custom asset allocations.
Prior to joining Morgan Stanley in 2009, Jonathan was a Vice President and Client Advisor with Deutsche Bank Securities, Inc. (DB) in Chicago. He joined DB in 2003 and quickly became a partner at one of the top wealth management teams in the division. He began his financial services career in 1999 working as an analyst and then a Client Advisor with Deutsche Bank's Alex Brown in Philadelphia. He received a B.S. in marketing and international business from Penn State University and lives in Chicago with his wife and two children.
Jonathan has been named to Forbes’ Best-In-State Wealth Advisors List from 2019 to 2024.
312-453-9133
jonathan.defreytas@morganstanleypwm.com
Disclosures:
2019-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Executive Director
Jonathan has over 25 years of experience working with ultra-high net worth families and individuals. He helps them to identify and prioritize their wealth management goals and then coordinates the development and implementation of bespoke, risk adjusted investment strategies to meet those goals. Working closely with legal and tax advisors, he helps to develop estate planning strategy and will incorporate tax mitigation strategies into custom asset allocations.
Prior to joining Morgan Stanley in 2009, Jonathan was a Vice President and Client Advisor with Deutsche Bank Securities, Inc. (DB) in Chicago. He joined DB in 2003 and quickly became a partner at one of the top wealth management teams in the division. He began his financial services career in 1999 working as an analyst and then a Client Advisor with Deutsche Bank's Alex Brown in Philadelphia. He received a B.S. in marketing and international business from Penn State University and lives in Chicago with his wife and two children.
Jonathan has been named to Forbes’ Best-In-State Wealth Advisors List from 2019 to 2024.
312-453-9133
jonathan.defreytas@morganstanleypwm.com
Disclosures:
2019-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
For more information, visit: https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: NV, NY, TX, SC, NH, CO, AZ, WA, MA, VA, MO, LA, CA, SD, MT, GA, DE, OH, KY, IN, HI, DC, MN, MI, IL, ID, IA, FL, WI, UT, PA, NJ, KS, AK, NE, NC, MD, CT, TN, OK; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1275587
NMLS#: 1275587
About Kyler Ferguson
Drawing on over a decade of experience working with high-net-worth clients, Kyler Ferguson provides comprehensive wealth management solutions for successful entrepreneurs, executives, and multi-generational families. He works closely with clients to create tailored investment portfolios and strategies based on their unique circumstances and goals. Kyler utilizes state of the art financial modeling to organize, monitor and regularly update his clients to simplify their lives and bring peace of mind.
Kyler graduated from the University of Notre Dame with a Bachelor’s Degree in Economics and later earned his MBA from the University of Chicago Booth School of Business with concentrations in Finance and Entrepreneurship. He is currently a member of the Men’s Committee at Lurie Children’s Hospital in Chicago as well as the Next Generation Alumni Committee for Lake Forest Academy. Kyler was a nationally ranked junior golf and tennis player.
Kyler graduated from the University of Notre Dame with a Bachelor’s Degree in Economics and later earned his MBA from the University of Chicago Booth School of Business with concentrations in Finance and Entrepreneurship. He is currently a member of the Men’s Committee at Lurie Children’s Hospital in Chicago as well as the Next Generation Alumni Committee for Lake Forest Academy. Kyler was a nationally ranked junior golf and tennis player.
Securities Agent: FL, KY, PA, NV, NJ, MD, DC, SC, OH, NY, NE, ID, CT, AZ, AK, WA, VA, TN, IL, CA, MO, OR, NH, CO, WI, OK, LA, HI, MN, KS, MI, IA, GA, UT, SD, NC, MA, IN, DE, MT, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 2408869
NMLS#: 2408869
About Heather Shintaku
Heather has spent over 30 years in the Private Wealth advisory industry. Her depth of experience has provided the necessary skill set and ability to anticipate and perform the effective administration of the team's clients. She provides a plethora of support services to clients, focusing on account opening, cash flow management, subscription documents, reporting and a host of other administrative inquiries. Heather earned a BA in Corporate Finance from Drake University. Heather and her husband Jeff have two sons, Chris and Mitchell.
About Tara O'Malley
Tara has spent over 25 years gathering the skills and experience needed to help highly successful families address their financial needs. She provides a broad range of essential support services to clients and handles account opening, trade execution, subscription documents, cash flow management, reporting and a host of other administrative inquiries. Tara earned a BA in Marketing from the University of Dayton. She and her husband John keep active raising their four sons Jack, Declan, Cormac and Brogan.
About Connor Florczyk
Connor supports the Lynch/DeFreytas Group by performing analytical functions related to asset allocation, investment manager due diligence, portfolio reporting, and general portfolio operations. He serves as a liaison with specialists in Morgan Stanley’s capital markets, the alternative investment platform, and other support groups within the firm.
Connor graduated from the Ithaca College with a BA in Finance/Economics. Prior to joining Morgan Stanley, he worked at Crescent Bay Advisors, a multi-family office located in Newport Beach, California. In his free time, he enjoys reading, backpacking, and coding. Connor was born and raised in Syracuse, New York and currently resides in Chicago, Illinois.
Connor graduated from the Ithaca College with a BA in Finance/Economics. Prior to joining Morgan Stanley, he worked at Crescent Bay Advisors, a multi-family office located in Newport Beach, California. In his free time, he enjoys reading, backpacking, and coding. Connor was born and raised in Syracuse, New York and currently resides in Chicago, Illinois.
Contact Kevin R. Lynch
Contact Jonathan DeFreytas
Contact Kyler Ferguson
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Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
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Managing Significant Wealth
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- Lifestyle Advisory
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Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards DisclosuresLink Opens in New Tab
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards DisclosuresLink Opens in New Tab
CRC 4237142 (02/2025)
