Katie Prendergast
Private Banker
Lisa Svensson, CFP®, CFA®
Senior Vice President,
Financial Advisor,
Portfolio Management Director
Direct:
(781) 263-6869(781) 263-6869
Toll-Free:
(800) 767-7462(800) 767-7462
My Mission Statement
I want to have a positive impact on the lives of my clients by helping them achieve their goals and obtain greater confidence over their finances. I will do this by providing holistic financial planning and services tailored to the specific needs of each client, based on their goals and values.
Biography
Lisa Svensson earned a Bachelor of Science in Petroleum Engineering from Texas A&M University and an MBA from Cornell Johnson School thereafter. Lisa started her career as an institutional analyst covering energy, infrastructure, and communications during the 1990s-2000s and worked her way up to managing a $12 billion global equity portfolio.
As an asset manager, Lisa purchases individual stocks on behalf of her clients using a diversified approach supported by Morgan Stanley’s excellent research team. This allows her to offer clients a greater array of choices over the amount of capital gains that can be taken in a given year.
“Most clients enjoy knowing more about what they own in their portfolios” she notes, “..they’ve told me that they feel engaged with their holdings.” With her investing skillset, Lisa believes that by focusing on and planning for the future, she can help clients stay invested for the long-term and thus increase their wealth.
Throughout her career, Lisa has spent time abroad in Belgium studying at a French-speaking university in Louvain-la-Neuve and has also earned both her CFA® and CFP®.
She lives in Newton, MA with her husband, three sons and two black labs.
֎ Awards ֎
2023, 2024, 2025 Forbes Top Women Wealth Advisors Best-In-State
2021, 2022, 2023, 2024, 2025 Five Star Wealth Manager
Source: Forbes.com (Awarded Feb 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Source: fivestarprofessional.com (Awarded 2021, 2022, 2023, 2024, 2025) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 05/25/2020 - 11/30/2020
2022 Award - 05/24/2021 - 11/19/2021
2023 Award - 05/23/2022 - 01/06/2023
2024 Award - 04/10/2023 - 10/31/2023
2025 Award - 04/10/2024 - 10/31/2024
https://www.morganstanley.com/disclosures/awards-disclosure.html
As an asset manager, Lisa purchases individual stocks on behalf of her clients using a diversified approach supported by Morgan Stanley’s excellent research team. This allows her to offer clients a greater array of choices over the amount of capital gains that can be taken in a given year.
“Most clients enjoy knowing more about what they own in their portfolios” she notes, “..they’ve told me that they feel engaged with their holdings.” With her investing skillset, Lisa believes that by focusing on and planning for the future, she can help clients stay invested for the long-term and thus increase their wealth.
Throughout her career, Lisa has spent time abroad in Belgium studying at a French-speaking university in Louvain-la-Neuve and has also earned both her CFA® and CFP®.
She lives in Newton, MA with her husband, three sons and two black labs.
֎ Awards ֎
2023, 2024, 2025 Forbes Top Women Wealth Advisors Best-In-State
2021, 2022, 2023, 2024, 2025 Five Star Wealth Manager
Source: Forbes.com (Awarded Feb 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Source: fivestarprofessional.com (Awarded 2021, 2022, 2023, 2024, 2025) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 05/25/2020 - 11/30/2020
2022 Award - 05/24/2021 - 11/19/2021
2023 Award - 05/23/2022 - 01/06/2023
2024 Award - 04/10/2023 - 10/31/2023
2025 Award - 04/10/2024 - 10/31/2024
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: NY, CT, NC, IL, CO, VA, TX, SC, NJ, MN, DE, RI, CA, WA, OH, MA, FL, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 522988
NMLS#: 522988
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
COMPREHENSIVE FINANCIAL PLANNING
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you achieve your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
I can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
I can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Manage Debt
I thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
Insurance
I take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs, and determine if your current insurance policies are best suited for you and your goals.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Retirement
Leading up to and through retirement, I help you to identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.
Estate Planning Strategies
Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. I regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.
Managing Investments
I take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
WE ARE MORGAN STANLEY WOMEN WITHOUT LIMITS
I am a female Financial Advisor that also loves to empower women who find themselves in decision making roles . Whether that be a single woman or mother, a divorcee or widow, or a happily married woman in charge of the finances, I want to assist you in education, resources and planning to help you navigate all things financial.
Market Perspectives: A Conversation With Mike Wilson and Henry McVey
A conversation with Mike Wilson, Chief US Equity Strategist and Chief Investment Officer for Morgan Stanley, and Henry McVey, Head of KKR’s Global Macro, Balance Sheet and Risk team.
Watch the Replay
Women, Wealth and Investing- A Story of Evolution
Women control a third of total U.S. household financial assets yet have often been overlooked by the financial industry. What does it really mean to empower women investors?
Learn more
Women and Wealth: Planning for Your Financial Future
Women make up half the population but for so long have been treated like a niche demographic in financial services. Today, women are largely responsible for their families’ financial decision-making, and hold the majority of consumer spending power. They’re anything but a niche.
Learn More
Closing the Women's Sports Pay Gap
On this episode, Los Angeles Sparks player Nneka Ogwumike speaks about the pay discrepancies in the WNBA, and how she’s banding together fellow players to fight for equity. Then, Carla sits down with venture capitalist Kara Nortman, owner of Angel City FC, a women-owned soccer league that is raising the bar for investment across the league.
Learn MoreVALUABLE TOOLS AND RESOURCES
I have assembled the following resources that reinforce the fundamental investment strategies and concepts of my practice. I’ve provided links to these materials, where available, and hope you’ll return often to learn more about the topics that impact your overall wealth.
2025 Global Strategy Outlook: Timing Is Everything
A still-moderate macro environment supported by a focus on deregulation is constructive for risk assets. That said, rising uncertainty about policy sequencing and severity implies that timing rotation through 2025 will be key. OW in global equities, and in spread products within fixed income.
Click here to learn more
2025 Tax Tables
This helpful resource outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2025 federal tax tables
2025 Maximum Benefit and Contribution Limits
Take a look at the maximum benefit and contribution limits for retirement accounts up until the year of 2025. Click below to view.
Click Here
Tax-Efficient Investing
Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.
Tax-Smart Strategies for Retirement
Housing: Thoughts on the Market
Here is an audio clip from the "Thoughts on the Market" podcast. Mortgage rates are down, sales volumes are rising and housing is gradually getting more affordable. Our analysts discuss why they think the U.S. housing market is on a healthy foundation. Click to listen.
Listen Here
U.S. Public Policy: Thoughts on the Market
Here is an audio clip from the "Thoughts on the Market" podcast. With multiple, ongoing geopolitical conflicts, our analyst says investors should separate signals from noise in how these events can impact markets.
Listen Here
Trust Planning
You can’t take it with you, but through a trust, you can define how you want your life’s work and wealth to continue to benefit the people and causes you love and care for.
Solidify Your LegacyWhat Are Your Goals?
Some people go through life knowing exactly what they want and have a clear plan for how they are going to make it happen.
In my experience, this is the exception rather than the rule.
Much more common is a vague sense that “I want my family to be OK” or “I want to be sure I don’t run out of money.” These are valid sentiments and form a viable framework for an investment plan, but they are not defined goals.
It is crucial to identify and clearly articulate specific goals, so we can aim to manage your investment risk. By defining specific goals, we can invest for the desired return without incurring undue risk.
So what it a specific goal? Here are a few:
• Pay for college for my two children or four grandchildren. What will that cost in the appropriate timeframe?
• Retire from my “real” career at age 60, so I can transition to a less stressful or fun career. How much wealth will be required?
• Have enough money for a major international trip twice a year. How much should we allocate?
• Purchase and maintain a second home. What will that cost up front and on an annual basis?
• Leave a multi-generational legacy for my family. Do you have an estate plan?
• Give a meaningful gift to a charity that means a great deal to me. What do you hope to accomplish?
In each case, we can estimate a required dollar figure and a proposed timeframe. When that is established, we can look at variations and their impacts.
In my experience, this is the exception rather than the rule.
Much more common is a vague sense that “I want my family to be OK” or “I want to be sure I don’t run out of money.” These are valid sentiments and form a viable framework for an investment plan, but they are not defined goals.
It is crucial to identify and clearly articulate specific goals, so we can aim to manage your investment risk. By defining specific goals, we can invest for the desired return without incurring undue risk.
So what it a specific goal? Here are a few:
• Pay for college for my two children or four grandchildren. What will that cost in the appropriate timeframe?
• Retire from my “real” career at age 60, so I can transition to a less stressful or fun career. How much wealth will be required?
• Have enough money for a major international trip twice a year. How much should we allocate?
• Purchase and maintain a second home. What will that cost up front and on an annual basis?
• Leave a multi-generational legacy for my family. Do you have an estate plan?
• Give a meaningful gift to a charity that means a great deal to me. What do you hope to accomplish?
In each case, we can estimate a required dollar figure and a proposed timeframe. When that is established, we can look at variations and their impacts.
Location
112 Worcester Street
Wellesley, MA 02481
US
Direct:
(781) 263-6869(781) 263-6869
Toll-Free:
(800) 767-7462(800) 767-7462
Fax:
(781) 241-4305(781) 241-4305
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Thomas O'Brien
Planning Associate
About Katie Prendergast
Kathleen Prendergast is a Private Banker serving Morgan Stanley Wealth Management offices in New York City.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2014, when she joined Morgan Stanley as a Financial Advisor Associate. She became an Associate Private Banker in 2018 and promoted to Private Banker in 2021. Prior to joining the firm, she was a Major Donor Development Officer at the Reeve Foundation.
Kathleen is a graduate of the Fairfield University, where she received a Bachelor of Arts in Sociology, and Montclair State University where she received her Teacher’s Certification. She lives in Weehawken, NJ. Outside of the office, Kathleen enjoys spending time with family and friends, volunteering at the Hoboken Community Shelter, hiking with her dog Barry, and traveling to new destinations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2014, when she joined Morgan Stanley as a Financial Advisor Associate. She became an Associate Private Banker in 2018 and promoted to Private Banker in 2021. Prior to joining the firm, she was a Major Donor Development Officer at the Reeve Foundation.
Kathleen is a graduate of the Fairfield University, where she received a Bachelor of Arts in Sociology, and Montclair State University where she received her Teacher’s Certification. She lives in Weehawken, NJ. Outside of the office, Kathleen enjoys spending time with family and friends, volunteering at the Hoboken Community Shelter, hiking with her dog Barry, and traveling to new destinations.
NMLS#: 1750426
About Thomas O'Brien
Thomas O’Brien is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Thomas provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Binghamton University and received the Financial Planning Specialist® designation from the College for Financial Planning. Thomas is originally from Lynbrook, NY and currently resides in Lynbrook, NY.
He earned his undergraduate degree from Binghamton University and received the Financial Planning Specialist® designation from the College for Financial Planning. Thomas is originally from Lynbrook, NY and currently resides in Lynbrook, NY.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Lisa Svensson today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
