Lisa Shelton, CPWA®, CRPC®
Financial Advisor,
Senior Vice President,
Family Wealth Director
Direct:
(360) 992-7994(360) 992-7994
Industry Award WinnerMy Mission Statement
What is financial freedom to you? Financial freedom goes beyond money to include living with purpose, cultivating a healthy mind and body, or being able to pursue a passion without fear of the unknown or unexpected.
Welcome
Lisa Shelton is a Senior Vice President and Family Wealth Director at Morgan Stanley. Since 1999, she has guided accomplished professionals and families across generations, earning recognition by Forbes as one of America’s Top Women Wealth Advisors and a Best-in-State Wealth Advisor. As one of a select group of Morgan Stanley Financial Advisors having earned the prestigious designation of Family Wealth Director, Lisa is entrusted to work with some of the firm’s most complex client relationships.
Lisa’s entrepreneurial drive began early. At 18, she launched a successful real estate career and built her first home at 19. By 21, she had passed the Series 7 exam and entered the investment world with the same determination and discipline that fueled her start. That hands-on experience shaped her belief that true financial success comes not just from investments, but from anticipating challenges, seizing opportunities, and building strategies that endure across generations.
Today, Lisa brings that same energy to her clients. She focuses on helping those whose wealth brings layers of complexity—whether through business ownership, family transitions, or philanthropic goals. Known for simplifying what feels overwhelming, she helps clients uncover issues they may not see yet and creates thoughtful strategies that help give them clarity, freedom, and confidence.
With more than 25 years of experience, Lisa takes great pride in listening deeply, asking the right questions, and turning intricate situations into clear, actionable plans. While her experience is best applied to clients with multifaceted financial lives, her philosophy remains the same for every relationship: deliver trusted, personal guidance that empowers people to move forward with purpose.
Outside the office, Lisa is driven by the same curiosity that defines her professional life—seeking new outdoor family adventures, exploring the world through her lens as a photographer, staying fit, or indulging her competitive spirit on the golf course.
Award Disclosures:
Forbes Best-In-State Wealth Advisors (2021, 2023-2025) - [Source: Forbes.com (Awarded Jan 2021, 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Women Advisors (2022-2025) - [Source: Forbes.com (Awarded April 2022-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
America's Top Women Advisors (2021) - [Source: Forbes.com (Awarded March 2021). This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 9/30/19 - 9/30/20.
Lisa’s entrepreneurial drive began early. At 18, she launched a successful real estate career and built her first home at 19. By 21, she had passed the Series 7 exam and entered the investment world with the same determination and discipline that fueled her start. That hands-on experience shaped her belief that true financial success comes not just from investments, but from anticipating challenges, seizing opportunities, and building strategies that endure across generations.
Today, Lisa brings that same energy to her clients. She focuses on helping those whose wealth brings layers of complexity—whether through business ownership, family transitions, or philanthropic goals. Known for simplifying what feels overwhelming, she helps clients uncover issues they may not see yet and creates thoughtful strategies that help give them clarity, freedom, and confidence.
With more than 25 years of experience, Lisa takes great pride in listening deeply, asking the right questions, and turning intricate situations into clear, actionable plans. While her experience is best applied to clients with multifaceted financial lives, her philosophy remains the same for every relationship: deliver trusted, personal guidance that empowers people to move forward with purpose.
Outside the office, Lisa is driven by the same curiosity that defines her professional life—seeking new outdoor family adventures, exploring the world through her lens as a photographer, staying fit, or indulging her competitive spirit on the golf course.
Award Disclosures:
Forbes Best-In-State Wealth Advisors (2021, 2023-2025) - [Source: Forbes.com (Awarded Jan 2021, 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Women Advisors (2022-2025) - [Source: Forbes.com (Awarded April 2022-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
America's Top Women Advisors (2021) - [Source: Forbes.com (Awarded March 2021). This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 9/30/19 - 9/30/20.
Specialties & Achievements
- Forbes Best-In-State Wealth Advisors (2021, 2023, 2024, 2025)
- Forbes Best-In-State Women Advisors (2022, 2023, 2024, 2025)
- America's Top Women Advisors (2021)
- Family Wealth Director
- Certified Private Wealth Advisor - CPWA
- Chartered Retirement Planning Counselor - CRPC
- Established a "Young Executives" Program
- FINRA Series 7, 31, 63, & 65 Licensed
Services Include
- Financial PlanningFootnote1
- Estate Planning StrategiesFootnote2
- Endowments and FoundationsFootnote3
- Business Succession PlanningFootnote4
- Asset Management
- Donor Advised Funds
- Retirement PlanningFootnote5
- Alternative InvestmentsFootnote6
- 401(k) Rollovers
- Trust ServicesFootnote7
- Business PlanningFootnote8
- Wealth ManagementFootnote9
- Stock Option PlansFootnote10
- Planning for Education FundingFootnote11
- Philanthropic ManagementFootnote12
Securities Agent: OR, NJ, ME, IL, MD, TX, NM, ID, NY, WY, AK, IN, UT, OK, CO, AZ, TN, NC, FL, CA, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1523452
NMLS#: 1523452
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Who I Serve
“For families and individuals whose wealth brings complexity, I bring clarity, strategy, and a long-term vision.”
Wealth is never one-size-fits-all. The families and individuals I serve share a common thread: their financial lives are layered, complex, and constantly evolving. Whether through business ownership, executive compensation, real estate ventures, or philanthropic commitments, complexity creates both opportunity and challenge. Many of my relationships also span multiple generations, where family dynamics and legacy planning add an additional layer of intricacy. My role is to bring clarity and strategy to these situations, helping clients anticipate risks, simplify decisions, and confidently move forward.
Wealth is never one-size-fits-all. The families and individuals I serve share a common thread: their financial lives are layered, complex, and constantly evolving. Whether through business ownership, executive compensation, real estate ventures, or philanthropic commitments, complexity creates both opportunity and challenge. Many of my relationships also span multiple generations, where family dynamics and legacy planning add an additional layer of intricacy. My role is to bring clarity and strategy to these situations, helping clients anticipate risks, simplify decisions, and confidently move forward.
Entrepreneurs
“Building a business is demanding — protecting and transitioning your wealth shouldn’t be.”
Entrepreneurs face unpredictable income, reinvestment demands, and the eventual challenge of succession or liquidity. I help align business and personal finances, structure for tax efficiency, and help you ensure years of work translate into long-term financial independence and family security.
Entrepreneurs face unpredictable income, reinvestment demands, and the eventual challenge of succession or liquidity. I help align business and personal finances, structure for tax efficiency, and help you ensure years of work translate into long-term financial independence and family security.
Business Executives
“Your compensation package is complex — your wealth plan should be clear.”
Executives often juggle stock options, restricted shares, deferred comp, and incentive programs with significant tax implications. I integrate these moving parts into a clear strategy that is designed to maximize value, manage risk, and create long-term clarity for both retirement and legacy.
Executives often juggle stock options, restricted shares, deferred comp, and incentive programs with significant tax implications. I integrate these moving parts into a clear strategy that is designed to maximize value, manage risk, and create long-term clarity for both retirement and legacy.
Real Estate Developers & Investors
“Concentration creates opportunity — and risk.”
Real estate brings unique challenges: concentrated positions, market cycles, financing needs, and liquidity pressures. I help developers and investors diversify wealth, manage risk, and build resilient strategies while preserving the entrepreneurial upside that drives success.
Real estate brings unique challenges: concentrated positions, market cycles, financing needs, and liquidity pressures. I help developers and investors diversify wealth, manage risk, and build resilient strategies while preserving the entrepreneurial upside that drives success.
Philanthropists
“Your giving should reflect both your values and your vision.”
Philanthropy is most powerful when it’s structured with foresight and intention. I help clients design strategies using trusts, donor-advised funds, and foundations to maximize tax efficiency, expand impact, and create sustainable legacies of generosity.
Philanthropy is most powerful when it’s structured with foresight and intention. I help clients design strategies using trusts, donor-advised funds, and foundations to maximize tax efficiency, expand impact, and create sustainable legacies of generosity.
Discussing the end of life and what happens to your assets is never an easy conversation to have, especially with family. But this type of planning is essential if you hope to ease what can be a difficult process for the people you love and to ensure that your wishes are respected. As a Family Wealth Director, I can guide you through the process of planning for the future so you're loved ones can benefit.
Planning for Success
Our process starts with you, your investment objectives and your financial goals.
The sophisticated suite of tools and the extensive list of resources that Morgan Stanley and the Cornerstone Legacy Group offer allows us to implement a financial plan to help translate your goals into reality.
Whatever your financial goal - whether to grow your wealth, preserve it or pass it on to others, you can count on us to help you with a strategy that is:
The sophisticated suite of tools and the extensive list of resources that Morgan Stanley and the Cornerstone Legacy Group offer allows us to implement a financial plan to help translate your goals into reality.
Whatever your financial goal - whether to grow your wealth, preserve it or pass it on to others, you can count on us to help you with a strategy that is:
Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions under IRS Rule 72(t).
Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals
Plan for Your FutureLifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions under IRS Rule 72(t).
Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals
Tax Planning
Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. This is why it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results
We are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
The decisions your make today can help you save for years to come. Use the resources found in the link below to help get started.
View Tax-Aware Strategies HereWe are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
The decisions your make today can help you save for years to come. Use the resources found in the link below to help get started.
Goals Planning
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
Start Planning Now
Estate Planning
Delivering an estate to the next generation or favorite charity requires more attention than families often realize. We coordinate with your estate and tax professionals to align your legacy goals with the appropriate asset titling and beneficiary designation requirements, incorporating best practices to help enhance results.
Income and Estate Planning Toolkit
Retirement Planning
One of our key areas of focus is helping you prepare and thrive in retirement. From IRAs to RMDs, we manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
Retirement Planning
Budgeting
One way to manage savings is by using Morgan Stanley’s Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Start Using the Tool Today
Tax Harvesting
Current U.S, Federal income tax law allows you to offset your capital gains with capital losses you've incurred during that tax year, or with capital losses carried over from a prior tax year.
If you engage in tax loss harvesting, you must also keep in mind the “wash sale” rules. Under these rules, if you purchase the same or substantially identical securities within 30 days before or after the sale of the securities that generated the loss, the loss will be disallowed. Tax-aware strategies seek to reduce capital gains. There is no guarantee that they will eliminate them.
If you engage in tax loss harvesting, you must also keep in mind the “wash sale” rules. Under these rules, if you purchase the same or substantially identical securities within 30 days before or after the sale of the securities that generated the loss, the loss will be disallowed. Tax-aware strategies seek to reduce capital gains. There is no guarantee that they will eliminate them.
Withdrawing RMDs
Retirement savers who are 72 must start withdrawing funds from tax-advantaged retirement accounts. Make sure you talk to your advisor about required minimum distributions and how to minimize your tax bill.
Re-Visit Your Financial Plan
The end of the year is a good time to revisit your investment strategy and financial plan to help ensure your portfolio is still apportioned among stocks, fixed income, cash and other asset classes in a way that fits your goals and risk tolerance.
Plan Your Charitable Giving
When making your gifting plans, you need to decide whether you want to give cash, appreciated securities, or through a gift of your volunteer time.
VALUABLE RESOURCES AND CONTENT
Below we have included some of our resources meant to transform complex financial analysis and research into concise and easily digestible content.
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
GIC Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Slimmon's TAKE
Andrew Slimmon, lead portfolio manager of the Applied Equity Advisors suite of funds and strategies shares his TAKE – Takeaways & Key Expectations – on the financial markets.
Check Out The Latest Commentary
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Cybersecurity Center
Morgan Stanley places high importance on cybersecurity. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways Morgan Stanley help protect you.
Click Here to Learn More
Morgan Stanley Insights
At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
Click Here to Learn MoreLocation
1701 SE Columbia River Dr
Ste 120
Vancouver, WA 98661
US
Direct:
(360) 992-7994(360) 992-7994
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2021-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2021-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Wealth Management
From My Desk
How to Break the Ice Around Family Finances
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Lisa Shelton today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
