Lisa Blonkvist, CIMA®
Senior Vice President,
Wealth Advisor,
Family Wealth Director,
Senior Investment Management Consultant
Direct:
(210) 271-6191(210) 271-6191
Toll-Free:
(800) 733-3041(800) 733-3041
My Mission Statement
Wealth management focused on creating rewarding relationships, providing sound advice and delivering exceptional service.
My Story
Lisa Blonkvist, CIMA® has more than 35 years’ experience in wealth management creating rewarding relationships, providing sound advice and delivering exceptional service.
At Morgan Stanley, she advises wealthy families, business owners and institutions.
Lisa manages all client relationships, uniting her personal understanding of clients’ unique needs and the team’s broad capabilities to create comprehensive financial strategies that are value-centric and results-oriented.
Are You Meeting Your Potential?
You are more than money. Yet your money is core to your life’s journey. Our experience helps guide you to unlock your financial potential—enabling you to make smart decisions and granting you the freedom to pursue your passions. To spend time with the people you love most, in the places you love most and to live your life, as you were meant to live it.
Our mission is to help you do just that. Working with a select group of wealthy families and institutions, we consider your entire picture and steep ourselves in the details of your life. With this information, we customize solutions for you, your family and your business, and execute a financial strategy that reflects your needs and values.
For those entrusted with leadership for institutions, we work with you to help manage fiduciary responsibility and tailor solutions based on a thorough understanding of your needs and goals.
Together, we’ll unlock your financial potential, one step at a time.
In Your Service
To unlock your financial potential, you need to continually make smart decisions and look ahead, rather than in the rearview mirror.
Lisa and her group keep their eyes firmly on the road before you. We research every option and choose only the ones we believe best suit your needs.
We make every decision with care because we aren’t merely building your portfolio—we’re helping you shape your future.
At Morgan Stanley, she advises wealthy families, business owners and institutions.
Lisa manages all client relationships, uniting her personal understanding of clients’ unique needs and the team’s broad capabilities to create comprehensive financial strategies that are value-centric and results-oriented.
Are You Meeting Your Potential?
You are more than money. Yet your money is core to your life’s journey. Our experience helps guide you to unlock your financial potential—enabling you to make smart decisions and granting you the freedom to pursue your passions. To spend time with the people you love most, in the places you love most and to live your life, as you were meant to live it.
Our mission is to help you do just that. Working with a select group of wealthy families and institutions, we consider your entire picture and steep ourselves in the details of your life. With this information, we customize solutions for you, your family and your business, and execute a financial strategy that reflects your needs and values.
For those entrusted with leadership for institutions, we work with you to help manage fiduciary responsibility and tailor solutions based on a thorough understanding of your needs and goals.
Together, we’ll unlock your financial potential, one step at a time.
In Your Service
To unlock your financial potential, you need to continually make smart decisions and look ahead, rather than in the rearview mirror.
Lisa and her group keep their eyes firmly on the road before you. We research every option and choose only the ones we believe best suit your needs.
We make every decision with care because we aren’t merely building your portfolio—we’re helping you shape your future.
Services Include
- Wealth ManagementFootnote1
- Asset Management
- Financial PlanningFootnote2
- Planning for Education FundingFootnote3
- Retirement PlanningFootnote4
- 401(k) Rollovers
- Long Term Care InsuranceFootnote5
- Estate Planning StrategiesFootnote6
- Corporate Pension FundsFootnote7
- Corporate Retirement PlansFootnote8
- Qualified Retirement PlansFootnote9
- Business Succession PlanningFootnote10
- Endowments and FoundationsFootnote11
- Sustainable InvestingFootnote12
- Philanthropic Services
- Alternative InvestmentsFootnote13
- Municipal BondsFootnote14
- Lending Products
- Art AdvisoryFootnote15
Securities Agent: NC, TN, MD, FL, VA, IL, MO, AR, NV, LA, CO, TX, MT, MI, NY, WI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1407663
NMLS#: 1407663
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with Institutions
Our tailored solutions help a variety of institutional clients, including foundations, endowments, corporations and other non-profit organizations. We help our clients manage their fiduciary responsibilities in many areas, including investment management of corporate assets, defined contribution plans, defined benefit plans and executive compensation.
Investment Management
We help endowments and institutions manage their investments, from comprehensive portfolio management, to thoughtful advice on investment strategy, to assisting with presentations to the board, whose investment knowledge can vary widely. We take a proactive approach to guiding timely investment decisions, driven by our clients’ unique needs.
Executive Compensation
We frequently work with management to provide executive compensation plans to attract and retain the best executives. Further, we work with executives to develop a wealth management plan.
Objective Approach
- Depth of Process: Our process-driven services include plan review, asset allocation, manager selection, custody, operations and reporting.
- Independence and Objectivity: Our extensive platform offers independent and non-proprietary products. Unbiased external manager research includes a rigorous investment committee process to determine appropriate investment managers and products for our clients.
- Transparent Pricing: Our scale gives us competitive access and favorable asset manager pricing. We are committed to full disclosure and transparency of pricing.
- Independence and Objectivity: Our extensive platform offers independent and non-proprietary products. Unbiased external manager research includes a rigorous investment committee process to determine appropriate investment managers and products for our clients.
- Transparent Pricing: Our scale gives us competitive access and favorable asset manager pricing. We are committed to full disclosure and transparency of pricing.
Retirement Plan Services
We help busy managers take on today’s more complex challenges by providing consultation and advice on:
- Managing fiduciary responsibility
- Managing an RFP process
- Incorporating Asset/Liability strategies
- Selecting the most appropriate vendor
- Improving participation rates
- Increasing deferral rates
- Creating an effective employee education program
- Benchmarking and measurement
- Managing fiduciary responsibility
- Managing an RFP process
- Incorporating Asset/Liability strategies
- Selecting the most appropriate vendor
- Improving participation rates
- Increasing deferral rates
- Creating an effective employee education program
- Benchmarking and measurement
Biography
Lisa Blonkvist, CIMA® believes everyone should have the future they envision for themselves, their business and their family. She provides her clients with financial strategies and resources to bring them closer to their goals. Analytical, inquisitive and detail-oriented, she is exhaustive in her research and critical in her analysis as she constructs a framework to create solutions for her clients’ needs.
As a Family Wealth Director, a designation held by 4% of Morgan Stanley’s financial advisors, Lisa employs an integrated approach to address the complete family situation, including financial structures, business situations and investments on both sides of the balance sheet. Lisa and her group help families achieve philanthropic wishes and guide them through the estate planning strategies, tailored to specific family dynamics and priorities. She understands the responsibilities that wealth brings, and the care needed to oversee these details.
In her time at Morgan Stanley and its predecessor firms, Lisa has been a member of the Master’s, Chairman’s, Director’s and President’s Council. She has also served on the firm’s Managed Futures Advisory Council and Business Owner Executive Council. She completed her Certified Investment Management Analyst® (CIMA®) designation in 1998 at the Wharton School of the University of Pennsylvania, earned by only 2.4% of Financial Advisors in the industry, according to IMCA and Cerulli Associates. This designation signifies objectivity, and proven experience in the evaluation of investment managers and integrates a complex body of investment knowledge systematically and ethically to assist clients in making prudent investment decisions.
Lisa has often appeared in the media—including weekly appearances on local television and radio stations, as well as in such financial publications as Barron’s—to discuss financial topics.
Active in professional associations and her local community, Lisa has served the Friends of Hospice, Texas Biomedical Forum, the Association of Professional Investment Consultants (APIC), San Antonio Museum of Art, American Heart Association and on the Alumni Advisory Board for the McCombs School of Business at the University of Texas at Austin. Lisa is also an acting member of the Investment Management Consultants Association (IMCA), San Antonio Sports, TeamSA Endowment Treasurer and involved in several other nonprofits, ministries and community groups.
Lisa received a business degree from the McCombs School of Business at the University of Texas at Austin, where she also received a bachelor’s degree in journalism. She and her husband, Tim, live in San Antonio. They enjoy traveling and spending time with their three adult children.
Video: What Is a Family Wealth Director?As a Family Wealth Director, a designation held by 4% of Morgan Stanley’s financial advisors, Lisa employs an integrated approach to address the complete family situation, including financial structures, business situations and investments on both sides of the balance sheet. Lisa and her group help families achieve philanthropic wishes and guide them through the estate planning strategies, tailored to specific family dynamics and priorities. She understands the responsibilities that wealth brings, and the care needed to oversee these details.
In her time at Morgan Stanley and its predecessor firms, Lisa has been a member of the Master’s, Chairman’s, Director’s and President’s Council. She has also served on the firm’s Managed Futures Advisory Council and Business Owner Executive Council. She completed her Certified Investment Management Analyst® (CIMA®) designation in 1998 at the Wharton School of the University of Pennsylvania, earned by only 2.4% of Financial Advisors in the industry, according to IMCA and Cerulli Associates. This designation signifies objectivity, and proven experience in the evaluation of investment managers and integrates a complex body of investment knowledge systematically and ethically to assist clients in making prudent investment decisions.
Lisa has often appeared in the media—including weekly appearances on local television and radio stations, as well as in such financial publications as Barron’s—to discuss financial topics.
Active in professional associations and her local community, Lisa has served the Friends of Hospice, Texas Biomedical Forum, the Association of Professional Investment Consultants (APIC), San Antonio Museum of Art, American Heart Association and on the Alumni Advisory Board for the McCombs School of Business at the University of Texas at Austin. Lisa is also an acting member of the Investment Management Consultants Association (IMCA), San Antonio Sports, TeamSA Endowment Treasurer and involved in several other nonprofits, ministries and community groups.
Lisa received a business degree from the McCombs School of Business at the University of Texas at Austin, where she also received a bachelor’s degree in journalism. She and her husband, Tim, live in San Antonio. They enjoy traveling and spending time with their three adult children.
Experience
1986 - Present: Morgan Stanley
Senior Vice President
Senior Investment Management Consultant
Family Wealth Director
1991 - Present: Published in various financial publications including Barron's
1989 - 1993: KMOL-TV/NBC Affiliate
Featured weekly on Channel 4 morning news on financial topics
1986 - 1988: KBUC Radio
Two Daily Financial Market Commentaries
1982 - 1986: SSC&B: Lintas
Account Supervisor
Senior Vice President
Senior Investment Management Consultant
Family Wealth Director
1991 - Present: Published in various financial publications including Barron's
1989 - 1993: KMOL-TV/NBC Affiliate
Featured weekly on Channel 4 morning news on financial topics
1986 - 1988: KBUC Radio
Two Daily Financial Market Commentaries
1982 - 1986: SSC&B: Lintas
Account Supervisor
Education
BBA, Bachelor of Business Administration, 1979
University of Texas
Austin, TX
BJ, Bachelor of Journalism, 1980
University of Texas
Austin, TX
Certified Investment Management Analyst® (CIMA®) 1998
Wharton School of Business
Accredited Investment Fiduciary (AIF®)
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health, Annuity, Variable Annuity and Long Term Care Insurance Licensed
University of Texas
Austin, TX
BJ, Bachelor of Journalism, 1980
University of Texas
Austin, TX
Certified Investment Management Analyst® (CIMA®) 1998
Wharton School of Business
Accredited Investment Fiduciary (AIF®)
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health, Annuity, Variable Annuity and Long Term Care Insurance Licensed
Awards & Associations
Named one of Forbes Top Women Best-in-State Wealth Advisors 2022, 2023, 2024, 2025
2022, 2023, 2024, 2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022 , 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
View HereSource: Forbes.com (Awarded 2022 , 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Named one of Forbes Best-in-State Wealth Advisors 2021
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Feb 2021) Data compiled by SHOOK Research LLC based on time period from 6/30/19 - 6/30/20.
View HereSource: Forbes.com (Awarded Feb 2021) Data compiled by SHOOK Research LLC based on time period from 6/30/19 - 6/30/20.
Named one of Forbes Top Women Wealth Advisors 2020
Forbes America's Top Women Wealth Advisors
Source: Forbes.com (Awarded Apr 2020) Data compiled by SHOOK Research LLC based on time period from 9/30/18 - 9/30/19.
View HereSource: Forbes.com (Awarded Apr 2020) Data compiled by SHOOK Research LLC based on time period from 9/30/18 - 9/30/19.
Five Star Wealth Manager
2012-2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2012-2022) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2012 Award - 09/30/2011 through 05/15/2012
2013 Award - 05/13/2013 through 07/1/2013
2014 Award - 09/30/2013 through 05/15/2014
2015 Award - 09/30/2014 through 05/15/2015
2016 Award - 12/8/2015 through 05/20/2016
2017 Award - 10/27/2016 through 05/23/2017
2018 Award - 10/30/2017 through 05/21/2018
2019 Award - 10/15/2018 through 04/26/2019
2020 Award - 09/30/2019 through 04/17/2020
2021 Award - 09/14/2020 through 04/30/2021
2022 Award - 09/20/2021 through 04/8/2022
2023 Award - 10/10/2022 through 05/05/2023
Learn MoreSource: fivestarprofessional.com (Awarded 2012-2022) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2012 Award - 09/30/2011 through 05/15/2012
2013 Award - 05/13/2013 through 07/1/2013
2014 Award - 09/30/2013 through 05/15/2014
2015 Award - 09/30/2014 through 05/15/2015
2016 Award - 12/8/2015 through 05/20/2016
2017 Award - 10/27/2016 through 05/23/2017
2018 Award - 10/30/2017 through 05/21/2018
2019 Award - 10/15/2018 through 04/26/2019
2020 Award - 09/30/2019 through 04/17/2020
2021 Award - 09/14/2020 through 04/30/2021
2022 Award - 09/20/2021 through 04/8/2022
2023 Award - 10/10/2022 through 05/05/2023
Tom Gorman Award, Association of Professional Investment Consultants 2012
Sandee Smith Leadership Award, Association of Professional Investment Consultants 2010
Client Service Team
Tammy Tyree - Portfolio Associate
Phone:
(210) 242-6397(210) 242-6397
Email:tammy.tyree@morganstanley.com
With more than 39 years in the financial services industry, Tammy Tyree brings professionalism, her passion for exceptional client service, and operational expertise to our team. She began her career in 1984 at Merrill Lynch for 16 years, followed by USAA briefly and then to Smith Barney now Morgan Stanley for the last 23 years. Tammy earned her Series 7, Series 65, Series 66, and Insurance license.
With diligence and client service in mind, she is prudent in solving problems and assisting with account servicing requests, including trading. Tammy also enjoys getting to know client’s preferences and their unique needs to build lasting relationships through successful outcomes.
With diligence and client service in mind, she is prudent in solving problems and assisting with account servicing requests, including trading. Tammy also enjoys getting to know client’s preferences and their unique needs to build lasting relationships through successful outcomes.
Jason Meyer - Vice President, Consulting Group Analyst
Phone:
(210) 271-6193(210) 271-6193
Email:jason.b.meyer@morganstanley.com
Jason Meyer’s career in financial services has been devoted to helping our clients reach their goals and build their wealth over the last 20 years. His primary responsibilities include preparing performance reports, gathering research, producing financial plans and monitoring portfolios.
Jason began his career with Salomon Smith Barney (a predecessor of Morgan Stanley) in 1999 after completing his B.A degree in economics and the Texas Business Foundations Program from the University of Texas at Austin. He earned his Series 7 and 66 licenses and, in 2006, was named the firm’s Southern Division Analyst of the Year.
Analytical and resourceful, Jason is currently a member of the Association of Investment Professionals (APIC), where he has served on committees for high-net-worth investors and best practices for analysts. In 2017, Jason was awarded the Pat Nicholson award from APIC, in recognition of his outstanding contributions as an analyst to APIC, the firm and his peers.
Raised in a military family, Jason is well-travelled and has lived in Germany and Taiwan. Jason has been a resident of San Antonio for the past 20 years, where he volunteers for various organizations. He also enjoys golfing, action movies and reading.
Jason began his career with Salomon Smith Barney (a predecessor of Morgan Stanley) in 1999 after completing his B.A degree in economics and the Texas Business Foundations Program from the University of Texas at Austin. He earned his Series 7 and 66 licenses and, in 2006, was named the firm’s Southern Division Analyst of the Year.
Analytical and resourceful, Jason is currently a member of the Association of Investment Professionals (APIC), where he has served on committees for high-net-worth investors and best practices for analysts. In 2017, Jason was awarded the Pat Nicholson award from APIC, in recognition of his outstanding contributions as an analyst to APIC, the firm and his peers.
Raised in a military family, Jason is well-travelled and has lived in Germany and Taiwan. Jason has been a resident of San Antonio for the past 20 years, where he volunteers for various organizations. He also enjoys golfing, action movies and reading.
Location
7600 Broadway
Ste 100
San Antonio, TX 78209
US
Direct:
(210) 271-6191(210) 271-6191
Toll-Free:
(800) 733-3041(800) 733-3041
Fax:
(210) 757-4327(210) 757-4327
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Lisa Blonkvist today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
13Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
14Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
15Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
13Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
14Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
15Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
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Awards Disclosures
CRC 6491812 (04/2024)
